If you generate the power with your own cells and use it there it's the same result as net metering, you made 4kw/Hrs and your electric bell is 4kw/Hrs less than it would have been. The problem is peak solar doesn't tend to meet peak demand, if you were looking at wholesale rate it makes more sense to point fixed direction panels West-Southwest to counter the huge AC loads during the summer time.
If decentralized generation is going to work, what we deperately need is the intrastructure and market to let the decentralized nodes to make meaningful decision about power use. Say start charging home based on accrued based demand, usage, credit for production defering of demand, and load balancing capabilites. A system that can predict usage and tack intellegent action. (Tommorow's going to be really cold, so this house will take X power to heat, and the solar will make A power over Y time, and the local wind farm isn't going to prouce much tommorow so wholesale prices are projected to be fairly high, it's pretty cheap right now so lets fill up the battery bank) (Later that evening... prices aren't going down, let's poll the nieghbors to see if we can justify spinning up block's combined heat-power unit.) (Get ready to start the laundry? you can see the projected cost for that load ... $3? , mabye it can wiat untill tommorow. ) A prototocol to push relevan information to the endpoints where decicions can be more effectively made is needed, that and R+D into devices that can do dectralized power/heat, hydrogen... etc, production, and A legal framework which makes it legal to transfer/share powere over property lines without it going through the local grid monopoly.
For now pick two: cheap, robust, distributed