We've also all seen the classical antidepressant commercial
Actually, only Americans and New Zealanders have seen that (in the first world). They are the only two OECD countries that allow direct marketing of prescription drugs to consumers.
Except of course they will never get round to paying off their debt. They will inflate their way out, like every other time they got into trouble.
So don't keep cash; only land and gold hold their value.
I think you maybe on the wrong site. As you point out, people here like to base their discussions on the "facts" they just inserted into to wikipedia. Actual facts from actual people who work in the actual industry are right out.
But thank you anyway.
So, to continue this shocking analogy, you would prefer to have to ring round 5 gritting companies beforehand to get the best price, keeping an eye on the weather all the time just to make sure you don't forget? And there's a fair chance your neighbours will have used a different company, meaning several journeys by several trucks (which is clearly not more efficient) not forgetting that the companies will necessarily being buying in smaller quantities therefore getting a worse price. Not to mention the people who choose not to pay and get the benefit of other people paying for them, leading to a tragedy of the commons. No, sometimes competition is good, in some cases it is clearly ludicrous.
If you've learnt one thing from the events of the last 12 months in the economy it should be that there is no guiding hand; free markets are not by default the most efficient solution. Like natural selection the market goes to local maxima in the landscape rather than the best solution. Sometimes the local maxima IS the best solution, but oftimes it's not.
Skype for business is truly awful. There is no support , their software locks users out of their accounts randomly along with their credit, it also blocks them from the business account randomly, oh and did I mention there is no way to contact skype?
I can deal with the lack of support and dropped calls in their free version, but as soon as I start paying them money I expect to at least have some level of contact with the company and people who are paying a considerable amount (and there are people spending thousands complaining in their forum) will expect personal contact. If they ever want to turn a profit I suggest they get this part of their business sorted or they are boned.
Never ask two questions in a business letter. The reply will discuss the one you are least interested, and say nothing about the other.