"The second point is why I think DC fast charging is not as necessary as many people believe - a level 1 or level 2 charger is more than adequate."
No. Just no.
Without fast DC charging, you have an expensive vehicle that can never leave your metro area. I bough an EV to replace a car -- a car that I actually take on vacations, not as a city vehicle.
Yes, 80-90% of my charging is done at my home in my carport. But that other 10% is _extremely_ important, and I would not bother with an EV if it were not there.
Let me use a car analogy: 80% of the time I am not only occupant of my car. Why do I need a passenger seat and rear seats?
Providing an adequate fast network to handle holiday surge traffic (when EVERYONE is trying to go someplace far off at the same time) will continue to be a major challenge for EVs for the next several decades.