Best Virtual Terminals for Xero

Find and compare the best Virtual Terminals for Xero in 2026

Use the comparison tool below to compare the top Virtual Terminals for Xero on the market. You can filter results by user reviews, pricing, features, platform, region, support options, integrations, and more.

  • 1
    Square Payments Reviews
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    Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.
  • 2
    Square POS Reviews
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    Square POS is a simple, intuitive point-of sale (POS) solution. It provides a rich set of tools for inventory tracking, sales tracking, online payment processing and digital receipts. Square POS is available for Android and iOS devices. It records transactions offline by storing data locally, then automatically syncing information when there is an Internet connection. Square POS allows users to manage details such as names, prices and quantities. It also offers features such as a barcode scanner and discounts, credit card processing and gift cards, refunds and more.
  • 3
    Stripe Reviews
    Top Pick

    Stripe

    Stripe

    2.9% + 30¢ per charge
    17 Ratings
    The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.
  • 4
    Authorize.Net Reviews
    Streamlining repeat business is essential, and having a card on file significantly enhances the checkout process for returning customers, allowing them to complete purchases with minimal clicks rather than re-entering their payment details. Additionally, by securely storing payment information on our servers, your security risks are minimized. With customers shopping in various ways—whether in-person, online, or via mobile devices—we provide solutions that adapt to the changing landscape of payments. Authorize.net allows you to process transactions in any manner that suits your business needs, whether online, through a mobile application, or via manual entry. We simplify credit card acceptance and ensure that you receive your payments seamlessly. It’s really that straightforward. Explore our array of integration partners to discover the optimal solution tailored for your business. Moreover, you can easily integrate a single-click payment button, making it ideal for donation forms or similar applications. This flexibility allows you to cater to a wider audience, enhancing your overall service offering.
  • 5
    Zettle Reviews
    Zettle, which was previously known as iZettle, serves as a comprehensive platform for innovative commerce solutions, providing all the necessary tools to facilitate speedy transactions, streamline everyday operations, and secure funding for expansion. For those with a vision and the determination to pursue it, Zettle equips you with the resources to sell more effectively, allowing you to concentrate on your passions. Our diverse range of payment and commerce tools, once exclusive to industry giants, includes fast mobile card readers, user-friendly point-of-sale systems, invoicing software, business financing options, and a wealth of insightful analytics to help you assess your performance and continually improve. Zettle's offerings are accessible in numerous countries worldwide, and if we don't yet operate in your region, we aim to do so shortly. In the interim, you can discover more about our services by choosing a country from the dropdown menu below or by reaching out to one of our global offices for assistance. Our commitment is to empower businesses of all sizes to thrive in a competitive marketplace.
  • 6
    PaymentCloud Reviews
    PaymentCloud Merchant Services offers credit card processing services for all types of businesses. We can support every type of business, from Fortune 100 companies to small local stores, ecommerce, retail, and at all levels of risk. We offer a wide range of integrations with almost any platform, shopping cart and CRM. These tools allow you to reduce risk and increase your reward. To receive personalized attention and a personable service, talk to one of our dedicated account mangers. PaymentCloud provides the foundation businesses need in order to succeed. We have over 50 years of combined experience in the payments industry and we are eager to help you succeed. No cost comparison. Simple setup. Fraud prevention and chargeback. There are hundreds of integrations. Accepted in industries with low risk and difficult to place.
  • 7
    Kurv Reviews
    Kurv is an all-encompassing payment solution tailored to enhance the way businesses handle and accept payments, featuring a range of tools that accommodate in-person, online, mobile, and self-service checkout methods, all integrated into a cohesive system that adapts to the evolving needs of businesses. Its primary features include seamless and secure acceptance of contactless payments and Tap to Pay directly on compatible smartphones without the need for additional hardware, as well as integrated payment gateways, virtual terminal processing, and adaptable invoicing capabilities that allow merchants to send payment requests or invoices via text or email. Additionally, merchants have the ability to create personalized QR codes, monitor sales and inventory, and utilize real-time reporting and analytics through an user-friendly dashboard, supported by round-the-clock U.S.-based customer service. Kurv also incorporates advanced fraud prevention measures, chargeback detection, AI-driven risk monitoring, and compliance safeguards to secure transactions, while offering customizable features such as automated recurring billing and white-label payment pages, ensuring businesses can meet their specific requirements effectively. With its comprehensive approach, Kurv empowers merchants to streamline their payment processes and enhance customer satisfaction.
  • 8
    Clover Reviews

    Clover

    Clover Network

    Clover POS offers a comprehensive cloud-based system designed for seamless payment processing and acceptance. This innovative platform equips business owners and retailers with secure access to an extensive array of products and features that effectively replace traditional cash registers, standalone terminals, receipt/label printers, and barcode scanners. Among its many functions, Clover POS provides rapid checkout options, inventory oversight, employee time tracking, management of purchase orders and vendor relations, as well as cloud-based reporting and integration with QuickBooks, all backed by a lifetime hardware warranty option. Clover creates tailored point of sale systems that simplify business operations, enabling users to easily adapt to the growing trend of online ordering. With Clover, you can confidently manage everything from online clicks to in-person pickups, ensuring that your shopping and dining experiences remain enjoyable and stress-free. Whether operating from a counter, curbside, or even a home office, Clover’s mobile and versatile nature allows you to meet your business needs wherever you are. Furthermore, its user-friendly features enhance customer satisfaction, making transactions smoother and more efficient.
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