GiniMachine, an AI-based solution to automated decision making, is called GiniMachine. It uses advanced machine learning algorithms and historical data from companies to create high-performing scoring models.
It can be used to score credit, collect, or apply, expand marketing (churn prediction), as well as sales (cross-sell, upsell) opportunities.
The system uses a customized implementation of the decision tree ensemble technique, augmented with a set
Heuristics for preliminary data processing. GiniMachine provides models for building and supplying.
They are fully compliant to the BASEL requirements.
GiniMachine works with all types of data, raw and prepared, including:
Socio-demographic data
Credit bureaus info
Transactional data
Social network data
Other data.