Best Free Payment Processing Software of 2025 - Page 3

Xsolla serves as a dedicated ecommerce platform for the video game industry, integrating its Transaction Engine and Business Engine to assist developers and publishers in marketing, selling, connecting, and optimizing their games on a global scale. By focusing solely on gaming, Xsolla effectively addresses the challenges of distribution, marketing, and monetization, allowing creators, publishers, and platform partners to broaden their reach, boost sales, and enhance revenue. With a powerful combination of tools available on a single platform, Xsolla empowers you to market, sell, connect, and optimize your game effortlessly. Our comprehensive solutions leverage our products, industry relationships, and expertise to cater to the unique requirements of your business. Exceptional games can arise from anywhere, and at Xsolla, we are committed to ensuring that the most innovative ideas are developed, recognized, and enjoyed. To achieve this, we have created a range of products designed to eliminate obstacles between creators and the essential support they require, fostering a thriving ecosystem for game development. Together, we can transform great concepts into memorable gaming experiences.

Qvalia serves as a comprehensive platform designed for finance teams, enabling them to automate their operations while maintaining full oversight of transactions and financial information. Our solutions enhance accounts receivable and accounts payable processes, offering features such as real-time spend analytics and automated accounting down to the line-item level. Users can easily integrate our services, which come with a transaction-based pricing model and a simple one-month cancellation policy. The Qvalia Autobilling feature revolutionizes accounts receivable by providing a B2B checkout widget for e-commerce, along with functionalities for automated invoicing, reconciliation, and reminders. Centralize all your transaction management in a single location for efficiency. Utilize the global e-invoice network PEPPOL or send e-invoices via PDFs at no cost. Additionally, our platform streamlines the management of subscriptions and recurring billing, paving the way for a smoother order-to-cash process and enhanced B2B e-commerce sales. Embark on the journey of digital transformation within your finance operations and ensure that all supplier invoices are processed electronically using our PDF Converter tool. With Qvalia, you can transform the way your team handles financial data and transactions, making them more efficient and effective.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

Our API enables rapid operational deployment, offering a versatile and adaptable payment solution with endless potential. It streamlines transactions among multiple participants, allowing businesses to manage the link between user payments and their own services seamlessly. By prioritizing payment and transaction processes, we connect financial service providers with their clientele effectively. With comprehensive documentation, our API stands out as one of the most flexible options available for various crowdfunding platforms. Truust is tailored for those seeking an easier way to handle payments while crafting unique experiences and fostering innovative business models. You can establish your personalized payment flows across any platform. Leverage our API to develop e-wallets and facilitate split payments for every transaction. Should your business face intricate technical requirements, we encourage you to reach out to us. Additionally, every Truust plan comes with email support to assist you in your endeavors. Furthermore, our commitment to enhancing user experience is at the forefront of our service philosophy.

Get the complimentary merchant application to receive instant payment alerts, allowing you to generate and display your ZapCode or share your ZapLink for customers to conveniently pay through Zapper. This app caters to merchants using both tablets and smartphones. Each time a customer makes a payment, they become part of your growing community. By utilizing the Zapper Merchant Portal, you can access comprehensive information about your customers and transactions, making it easy to entice them back with attractive vouchers and acknowledge their loyalty. Design personalized voucher campaigns that not only attract new clientele but also motivate existing customers to return through various incentives, discounts, and savings. A little appreciation can significantly enhance customer retention. Maintain a devoted customer base and influence their spending habits by rewarding your Zapper community with digital loyalty cards available in the app. You can tailor your campaigns according to the frequency of visits, total spending, or even specific items purchased. Draw in new customers to your establishment and watch your business flourish!

Butter is ending involuntary churn for direct-to-consumer and SaaS subscription brands by recovering failed payments and subscribers faster, and more efficiently, delivering 5%+ ARR growth.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Simplify the process of bill payments and invoice collections by automating your accounts payable and receivable functions. This allows you to focus on expanding your business rather than spending excessive time on payment management. Generate Purchase Quotes and enhance the approval workflow before forwarding them to vendors. Ensure efficient PO Matching with vendor invoices while keeping track of open and closed POs against budgets. Automatically or manually capture vendor invoice information and make secure payments without any foreign exchange markup. Draft professional invoices and give your customers the opportunity to confirm amounts prior to billing. Implement intelligent workflows that include automated reminders via WhatsApp and email to enhance communication. Move away from outdated spreadsheets and utilize a comprehensive dashboard, along with pre-built reports and customer timelines, to maintain oversight. Enjoy integrated task management within a centralized workspace that organizes promise-to-pay tasks and allows effortless customer follow-ups. Furthermore, benefit from a seamless two-way integration with your preferred accounting software to enhance efficiency. Embrace these tools to transform your financial management processes significantly.

Sionic is pioneering the introduction of real-time payment solutions within the U.S. commerce sector. Our platform facilitates instantaneous bank-to-bank digital cash transactions from consumers to merchants across various platforms, including mobile, online, in-store, and even in vehicles. Merchants benefit from receiving immediate cash deposits in their bank accounts while avoiding the burden of high credit card processing fees. The financial strain of these fees has ensnared merchants of all sizes, with total costs exceeding $110 billion annually in the U.S. as of 2020. Meanwhile, consumers are grappling with mounting late fees and a staggering $15.2 trillion in debt, along with the pitfalls of questionable reward programs that exacerbate existing financial inequalities. With the introduction of immediate digital bank payments, a new opportunity arises to fairly distribute value back to both merchants and consumers, who form the foundation of the U.S. economy. To enhance this experience, we provide three user-friendly mobile tools that make bank payments swift, secure, and convenient for consumers. Additionally, users can seamlessly integrate with our ready-to-use microsite via customizable QR codes or URLs, further simplifying the payment process.

Effortless invoicing leads to quicker payments, making it essential for businesses. With features like instant invoicing and options for recurring payments, managing client records and communications becomes streamlined in a single platform. Generate polished invoices and accept digital payments at no additional cost. Finli serves as an efficient payment management tool tailored for small enterprises. You can dispatch an invoice via text or email for immediate payment with just a few clicks. This system also enables the creation of memberships, subscriptions, and recurring bills, helping to automate your revenue processes effectively. Customers enjoy the convenience of splitting payments and selecting from various payment methods. Detailed insights into customer interactions and transactions are readily available to you. Clients can settle their bills effortlessly through a browser or mobile application, and sending invoices is completely free. Finli stands out as the ideal payment management solution for educators. Additionally, you can incorporate package purchase discounts, impose no-show fees, and customize other payment options to suit your business needs. Empower your customers to manage their payments seamlessly and conveniently.

At Super, we believe in providing a payment solution that doesn’t cost you anything for transactions, as our goal is to support your business growth without imposing any charges. Unlike other payment providers that impose fees ranging from 1-5% for each transaction, our model is entirely free, allowing you to focus on expanding your customer base. We understand that acquiring customers online can be quite challenging and often incurs hefty costs, usually between 15-30% when utilizing traditional digital marketing channels. Super presents a more equitable approach to customer acquisition and sales enhancement. You decide the commission rate you’d like to offer, and we facilitate additional customer engagement through our app. By offering cashback to customers while retaining a portion for ourselves, we ensure a win-win situation for everyone involved. The Super app is crafted to enhance the shopping experience and deliver attractive cashback offers from a variety of brands, both large and small, ensuring that customers return for more. Ultimately, our mission is to create a seamless ecosystem that benefits businesses and consumers alike.

Pay.'s comprehensive payment solution simplifies transactions for both online and brick-and-mortar businesses. By implementing an effective omnichannel payment approach, your company can experience continuous growth. All transactions are seamlessly integrated within the Pay. platform, allowing you to access financial data and payment analytics at any moment through the dashboard and app. With Pay., you can accommodate your e-commerce customers by providing any online payment method they require. To enhance user experience and boost conversion rates, you have the option to select from over 50 local and international payment solutions, including various Buy Now, Pay Later (BNPL) options. Setting up Pay.'s ready-to-use plugins on your webshop is quick and straightforward. Additionally, you can facilitate in-store payments through debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and app deliver comprehensive real-time insights into all in-store transactions, ensuring you are always informed about your financial status. This level of transparency allows for better decision-making and ultimately enhances customer satisfaction.

With Mercado Fondo, you can generate returns while keeping your funds readily accessible at all times. Transferring money to any bank or digital account is instant, allowing for immediate use of your funds. You can obtain a complimentary Mercado Pago card for making purchases or cash withdrawals globally. You have the flexibility to determine both the interest rate you pay and the timing of when your money becomes available, with rates ranging from 0% to 6.79% per sale—your choice entirely. Managing your financial movements, monitoring collections, and tracking daily sales is simple and efficient. You can delegate permissions to your team members based on their roles within your business, granting you oversight of all transactions. Each point of sale can be customized to suit your needs, enabling you to dictate the payment methods, metrics to track, and who is authorized to operate at each location. This service is crafted to seamlessly support every phase of your business's growth and operations, ensuring comprehensive control at your fingertips. Ultimately, it empowers you to run your business with confidence and adaptability in a dynamic market environment.

Businesses with experience in e-commerce often favor Transparent Checkout due to its customizable and clear shopping experience. This solution is particularly suited for teams that are focused on developing their e-commerce platform and consistently oversee the payment processes. Once customers select their desired products or services, they will be directed to PagSeguro for payment completion. It is ideal for businesses experiencing growth in e-commerce who wish to minimize concerns related to payment handling. By integrating this solution into your online store, you not only enhance the shopping experience but also benefit from the robust security offered by PagSeguro. This can lead to an increase in your sales conversion rates! Additionally, in the event of cart abandonment, customers will receive notifications encouraging them to finalize their purchases. You have a variety of customization options at your disposal, which include altering button colors, incorporating your business logo, and even achieving a fully personalized checkout interface that aligns with your brand identity. This level of customization not only enhances user experience but also reinforces brand recognition during the purchasing process.

Together, we can enhance your online presence and reputation to draw in new customers to your locations! Streamline the dissemination of information regarding your businesses across key directories, GPS platforms, search engines, social media, and review websites. Consolidate the feedback received on your establishments from sources such as Google, Facebook, and TripAdvisor into one convenient location. Regularly generate reports, assess the data, and engage with customer feedback all from a singular platform. Motivate your happy customers to post positive reviews on your Google Business Profile. Improve your website by incorporating a store locator feature and custom pages for each location. Ensure that your points of sale stand out in search results related to your industry. Centralize the messages received on your Google Business Profile and respond effortlessly, whether centrally or locally. By working together, we can significantly boost your online visibility and enhance your e-reputation, leading to increased customer attraction for your locations! Additionally, fostering a strong online presence will not only help in gaining new customers but also in building long-term relationships with them.

Accessing your funds has never been easier, whether you're in the cafeteria or the classroom, as you can make payments anytime and anywhere using your mobile device or computer. By downloading the MySchoolBucks app, you gain effortless access to your meal balances, past purchases, and the ability to make payments directly from your phone. You can conveniently monitor your child’s meal transactions and current account balance with ease. Plus, we will notify you when their account balance is low to ensure they never go hungry. You can also promptly pay for any fees assigned to your student or explore the school store for available items to purchase. With the option to schedule recurring payments, you’ll eliminate the stress of managing lunch money. Additionally, you will receive automatic alerts regarding low meal balances. Our commitment to safeguarding your account information and privacy is paramount. Should you require assistance, feel free to reach out via phone or live chat. Take the first step by creating your complimentary account to manage meal payments and much more. For inquiries about your account balance, refunds, or balance transfers, please connect directly with your school for specific guidance. With this system, you can streamline your experience effortlessly and ensure that your student is always prepared for their meals.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

NETePay Hosted serves as a robust payments solution that integrates payment processing and token management across physical stores, online platforms, mobile applications, and unattended systems, all centralized through Datacap's portal. With support for nearly every payment processor in North America, Datacap offers a wide variety of plug-and-play EMV-compliant devices from top manufacturers. Their omnichannel payment solutions seamlessly blend in-person, unattended, mobile, and online transactions, ensuring a cohesive payment experience no matter the channel. Users can purchase, set up, and manage Datacap products around the clock through the dedicated product portal. Additionally, Datacap partners and their merchants benefit from real-time reporting capabilities available 24/7. The platform allows for remote configuration of settings, pad flows, key injection, and various other functionalities. Furthermore, processor-specific encryption techniques guarantee that card information remains secure during the transaction, being encrypted at the point of sale and only decrypted at the NETePay Hosted, eliminating unnecessary data transfer points. By implementing contact and contactless EMV (chip card) certifications for both fixed and mobile devices, the risk of card-present fraud is significantly minimized, enhancing overall transaction security. This comprehensive approach positions Datacap as a leader in the payments industry, catering to the evolving needs of businesses and consumers alike.

Effortlessly establish, manage, and enhance your links to diverse payment gateways or methods across the globe. Companies around the world rely on BridgerPay for their payment processes. With a centralized dashboard and insightful reports, you can make more informed and quicker decisions regarding payment processing. Instantly connect your business to a PCI DSS Level 1 compliant payment operations platform, featuring hundreds of pre-built connections, or create your own in mere seconds. The Bridger Retry™ technology is designed to be provider-agnostic, allowing for seamless retries of declined card payments, which boosts your revenue and helps retain more customers. Expand into new markets with numerous codeless connections at your disposal. Understanding the significance of your business, we invite you to reach out to us at any time; simply click the Intercom button, and our payment specialists will assist you promptly. Our goal is to address and resolve all payment processing obstacles for good. Tailored for any type of business, it functions on any platform and connects to over 500 payment service providers. With fully PCI DSS Level 1 interfaces available through a single API, you can eliminate the burdensome need for PCI compliance. Join us in revolutionizing the way payments are processed and experienced across industries.

An innovative API that facilitates split payments, adheres to PSD2 regulations, supports multiple PSP configurations, automates reconciliation processes, and includes readily available KYC features can significantly enhance your marketplace operations. Payaut empowers online platforms and marketplaces to manage payments seamlessly through any preferred PSP, handling everything from seller onboarding to the division of payments and payouts via a single API. With the ability to accept payments from a selection of over 100 payment methods, you can expand your reach on a global scale. Each transaction can be divided into your platform’s commission and the seller's fee, tailored to your specific requirements. The platform remains removed from the financial flow, ensuring compliance with PSD2 as payment providers settle directly with Payaut. Additionally, all incoming payment streams are streamlined into a consolidated payout for sellers or the marketplace. You can also maneuver funds within the Payaut ecosystem between marketplace and seller account balances, allowing for adjustments related to corrections or monthly charges, thereby optimizing overall financial management in your operations. This comprehensive solution not only simplifies payment processes but also enhances user experience and trust in your platform.

Hips serves as a comprehensive omnichannel payment gateway and platform designed for businesses, ISVs, and ISOs that wish to provide payment terminals or online payment solutions to their clients. With the capability to programmatically establish merchant accounts or manage terminals through our REST API, you can concentrate on enhancing customer relationships and driving sales instead of worrying about payment infrastructure, acquiring, issuing, licensing, PCI compliance, or hardware and software concerns. Expand your POS or payment operations through a unified global payment platform that operates across over 70 countries and offers more than 60 payment methods for online, mobile, or in-store transactions. We create personalized pricing structures and customized payment services—whether gateway, acquiring, or issuing—that align with your unique business needs. You have the freedom to determine pricing for your merchants while retaining complete ownership of your customer relationships and offerings. Easily set up merchant accounts or manage terminals, as our SDKs simplify the integration of Hips into your mobile and web applications, accommodating mobile, unattended, online, or in-store payment solutions. This flexibility empowers businesses to adapt and grow in a dynamic payment landscape.

Speed experience allows for lightning-fast bitcoin payments processing, lower transaction fees, greater security, better scalability, and global reach. Our bitcoin payment APIs can be set up quickly. Start using the Lightning Network to receive fast, inexpensive global payments. The Speed platform API was created to empower developers to help power businesses. Use developer-friendly APIs to integrate bitcoin payment processor in minutes. Accept bitcoin payments for your company on your website, via links, or through your app. These are one-time checkout codes that allow you to accept payments on online platforms such as e-commerce. These links can be generated without any programming. You can instantly collect payments by creating a payment link to accept multiple payments on online platforms for donations and crowdfunding. Open-source plugins are available for all major eCommerce platforms. This allows merchants to integrate seamlessly with their existing system in just a few clicks.

Experience the fastest, easiest, and most secure method for processing online payments. You can set up your first order form in just a matter of minutes! OrderForms.com enables you to accept payments directly from your website or advertisements through expertly crafted order forms linked to your Stripe merchant account. This solution outperforms any other system available, making it quicker and more user-friendly. Utilize your Stripe Merchant Account for secure payment collection and enjoy additional features. Our pre-designed order forms significantly reduce your workload and save time. For enhanced security, no credit card information is retained on our servers. We offer numerous integrations with third-party services, including Zapier, which is why we’ve designed OrderForms.com to be completely user-friendly. With us, you’ll be operational in less time than it takes to brew a cup of coffee. Additionally, you can use Google Sheets for creating and modifying online spreadsheets, allowing for collaborative insights with secure real-time sharing from any device. Easily connect OrderForms to over 1,000 applications—just choose your app and you’ll be ready to go in no time. Enjoy the seamless transition to efficient payment processing today!

Giropay provides flexibility in payment methods, allowing you to either pay instantly from your checking account without needing to register through your online banking or to set up an account in advance for payments using a username and password, which includes added benefits like giropay buyer protection and immediate payment confirmation. Even though it's unlikely you would require this feature, having it available offers peace of mind, and if needed, the process is straightforward and efficient. Whenever you see the new giropay logo or the merged giropay/paydirekt logo, you can utilize the giropay app to confirm your transaction seamlessly. The giropay app operates through secure, tested interfaces, ensuring that data transmission adheres to the stringent standards of German online banking. Importantly, giropay does not allow access to your online banking account, since all information is encrypted and stored only on your device. Additionally, your data is kept in certified data centers across Germany, complying with strict German data protection regulations, ensuring that your information remains private and secure at all times. This commitment to security enhances the overall user experience, making giropay a reliable choice for online transactions.

Chloepay by Chloe.ai, enables small to mid-market business owners to engage with customers across a multitude of platforms and media. Integrations with Intuit QuickBooks, Xero, Microsoft Dynamics, Slack, WhatsApp, and more ensure seamless invoicing and payments where your customers live and work. ChloePay also uses the same payment processing platform as Stripe, delivering best-in-class security and regulatory compliance. Just a few of the advantages of choosing ChloePay include: • Transaction-based plans with no monthly subscription fee • Simple SMS and mobile payments that your customers will love • Social media invoicing and payment options • Access to API's and custom development (fees may apply) • Integration with major CRM, accounting, and social platforms