Alternatives to nCino Cloud Banking Platform

SBP Digital Banking Suite serves retail and corporate financial institutions with seamless digital onboarding, day-to-day banking, and enhanced open banking capabilities like compliance and credit decisioning. Its agility ensures quick time-to-market and continuous UX improvements. There's no vendor lock-in; integration options include configuration, customization, or SDKs. The CX app and open banking drive transformation, enhancing customer experience and financial well-being. The platform is AI and data-driven by design and supplies relevant insights to optimize customer journeys that are user-tested. The Employee Experience web app empowers operations and talent, improving service. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

AI software yields automated underwriting and loan matching at a 95% proven funding rate. The problem in the industry is a low 55% average at funding loans due to the fragmented lending process. HWML solved this problem by giving brokers, banks and consumers access to the platform syndicated with 300+ lenders in Commercial Real Estate, Residential Real Estate, Business, and Personal loans. HWML’s platform has funded over $600M+, loans sized from $100k-$50M!

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

FPS GOLD has been providing core and mobile banking, online banking, wire transfer software and a content management system for financial institutions for more than 55 years. FPS GOLD's mission is to help financial institutions succeed, profit, and thrive through flexible, robust software that's paired up with unmatched customer support. FPS Gold is more than just software. We actually care. We don't want you to doubt us. It's possible to test it yourself.

Covalent is a cloud-based loan-originating system that offers digital onboarding for consumers, commercial and mortgage requests, automated underwriting, credit structure, compliance management including HMDA data collection, adverse actions letter management, fully integrated early disclosure, closing documents, including TRID and core import/export. Our system is so intuitive, your associates will be able to use it almost immediately. Your users can be trained in just a few minutes. Your analyst is your guide! You can modify the loan origination automation process to reflect changes in your lending policy without having to involve software developers. C2 Covalent's ease-of-use, predefined product types, and modules are a big hit with lenders. Spend less time training and more on customer relationships. Flexibility in reporting, increased customer share of wallet and significant time savings for your analyst.

BusinessBANKER is a cloud-based, scalable Loan Origination Solution from Cognitive Group. It allows lenders to easily manage documents, collaterals and risk scores, workflows and compliance. It simplifies commercial loan processes, from initiation through to closing. BusinessBANKER increases employee productivity through its one-screen system, which was designed using a unique scientific cognitive approach and AI-driven automated automations. BusinessBANKER has editable interfaces for branch employees, mobile customers and web-based self-service. Users can create complex credit applications in under 5 minutes. BusinessBANKER consists of 5 core modules. DIGITAL INTERFACE MANAGER RISK MODELMANAGER DECISION ENGINE WORKFLOW MANAGER CONFIGURATOR Additional modules are available.

Maxwell is the one partner who can provide everything that a local lender requires to run a profitable business in the mortgage industry, from the point of sale to fulfillment to the secondary market. Our team is made up of mortgage veterans and technologists, who are dedicated to building the next-generation of mortgage solutions that will help local lenders improve their team's efficiency while providing an optimized borrower experience.

The secret to the fastest-growing credit unions and banks is our omnichannel account opening software. Our omnichannel account opening software integrates with your core to grow account holders. It's a delightful experience for both consumers and businesses. We make it easy for your institution to sign up new customers and keep existing customers. With a solution that funds and opens deposit accounts in under 3 minutes, you can meet your customers wherever they are. Automate up to 97% application decisions so that you can open more accounts through more channels, online or in-branch. Integration with your core in real-time MANTL integrates seamlessly with all core banking systems. It also allows core integration with leading fintech platforms. Integrations with the best-in class providers are seamless. MANTL automates more than 90% of KYC decisions using 30+ data sources to reduce the time-consuming manual reviews. No-code, real-time configurability. Instantly modify risk thresholds, underwriting standards and product rates.

Axe Credit Portal, axefinance’s powerful integrated software for loan origination automation, is available as a locally hosted solution or as a SaaS solution (cloud). Axefinance was founded in 2004 and is a global provider of software that focuses on credit management automation for financial institutions (traditional, Islamic, etc.). Looking for a competitive edge in productivity and customer support for all client segments: corporate, retail, and SME. axefinance is a trusted financial partner to respected global financial institutions such as Societe Generale and Al Rajhi Bank, Banque Internationale de Luxembourg, First Abu Dhabi Bank, and Banque Internationale de Luxembourg. ACP users enjoy increased profitability, greater productivity, and customer satisfaction, while staying current with ever-changing compliance regulations

SPARK digitizes the entire process of loan origination, making it easier, safer, and more efficient for banks and customers. Our platform has helped lenders originate over $8 billion worth of loans by eliminating manual processes and network sharing.

If you are a Financial Institution with a new product or service in mind, say an EMI, PSP, API, FX Broker, MTO, Marketplace, Institutional Broker or simply responsible for looking after other people’s money. Your new financial service can be built on secure, proven banking software, reducing the time and costs involved in bringing your product to market. Trusek offers the platform and integrated services that you need to create, deliver, and scale financial solutions. It's easy to launch new ideas or scale existing ones in a short time and with minimal effort and cost. Our SaaS platform provides all the infrastructure for any FinTech service, which is crucial to its success. However, no one will ever see it. Our APIs provide the tools that enable your USP shine. You can either use your own design team, or work with Trusek. Our experience and effort have made the Trusek Core Account Platform the most flexible, secure and feature-rich platform for building your new system. The Trusek implementation team is available to assist you with regulatory license applications and introductions of banks, compliance managers, FX broker, and other providers.

Telemetry BI, a cloud-based, turnkey platform for mortgage business intelligence and analysis, is called Telemetry BI. It is the first mortgage lending solution to integrate financial and operational data from your loan origination software and accounting system. This unique approach gives mortgage lenders a complete view into their business via interactive dashboards and standard-of-practice mortgage KPIs. It also provides branch-level P&L reports and more. Automated production, branch and financial reporting can be leveraged to existing mortgage accounting software and loan origination software. Telemetry BI provides easy access and reporting for all types of mortgage lending institutions. Reports include best-practice metrics such as P&Ls and cost-per-loan. Balance sheets, forecasts, and many other information.

Our cloud-native core bank platform covers all aspects of lending and saving operations. The platform is composed of prepackaged building blocks that can be assembled to create the banking experience that you desire. The real benefits are the speed of implementation, and the ability to tailor the solution to your specific needs. We can launch a bank in a few months and add new products in a matter of weeks. Our strategy of keeping all customers on the same platform allows us to innovate quickly and without compromising uptime. This means that you can concentrate on building what you need quickly and reliably. Our cloud-native core banking platform puts your customers at the center. It offers a wide variety of prepackaged solutions that allow you to quickly create innovative banking services to meet their changing needs.

VeriBranch is VeriPark's Branch Automation solution. It provides a unified frontend to empower branch staff and enable them to become universal bankers, while also supporting contactless customer journeys within digital branches. VeriBranch provides banks with the tools they need to transform their branches into high-value centers of sales, while leveraging technology to empower employees and deliver customer satisfaction. The solution allows bank employees to work with technology, and have the information they need to complete transactions at their fingertips. VeriBranch integrates directly with back-office systems to streamline business processes. It provides branch staff the necessary tools and infrastructure for remote working. Bank tellers are able to perform efficient transactions such as account opening, loan origination and transfers using a single interface. Relationship Managers and advisors are able to engage with customers and provide personalized services for financial planning, whether in the branch or remotely.

One software platform can transform your digital banking experience. Each financial institution has its own digital banking needs and requirements, which are based on their size and style. FIS Digital One provides consistency across digital, mobile self-service, and banker assisted channels, whether you are supporting retail customers, corporate clients, or employees. Retail banking experiences must be personalized, convenient and accessible to meet the expectations of each customer. Digital One's modular framework allows you to create tailored digital banking experiences for your entire client base. This includes the self-service digital offerings that they expect and want. FIS is committed to improving our offerings, so that you can offer your customers digital banking experiences which are superior to the rest. This includes making the products easier to use, investing in user experience and design and adding new features.

Biz2X, a global SaaS platform that allows financial institutions to offer a tailored online lending experience to their small and medium-sized customers, is called a turnkey global SaaS platform. Biz2X is the most trusted digital lending platform. It enables financial providers to drive growth by providing a modern omnichannel experience with best-in-class risk management tools. Significantly reduced processing times and lower overall costs. Banker-assisted or borrower-friendly applications. Digital customer acquisition can help you grow your relationships and increase your application rates. Modular and configurable modules that can be customized to fit your policies, rules, or workflow. Advanced scorecards that adapt to your credit policies give you control. This scorecard was built using over a decade's worth of Biz2Credit online lending experience. Technology developed for lenders by the leading online business lender.

Portfolio+ is an ecosystem that connects customers and financial service providers to provide a personalized banking experience. Our platform for consumer-directed banking and robust APIs offer bespoke financial services without exposing customer data. Financial software solutions that are secure and industry-proven. We can help you grow your business in tech-savvy, hyperconnected financial institutions. Our open banking ecosystem empowers customers and monetizes financial service providers' products. Our core banking platform ensures that transactions in Canada are completed efficiently and in a timely manner. Our clients receive training and consulting services to help finance professionals capitalize on fintech.

We handle customer onboarding, compliance checks, regulatory requirements, and opening user/bank accounts. We ensure industry-standard compliance and a seamless user experience. Our core banking system enables you to offer future-ready and customer-relevant banking services. We help businesses offer seamless payment experiences to their customers. No matter what payment need, our solutions can meet it. We assist banks and organizations in issuing branded virtual and physical cards. We can help you create card programs that meet your requirements. With our capabilities such as collection tech, payouts and plug-ins to merchants, payment gateway, etc., we connect finance, technology, commerce. Our solutions are complete, which means we do all of the heavy lifting so you can launch cards, programs, or any other fintech product in no matter how short a time.

Spotbanc is a specialist digital banking platform designed to enable small-and-medium-scale EMIs, banks, and financial service providers to launch powerful financial products/services such as electronic money, virtual accounts, online banking, loan management, treasury management, etc. Spotbanc is designed for highly-specialized financial institutions that offer specialized services to a specific clientele. Our solutions include Electronic Money, Corporate Banking solution and Private Banking solution. We also offer Loan Management solution, Treasury Management solution, Specialized Banking 'on demand solution. You can enjoy our solutions as standalones, combined, tailored, or holistic. We offer the most flexible online banking solution. Spotbanc offers a unique omnichannel system that provides clients with a single experience. Clients have the same banking experience whether they use the web or mobile app, as their data is synchronized across all channels.

CreditSnap, a cloud-hosted Digital Account Opening Platform for Banks, Credit Unions, and Community Banks is available. All your retail and business account opening needs are covered under one roof. 1) A modern, responsive and instant deposit account opening experience: Credit unions, banks, and anyone can now offer a modern deposit account opening experience with full automation. This includes eligibility, KYC, and digital deposits. 2) Lending Cross-Sell - Unique and exclusive solution in the market. It uses soft inquiry data to instantly send loan offers after the Deposit Application experience is complete. 3) Omni Channel

Bankers Realm Core Banking is a web-enabled app that offers multi currency, multilingual, and multi-channel technology features. It provides a unique "banking without borders" experience. Bankers Realm is a top-of-the-line security company that is highly scalable and offers best-in class security features. - A robust architecture that runs on a proven enterprise platform. - Integration seamless across existing software systems Flexible and scalable to handle large volumes of transactions and easy learning and use of products High performance, low-cost investments

Integration platform for banking with low-code. Customers can connect fintech products to existing systems with the Sandbox Banking platform. The company's fintech partners can close financial institution sales quicker and offer seamless integrated experiences across banking customer system systems. Glyue allows banks and credit unions to securely integrate fintech products into their existing infrastructure. This helps them grow revenue and improve operational efficiency. Banks and credit unions can use Glyue™, the company's platform, to accelerate digital transformation. It provides pre-built API adapters, solution templates, and tools that allow them to securely connect their existing systems with fintech partners. Our growing network of partners and adapters in banking creates a network effect that benefits fintech and customers. Distribute BaaS APIs to fintech vendors. Sandbox Banking handles over 50 banks institutions' ongoing security, system maintenance, and business processes changes.

The NCR D3 platform was created to allow banks and credit unions to offer the digital banking experience they desire and compete with the industry leaders in every way. The D3 platform is built on a microservice architecture with a number open APIs. It gives your financial institution the ability to control its digital future. The D3 platform offers a wide range of functions and features. They are built with hundreds of banking services that provide the flexibility, scalability, and agility you need. The D3 platform allows you to join top FIs that are improving engagement, decreasing complexity, and innovating faster than ever. Your users can manage their finances easily with a consistent, intuitive experience on any device. Your small business users will be able to access everything they need, from a single login to powerful entitlements to automated reports.

Cyberbank is a Next-Gen Core banking platform and a Digital Engagement accelerator. This platform is designed to help you stand out by adapting to changing consumer behavior and making you an integral part of customers' lives. Two pieces, a single architecture. Cloud Native, API-centric, and microservices-based, it is a unique digital banking backbone. The Cyberbank platform is used by banks, challenger banks, fintech companies, and neobanks. Only platform that can dynamically modify end-to-end product definitions, and adapt to modern customer behavior. Cyberbank Next-Gen Core allows you to dynamically create and refine products and services based on customer needs and behavior. All-in-one modern products, including deposits, loans, and payments. Cyberbank Digital allows you to create digital ecosystems, and build exceptional, empathic experiences online.

iGCB’s Digital Core empowers institutions to reimagine operations with cutting-edge solutions that are customer-centric. iGCB's Digital Core leverages a comprehensive set of digital tools and platform to facilitate the seamless integration advanced technologies, such as AI-driven analysis, cloud computing and robust cybersecurity protocols. This transformation enhances customer experience by providing personalized services, mobile interfaces, and real time support, while enabling banks adapt quickly to changing market needs.

CREALOGIX's digital hub is a platform that enables integrated digital banking engagement. It allows banks and wealth management companies to meet the growing digital demands of their customers and implement their growth strategies. Our suite of solutions for financial services and digital banking will accelerate your digital transformation. A modular SaaS solution brings you closer to your customers and delivers a personalized digital experience that accelerates digitalization. Financial institutions can now have next-generation customer interactions. This will be possible through personal, intelligent, and engaging communications across all channels. You can increase your efficiency by using an easy-to use portal that provides fully compliant digital processing for funding throughout the entire lifecycle, from application to review and payment.

An omnichannel digital banking solution that is highly customizable and context-aware. It can integrate with any core processor to service all business lines. Oracle Banking Digital Experience allows banks to execute their digital strategies without having to adopt a single-size-fits all approach. Oracle Banking Digital Experience is a digital banking solution that is open, flexible, cloud-ready, scalable and enterprise-class. Banks can quickly deliver digital capabilities without having to change their core banking platforms. One digital platform that banks can use to provide engaging digital banking customer experiences across all channels. Comprehensive digital banking software that supports all business lines, including corporate, retail, and Islamic. An extensible, customizable digital banking solution that can integrate with any existing technology.

QBS was created to improve financial services efficiency through the best technology. Particularly in emerging markets, where legacy or traditional banking is too slow or expensive to adapt or integrate into new channels. This is despite the increasing costs of maintenance and recurring service. QBS is a platform that accelerates the time it takes to bring new and better financial products to market, while ensuring agility and effectiveness. Our clients can be more responsive to a changing market through digital transformation. Our platform was created using the most recent trends in digital banking at an international level. APIs and native Microservices, transparent and open data model, 100% real time processing. Regulatory and operational support are provided by sound, simple, real time, seamless processes that provide unlimited performance.

Flexible, tailored, valuable commercial banking. Your clients will succeed with tailored financial services that are tailored to their needs. Your commercial account holders have complex and unique needs. Offer digital banking services that are tailored to their needs, size, and vertical. You can understand their needs and be a valuable resource for your most important clients. You can achieve this with the right partner. Legacy tech treats all businesses equally and provides inefficient, counter-productive interfaces. It's time to upgrade. Cash management can be difficult for large commercial clients. Legacy tech can create additional complications with rigid workflows, cumbersome features, and features that don’t consider user experience. Our commercial banking platform is a revolutionary solution. It provides a robust, sophisticated, yet simple solution for any user or task, no matter how complex or unique.

ebankIT enables banks and credit unions to deliver the same humanized, personalized, and accessible digital experience on mobile, web, and voice banking, as well as whatever future channel may come next.

Through the industry's only Digital Delivery Platform, we're unlocking next-generation customer-centric banking operations. Savana combines unrivaled banking expertise with API-first tech to remove the complexities that can arise during digital transformation and in creating and launching new banks. With one unified back-end service interface, you can deliver faster, more personalized, and consistent customer experiences across all channels. APIs enable customers to access extensive self-service functionality. Automate workflows and processes for everything, from the back-office core and third-party systems to customer channels. This will speed up time to market for new products as well as ensure real-time fulfillment for service requests.

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

Elcoin Automated Banking System is a fully-fledged transactional bank system that supports a wide variety of financial intermediation models. Elcoin ABS is able to run automated banking infrastructures for payment service providers, commercial banks, and e-money companies. Elcoin ABS offers an open API architecture that allows you to request both internal services and global banking payment capabilities. Elcoin ABS offers modular functionality that can be assembled according to the business model and required services. These modules include Core and Contacts, Products and Accounts. Payments, Foreign Exchange, Cards Crypto, Treasury, Notifications Channels and Processes are all available.

Novopay's cloud-first, mobile-first, API-enabled, AI-driven Banking Platform will help you future-proof your banking journey. Novopay products can be licensed, subscribed to, customized, and run on the cloud with 24x7 managed service. The Novopay prepaid wallet and card solution allows banks, NBFCs and retailers, as well as corporates, to solve complex payment problems and offer seamless payment experience for their customers, employees, and channel partners. Your consumers will be engaged by a frictionless, easy payment experience. All this while allowing the consumer to have complete control over the payment instruments. Novopay is a high-tech offering for microfinance and community banks, with loan officer apps that can be used online and offline.

Finacle, an industry-leading digital bank solution suite from EdgeVerve Systems is a wholly-owned product subsidiary of Infosys. Finacle assists financial institutions, both established and new, to drive true digital transformation. It helps them achieve frictionless customer experiences and a larger ecosystem. It also provides insights-driven interactions, ubiquitous automation, and greater customer engagement. Finacle is used by banks in more than 100 countries to serve over a billion customers and 1.3 billion accounts.

Advantica Cloud Core Banking, our proprietary electronic banking system, provides a comprehensive core banking service. It provides multi-channel banking services and supports the implementation of business plans. The system supports the most recent requirements in the Payment services Directive 2 (PSD2) as well as Open Banking. Softax implemented Advantica in some of the largest European financial institutions. It is a reliable, secure, scalable, and reliable solution.

Geezeo is a trusted platform that delivers the best digital banking experience. Our platform can be seamlessly integrated into your digital banking system and supports over 500 forward-thinking credit unions and banks. Geezeo creates the most flexible and powerful tools for digital banking. Geezeo's product APIs and Responsive tiles, as well as unmatched data analytics, will help you create the best digital banking experience for your customers. Geezeo's data enrichment, best customer experience, and targeted marketing are a benefit to financial institutions with more than 7 million users. Geezeo Platform provides powerful insights into your customers' transactions and delivers targeted product offers. It also engages customers.

Baseella is an ultimate core banking software with an ecosystem of apps for the customer that empowers payment and electronic money institutions. Our comprehensive solution is tailored to address all operational challenges faced by PayTech companies, including financial crime, regulatory compliance and management. Baseella allows startups to launch their services quickly and scale their businesses without having to invest millions of euros in core banking software.

Coconet accelerates banks with the #1 white-labelled digital corporate banking solution built by technology experts, functional innovators, and regulatory experts. Are you looking for a reliable solution for your complex corporate banking environment that is ready to go out of the box? Join our multi:versa platform: One platform for your corporate banking channels. It is based on the latest cloud architecture patterns, with a stunning user experience. Engage with corporate, business, and fintech clients while meeting all security and regulation requirements. Open banking direct access is available for all web and mobile channels. You can expand your platform anytime, even without coconet.

The Alkami Platform allows banks and credit unions compete with the Fintechs and Megabanks, and to capitalize on the opportunities that the future holds. We empower financial institutions to grow confidently, adapt quickly and create thriving digital communities. We offer award-winning product features as well as a scalable infrastructure. You don't have to worry about outgrowing your digital bank solution or being at a competitive disadvantage. Our flexible and customizable Platform allows you to respond quickly to market changes and opportunities. You can connect with your end users using a user-friendly, personalized solution that allows you to provide the service and strengthen relationships that foster loyalty.

ClearEdge provides all the core banking services you need, including digital, image, payment, decision, and regulatory solutions. ClearEdge is growth for your company, seamless customer experience and frictionless workflows. No long contracts, just one flat monthly fee. There are no hidden fees or red tape. There are no negotiations. You can access all API categories through code connect. This allows you to enhance any solution. Financial institutions have FIS® ClearEdge as a partner in FIS and an edge in the market. ClearEdge provides the solutions you need, when you need them. ClearEdge is the future in banking. It offers simple pricing, fast implementation, and clear contracts. ClearEdge is the one-stop marketplace for all FISAPIs, API management, publication, multiple channel integration and secure testing.

Our customers can create great banking experiences that they love. We make it easier and more flexible than ever before. Mambu can be integrated into your banking or lending architecture to create a customer-centric experience you fully control. You can connect to independent solutions and services through our unique composable model. This allows you to create the personalized financial offerings that meet changing market and customer needs. Mambu is the only operating model that can achieve high-velocity. Mambu's go-lives take days, weeks, and not years. Mambu's low code process, single code base and regularly released APIs make it future-proofed. This allows you to continue iterating with zero disruption. It's all compliant, secure, and easy to use.

A cloud-native platform that offers the scalability, security and flexibility you need to respond to market changes quickly. Our all-in one platform offers a wide range of products in a native cloud environment to help future-proof your business. Use our fully featured platform to issue credit, pre-paid, and debit cards. Issue plastic cards, virtual and one-time cards to specific merchants or transactions. Create the best digital products and experiences, regardless of whether your bank is a new one or you are dealing with legacy technology. Our platform gives you the freedom to innovate in a seamless manner. Create a digital wallet that can compete with the most popular wallets on the market. Manage both buyers and sellers on any device or platform. Offer innovative loan products that are scalable and have a rapid time to market. Pismo can be used for booking, disbursement and auto-repayment.

Connect people, data and systems across borders to build the bank of tomorrow. Appway Digital Banking Platform supports digital transformation through intelligent process orchestration. It enables authentic human interactions across all touchpoints, digital and physical. Engage customers wherever they are on their financial journeys. To create customized offerings that meet customers' goals, leverage advanced analytics and important moments in their lives. Pre-built, reusable components allow for quick and easy deployments that are both future-proof and adaptable. To boost innovation and stay ahead, connect beyond organizational boundaries and take advantage of existing and emerging ecosystems. Combining global, standard implementations with local variations is a way to meet regional needs. Customers and front-office employees can browse, select, configure, and configure products easily and intuitively.

BankPoint is a solution for commercial banks and commercial lender. It seamlessly overlays your core banking system and provides a user-friendly solution that will greatly improve and simplify your institution's operations. BankPoint is being adopted by forward-thinking financial institutions to improve areas such as Loan Pipeline Management and Loan Portfolio Management, Covenant Tracking. Loan Review, Document Management, Document Management, Covenant Tracking, Loan Review, Document Management, among others.

platform provides a digital core which supports smart automation, innovation and transformation. Modules such as client records, messaging and deal management, payments and accounting, allow you to manage important business processes. Cloud hosted, open-source agile architecture allows you to deliver efficient operations. platform supports a range of financial services including Banking, Credit Unions and Lending. Digital core is a fully integrated front-to back infrastructure that allows financial services to be delivered. Your business will be able to adapt and scale without sacrificing reliability thanks to cutting-edge technology. Financial Services are changing rapidly. From client requirements to market forces and technology, the speed and scale for change is immense. Providers that rely on legacy systems are in danger of losing their competitive edge, while those who are digitally-advanced gain a competitive edge by providing long-term and immediate benefits.

A few years ago, financial institutions were competing on interest rates. Today, convenience is the main competitive advantage. Innovations like Uber and Amazon have changed consumer behavior. Consumers now expect intuitive, attractive, and engaging digital experiences. All financial institutions must be prepared to meet these expectations. This includes planning for and embracing mobile banking's evolution into the channel of choice, especially for the 83 million tech-savvy young people who judge businesses on the basis of their digital offerings. A modern web browser will be used to replicate the advanced functionality provided by Banno Mobile to online banking users and to create an integrated digital ecosystem. The HTML5 responsive web app will offer identical functionality across both digital channels. Banno Online is currently accessible.

Welcome to the Hyperfront fluid world. Say goodbye to the dissociated back and front office. The ultra-agile credit platform and leasing platform that nurtures the customer, employee, and partner experience. We are constantly improving its financing management capabilities. From very small volumes to millions of contracts. Cloud technology offers elasticity to cover peak volumes and the most recent cloud technology. Client browsers can delegate computations with minimal bandwidth requirements. Our application is available on SaaS, which is a unique core software that all customers can use. You can create your own database instance and choose where to host it. Fast response times. Flexibility to meet your customer's needs. Reduced deployment times and continuous delivery integration, with no downtime for upgrading. No need to use predefined data models; new elements can be created in the same way as any other configuration.

SuperCore® is our cloud-native core banking platform. SuperCore®, our cloud-native platform, is our core banking platform. It helps banks unlock their data and deliver connected experiences. SuperCore, a SaaS managed service for core banking is available globally through AWS. It simplifies deployment, integration and infrastructure operations. Banks can reduce their cost of service by a large amount. Our no-code builder allows you to create products in just minutes. Our real-time event stream can provide you with new customer insights and help to speed up your decision-making. Our API-first architecture allows you to seamlessly integrate your channels and apps. A flexible, modular, configurable microservices architecture powered by a single data model. Future-proof your technology by adding a layer SmartAdapters with OpenAPI Swagger documentation in JavaScript. Pre-built modules and integrations that help you get up and running faster.