
MeridianLink® Opening is a digital account opening platform designed to help financial institutions modernize onboarding for deposit products including checking, savings, CDs, and more. Built with a mobile‑first architecture, the solution combines automated workflows, advanced fraud protection, and real‑time decisioning to reduce friction, improve completion rates, and minimize operational overhead.
Adaptive forms, intuitive navigation, save‑and‑resume functionality, and progress indicators support completion across devices and channels. Automated identity verification, fraud screening, and risk scoring operate in the background to balance speed with security. Instant decisioning accelerates approvals, while immediate funding enables rapid account activation to meet user expectations.
Built‑in compliance workflows support BO, CIP, KYC, AML, FinCEN, and OFAC requirements with audit tracking and encryption. In‑application cross‑sell uses real‑time credit and application data to present relevant offers mid‑flow. Automated verifications and document handling reduce manual work, while streamlined workflows hide unused fields and condense steps to improve usability.
Direct integration with core banking systems eliminates duplicate entry and enables secure, paperless account setup. With configurable workflows and real‑time sync, MeridianLink Opening supports scalable, compliant, and efficient digital onboarding.
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Our powerful Customer Relationship Management software (CRM) can help you increase productivity, generate more revenues, and improve engagement. Manage your advance/loan portfolio. Integrated with ACH processors. Includes broker portal and syndicate reporting. Send email and SMS campaigns, send/receive SMS messages, track email openings, and much more. ClixSign® allows you to send any document for electronic signature. You can see when documents have been viewed and signed by up 8 signers. Your customers can access a branded portal that allows them to upload documents, view messages and track balances/payments. The most up-to-date contact and deal management software allows you to see the entire pipeline. Centrex Software provides custom software development solutions. We assist customers in building web and mobile apps for any purpose.
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gravity
'Gravity' serves as our premier Origination System and CRM platform designed for both group and individual loans, facilitating all field-level activities through an Android application while managing backend processes such as Underwriting and monitoring via a web-based interface. This system enhances the productivity of your field team and supports strategic decision-making for senior management. Enjoy rapid and scalable onboarding without incurring high capital expenditures. You can keep your essential financial data on-site while transferring large media files to the cloud for better efficiency. We also offer tailored installation and support for organizations wishing to implement the application within their own data centers. Renowned in the industry, eSthenos is an award-winning, customer-focused fintech solution relied upon by prominent financial institutions. With over thirty years of collective experience in financial services and technology, we excel at creating applications that users truly appreciate and enjoy. Our commitment to innovation ensures that we continuously adapt to the evolving needs of the financial landscape.
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MeridianLink Mortgage
MeridianLink® Mortgage is an award‑winning mortgage loan origination system designed to help banks, credit unions, and independent mortgage banks reduce origination costs, eliminate fragmented workflows, and scale efficiently in competitive markets. Built on a modern, configurable architecture, the platform combines native tools, no‑code configuration, and extensive integrations to accelerate decisioning, simplify operations, and improve borrower outcomes.
The solution supports the full mortgage lifecycle with modular LOS capabilities, a highly configurable Mortgage Access POS for faster applications and higher conversions, and Insight for Mortgage, which delivers real‑time dashboards, benchmarking, and borrower analytics without reliance on technical teams. Built‑in and third‑party PPE options—including the PriceMyLoan® pricing engine—shorten cycle times and improve pull‑through, while patented debt optimization tools analyze borrower liabilities to strengthen qualification and identify consolidation opportunities.
DecisionLender enables broker and correspondent collaboration through a secure third‑party originator portal, while post‑close cross‑sell capabilities extend relationships beyond funding. No‑code configurability allows teams to tailor workflows using custom screens, unlimited fields, rules, and pipeline views without developer effort. Open APIs and webhooks support real‑time data access, document exchange, pricing, and notifications.
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