
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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Native Teams is an all-in-one work payments platform trusted by over 3,000 businesses to manage international teams across more than 85 countries without requiring local legal entities. By automating global payroll, tax compliance, and contracting processes, we enable companies to scale their workforce efficiently while minimising legal risks.
Our array of services combines hands-on compliance expertise and a user-friendly platform that has everything needed for global expansion. Here’s an overview of our core services:
• Employer of Record (EOR): Through our legal entities worldwide, we process contracts, payroll, taxes, and social security and ensure full compliance with local regulations.
• Gig Pay: This service provides streamlined payment processing for gig workers worldwide, enabling fast, secure, and compliant invoicing and payments in multiple currencies.
• Entity Management: We assist companies in legally establishing local entities and maintaining ongoing regulatory compliance, reducing administrative burdens when entering new markets.
• Contractor Pay: We handle contractor payments across borders with multi-currency support and automatic tax compliance, simplifying the complexities of managing global gig talent.
• Contractor of Record: Native Teams assumes responsibility for contractors' legal and contractual obligations, ensuring compliance with local laws while reducing liability for client companies.
• Relocation services: For clients on the EOR plan, Native Teams offers support with visa applications and work permits to facilitate employee relocation and global mobility.
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GPayments
GPayment offers a complete line of integrated authentication products based upon the 3D Secure protocol. Verified by Visa, Mastercard SecureCode and JCB J/Secure. American Express SafeKey, Diners Club International ProtectBuy. Liability shift is a way to reduce credit card fraud and eliminate chargebacks. Online fraud is reduced and transactions authenticated by authorized parties can be refunded. For more accurate risk-based authentication, collect a rich data set. The ActiveServer hosted service is scalable and available 24/7 to help clients save time and resources. The client does not need to be certified with each card scheme if they are to deploy in-house.
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Agentcard
Agentcard provides a secure method for AI agents to conduct online transactions by generating disposable virtual Visa cards tailored for agent operations. This innovative solution eliminates the need to share actual card information in conversations or require human intervention for checkout, as users can issue single-use cards that come with predetermined spending limits and automatically deactivate after a single authorized transaction. The system is built around user control, ensuring that every card and charge requires human approval, that real card information is never disclosed to agents, and that users receive alerts whenever an agent attempts to create a card or execute a payment. Furthermore, it seamlessly integrates with various platforms, including ChatGPT, Claude Desktop, Claude Code, OpenClaw, Cursor, and MCP-compatible agents through one-click setups, an MCP server, CLI tools, REST API, a Chrome Extension, and administrative tools for organizations. Users have the ability to create cards, monitor balances, review transaction histories, deactivate cards, and utilize these cards for online purchases while maintaining oversight and control throughout the process. This user-centric design ensures that the integrity and security of financial transactions remain uncompromised, allowing for a smooth and efficient interaction between agents and payment systems.
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