Alternatives to Stax

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing and fraud prevention tools. Here's how Mollie can help your business: – Accept online and in-person payments and manage everything on one platform. – Increase conversion with 35+ payment methods, including global leaders and local favourites. – Boost revenue and build trust with an optimised checkout flow built to convert. – Use an all-in-one dashboard to manage payments, get insights, access funding, and streamline accounting. – Get paid faster by sending payment requests and branded invoices in just a few clicks. – Access fast, flexible business funding up to 350k with transparent pricing and flexible repayments. Get started today with transparent pricing, no hidden fees, and no lock-in contract.

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Payrix has a mission: to be the world's leader in embedded payments for vertical business software. Our goal is to give our clients more freedom, peace of mind, and a proven solution that eliminates friction, opens up new revenue opportunities, and makes life easier for their customers. Payrix clients such as Real Green Systems and Storable have harnessed our unique platform, combined with a white glove approach, that allows them to take advantage of embedded payments for growth and innovation. Payrix offers endless possibilities.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

Accelerate growth by unlocking the power of your payment. Fully integrated payments, as easy as 1-2-3 One-click integration allows you to connect most accounting packages with your existing payments gateway. Payouts will be automatically reconciled in real-time in less than 5 minutes, which saves you hours of work each day. Chargezoom's integrated payments solution works with more than 20 payment gateways. There is nothing to change, there are no transaction fees, and you can just point, click, and integrate! Two-Way Sync Payment Dashboard eInvoicing/Pay by email Compliant Surcharging Subscription Management Tokenized Customer Vault Developer-First API It's never been easier to build your payments infrastructure!

THE PERFECT FORMULA TO INCREASE SALES Our Payment Gateway, our Central Panel, and our Connect2pay Payment Page solution are the results of years of experience in payment industry. They are constantly updated as new ideas and clients' needs change. PayXpert is a revolutionary payment technology that will allow you to make more money. We help you increase your conversion rate while keeping your data safe. PayXpert has created advanced payment technology tools. To be successful in internationalization of your company, you must have the right payment method to achieve high volumes of sales. This is consistent with local payments habits. PayXpert allows you to go international with local payment options. Our payment solutions allow our clients to open businesses around the world. PayXpert has a wide network of acquirers, as well as many Alternative Payment Solutions in Europe, Morocco, and Asia. More

BlueSnap's All in-One Accounts Receivable Automation solution is the best rated software solution for payment processing, billing/invoicing, recurring billing, and subscription management. Billing and Invoicing: Create stunning invoices using our powerful invoice editor, which is integrated into your accounting system. You can create a customer portal and allow automatic charging, payment collection, late fees, and payment collection. BlueSnap offers subscription management and recurring billing for fast-growing companies worldwide. You can enable trial periods, manage subscriptions, and prorate subscriptions. Payment Processing: BlueSnap can integrate with all types of payment solutions, including credit card payments, ACH and SEPA, as well as wires. We can handle partial payments, automatic failed payments retry, or automatic payment recovery.

Slice allows businesses to accept payments, without having to pay a processing fee. We try to understand our clients' needs better than they do. We have learned from our extensive experience that there is no substitute to getting to know your merchants to provide outstanding service. Slice recognizes that not all merchants are created equal. We strive to give each merchant our personal attention. We believe that it is essential to maintain long-term relationships and trust with merchants by being a resource with the most up-to-date products on today's electronic payments market.

PaymentCloud Merchant Services offers credit card processing services for all types of businesses. We can support every type of business, from Fortune 100 companies to small local stores, ecommerce, retail, and at all levels of risk. We offer a wide range of integrations with almost any platform, shopping cart and CRM. These tools allow you to reduce risk and increase your reward. To receive personalized attention and a personable service, talk to one of our dedicated account mangers. PaymentCloud provides the foundation businesses need in order to succeed. We have over 50 years of combined experience in the payments industry and we are eager to help you succeed. No cost comparison. Simple setup. Fraud prevention and chargeback. There are hundreds of integrations. Accepted in industries with low risk and difficult to place.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Square Invoices is a web-based software that allows you to create and send online invoices. It makes it easy to create and send invoices in just a few steps. You can also customize invoices to make them more professional. Customers enjoy easy debit and credit card payments without any additional fees. Businesses can also access their dashboard online or on any mobile device to track their invoices and gain insight into how they are performing.

Embedded payment built by software developers for software developers. Every SaaS business is searching for the next feature to help propel their business forward. A feature that closes a sale, improves user experience, or re-facts technical debt are all competing for valuable priority on the roadmap. By monetizing payments first, you can double your revenue per customer and fund additional roadmap capacity. Forward is adding new solutions to help you along your journey. We offer a free consultation on payment, and we really mean that. We've made it easy to understand the next steps in your payment journey. Think of payments in the same way. You might build your own datacenter, but you'll probably use a cloud provider. Our team can help to focus you on what you do well, which is selling your software.

Many companies promise fast and easy payments acceptance. Off-the-shelf payment solutions can come with compromises. You might lose revenue, ownership of your data and control over your payments product. Your customers can create a custom payment product that allows them to control fees, funding schedules and onboarding decisions. You can create payment solutions however you like, with the flexibility to modify as and when needed. You can generate additional revenue from payments that you previously gave to third parties. This cashflow can exponentially increase your valuation. Continuous compliance and risk monitoring developed by the people who wrote the book about compliance and risk. Industry-leading KYC processes, customized merchant application, triggered Underwriting, and integrated Boarding Services.

UniPay is a commercial, open-source payment gateway that uses modern technology. It can be easily adapted to any business size. We are the payment processing company that provides connectivity, security, and valuable support around the world. Our advanced technology and functionalities allow us to address the unique needs of each customer. This includes merchant onboarding and underwriting, advanced chargeback management, Acquiring Relations development, Payment Facilitator assistance and implementation of EMV terminal solutions. UniPay Platform offers a white label solution that is affordable, as well as an on-premise software license (including source code), and the PayFac Payment Platform that ensures high-quality payment processing.

Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. Finix Professional Services (FPS), wrote the book about the payment facilitation model. A payment facilitator is a technology company that offers a payment solution to the sub-merchants that it sponsors or underwrites. We are committed to meeting the highest international data security standards. Our team works closely with regulators all over the world to ensure that our platform is able to adapt to changing regulatory requirements. Companies can earn more revenue, improve product experiences, and delight their customers by owning payments. Finix Flex is a fast-growing platform that helps software companies to monetize their payments while putting them on a path to full payment facilitation. To avoid switching costs, stay on the same Finix platform until you are ready to transition.

Seamlessly integrate Tilled's payment platform and instantly start earning revenue by accepting online and in-person payments via credit or debit, ACH processing, and alternate payment methods such as Apple Pay®. You can integrate seamlessly into Tilled's payment platform and start making revenue immediately by accepting online and in-person payments via credit or debit and ACH processing as well as other payment methods such as Apple Pay®. Your merchants can manage subscriptions and recurring payments easily through our Secure Storage Vault. You can also offer payment plan options. Merchants can send invoices via email or text, and customers can pay immediately by clicking the link. Both you and your merchants have access to our reports and dashboards. They can be customized to fit your company's brand or specific customer needs. Instantly see updates on merchant transaction history, batch settlement histories, average payment volumes, etc.

Repeat business should be easy and quick Returning customers can shop with less hassle if they have their card on file. Your security risk is reduced by storing payment information on our secure server. We offer solutions to help you support the changing payment landscape.

A global payments partner can help you increase your company's revenues. The only payment platform that integrates PayPal, Venmo (in America), credit and debit cards with popular digital wallets such as Apple Pay and Google Pay seamlessly, allowing you to reach more customers and drive higher conversion. Maximize business opportunities and drive revenue growth. In one, modern integration, accept and process cards, PayPal, wallets such as Venmo (US only), Apple Pay and Google Pay. Get industry-leading tools that help you prevent fraud, secure your data, and streamline operations. Optimized payments can help you increase sales and loyalty. To expand your markets, leverage the PayPal network and next generation technology. Automate back-end processes and manage internal costs without sacrificing revenue. Assist in detecting and preventing fraudulent transactions while approving more order. The payments platform for some the most recognizable brands in the world.

The 2Checkout Monetization platform is flexible and comprehensive, so you can quickly explore new markets and provide exceptional user experiences. The all-in one monetization platform that maximizes revenues and makes global digital sales simpler. 2Sell: Our platform allows merchants to accept online and mobile payments from buyers around the world. No matter where you are located on the globe, our payment processing is seamless and reliable. 2Monetize is the all-in one monetization package that enables global businesses to grow their digital commerce revenue streams.

Aeropay is an innovative financial technology company. We help people transfer money via bank-to-bank transfers (ACH). We allow businesses to accept digital payments that are compliant and give customers the freedom to shop. Paying with a mobile device instead of cash or cards promotes convenience, safety and a modern way of life. Filter payments for a quick view, adjustment, void, or refund of transactions. You can also adjust the payment amounts and capture pre-authorized payments. Monthly subscriptions can be offered to generate recurring revenue. Add multiple locations and send location-specific payment links. Create your own payment experience. Test your experience in our sandbox. Work with our development team. Accept digital payments on the point of sale. Customers can pay by scanning a QR code and linking to their bank. Accept online prepayments for orders, online purchases, and pick up in store. Customers can choose Aeropay at checkout to link their bank account and pay.

Verifone is trusted by the world's most recognizable retail brands, major financial institutes, and millions merchants around the globe to provide simple, secure, and tech-forward ways to accept payment from anyone, at any time. Our passion is to provide you with the data and systems you need to refine and accelerate your customer journey. Start accepting online payments with a flexible, scalable commerce solution today. Verifone’s eCommerce API is a merchant hosted solution built on Verifone’s REST architecture. It allows merchants to securely accept mobile and online payments Our Hosted Checkout solution is a quick, easy and secure way for merchants to accept online payments. It's easy to integrate, and offers multiple options. Virtual Terminal is a payment interface that can be used by customers to process card transactions via the Central Portal.

One platform. One partner. There are endless global possibilities. All this and more through one payment technology platform. Nuvei offers everything you need without having to change your provider. That's right. We believe in flexibility, choice, and redundancy. You can add us to your gateway stack to increase geographic coverage and speed up growth, or you can take advantage of our entire platform for maximum benefits. Our connections with over 200 global acquirers allow you to take advantage of every payment opportunity, increase acceptance rates and lower operating costs. With our flexibility and customization, you can reach a new level in payment processing. You can start processing quickly. Our payment platform integrates easily with multiple gateways, platform partners, and eCommerce plugins.

Hips is an omnichannel payment platform and gateway for businesses, ISVs and ISOs who want to offer payment terminals and online payment services to their customers. Our REST API allows you to programatically create merchant accounts and manage terminals. Instead of focusing on payment infrastructure, issuing, licensing PCI certification, hardware, or software, focus on customers and sales. You can scale your POS or payment business by using a single global payment platform that supports 60+ payment methods online, in-store, and in 70+ other countries. We create custom pricing and tailor payment services (gateway/acquiring, issuing) that fit your business model. You decide the price for your merchants, and you retain full ownership of your customers. You can programmatically create merchant accounts and manage terminals. Our SDKs make integration of Hips easy in your mobile and web applications. This allows you to accept mobile, unattended online, or in-store payments.

FroogalPay, a virtual terminal/invoicing system/pay now button (hosted payment page) for merchants, turbocharges the processing of credit cards and ACH through 135+ payment gateways. FroogalPay will sell through your sales expertise and connections. It is our job to create great payment processing software. FroogalPay depends on your ability to get our software in the hands of merchants. FroogalPay relies on your sales skills and connections. It is our job to create great payment processing software. FroogalPay depends on your talents to get our software in the hands of merchants. This payment platform is for developers who want to create secure payment experiences in retail, eCommerce, or business applications.

Fortis Platform has everything you need to quickly and easily communicate with your customers. Fortis' deep vertical expertise, award-winning developer connectivity and real-time rules based underwriting API ensure that accounts are approved and boarded quickly. Our expert Guides have a deep understanding of the industry they serve and can help you steer your business towards growth by providing solutions beyond payments. Fortis constantly evaluates and expands its online payment solutions to meet your business's needs. Our cloud-based smart platform allows you to respond to your customers' needs and implement smart payment solutions such as recurring payments, shopping carts and online charitable donations. Our all-in one platform seamlessly connects to almost any legacy software or Electronic Return Originator (ERO).

A payment gateway software allows merchants to accept debit and credit card payments online. It acts as a mediator between the merchant's bank and the customer. You will need to open a merchant bank account in order to integrate a payment gateway onto your website. We offer a wide range of payment options as a global payment provider. We support more than 100 payment options, in addition to MasterCard and Visa. The list includes all major e-wallets, cryptocurrency and local credit cards from 177 countries. The high-end technology that distributes declined transactions among different connectors guarantees a 20% increase of transaction approval rates. Our solution allows you to choose the best provider for each transaction and offers a 30% increase in conversion rates.

With state-of the-art payment optimization, you can create a seamless customer experience. You can use cutting-edge payment technology to allow for alternative payment methods processing to satisfy the needs of even the most demanding clients. A high-risk merchant account refers to an agreement between a merchant bank. It allows you to accept credit card payments online. It allows you to accept wires, Ewallet payments, crypto, and debit cards as well as international (local) payment methods. Fill out the application to get a high-risk merchant bank account. Once the payment system provider approves the merchant's application, the payment gateway software allows them to accept online payments. High-risk merchant accounts are required for all high-risk merchants that accept online payments. Check out the list below to determine if your business is high risk.

At VoPay, we help software companies scale faster and unlock new revenue by embedding secure, compliant financial services into their core platforms. Our Fintech-as-a-Service platform enables businesses to manage payments, automate money movement, and integrate powerful fintech products, without the need to build complex infrastructure from scratch. VoPay’s platform provides the flexibility, control, and tools businesses need to grow and thrive. Whether you're managing high transaction volumes or looking to enter new markets, VoPay provides scalable infrastructure to support your growth and deliver value to your users. Additionally, our platform integrates seamlessly with your SaaS solution through a single API, making it easy to offer embedded payments, compliance, and financial orchestration. This is particularly beneficial for SaaS platforms, as it allows you to expand without worrying about the complexities of financial infrastructure

Corefy is a universal, feature-rich payment orchestration platform that can be used by online businesses and institutions. To provide a unified communication, control and management interface, we integrate payment providers and acquirers from all over the globe. Corefy processed 34,000,000 transactions annually in 2019. Our platform saw a threefold increase in transactions last year. We ended 2020 with more than 106 million successfully processed transactions. Corefy's growing customer list includes major international financial institutions and companies. We offer a complete range of cloud payment processing services to: Payment & Money Institutions. Crypto exchanges and wallets. Fintechs. Freelance platforms. Marketplaces. Gambling & Betting companies. Get in touch with our team to find out more about the benefits that we can offer your company and to receive the best deal.

We use state-of the-art technology and place compliance as our top priority. We are here to stay. We are not brokers. You will deal directly with the source. We know what it takes to make merchants online successful. The Merchant One payment gateway provides data security, fraud detection, as well as many options for ease-of-use and ultimately your success. Virtual Terminal: Enter or swipe your transactions through our secure payment portal. Credit and ACH payments. You can also interface with our unified payment platform via our API if you prefer to make your own EMV Level 3-processor certification. You will receive integration examples for your applications, as well as our integration guide. Our APIs require additional processor certifications to be used with your chosen payment device, unlike our SDKs.

You can take payment in many ways with this dashboard. You can view reports, access transactions, store customer profiles, send invoices and more from one place. You can integrate our services directly into an online shopping cart, or use our hosted payment page. Our software can be connected to your website to accept payment. Invoices allow you to electronically collect payment from customers. Send an invoice to collect one-time and recurring payments. Our user-friendly platform makes it easy to make payment. Enter your client's credit card details to receive funds the next day. Our secure software can store and tokenize customer payment information. Search for customers by name to instantly populate their stored data. Track custom fields, assign user permissions, and customize receipts all from one place.

We provide payment infrastructure for independent software vendors (ISVs), and software platforms to ensure small businesses get their money quickly and easily. We deliver payments you can bank on. Our APIs allow for flexible, integrated payments via white label, payment facilitator, or referral models. This allows our customers to focus on their core strategy. WePay's corporate values form the basis of who we are and how WePay operates. We strive to live up to these values every day in our interactions both with one another and with our customers, partners, and customers.

Clover POS, a cloud-based all-in-one solution for processing and receiving payments, is Clover POS. Clover POS gives retailers and business owners secure access to a full suite of products and features. It replaces the standard cash register, stand alone terminal, receipt/label printing, barcode scanner, and stand-alone terminal. The platform offers features such as inventory management, time clocks, purchase orders and vendor maintenance. Cloud reporting and management, QuickBooks integration, lifetime warranty option, and many more. Clover creates smart, customized point-of-sale systems that make it easier to run your business. Join the mass migration towards online orders. From click to pick up, we have you covered. Shopping and dining should be fun, and worry-free. You can shop and eat in peace with contact-free payments and orders. Clover can be used at any location, including curbside, home office, or counterside.

Monite allows neobanks, B2B SaaS and other platforms to offer compliant AP Automation & invoicing to their clients. The API-first functionality of top specialized players is native to your interface. Your clients can easily collect all incoming bills, collaborate & create approval flows, allow employees and contractors to pay invoices using a card or another method of payment, and much more. Your clients can send offers and invoices to clients, collect online payments, and view analytics. You can create custom invoices, send reminders and dunning, set up auto-payment recognition, reconcile, and much more. A receivable refers to an invoice that a company issues to customers for goods or services it has not paid for. This is usually due to credit sales or as a result buying goods and services on credit. Monite API basically allows the entire accounts receivables aspect of SMEs businesses to run in an "autopilot" mode.

All your financial management, data, and payments in one place. The financial technology platform that will help you realize your dreams quickly. You can easily add new payment methods and expand your reach into new markets through local acquiring. Create superior customer experiences using cross-channel insights. All your global payment data can be accessed in one place to gain a deeper understanding of your company. Protect your business by detecting fraud and responding quickly to it without affecting real transactions. Our banking infrastructure will help you optimize your finances and increase automation. This is especially useful for platforms and marketplaces that want to pay users quicker in a preferred currency.

Liberis is an expert in integrating revenue-based finance solutions into customer experiences. Your business customers can get the responsible, intuitive finance they need. Our embedded finance platform allows you to offer finance directly at your customers' doorsteps. We will handle all documentation, legal processes, as well as funding. Your customers require finance for many reasons, including cash flow management and business growth. Liberis' embedded finance platform offers a quick and easy solution with a revenue-based payment option that we know business owners love.

We handle all the compliance and regulatory issues so you can focus on business growth. You can securely handle supplier payments and create a benefits program that your employees will love. Customers will love digital gifting. This makes crypto PoS easy and secure. Your business can now enable everything, from compensation payments to salary advances. All the necessary tools are available to plug-and play, including crowdfunding and B2B marketplaces. Adding financial services to your customers exactly when they need them was difficult up until now. This is no longer the case. You can choose the services you need, and then add value to your customers with our ready-made, plug and play financial services.

A fully programmable vault that allows you to create engaging commerce flow, connect with any partners, manage compliance easily, and maintain control of your payment data. Empower your payment operation with tailored solutions. Act quickly, innovate boldly and operate securely. In as little as five minutes, you can set up a vault, migrate your card data, connect to partners, and manage your payment flows. Universal Form Elements. 3D Secure allows you to integrate checkout, capture and display of cards on any platform. Secure Data Vaulting, Updates and updates. Protect card data with confidence. Switch PSPs, update cards and switch PSPs with tools such as Account Updater and network tokens. Complete Control. Manage payment flows using the Proxy. Integrate deeply for full payment journey monitoring. Developer Toolkit. Use a modern stack that includes extensive SDKs. Guides simplify integration, testing and operations.

Computop provides its customers with local and innovative omnichannel payment processing and fraud protection solutions for ecommerce and POS. Computop Paygate allows retailers, service providers, and industrial enterprises to choose from more than 350 payment methods. Computop is a global player, with locations in Germany and the USA. It has been serving large international companies, such as C&A and Fossil for over 25 years. Computop processes transactions worth USD 33 billion, in 127 currencies.

Your institution will receive 100% of the amount billed when consumers pay by credit card or debit. CardX pays the transaction costs and collects all service fees, so that you receive every dollar due. Is your payment system older than the iPhone's original version? Most payment providers in government and education haven't kept pace with the times. Intelligent Rate is powered our patent-pending tech that determines the card type and acceptance cost in less than a sec. The result is an innovative payment solution that delivers the transparency consumers demand today. The Intelligent Rate allows consumers to only pay for the costs they incur, just as with utility bills or other consumer services. A flat-rate fee, on the other hand, forces a customer with a low cost card (such as a debit) to subsidise a customer who prefers to use a more expensive card.

PayHQ was designed to make it easy for you to run and grow your business. PayHQ by KoRT Payments is one of the most innovative platforms for payments on the market. It simplifies the acceptance of all types of payment under a single view to make smarter decisions. Thousands of businesses in North America rely on us to process payments. PayHQ is an end-to-end payment solution that handles authorization, settlement and funding. Accept payments online or in person with features such as invoicing, recurring bills, and seamless integrations using a single merchant number. Our online gateway gives your customers an easy, secure way to purchase from you. Accept payments online with a solution designed for all businesses. PayHQ's omnichannel solution integrates seamlessly with your card terminals to accept credit, debit and other payment methods.

eMerchantGateway, built on one of the world's largest payment gateway platforms, is a trusted option for accepting payments online, by phone, or via mail. eMerchantGateway is a secure, fast and reliable payment gateway that offers a range of features for managing and processing card-not-present transactions. Payment security that is fully PCI-DSS compliant. A convenient management console accessible through a web-browser or an app. Virtual terminal for phone or postal orders. Create invoices or web forms to accept online payments. Customers can customize recurring billing options. 18 fraud modules, with different settings to meet your business needs. Reporting to manage transactions minute by minute. Options for batch and real-time payments. Mobile connectivity is possible. Software that is industry-specific in a variety of categories, such as furniture, restaurants, or non-profits.

Certain industries are low-risk when it comes to processing credit cards, while others are high-risk. Low-risk industries have a lower incidence of fraud or chargebacks. As a result, these industries pay lower processing fees, and have fewer account restrictions. While these industries are considered low-risk in general, each business is unique and will be subject to different restrictions and processing fees based on various factors. Even low-risk industries can experience fraud or chargebacks on occasion, so businesses should take steps to protect themselves and minimize risk. Merchants can manage transactions, process payments and generate reports for all payment processing activities from a single account. Give your merchants valuable insight into customer behavior by providing a single view across all channels.

Zai, a financial technology firm, simplifies complex payment flows through its API-powered platforms. Businesses can create and manage end to end payment flows with ease. Customers can pay online quickly using all popular payment methods. Automated payouts ensure timely payments. The platform allows you to create and customize any payment flow in order to address specific business needs. Zai offers built-in fraud checkers, scalability that grows with your business and full PCI DSS Compliance to avoid lengthy data safety assessments. With features such as automatic matching, tracking and reconciliation of payments, teams can save valuable time. The platform is flexible and offers both hosted integration and API options. Secure your business with built-in fraud detection and bank-grade security.

Business payments can be cumbersome and cost you time, money, and customers. We offer an API payments infrastructure that allows you to automate and embed payments. Operational efficiency and revenue drivers are possible. Automate your B2B payments flows including receivables and payables, collections, disbursement, and disbursement. Maximize efficiency and reduce operational costs by automating your B2B payment flows. Payments should be at the core of your platform, workflows, and customer experiences. Integrate access to international, UK, and card payment schemes into your software. We are the 'out-of-the-box' payment plumbing you need to create the next bank or payment service. Our platform will help you grow faster and reach new heights. Automated, real-time, 24/7 loan disbursement and collection of repayments into separate accounts. With a real-time view and instant emergency payments, you can pay workers on time every time.

Cybrid delivers cutting-edge payment integration services, making financial connections smoother through advanced APIs and SDKs. Our platform is designed to streamline intricate payment operations such as effortless KYC processes, funds transfers, and settlements. We enable connections to bank accounts via Plaid, provide a range of money transfer options like ACH, Wire, and RTP, and offer Virtual FBO Accounts in USD and CAD. A distinctive feature of Cybrid is our capability to integrate cryptocurrency on and offramps, thanks to our Smart Order Router. This includes seamless connections to Bitcoin (with support for the Lightning Network) and Circle's USDC, covering multiple blockchains like Ethereum, Polygon, Solana, and Stellar, setting us apart in the realm of digital currency innovation. Cybrid is the premier choice for businesses looking to incorporate payment solutions directly into their software, offering a secure, efficient, and flexible approach to financial integrations.