Best Smarter Contracts Alternatives in 2024
Find the top alternatives to Smarter Contracts currently available. Compare ratings, reviews, pricing, and features of Smarter Contracts alternatives in 2024. Slashdot lists the best Smarter Contracts alternatives on the market that offer competing products that are similar to Smarter Contracts. Sort through Smarter Contracts alternatives below to make the best choice for your needs
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SBP Digital Banking Suite serves retail and corporate financial institutions with seamless digital onboarding, day-to-day banking, and enhanced open banking capabilities like compliance and credit decisioning. Its agility ensures quick time-to-market and continuous UX improvements. There's no vendor lock-in; integration options include configuration, customization, or SDKs. The CX app and open banking drive transformation, enhancing customer experience and financial well-being. The platform is AI and data-driven by design and supplies relevant insights to optimize customer journeys that are user-tested. The Employee Experience web app empowers operations and talent, improving service. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.
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Finicity
Mastercard
Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers. Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs. -
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Gravitee.io
Gravitee.io
$2500 per monthGravitee.io, the most cost-effective, performant, and cost-effective Open Source API Platform, allows your organization to securely publish, analyze, and secure your APIs. Gravitee.io's OAuth2 OpenID Connect (OIDC), and Financial-grade API(FAPI) certified servers allow you to manage your identities. Gravitee.io APIM allows you to control precisely who, when, and how your APIs are accessed by your organization. It is lightweight, flexible, and lightning-fast. Gravitee.io allows you to manage, monitor, deploy, and secure your APIs with strong governance features like API review and API quality. Your API consumers can fully engage with your business through a Gravitee.io portal. This will ensure high quality engagement in the digital age. -
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Ninth Wave
Ninth Wave
The Ninth Wave Platform, a single, comprehensive, open banking solution, allows financial institutions to securely share permissioned data with a wide range of third-party apps, including aggregators and fintechs, accounting, ERP solutions, personal finance management and wellness tools and tax prep software. Ninth Wave allows retail and commercial banks, credit unions and wealth and investment managers, as well as other financial service firms, to provide their customers with fast, convenient access at their convenience to their data via any app or solution. This results in a better digital experience that increases satisfaction and loyalty, attracts new clients, opens up new revenue streams and reduces risk for our clients. -
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Trovata
Trovata
$500 per monthModern treasury software. Easy onboarding, no IT or implementation required. Trovata integrates open banking and ERP to automate data normalization, aggregation and analysis. This allows you to report on cash trends and cash positions. Instantly and continuously. Trovata can be integrated with most banks. Connect in minutes and you will always be connected. No need to download.CSV files from banks websites to update cash positions. Trovata, an open banking platform, allows companies to instantly see how much cash they have and forecast more quickly. It also allows them to manage cash flow with precision. 75% of the work involved in analyzing cash is manual compiling the source data, and rolling over Excel models for most businesses. Trovata.io makes it easy to automate your workflows. -
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Belvo
Belvo
A single Open Banking API allows you to connect your app to financial data of your users in the most secure and easy way possible. Your users will love engaging, next-generation products. Financial data of your users can be accessed in many formats from different sources. We connect to more than 90% of Latin American personal and business bank accounts, as well tax institutions and platforms for the gig economy. In minutes, our Connect Widget can easily be integrated into your product. You can save months of development time and instead focus on what is most important to you. Our platform is built on top-of-the-line security infrastructure. We are currently undergoing ISO 27001 certification. Connect your users' accounts and enrich their data with simple steps. We can help you create the right environment for your users, whether they need lending or smart savings. To improve borrowing experiences, we can access, aggregate, and interpret the financial information of customers, such as their income. -
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IBM App Connect
IBM
$500 per monthAI and automation can improve the speed and quality of application integration. IBM® App Connect connects applications and data instantly from all systems and modern technologies. App Connect provides enterprise service bus (ESB), agile integration architecture (AIA), microservices deployment of integration artifacts. This allows businesses to deploy to a variety of flexible integration patterns. Customers can make online insurance claims more simple and accurate by integrating AI and integration. Open banking APIs are being used all over the world and are leading the way to an open data economy that empowers and unlocks innovation. Continuum is a concept that involves an integrated system that tracks and guides patients over time. It includes a wide range of health services, covering all levels of intensity. -
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Basiq
Basiq
$0.39 per user per monthBasiq is the most popular open banking platform that allows developers to create innovative financial solutions. We offer secure access to financial data that is authorised by customers and powerful APIs that provide valuable insights. We are transforming the future of financial apps with solutions for wealth managers and banks, as well as fintechs and fintechs. Access to reliable banking data for more personalized digital banking experiences. Our advanced income algorithms can reliably identify all sources, including regular, variable, and casual income streams. This allows you to streamline individual assessments and make quicker lending decisions. Your customers will have a rich digital experience thanks to the ability to better understand their spending habits. Basiq Enrich can identify the merchant, location, and category for each bank transaction. -
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Finexer, an FCA-regulated API-driven platform, is revolutionizing the way SMBs access financial data. Finexer connects to all UK banks and enables real-time insight and Pay-By Bank payments through an intuitive dashboard. It deploys 2-3x faster than its competitors. APIs with Key Features: Payments (PISP), Data (AISP), and Data (AISP). 1. Banks Transactions: Access real-time data on bank transactions to empower businesses to make better decisions and create tailored experiences for users. 2. Balance Checks: Gain valuable insights about customers' income, expenses and balance trends in order to provide personalised services and targeted offerings. 3. Open Banking Payments - Enable secure A2A payment, instant settlements and automated recurring transaction (Beta), which can reduce costs by up 90%. Finexer's advanced data capabilities, white label options, and PSD2-compliant safety enable businesses to optimise their operations, drive revenue and elevate customer experience.
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TrueLayer
TrueLayer
TrueLayer is the world's leading technology company that provides secure, global access for financial infrastructure. Our APIs are used by developers to create best-in-class products that secure access data and initiate payments in real time. TrueLayer was founded in 2016 and is connected to major banks around the globe. It is backed by top venture capital and trusted by some the most prominent fintech names such as Zopa, Revolut and Monzo. TrueLayer makes open banking available through its platform. This allows developers from all industries, startups and large enterprises, to reinvent financial services. TrueLayer is available in Australia, Europe, and the UK. Integrate next-generation financial data and payments into any app. Customers will love your products. You can send and receive money using the fastest rails at the lowest prices with a first-class experience. No cards. No fraud. No chargebacks. -
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Codat
Codat
Free TrialCodat helps their clients build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. The depth of specialization and expertise that runs through our products and service enables our clients to more effectively grow share of wallet, reduce churn and scale operations. -
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Yapily
Yapily
Yapily helps customers deliver an exceptional customer experience while keeping up with the ever-changing Open Banking compliance landscape. Designed to facilitate open banking and seamless connectivity. IBM selects only technology companies for open banking. Open banking API's allow for new markets to be reached and greater volumes. You can access all the data you need to enhance the end-users' experience by using a single API. Your business can access account information to provide personalised financial advice. This includes aggregating, categorising, enriching, and initiating payments and transactions. Yapily eliminates technical barriers and allows any business to communicate with customers through a single, seamless, secure connection. Developers, banks, and financial providers have all the tools they need to create, connect, and monitor their API's within minutes. -
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Portfolio+
Portfolio+
Portfolio+ is an ecosystem that connects customers and financial service providers to provide a personalized banking experience. Our platform for consumer-directed banking and robust APIs offer bespoke financial services without exposing customer data. Financial software solutions that are secure and industry-proven. We can help you grow your business in tech-savvy, hyperconnected financial institutions. Our open banking ecosystem empowers customers and monetizes financial service providers' products. Our core banking platform ensures that transactions in Canada are completed efficiently and in a timely manner. Our clients receive training and consulting services to help finance professionals capitalize on fintech. -
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Tink
Tink
One platform that is PSD2 compliant, infinite opportunities. Build the future of financial service. Through a single API, you can access a wide range of high-quality financial information from European banks. You can offer smart financial services or engage new customers. We can help you whether you are a large bank looking for a custom-built solution or a growing fintech looking to partner with a technology company. Our platform was built to support ideas of all sizes. -
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NorthRow
NorthRow
NorthRow is used by regulated businesses to speed up their onboarding and increase the effectiveness of their Client Due Diligence. Our client onboarding solutions will improve customer experience and meet compliance requirements. Monitor your customer profiles for any changes to help you manage your regulatory risk. Our API-driven solution will help you to efficiently remediate your existing customers and ensure compliance. It's more than just ticking boxes. Making quick, efficient decisions about your customers is crucial. Northrow's SaaS platform enables clients to access a variety of data and make informed decisions about who and how to transact. -
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UNUapi
PaymentComponents
It provides the necessary ingredients to extract the open banking APIs. You can connect to multiple banks in the same effort. This guide explains how to connect to multiple banks. Transforms the constantly changing APIs of each bank into a unified, simplified protocol. One API, infinite possibilities in a homogenous environment. Every day, connects new banks. We can change our priorities to meet your needs. You don't have to learn anything new to join them. Our API is built on top the Berlin Group protocol. It comes pre-bundled with Consent handling and Transactions, Account balances, Transactions, and Payment Initiations. There are many supported banks and standards. There are always new features. It is a stateless API that can be installed on your premises alongside your mobile and web banking back-ends. This will allow you to use it exclusively, in compliance to your policies. We will update your SDK as needed. -
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Way4
OpenWay
Your new card issuing engine should be future-proofed. You can launch multiple business models using the same platform: credit, debit, prepaid cards, fleet projects and loyalty, wallets, tokenization, corporate and family plans, wallets, tokenization, wallets, wallets, and wallets. Your cardholders, partners, internal users, and employees will have the best experience possible by providing personalized services when and where they require them. Innovate new card products that are fast to market and provide the best functional coverage. Automating and streamlining administrative processes can reduce manual intervention and lower administration costs. Scale quickly in terms volume and geography. Smart value-added services can increase the profitability of traditional instruments. Your data-rich APIs will make you the customer's top choice for third-party services in the open banking ecosystem. Use APIs and the SDK to integrate internal and externally. -
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Ethereum
Ethereum Foundation
Ethereum is the community-run technology that powers the cryptocurrency, Ethereum (ETH), and thousands of decentralized apps. Ethereum is a technology that allows for digital money, global payments, as well as applications. The community has created a vibrant digital economy, new ways for creators of online income, and many other benefits. It's accessible to anyone, anywhere in the world. All you need is the internet. Today, billions cannot open bank accounts and others have their payments blocked. The Ethereum decentralized finance system (DeFi), never sleeps nor discriminates. You can send, receive and borrow money anywhere in the world with an internet connection. We can now access 'free' internet services without having to give up our personal data. Ethereum services are available by default. You only need a wallet. These services are free and easy-to-set up. They can be controlled by you and work without your personal information. Stake your ETH to become an Ethereum validator. Staking is a public good for the Ethereum ecosystem. You can help secure the network and earn rewards in the process. -
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INXY
INXY
$8.33 per monthINXY Tracker automatically detects subscriptions based on your transactions. All subscriptions are displayed in an interactive dashboard. Are you aware of how much you spend each year on subscriptions? Start saving money on subscriptions you don't use. A convenient dashboard gives you a complete overview of all your subscriptions. You can see how much you spend, when subscriptions expire, and when they must be renewed. You can save your money by unsubscribing to subscriptions that you don't need. Notify the most popular messengers to be notified of renewals that are available. Don't forget to extend the services you use and to stop paying for unnecessary ones. INXY allows users to be added to your account. This makes it easy to share subscriptions with family and friends. You can easily share your subscriptions with others and grant permission to edit them. INXY automatically identifies subscriptions thanks to open banking integration You will be informed about the price and what you pay. -
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Worldline
Worldline
We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management. -
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Open Banking Suite
Sirma
PSD2 is designed to regulate innovative digital payments services, increase transparency, and improve the security of online transactions. It also opens up the payment markets to competition and requires all banks to comply with PSD2. We designed an Open Banking Suite to meet the growing demand of all-in-one solutions. It has a modular structure that includes an API hub called Up2Connect, strong customer authentication (SCA), and a payment terminal called Up2Pay. The solution is compliant with the Berlin Group standards as well as local regulations. Financial organizations have the option of integrating the module they require or combining them. Sirma can be trusted as a technological partner in open banking compliance via the Up2Connect module, and enhanced security through the Up2Seal Module. We believe that PSD2 will bring about a digital revolution in the financial markets. -
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Envestnet | Yodlee
Yodlee
Envestnet | Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We are transforming financial apps and services by providing solutions for wealth managers and banks, merchants and many more. Find out how we can help your business grow. Our data aggregation platform allows financial institutions and FinTechs help consumers achieve better financial outcomes. We follow industry-leading practices in data security, regulatory compliance, privacy, and confidentiality. Bill Crager has updated us on Envestnet's commitment to action. Browse our library of whitepapers, on-demand webinars and eBooks. They are packed with valuable insights, actionable advice, and product information. -
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Auto Decision Platform (ADP)
LendingMetrics
Lenders can save time, money, and errors with our online Auto Decision Platform (ADP). Increasing your bottom line profits ADP is multifaceted and multi-award-winning, with many possibilities once it's been implemented. -
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Appifee
Neontri
We are experts at building and maintaining custom systems. Complex projects that require integration of multiple legacy systems are our forte. Payments, including mobile payments, cards and open banking. Big data technologies are used to create high-availability, reliable data hub platforms that integrate legacy data in real-time. We will quickly and efficiently find the right specialists for your needs. Even if your website offers the best user experience, people will see your products and content on an app 4.2x more than they will on a website. Global shopping cart abandonment rates of mobile websites are as high as 97%. This problem can be solved by mobile apps that simply save user data and allow for in-app payments. -
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Flinks enables the open, consent-based exchange of financial data and empowers you to connect consumers with the services they want. Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. Flinks Connectivity offers the largest financial data network coverage, allowing your customers to use your services by easily and securely connecting their financial accounts and sharing the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. Flinks Outbound provides the Open Banking infrastructure you need to launch and adapt quickly in a dynamic market and regulatory environment. Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launch
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Bud
Bud
Improve conversion by empowering consumers with targeted messaging, personalized product offers and actionable insights. GenAI-powered Customer Data Platform allows anyone within your organization to perform advanced analytics for marketing, customer base monitoring and segmentation. AI-powered insights from transactional data to give a true picture of the applicants' financial situation for credit assessment and lending lifecycle solutions. Our AI core is constantly learning as we've processed over 50 billion transactions. Our market-leading category is hard to beat. Our first-connection success rate of 98.2%, and 99.99% SLA for uptime, ensures a reliable experience for customers so that you can focus on your growth. -
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iMAL
Path Solutions
Path Solutions is a Fintech solutions provider that offers digital & social banking, mobility, business analytics, risk management, compliance and AAOIFI-certified core banking software. The multi-award-winning Islamic core banking platform iMAL is built in Java EE with an Open Architecture. It is highly reliable and cloud-ready and can be deployed on a fully scalable, multiserver n-tier architecture. It also supports open banking via open APIs and other web services. Path Solutions' total commitment towards open standards allows its clients to benefit the latest technology advances, ensuring business agility and continuity, data integrity, availability, and low downtime. This results in a significant and immediate ROI. -
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Kolleno
Kolleno
Manage your receivables more efficiently. Enroll your clients and replace outdated processes with automated digital communication and collection strategies. Give your clients multiple digital payment options, such as ACH, Credit Card and Open Banking, to make it easier for them to pay and reconcile their books. Stay on top of cash flow with regular automated reports, analytics and reports tailored to your business. Get proprietary customer ratings based upon credit checks and engagement information to optimize payment plans and facilitate informed decisions. Predict future cash flow based on historical and current payment data. Streamline workflows and prioritise easily. Use customizable communication templates, strategies and a white-labeled method. -
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FinTecSystems
FinTecSystems
FTS can help you to gain a complete understanding of your clients by using the financial data of customers. This allows you to create customized, needs-based offers that will dramatically improve customer experience. Machine learning can help you analyze real-time financial data to improve customer understanding. Access to account information allows for real-time decision making. Improve customer understanding by accessing structured financial data. Intelligent online payments for maximum reliability. Our digital bank statement allows us to make fully digital and automated financing decisions. You can transfer risk characteristics that are relevant to the payment to reduce the risk of fraud or creditworthiness for direct debits and installment payments. You can make a difference with a transfer system that suits your personal style. -
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ONE UP
ONE UP
$9 per monthAI converts bank feeds into accounting with 95% accuracy (#1 Ranked in Forbes AI benchmark). Each client can customize and automate the process. Ten times more usage than traditional banking portals. 85% of customers log in each month. Open banking via neobanks like Google, Intuit and PayPal, Square, and many others, has created new threats to all your business banking revenue streams, from deposits, loans, and payments. Smart Advices™, powered by OneUp, can help you grow your net banking revenue and make the most of your existing Small Business customers. OneUp platform is API-based to allow for fast implementation and the flexibility to customize your project. Display income, spending, and overall profitability for a specified period of time in a defined currency. OneUp AI transforms bank feeds into accounting entries. -
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TradeCore
TradeCore
Built by developers, for developers. API-based technology allows developers to create their applications on top our powerful financial tools. Our technology philosophy is based on security. Standard features include enhanced security with two-factor authentication, secure storage, backup and disaster recovery, as well as strict internal access controls. TradeCore is able to support large amounts of data at scale, which sets it apart in the financial industry. TradeCore builds systems for industry giants and empowers them to grow their businesses. Our asset-class agnostic trading platform allows you to access industry-leading data vendors. It's easy to issue your Mastercard®, virtual and physical cards. Open banking is easy and you don't have to do more work for your staff. Automate and secure cryptocurrency transactions with full. -
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Paris
Paragon Business Solutions
All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support. -
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PM1e
Expersoft Systems
$30000 one-time paymentMany of the world's most powerful private wealth banks use PM1 to manage their assets globally across multiple booking centers. These reasons are based on PM1's most comprehensive capabilities in the front-/mid office category. It covers all aspects of private banking business lifecycle management. PM1 is the only software that can meet the demands of modern banks, which demand digital supremacy and a human touch. PM1 offers the best interfacing capabilities for integration with core banking systems, order execution system, and many other common applications. Hosting options include on-premise, in PM1 Cloud, or through our partnership with Finstar Open Banking. -
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Volt
Volt
We are building the first global real-time payments network. You can move money with lightning speed, no matter where you are. Real-time payments, everywhere. Discover what you can do by connecting to the world's only real-time payments network. We're accelerating the global real-time revolution through a single portal to a world where account-to-account payment is possible. This creates an unrivaled power grid for open payments, where money conversion and flows are expertly optimized. This network of networks powered by open banking is revolutionizing how money moves globally. Welcome to the next-generation of eCommerce. By harmonizing real-time, open payment systems into one standard, we empower businesses to offer the same frictionless experience to customers worldwide. We've created elegant and intuitive experiences by being obsessive about details. This is for customers who want convenience. Our checkout is about speed and simplicity. We use mobile-optimized interfaces, intelligent bank searches, and a mobile-optimized search engine. -
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Whizzapi
Savangard
All the benefits of open banking are available in one place. The Banking API aggregator allows for quick integration with all European banking APIs using a single interface. It allows for fast and efficient connection to all banking APIs, without having to deal with differences in implementation between banks. We have 6+ sandboxes that we have built for our clients. This has allowed us to develop a solution that is fast and easy to implement. We connect to the API so you can concentrate on your business. Although we can provide time-and-material staff outsourcing services (engineers, architects and PMs), we mostly deliver fixed-price projects that have a defined scope, budget, timeframe, and budget. Our services are highly efficient and competitively priced. We have delivered over 5000 integration services, and 1500 successful integrated systems. -
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WWS Open API
Auriga
The digital transformation of the banking industry has officially begun with the PSD2 Directive's entry into effect on January 13, 2018. This revolution has a profound impact on the entire ecosystem of payments, including banks as well as companies that are considered to be banking service suppliers. This creates a new situation where Third Party Providers can access account information, and make payments, as instructed. Users (known as Payment Service Users (PSU), have to give explicit PSU consent. If you are a TPP or are planning to become one, you can access our API platform by visiting our "Get started" section. Follow the instructions to get started. The platform that will enable digital payments to the future. WWS Open API is the platform to seize opportunities created by PSD2 and Open Banking. TPPs can use the WWS Open API Sandbox to test the various functions. -
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LoyalTfacts
Loyal Solutions
We provide the technology and services required. Our extensive experience includes the design, implementation, and operation of large-scale loyalty programs. We offer modular services and technology that can be tailored to your business's needs and budget. We are a partner-oriented company and can provide fully outsourced solutions that allow you to leave all the work in our hands. Our clients also benefit from our market-leading technology and our concepts. We can also operate their programs with existing resources. -
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Fidor
Fidor Solutions
We work with forward-thinking organisations to create customer-led digital banking solutions. It's not all about the technology you use to help your customers. It's about how you use technology in order to make your customers feel like Number 1. It's about making banking easy, accessible, and rewarding for customers. Our digital banking backbone fOS, a proprietary digital banking platform, enables you to do this. We have multiple awards and live clients to prove it. Fidor has all the expertise to help you bring your digital banking project to fruition. We design, develop, test, build, and bring your digital banking project to life. FidorOS (fOS) is an innovative digital banking platform that provides all banking functions, including onboarding, card and account management, credit products, and analytics. All functions can be managed from one platform! Our fidorOS platform was created as a pioneer in Open Banking principles and API. It is light years ahead of traditional solutions. -
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GoCardless is the UK's most trusted online direct debit provider. It makes it easy to process recurring and one-off payments. GoCardless is cost-effective and secure. It offers an easy migration process and transparent fees. The platform has pre-built integrations to leading accounting, membership, and subscription software such as Quickbooks, Sage Sage, Zuora and Online Scout Manager.
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Enapps ERP
Enapps
Unify your business workflow with Enapps, a UK company delivering a world-class ERP. This end-to-end platform is a cost-effective and fully customisable business management software solution to the SME market. Being a software author, Enapps champion a personalised approach with a fully integrated, bespoke ERP solution. Operating in industries such as manufacturing, distribution and project-based business, as well as offering rich capability within product configuration, warehousing, traceability, e-commerce and so much more, Enapps thrives on evolving business management solutions through ERP. Enapps can truly offer bespoke solutions to empower businesses with a complete end-to-end system, by providing modular core products, such as HR, Accounting, Sales, CRM and Business Intelligence, along with a suite of world-class integrations, such as Phocas Data Reporting, InShip, Open Banking and Onfleet. Speak with our experienced and passionate team today to kickstart your digital transformation. - 41
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finAPI
finAPI
€250 per monthfinAPI is a secure platform that connects individuals, banks, and companies. Open banking API allows companies to access account data and initiate payments for customers. We offer support to banks and financial services providers with an XS2A Server, which provides a PSD2-compliant banking portal for TPPs. finAPI is flexible and adaptable and always up for any challenge. We can help you create innovative financial services that provide real value to your customers and you. Accessing data is easier and allows for process optimization and innovation. The data intelligence modules of finAPI allow for comprehensive analysis of financial data, including contract recognition, risk reports, categorization, cash flow and risk reports, as well as various cash flow and risk reports. Data enrichment, artificial Intelligence, and machine-learning algorithms ensure the highest quality data and the best results. -
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Datanomik
Datanomik
A simple API integration allows you to gain instant access to your financial data. With just a few lines code, you can implement any of our APIs. Through a proprietary API connection, companies can access real-time data and standardized data from banks and other institutions. -
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Prism Data
Prism Data
We bridge the gap between information and insight to help you serve more customers, create better products, and take smarter decisions. A new approach to creditworthiness and financial status. Cash flow underwriting can be used to accurately predict default risk and score missing and thin-file consumers. Refine, categorize and enrich disorganized data to produce clean, simple, and accurate account activity. Key insights and features that describe consumer financial status, such as liquid assets, financial obligations and spending patterns are revealed. Analyze bank transactions to identify gross pay and net pay, income stability and employment, as well as income sources. Open banking is the future. Prism Data offers you the opportunity to do much more with your data, whether you are in banking, lending or real estate, personal finances, insurance, or personal finance. -
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Emma
Emma
FreeOpen Banking allows you to keep track of all your accounts and manage your budget in the 21st Century. Emma analyzes your transactions to show you the full list recurring payments across all your accounts. Emma automatically tracks and categorises all of your expenses across accounts. Get detailed insights into your spending habits. Investing is a great way to increase your savings over time. Accessible investing is possible with well-designed investment tools. Split a purchase, transfer money between banks or top up your investment account in a matter of seconds. Did your friends forget to pay their rent? You can remind them all in one tap -
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Coconut
Coconut
$5.02 per monthCoconut connects to your bank account so you can track income, claim expenses, and calculate tax owed. It's easy to see a complete overview of your finances and figure out how much you can pay yourself each month or reinvest in your business. We will help you keep track of your bookkeeping and estimate the amount you need to save for tax so that you don't get unexpected bills at the end. You can create and send branded invoices from anywhere. The app also allows you to manage your income directly from the app. You can also set reminders to remind you of late payers. After you've put your savings aside, we'll calculate how much you still have that you can either take out to supplement your take-home pay or reinvest to grow your business. You can keep an eye on your earnings and spend, and all transactions that contribute to those numbers are available in one tap. -
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Token
Token
Token's widest, Pan-European connectivity with over 3,000 banks allows you to join the brightest merchants, PSPs, and banks. Token is an open banking platform that offers best-in-class Pan-European bank connectivity, data, and compliance capabilities. You can initiate frictionless, real time account-to-account payments (A2A), right from your smartphone or tablet. All this from one interface and integration. Token Data integrates bank account and transaction data from European banks using a single API. Token Payments allows European banks secure, unified access that allows them to initiate real-time account to account payments from their apps and websites. -
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Zum Rails
Zum Rails
Zūm Rails provides real-world solutions that merge instant payments and open banking. The Zūm Rails software allows users to focus on distribution, while on the back end we mitigate the risk of fraud, aggregate KYC data and offer an unparalleled experience for the end-user. Our software is able to create a faster and more efficient payments process by eliminating unnecessary lag time of financial interactions through the use of the Zūm Wallet, reducing the risk of fraud for instant payments, and creating an overall better user experience by utilizing our real-time data aggregation feature. Zūm Rails software has been designed with scalability in mind. With a built-in Partner Portal, our users are able to manage and oversee their customer's transactions, while collecting insights and reporting. Work directly out of the Zūm Rails portal or utilize our seamless API to integrate directly into pre-existing systems and workflows. Zūm Rails software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. To learn more, visit zumrails.com -
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Advantica
Softax
Advantica Cloud Core Banking, our proprietary electronic banking system, provides a comprehensive core banking service. It provides multi-channel banking services and supports the implementation of business plans. The system supports the most recent requirements in the Payment services Directive 2 (PSD2) as well as Open Banking. Softax implemented Advantica in some of the largest European financial institutions. It is a reliable, secure, scalable, and reliable solution. -
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Apron
Apron
$36.74 per monthApron is a partner that small businesses need. It will help you pay your invoices quickly and efficiently. You can now focus on your business instead of wasting time with admin. Payments and approvals are linked, so payments continue to move. You can choose who to pay by clicking on the "pay" button. Payments are sent directly from your bank. Set up roles and workflows for better communication and to keep payments moving. You can now reconcile your payments instantly in your accounting software. Sign up with Xero, QuickBooks or both. Complete the 3-minute security check. Make your first payment. Each app in your stack can be a security vulnerability. Apron allows you to manage all your payments in one place. We're a single app that replaces several others. Clients must authorize payments in their bank to transfer money. Apron is compatible with all UK banks. There are no limitations or exceptions. If a bank doesn't support open banking, you can still pay via bank transfer.