Best Promise2Pay Alternatives in 2026
Find the top alternatives to Promise2Pay currently available. Compare ratings, reviews, pricing, and features of Promise2Pay alternatives in 2026. Slashdot lists the best Promise2Pay alternatives on the market that offer competing products that are similar to Promise2Pay. Sort through Promise2Pay alternatives below to make the best choice for your needs
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Revaly helps subscription and recurring-revenue businesses stop losing money to failed transactions by transforming payment systems into revenue engines. Its AI-driven payment intelligence evaluates issuer signals and network behavior in real time to keep legitimate payments from failing. Instead of letting small errors or timing issues derail a customer’s purchase, Revaly corrects problems proactively before the user hits “pay.” When a payment does decline, the platform automatically determines the best moment and method to retry, using behavioral science to protect customer trust. Companies using Revaly see major increases in recovered revenue, improved profitability, and significantly reduced involuntary churn. The platform integrates with more than 100 billing, CRM, and payment tools, eliminating the need for operational changes. Performance metrics across retail, software, and media industries consistently show double-digit recovery improvements. Ultimately, Revaly gives businesses a predictable, scalable way to grow by ensuring their earned revenue successfully processes.
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QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.
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Accelerate growth by unlocking the power of your payment. Fully integrated payments, as easy as 1-2-3 One-click integration allows you to connect most accounting packages with your existing payments gateway. Payouts will be automatically reconciled in real-time in less than 5 minutes, which saves you hours of work each day. Chargezoom's integrated payments solution works with more than 20 payment gateways. There is nothing to change, there are no transaction fees, and you can just point, click, and integrate! Two-Way Sync Payment Dashboard eInvoicing/Pay by email Compliant Surcharging Subscription Management Tokenized Customer Vault Developer-First API It's never been easier to build your payments infrastructure!
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Balance
Balance
$0Balance introduces the pioneering self-serve checkout solution that comprehensively handles all B2B payment intricacies, whether it's milestone payments, net terms, wire transfers, checks, SaaS subscriptions, or automated vendor payouts, among others: 🗒 API-centric approach! Dive into the documentation 💳 Expand your payment options: Accept ACH, wire transfers, credit cards, and checks 💨 Swift, zero-risk Net Terms: Clients pay on Net 30/60 terms while you receive your funds immediately. 🔁 Simplified recurring payments: Facilitate repeated invoice payments with the same ease as recurring credit card transactions 🏢 Designed to meet diverse B2B payment requirements, ideal for marketplaces, wholesalers, merchants, SaaS, and service providers. 🧍🏽♀️ Empower self-serve invoicing: Your clients can easily access and settle their invoices in just one click 🏋️ Automated reconciliation and collection: Isn’t it amusing that this process is still done manually? Additionally, Balance streamlines operations, allowing businesses to focus on growth rather than payment hassles. -
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Chargebee is a subscription management and recurring billing tool that helps SaaS businesses streamline Revenue Operations. Chargebee integrates seamlessly with leading payment gateways such as PayPal, Braintree and Stripe. All over the globe, Chargebee allows you to automate recurring payments collection, invoicing, taxes and email notifications. Chargebee manages all your critical workflows, from lead to ledger, with powerful integrations that include Salesforce and Quickbooks, Avalara and Slack. Chargebee Retention is the best-of-breed solution that helps you avoid cancellations on a scale that suits your needs. It offers personalized experiences that deliver results and provides a way to deflect cancellations. To ensure a relevant and personalized cancel experience, you can run experiments based upon customer and subscription attributes.
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FUGU offers self-learning fraud prevention. FUGU's fraud-detection software tracks online payments post-purchase, as we believe that EVERY PAYMENT COUNTS! WORKING MONTH-2-MONTH - ZERO RISK, NO COMMITMENT! FUGU reduces false transaction declines by 50%, wins chargeback disputes by 60%, and identifies fraud attacks, including friendly fraud. FUGU also offers a chargeback liability shift service, covering fraud and authorization reason codes. FUGU's motto - "EVERY PAYMENT COUNTS", we offer a unique KYC system for automating verification processes and increasing its success rate to the highest rates in the industry. FUGU is a must-have solution for online payments: 1. eCommerce websites - supporting all platforms (+ Shopify app) 2. Payment getaways 3. Software as a service (recurring revenue) - ongoing risk assessment 4. Investments \ exchanges (for accepting investors' deposits) 5. Gaming\Casino 6. Banks, creditcards, etc 7. Chargebcks guarantee FUGU support all eCommerce platform and offer: 1. Shopify fraud detection and prevention app 2. Woocommerce fraud detection & prevention 3. Magento fraud prevention & detection 4. Bigcommerce fraud detection & prevention 5. Wix fraud detection
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Fugue
Fugue
The Fugue Platform equips teams with the essential tools to construct, implement, and uphold cloud security throughout all phases of the development lifecycle. We are so sure that Fugue will provide you with immediate benefits that we offer a guarantee. Utilizing the open-source Open Policy Agent (OPA) standard, Fugue integrates policy as code for Infrastructure as Code (IaC) and cloud infrastructure. Incorporate IaC checks seamlessly into your git workflows and CI/CD pipelines with Regula, an open-source utility driven by OPA. You can also create tailored rules, including checks that span multiple resources, with Rego, the straightforward yet powerful open-source language of OPA. Manage your IaC security for cloud resources, Kubernetes, and containers from a single platform, ensuring uniform policy enforcement throughout the development process. Assess the outcomes of security and compliance evaluations on IaC across your entire organization, and gain the ability to access and export comprehensive tenant-wide reports specific to IaC security and compliance. This streamlined approach not only enhances security but also simplifies compliance efforts across teams. -
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Sakana Fugu
Sakana AI
$20/month Sakana Fugu is a multi-agent AI platform and AI model that gives users access to coordinated model intelligence through one API. Instead of relying on one frontier model, Fugu dynamically selects, routes, and coordinates multiple expert models to complete complex tasks more effectively. The system is based on research into learned model orchestration, including the TRINITY and Conductor approaches for assembling agents and guiding collaboration patterns. Fugu is designed for coding, code review, reasoning, research, paper reproduction, cybersecurity analysis, patent investigation, and other work that benefits from multiple specialized agents. Users can access Fugu and Fugu Ultra through an OpenAI-compatible API, making integration easier for existing workflows and developer tools. Fugu is positioned as the default option for everyday use because it balances performance and latency. Fugu Ultra is built for difficult, high-value tasks where maximum quality matters more than speed. The platform also gives organizations the ability to opt out of specific models or providers for data, privacy, compliance, or internal policy reasons. Sakana Fugu helps users reduce dependence on a single AI vendor while gaining a flexible orchestration layer for advanced multi-step AI work. -
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Gerald
Gerald
FreeGerald is a financial technology application that aims to offer users a variety of adaptable financial solutions, such as interest-free cash advances of up to $80, which help individuals tackle unforeseen expenses without added financial burdens. The platform also includes a Buy Now, Pay Later feature, enabling users to acquire necessary household goods and mobile services with the flexibility of postponed payments, all free of hidden charges or interest. In addition, Gerald presents a Play to Earn option, allowing users to participate in games for the chance to earn coins that can be exchanged for rewards in stores, thus further increasing their spending capacity. Dedicated to promoting inclusivity, Gerald guarantees that both members and non-members can access cost-effective shopping for household items, with the goal of empowering individuals and families to make intelligent purchasing decisions, save more money, and work towards a more secure financial future. This innovative approach not only supports users in managing their finances but also encourages a community of savvy shoppers looking to enhance their economic well-being. -
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Sakana Fugu Ultra
Sakana AI
$20 per monthSakana Fugu Ultra is a performance-optimized multi-agent AI model designed for hard technical, research, security, and analytical workloads. It coordinates a deeper pool of expert agents than the standard Fugu model, allowing it to focus on maximum answer quality for complex tasks. The model is available through the same OpenAI-compatible API as Sakana Fugu, making it easier to integrate into existing tools, developer workflows, and AI applications. Fugu Ultra is especially useful for coding, advanced code review, Kaggle competitions, paper reproduction, cybersecurity assessments, literature reviews, patent research, and long-running autonomous workflows. Instead of requiring users to choose individual models or define agent roles, Fugu Ultra dynamically assembles and coordinates the agents that are best suited for each task. Its approach is grounded in learned model orchestration research, including TRINITY and the Conductor, which explore how multiple AI systems can collaborate more effectively. Organizations can also control which providers or models participate in the agent pool to support privacy, compliance, and internal policy requirements. Fugu Ultra is positioned for high-value tasks where deeper analysis, stronger reasoning, and better reliability matter more than speed alone. Sakana Fugu Ultra gives developers, researchers, and enterprises a way to use frontier-level multi-agent intelligence through one managed endpoint. -
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RecoverPing
RecoverPing
$19/month RecoverPing serves as an automated solution designed for managing dunning and recovering failed payments specifically for businesses utilizing Stripe for their subscription services. By addressing involuntary churn caused by payment failures, it sends out tailored SMS and email sequences to customers affected by failed subscription transactions. The tool boasts seamless integration with Stripe through webhooks, allowing users to set it up in under five minutes with no coding required. Users can configure multi-step recovery flows that utilize both SMS and email channels, and it also offers customizable message templates that incorporate dynamic customer and invoice information. To enhance the customer experience, it provides a convenient one-tap link that directs users to the Stripe Customer Portal for payment method updates. An analytics dashboard is available for monitoring trends in failed payments and recovery success rates over time. When a payment failure occurs, RecoverPing initiates its automated recovery processes, sending timely SMS notifications via Twilio along with email reminders that include a simple link for customers to swiftly update their payment details. Once payment information is updated, Stripe automatically attempts to recover the payment, ensuring a seamless experience for both the business and its customers. Additionally, this tool not only boosts recovery rates but also fosters stronger customer relationships by maintaining open lines of communication during payment issues. -
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Striperks
Striperks
29€/month Striperks is a powerful tool designed to enhance the process of recovering failed payments on the Stripe platform through automation and optimization. Subscription-based businesses often face the challenge of payment failures resulting from issues like insufficient funds, temporary declines, or spending limits, making a solution like Striperks essential. This tool integrates flawlessly with the Stripe API, enabling businesses to automatically retry failed payments, significantly reducing the need for manual efforts. Among its standout features are: Automatic Payment Recovery: Ensures failed payments are retried effortlessly. Backup Card Attempts: Automatically charges backup cards when the primary fails. Customizable Retry Settings: Offers the flexibility to adjust timing and frequency of retries. Multi-Account Management: Facilitates the connection and management of several Stripe accounts. Quick Setup: Provides an easy, one-click integration process with Stripe. Flexible Scheduling: Allows for daily or tailored retry schedules. Retry Prevention: Minimizes unnecessary retries by adhering to defined intervals. With these features, Striperks empowers businesses to minimize revenue loss and maintain customer satisfaction effectively. -
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Fugu
JungleWorks
Fugu is a collaborative business messaging platform designed to facilitate real-time communication among team members. It is an incredibly user-friendly app that supports both individual and group conversations focused on projects or common interests. With its cutting-edge facial recognition technology and geofencing capabilities, it streamlines attendance and leave management, making administrative tasks simpler. Users can also reminisce as the app offers unlimited message history at no cost permanently. Furthermore, Fugu enables seamless virtual meetings through advanced features such as screen sharing and audio/video calls. Additionally, it easily integrates with a variety of third-party applications, including payment processors, POS systems, and Google Analytics, ensuring that businesses can enhance their operations while delivering exceptional customer experiences. This integration process is quick and does not require any specialized technical skills, allowing anyone to set it up effortlessly. -
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Recoupt
Recoupt
Recoupt is a cloud-based payment recovery and involuntary churn reduction platform built specifically for SaaS businesses using Stripe for subscription billing. The platform helps companies recover failed subscription payments through intelligent retry scheduling, branded dunning campaigns, and automated recovery workflows designed around specific payment failure reasons. Unlike standard payment retry systems that use the same schedule for every failed transaction, Recoupt customizes retry timing for issues such as insufficient funds, expired cards, generic declines, and card processing failures to improve recovery success rates. The platform also sends automated three-step branded dunning email sequences that guide customers through updating payment methods using Stripe’s secure hosted billing portal. Recoupt provides a real-time dashboard where businesses can monitor revenue at risk, recovered revenue, failed payments, recoupment rates, and active recovery attempts from one centralized interface. The platform integrates with Stripe using one-click OAuth authentication, eliminating the need for manual API key management, SDK implementation, or custom webhook configuration. Businesses benefit from a fully managed payment recovery system without exposing sensitive customer card information since all payment processing and PCI compliance remain handled by Stripe. Flat-rate pricing without revenue-sharing fees makes the platform more affordable for small and mid-sized SaaS companies compared to enterprise-focused recovery tools that charge a percentage of recovered revenue. -
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Chaser
Chaser.cash
$79/month Chaser.cash serves as a revenue recovery solution tailored specifically for subscription-based enterprises, leveraging the capabilities of Stripe to reclaim lost funds from failed payments and cancellations. It adeptly manages routine issues on autopilot, intercepts cancellation requests before they are processed, and ensures that high-value accounts receive personalized attention from a human representative prior to any communications being dispatched. Each failed payment is analyzed to determine its root cause—such as expired cards, insufficient funds, 3DS issues, or fraud blocks—and is associated with a designated recovery strategy that includes optimal retry timings and outreach methods. While low-value payment failures are handled automatically, high-value accounts are flagged for further human assessment, allowing for effective revenue recovery without jeopardizing customer relationships. The Cancellation Recovery feature proactively intervenes at the point of cancellation by providing a branded reason selection tool and automatically triggering save offers. Additionally, a complimentary 90-day Safe Mode audit is offered, which examines your Stripe ledger to identify potential recoverable revenue prior to initiating any email outreach. The platform seamlessly integrates through Stripe OAuth with the scopes you authorize and is compatible with Stripe Billing, WooCommerce, Chargebee, and bespoke shopping carts, ensuring versatile functionality across various systems. -
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eCard Transactions
eCard Transactions
Our advanced AI and machine learning technologies meticulously examine countless payments over time, allowing us to create highly developed algorithms that evolve and enhance continuously. This forward-thinking strategy facilitates seamless payment recovery, achieving impressive recovery rates of up to 90%. By leveraging the combined strengths of AI and ML, we equip our clients with unparalleled recovery solutions, enhancing their cash flow while alleviating the repercussions of unsuccessful payments. Additionally, we automate the update of expired, lost, or stolen cards, ensuring real-time card information updates without causing any disruption to your members. This innovative approach not only minimizes involuntary churn but also significantly reduces payment failures, making eCard an essential tool for financial stability. Ultimately, our goal is to create a frictionless experience that fosters lasting relationships between clients and their customers. -
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ProfitWell Retain
Paddle
Stop loosing money due to credit card problems. Retain®, combines world-class subscription expertise and algorithms that leverage millions to win-back customers. This churn problem is probably something you didn't know. Credit card failures are your biggest single bucket of churn. However, you're not recovering any of these customers because you don't recognize the magnitude of the payment failure problem. ProfitWell Retain®, which combines the best of both subscription expertise and algorithms that leverage millions to win-back customers using the industry's highest rate of recovery, combines world-class customer service with world-class data analytics. ProfitWell Retain is the only product that manages for you. We can leverage data and expertise to continually improve recovery rates. ProfitWell is a subscription company that charges only for performance. ProfitWell has analyzed billions of data points to determine why and how to recover them. -
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Nexio
Nexio
Nexio represents a cutting-edge payment technology aimed at streamlining the complexities associated with payment processing. As a prominent supplier of technology-driven payment data and processing services, Nexio caters to various sectors such as Direct Sales, SaaS, ISOs, and merchants. Designed with the needs of global commerce in mind, Nexio provides a user-friendly API that significantly accelerates your market entry. By integrating with Nexio, you can unify your payment systems into a single, efficient integration point. The platform includes gateways that facilitate the acceptance of 3DS enrolled credit cards and offers an iframe compatible with your shopping cart setup. During the transaction process, customers will be prompted to enter an additional password, and if this password does not match, the transaction will be declined. This 3DS feature operates similarly to two-factor authentication, enhancing security. While not mandatory in every jurisdiction, incorporating this capability into your payment processing allows for the acceptance of credit cards that participate in the 3DS program, thereby improving customer trust and transaction safety. Ultimately, Nexio not only simplifies payment processes but also elevates security standards, making it a valuable asset for businesses in the digital marketplace. -
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Alma
Alma
Guaranteed payment in installments is a straightforward approach that can significantly enhance your sales by improving customer satisfaction. By integrating Alma into your payment process, you can observe a noticeable uptick in sales; customers can enjoy the benefit of paying later while you receive your funds immediately, leaving you free from concerns about the transactions. This plug-and-play solution allows you to make the decisions, initiate the process, and ultimately sell more effectively. With the option for customers to pay in three or four easy installments, not only do you ensure their happiness, but you also create a loyal customer base that keeps returning for more. Encourage your clients to say yes, as they are eager to embrace this seamless experience. The process with Alma is so smooth that there's no room for hesitation or distraction. It embodies ease; all you need to do is select Alma at checkout—nothing else required. Beautiful stores deserve excellent payment solutions, and Alma offers a refreshing way to shop that caters to your needs. We are the go-to solution for innovative brands willing to break free from the ordinary, enabling them to choose exceptional suppliers and showcase their expertise confidently. By adopting this modern payment method, you position your business for success in an ever-evolving market. -
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Gravy
Gravy
$550 per monthRecover any payments that were not received. Gravy is the secret to recurring revenue retention in subscriptions and membership businesses. We have the solution to customer retention and payment recovery. We have been refining and developing the best scripts, engagement strategies, and conversion technologies for the industry-leading failed payments recovery solution. Gravy can work with all payment processors, CRMs, and product delivery systems. Our implementation team integrates your tech stack and ensures that customers and failed payments are synced in real time. A US-based retention specialist will work with you. This specialist is focused on one thing: recovering failed payments and customers. This will allow you to keep your payroll costs low and your profits high. Gravy allows you to retain customers by allowing for recovery of declined payments, credit card declines, and lost revenue. -
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FlyCode
FlyCode
Minimize involuntary churn by effectively handling payment failures to enhance revenue assurance. Prevent the loss of income caused by unsuccessful payments. With FlyCode’s advanced dunning and payment management AI, you can automatically recover and mitigate churn. Boost your subscription income through strategic payment optimization. Elevate your annual recurring revenue (ARR) by 3%-7% using a sophisticated dunning platform customized for your unique business needs. Integrate robust AI models with payment logic, authorization details, and retry mechanisms. Improve retention and grow your ARR through smart payment retry strategies. Leverage premium payment models and optimization techniques available to enterprises. Utilize FlyCode’s innovative payment engine AI to automatically recover and lessen churn. Benefit from dynamic tools for payment optimization and comprehensive data models. Implement customer-specific dunning strategies with intelligent segmentation and statuses. Harness FlyCode’s powerful engine to maximize revenue recovery through the first-ever AI-driven dunning and payment management solution, ensuring your business remains profitable. This multifaceted approach not only secures revenue but also builds long-term customer loyalty. -
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Offering your customers a small amount of credit during checkout has been proven to significantly boost sales, increase average order values, and decrease the likelihood of cart abandonment. With SplitPay, customers can opt to pay later through four equal monthly payments, while you receive the full payment before the items are dispatched, eliminating any credit risk on your part. Businesses that adopt SplitPay typically experience a sales increase of 20-30%. There are no upfront costs or minimum sales requirements, and you are compensated in full prior to shipping the products, with all risks of customer non-payment assumed by us. Getting started with SplitPay involves no setup, establishment, or monthly fees, and we provide daily transaction settlements to keep your cash flow smooth. The sign-up process is straightforward and easy, requiring no cumbersome application documents, allowing you to get up and running quickly. Customers using SplitPay enjoy interest-free payments, along with no additional fees as long as they meet their payment deadlines, making the experience beneficial for both merchants and shoppers alike. This seamless integration not only enhances the shopping experience but also encourages repeat business.
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Slope
Slope
Streamline your payment processing by using Slope's software and APIs to accept online payments, provide adaptable payment terms, and automate your order-to-cash workflows. You can process credit card and ACH transactions from businesses through a single API or use our simple no-code invoice links. Our platform allows for guest checkouts, milestone-based invoicing, or custom timelines, and includes same-day ACH to meet all your payment requirements. You can extend net terms, installment options, or bespoke payment arrangements to your customers without assuming additional risk. Customers can receive financing approvals in mere seconds for future transactions, ensuring you get paid immediately while we manage the risk, collections, and other related tasks. By eliminating manual tasks from order processing to remittance application in your ERP, you can enhance efficiency significantly. With Slope's adaptable workflows, you can reduce friction in your operations and guarantee that every dollar is accurately reconciled, improving your overall financial management. This means you can focus more on growing your business rather than getting bogged down by administrative details. -
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LTVX.ai is a cutting-edge platform that leverages artificial intelligence for optimizing revenue, aimed at assisting businesses in maximizing their customers' lifetime value. By employing sophisticated machine learning techniques, it evaluates customer behavior to enhance monetization approaches throughout every interaction. The system forecasts lifetime value starting from the initial customer engagement and categorizes users to uncover focused revenue opportunities. It boasts the capability to autonomously fine-tune its methods, eliminating the need for manual adjustments. Moreover, LTVX.ai swiftly adjusts to fluctuations in customer behavior and market dynamics, ensuring optimal efficiency at all times. Its churn prevention mechanism actively detects customers who may be at risk and implements retention strategies to alleviate potential revenue decline. The platform features intuitive dashboards that deliver up-to-the-minute insights into performance metrics, revenue patterns, and optimization outcomes. With its ability to seamlessly integrate without necessitating alterations to existing infrastructures, LTVX.ai empowers businesses to enhance their revenue generation processes effectively. This innovative solution represents a significant advancement in how companies can approach customer relationship management and revenue optimization.
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Paythen
Paythen
1.25% per transactionPaythen makes it simple and painless for you to offer installment or flexible payment plans for your product/service to customers in 120+ countries and currencies. Built-in automations also reduce admin, support, and busy-work. No technical knowledge or code required. Connect your Stripe account to get started in just minutes Paythen gives you complete control over how you offer payment plans. You can choose the billing intervals and amounts, as well as fees. Once you have created a plan, you will receive a payment link that works everywhere - social media, email, or wherever your customers are. You can offer subscriptions, collect one-off payments, or use our unique "Pay Your Way" plan to allow your customers to choose whether they want to pay upfront or through a payment plan. Paythen is a better option than buy-now-pay later companies. It has lower fees, more control over your brand, and more flexibility. Stripe works with Paythen -
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Redux Payments
Redux Payments
2 RatingsRedux Payments is a specialized platform designed for subscription-based businesses aiming to minimize involuntary churn and increase their recurring revenue streams. This software seamlessly integrates with Stripe Billing, functioning as an unobtrusive recovery solution that augments Stripe's built-in retry mechanisms without disrupting the current billing infrastructure. By concentrating solely on involuntary churn, Redux Payments enables SaaS and subscription services to safeguard revenue that might otherwise be forfeited. The system operates entirely behind the scenes, requiring no additional engineering efforts, thereby providing operators, finance leaders, and growth teams with a dependable method to enhance recovery rates and bolster revenue consistency. This effortless integration allows businesses to focus on their core operations while benefiting from improved financial outcomes. -
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Slicker
Slicker
Slicker aids subscription-based businesses in reclaiming failed recurring payments through the use of AI-driven retries and tailored dunning messages. Our approach leads to a 20% increase in the recovery of failed payments when compared to traditional methods, ultimately translating to millions of dollars in extra revenue. Each month, we handle over 10 million transactions and collaborate with renowned clients such as Freepik and The Economist, showcasing the effectiveness of our solutions. By leveraging advanced technology, we ensure that businesses can maintain a steady cash flow and enhance customer relationships. -
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Koverly
Koverly
Koverly guarantees timely bill payments, allowing you to select the optimal payment method for your business during the checkout process. Effortlessly make global online payments in over 100 currencies, benefiting from competitive exchange rates and full visibility of your international transactions. You can transfer funds to nearly any country, checking live exchange rates for popular currency pairs along the way. Your vendor receives payment immediately, while you have 30 days to settle the amount. By setting up a KoverlyPay account, you can access a portion of your line to delay foreign exchange payments for an additional 30 days without incurring interest or fees. Koverly ensures your vendor is paid instantly and locks in your exchange rate for added security. Additionally, you can divide payments into manageable installments over 4, 8, or 12 weeks by opting for KoverlyPay at checkout. Koverly follows stringent security and compliance protocols to protect your business payments and personal data, ensuring they remain encrypted and secure consistently. Regular training and certifications for staff regarding security, compliance, and privacy further reinforce Koverly's commitment to safeguarding your financial transactions. This comprehensive approach ensures that your business remains protected and operates smoothly in an increasingly global marketplace. -
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BetterRetain AI
BetterRetain
$19/month BetterRetain AI helps subscription businesses recover lost revenue by automating failed payment retries. The platform continuously monitors Stripe subscription payments and takes action when a transaction fails. Smart retry logic resolves common card errors without customer intervention. Personalized reminders improve engagement and reduce unnecessary cancellations. BetterRetain AI provides real-time dashboards to track recovery performance and churn reduction. Weekly reports offer clear insights into payment success rates. The system is designed for SaaS, eCommerce, and nonprofit organizations. Flexible retry schedules allow businesses to stay aligned with customer behavior. Integration is fast and frictionless with existing Stripe accounts. BetterRetain AI transforms failed payments into retained customers. -
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Stunning
Stunning
$100 per monthMaximize your recovery of failed payments on Stripe with the innovative solutions offered by Stunning. Designed from the outset to enhance customer retention, Stunning stands out as the premier option for recovering failed payments specifically tailored for subscription-based businesses utilizing Stripe. This is merely the beginning of what Stunning has to offer. The platform simplifies communication with your clientele, ensuring a steady stream of revenue. Remarkably, we can assist in reclaiming lost revenue without necessitating any emails or notifications to your customers. No matter what revenue recovery strategy is most effective for your particular circumstances, we have a solution ready for you. Stay updated on both failed and recovered payments effortlessly. With Stunning, you gain access to a comprehensive set of data, communication resources, and real-time updates, keeping you informed at all times. Additionally, our service allows you to automatically update customers throughout their subscription journey with meticulously timed and fully customizable emails about crucial events, including subscription initiations, trial completions, upcoming charges, transaction notifications, cancellations, and much more, ensuring they are always informed. This seamless integration of communication and data management offers unparalleled support for your business's revenue recovery efforts. -
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in3
in3
Freein3 Business is a newly introduced payment solution in partnership with Rabobank, enabling you to split your business purchases into three manageable payments without incurring any interest or additional fees. At the time of purchase, you make an initial payment of one-third of the total cost. The second installment is due within 30 days, while the final payment is required within 60 days, allowing you to effectively manage your cash flow and minimize financial risks. This method provides you with maximum convenience and flexibility in your payment process. You can monitor your payment progress and gain insights into your spending limit seamlessly. With push notifications, you’ll never forget a payment deadline, and you can easily access a wide range of stores through our comprehensive catalog. To utilize in3 Business, simply select it at the online checkout or on your digital invoice, and complete the verification process, which takes just 2 minutes. After making the initial payment, your order will be dispatched by the seller, and you will then follow up with the subsequent payments as scheduled. This approach empowers you to manage your finances more effectively while making business purchases. -
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TWINT
TWINT
FreeTWINT, the popular payment application in Switzerland, allows users to effortlessly and securely conduct transactions right from their smartphones. This user-friendly app simplifies payments at various locations, including grocery stores, online shops, and local markets, all while promoting a cashless experience. Beyond basic payments, TWINT enables users to transfer money to friends, buy tickets from SBB, and even facilitates donation collection for clubs. With TWINT, you have all the essential tools at your fingertips to navigate your daily financial needs. Users can enjoy the convenience of digital payments almost anywhere, making life significantly easier. To experience its wide range of features, simply download the TWINT app linked to your bank on your smartphone. We prioritize security and data protection, ensuring that every transaction is safe, a commitment echoed by all Swiss banks collaborating with TWINT. With this app, you can focus on your day without the hassle of payment concerns. -
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FlexiLay
FlexiLay Pty Ltd
0FlexiLay is an innovative layby solution designed to support ecommerce sellers by enabling customers to pay for their purchases in installments—without relying on credit, lending, or traditional Buy Now Pay Later options. Customers can select their deposit amount and preferred payment timeline, securely completing transactions through Stripe, and will receive their orders once the total payment is finalized. This platform is tailored for integration with ecommerce systems such as Shopify, with plans to expand to WooCommerce and other systems in the future. FlexiLay empowers sellers by providing a streamlined and automated method to present flexible payment solutions while maintaining control over their customer interactions. Merchants have the flexibility to customize payment structures, including deposit amounts and payment intervals, while consumers enjoy a clear and debt-free payment process. Our goal is to enhance the accessibility of flexible payment options, enabling merchants to attract more buyers and offering consumers a more strategic approach to managing their budgets for desired products. We believe this approach fosters a healthier spending environment for everyone involved. -
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M2P Fintech
M2P Fintech
We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations. -
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Marco
Marco
Marco offers a modern solution for trade buyers and sellers, presenting an efficient alternative to outdated trade financing methods. Simplifying flexible trade financing, it allows you to choose your payment terms comfortably. Receive payment immediately while granting your buyers the flexibility they need. Enhance your sales potential by offering deferred payment solutions to your customers. Elevate your growth strategy by leveraging deferred payment options from both domestic and international suppliers. This approach not only boosts cash flow for you but also benefits your suppliers. Obtain net terms to release working capital without impacting your existing line of credit. By providing buyers with flexible payment options, you can significantly increase their sales. Don’t allow your business to be constrained by slow and conventional bank financing. Marco recognizes the fast-paced nature of your operations and gives you the authority to manage your financial resources effectively. Access funds as required and expand your credit line as your business needs evolve, ensuring continuous growth and flexibility. -
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Churn Buster
Churn Buster
Do you want to recover failed payments while prioritizing customer experience? Churn Buster is the quickest and most reliable solution to combat passive churn and ensure customers feel valued. By taking timely actions, Churn Buster not only enhances customer relationships but also enhances your brand reputation, leading to improved customer retention over time. This platform is designed to be activated in just five minutes, utilizing tactics refined through years of experience. Everything operates seamlessly right from the start and can be tailored to fit your specific business needs. You can customize emails to align with your brand using HTML, plain text, or a combination of both! Simply enable the templates and scheduling strategies that have proven effective for leading SaaS companies in the industry. With Churn Buster, you can focus on what matters most: keeping your customers happy and engaged. -
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Hokodo
Hokodo
B2B: A Buy Now, Pay Later solution Your B2B customers will be able to buy now and pay later at checkout, allowing you to sell more and grow your business. Hokodo allows you to offer trade credit to customers. Instant credit terms can help keep customers in the funnel and increase sales. Our real-time underwriting eliminates lengthy credit checks and customers can get payment terms immediately, even after making their first purchase. No need to worry about cash flow. We pay you after delivery of the goods. We can also collect late payments and chase them. Your business is protected from credit and fraud risks, including non-payments, ID theft, chargebacks, and outright bankruptcy of customers. 73% of B2B buyers prefer to shop online. We believe they should have the same seamless checkout experience as consumers. -
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Butter
Butter Payments
Butter is ending involuntary churn for direct-to-consumer and SaaS subscription brands by recovering failed payments and subscribers faster, and more efficiently, delivering 5%+ ARR growth. -
39
Ratio
Ratio
Transforming the landscape of technology procurement and financial solutions, this innovative platform integrates payments, predictive pricing, financing, and a streamlined quote-to-cash process into a cohesive system. It offers flexible payment alternatives designed to expedite deal closures, seamlessly embedded within the sales process. By leveraging existing recurring revenues, businesses can secure immediate funding, allowing them to receive payments promptly even if their customers opt for delayed payment. This approach aligns payment structures with customer payment schedules, enabling organizations to unlock growth capital from their own assets without incurring debt or equity dilution. Unlike traditional venture debt or revenue-based financing, Ratio requires no monthly payments, providing further financial relief. Businesses can selectively choose which contracts to monetize based on their cash flow requirements. The Ratio team comprises seasoned professionals from the SaaS and finance sectors, alongside serial entrepreneurs and innovators. Equity remains a vital component for company growth and team compensation, and engaging with Ratio for strategic capital ensures there is no equity dilution or warrant issuance. This unique model empowers businesses to thrive while maintaining ownership and control. -
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Vartana
Vartana
Boost your customer base by 30% without affecting your cash flow through Vartana’s innovative payment platform. Accelerate your sales opportunities three times faster by removing budget discussions with straightforward payment solutions. Enhance your total contract value and improve cash collection by utilizing multi-year contracts with upfront payments. Equip your sales team with pre-approved payment options and oversee the entire deal process seamlessly via a centralized dashboard. Facilitate the complete or partial subsidization of payment plans to attract a larger customer base. Utilize Vartana’s capital pool or your own balance sheet to finance these plans. Our platform provides businesses with the flexibility to offer various billing options, including monthly and quarterly terms, all while maintaining cash flow stability, resulting in increased average order values, higher close rates, and improved sales efficiency. Ultimately, this empowers companies to thrive in a competitive market while ensuring financial health and growth. -
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RetryFi
RetryFi
$29/month Failed payments can quietly undermine monthly recurring revenue (MRR) for subscription-based SaaS businesses, as while Stripe attempts to retry the card, customers are often left in the dark about fixing the issue. RetryFi effectively bridges this gap by seamlessly connecting to your Stripe account via OAuth in mere seconds; it focuses solely on reading billing data and retrying failed invoices without altering or creating any charges in your Stripe account. Additionally, it implements a tailored, branded four-email dunning sequence that considers the specific decline codes: for soft declines, it initiates intelligent retries, while hard declines lead directly to a "fix your card" email featuring a single-click update link. Furthermore, users are provided with a recovery dashboard and a comprehensive 90-day historical analysis of lost revenue, making it an invaluable tool for independent and bootstrapped SaaS businesses utilizing Stripe, all while offering a free tier for up to 10 recoveries each month without any associated platform fees. This ensures that businesses can efficiently manage their cash flow and maintain a strong relationship with their customers while minimizing the impact of payment failures. -
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tranch
tranch
Tranch provides a solution for rapidly growing companies to manage their software and service payments effectively. By allowing businesses to pay for their SaaS and other services upfront while distributing the costs over time, Tranch empowers companies to maintain better control over their cash flow. This approach enables organizations to focus on their growth initiatives without sacrificing access to essential tools. Additionally, our checkout solutions allow suppliers to offer their customers adaptable payment options for yearly contracts and invoices, making it easy to implement with no-code checkouts. This not only speeds up sales and collection processes but also enhances customer satisfaction by providing them with greater flexibility in payment. As a result, businesses can prioritize growth while ensuring they have the resources they need to succeed. -
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Riverty
Riverty
FreeYour reliable payment partner simplifies and monetizes the complete payment process. By enhancing operations, increasing conversions, and fostering customer loyalty, we cater to your diverse needs—whether you seek greater efficiency, improved liquidity, or stronger customer ties. Our solutions are designed to optimize every facet of your payment journey, ensuring you can safeguard and enhance both your liquidity and ongoing relationships with clients through equitable and sustainable debt recovery services. Enjoy predictable cash flow, enhanced customer retention, and seamless onboarding via your choice of subscription management platform, whether it be proprietary, third-party, or in-house. Experience the advantages of comprehensive upfront payments, full payment cycle management, streamlined operations, and lower transaction costs. Furthermore, you can digitalize every aspect of your payment journey using a single API, single contract, and a single point of contact, facilitating international operations with ease. This holistic approach not only simplifies processes but also empowers businesses to thrive in a competitive landscape. -
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iwocaPay
iwoca
Expertly designed B2B payment solutions. Provide your approved trade clients with adaptable payment choices and spending limits reaching £30,000. By collaborating with leading brands in ecommerce and accounting software, you can seamlessly accept business transactions and foster growth by providing Buy Now Pay Later options to your trade clients. Utilize iwocaPay for all your transactions at no cost, or differentiate yourself in the market by offering interest-free extended terms to all your trade customers or select individuals. This approach not only enhances customer satisfaction but also strengthens your business relationships. -
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Klarna
Klarna
Experience a new way to shop with Klarna, where you receive tailored inspiration, exclusive offers, and the flexibility to choose your payment method. Available exclusively through the Klarna app, our payment solutions are favored by shoppers across the nation. Major brands in America utilize Klarna to enhance their customers' shopping journeys, ensuring a seamless experience at every step. We pride ourselves on providing the smoothest shopping experience possible, and our variety of payment options surpasses those offered by any other service provider. This leads to increased conversions and larger shopping carts for your business. You receive immediate and full payment, while your customers enjoy the flexibility of paying later. Partnering with Klarna means more than just accessing modern payment solutions; we are dedicated to improving the entire shopping journey for your customers. Our global reach ensures that wherever your enterprise operates, you can offer payment solutions that are tailored to local preferences, bringing joy to your customers just as much as your products do and ultimately driving greater satisfaction and loyalty.