Plaid Integrations

Sardine AI streamlines the process of assessing, negotiating, and integrating with numerous third-party risk providers in areas such as identity fraud, document verification, and various types of financial fraud. This efficiency accelerates the launch of new products or market expansions, while simultaneously enhancing your standing with regulators and payment systems. As the pioneering fraud solution designed specifically for digital enterprises, Sardine addresses a significant gap left by traditional anti-fraud providers, which were primarily developed for e-commerce platforms that rely heavily on indicators like shopping cart behavior and shipping addresses—data that isn't relevant to digital businesses. By detecting three times more fraud than these legacy systems, Sardine positions itself as the first truly tailored solution for the unique challenges faced by digital businesses. In addition, fraud prevention often necessitates that operational teams carry out time-consuming manual reviews; however, Sardine automates a majority of these processes, leading large FinTech companies to realize savings of around $500K annually due to this efficiency. Ultimately, this innovative approach not only reduces costs but also allows businesses to allocate resources more effectively towards growth and development.

Our platform allows you to integrate financial products into your business. Banking Offer FDIC insured banking services to customers with a single seamless integration With ACH transactions, credit card processing and easy deployment, it's easy to move money. Branded Cards You can quickly create customized or white-label cards to promote your brand. Global money transfer Send and receive money across borders in any currency. One embed offer FDIC-insured virtual accounts that customers can use to manage their funds, earn interest and pay bills, send money and receive it all from one place. Alviere's banking technology allows you to easily embed FBO accounts (For-Benefit of) into your platform, so you can offer customized financial services for your clients and employees. FBO accounts allow you to track your finances and use in real-time, which allows you to choose the right services.

We’re powering the payments experience. Moov makes money moovement dead simple, freeing businesses to focus on what matters most. We believe every company will become a fintech company, and Moov is the platform developers will use to build that future. It’s a tall order, but our goal is clear: Become the world’s most loved, used, and trusted money moovement platform.

Connect any device seamlessly to over 2,000 cellular networks across 195 nations through a single eSIM platform. Teal is dedicated to eliminating roaming charges and ensuring that devices can connect automatically to any global carrier. Our cutting-edge eSIM technology allows users to optimize connectivity by considering factors such as pricing, network coverage, and quality. We provide device owners with unprecedented control over their network connections. Additionally, the security concerns associated with phone numbers and SMS pose significant risks to IoT infrastructure. Teal’s innovative technology effectively addresses these vulnerabilities. Alongside custom VPN solutions, our unique network is designed to be the most secure connectivity option available today. With Teal’s platform, IoT devices can access more than 2,000 home-equivalent networks in 195 countries, putting an end to roaming challenges once and for all. Moreover, no other platform currently boasts as many operator partnerships, solidifying our position as a leader in the industry.

AI-native accounting software that handles your accounting automatically! Join thousands of founders, small businesses, and accountants who rely on Digits—the first platform to deliver comprehensive, end-to-end financial management for the AI age. Digits’ cutting-edge Autonomous General Ledger® (AGL) takes over manual bookkeeping, so you can keep your focus on growth. Trained on over $825B+ in transactions, Digits instantly understands and categorizes your finances with exceptional accuracy. Get immediate, real-time views of your revenue, burn rate, available cash, and major financial patterns, empowering you to respond with agility and confidence. Plus, integrated Invoicing and Bill Pay streamline your operations, automatically syncing every dollar in and out, with no manual entry or clunky add-ons required. See what modern accounting can do—try Digits free today 👉

Modern Treasury offers a payment operations platform along with versatile APIs that simplify the integration of money movement and tracking into your offerings without requiring significant effort. The process of money movement encompasses much more than simply transferring funds; our APIs streamline large-scale money transfers, encompassing bank connections, payments, and reconciliation, while our web application grants comprehensive oversight of fund flows, complete with approval workflows, notifications, and detailed reporting. By integrating directly with your bank rather than positioning ourselves within the flow of funds, we ensure that payments are executed twice as quickly. You can establish approval protocols and monitor payments from their initiation all the way through to reconciliation, with capabilities for ACH, RTP, Wire, and international payment solutions all accessible through a single API and web interface. Additionally, we facilitate automatic reconciliation of completed payments against your bank statement transactions as they are recorded, matching returns and reversals to their corresponding payments, which significantly enhances the efficiency of cash reconciliation processes. This seamless integration ultimately empowers businesses to focus more on growth while we handle the complexities of payment processing.

Create analyses effortlessly using data from your own database, regardless of your familiarity with SQL. Leveraging native data connections makes it ten times simpler to generate and automate various analyses, from cohort studies to funnel assessments and presentations for board meetings. Investors and future employees alike will want to understand the origins and methodologies behind these analyses, so it's crucial to always present your findings transparently. Equip your less technical colleagues with the ability to execute complex SQL queries and utilize import scripts effectively. When updates occur, ensure any workbook utilizing a saved query reflects those changes seamlessly. Avoid the redundancy of extracting the same data in multiple formats, especially as the landscape of data and dashboarding tools continues to expand. Despite the plethora of options available, we often find ourselves returning to spreadsheets, the only tool that offers unparalleled flexibility to cater to the unique needs of your organization. There is truly no substitute; spreadsheets serve as an interactive canvas where you can manipulate and engage with data, enabling the creation of intricate and evolving analyses. Their versatility allows for a deeper exploration of data, fostering innovative insights and solutions that can drive your business forward.

Transition from QuickBooks to our advanced general ledger solution, crafted for optimal efficiency and precise data handling. It's tailored to not only help you conserve both time and resources but also to enhance your financial decision-making process. This is the sole accounting software that evolves alongside your business's needs. Whether you're managing a team, getting ready for tax season, or seeking to secure your next investment, Puzzle ensures that you're always prepared and compliant with regulations. It eliminates the hassle of navigating QuickBooks or incurring high costs for expert assistance. The setup process is user-friendly, requiring no previous accounting experience. You will benefit from automatically generated reconciliations for your review, alongside insightful financial statements created effortlessly. Offering a comprehensive solution for all your accounting requirements and more, Puzzle stands out as the ideal choice for modern businesses. With Puzzle, you can focus on what truly matters—growing your business.

Mozaic connects creators from across the globe, facilitating seamless collaboration and payment processes at scale for creators everywhere. In today's world, enhanced technology coupled with the impact of a global pandemic has fostered unprecedented creative partnerships worldwide. As a comprehensive platform, we enable payouts across more than 199 countries, accommodating a wide variety of global financial transactions. With our capability to handle payments in over 135 different currencies, you can easily compensate creators in their preferred forms of payment. Whether you're managing international collaborations, recovering costs prior to payouts, or distributing royalty earnings among your team, Mozaic simplifies the process with intuitive smart contracts and adaptable APIs tailored for music distributors. Teams that achieve success together can also enjoy the benefits of getting paid together through Mozaic. Say goodbye to the delays caused by waiting for one person to handle payments; earnings can be automatically divided on platforms like Twitch and YouTube immediately after events conclude, ensuring every contributor is rewarded promptly. With Mozaic, creators can focus on their work while we handle the logistics of payments efficiently.

Dynasuites is a state-of-the-art business ERP system that connects departments and processes to empower your organization with efficiency and transparency. Dynasuites ERP system is a comprehensive solution that combines modules and functionalities to cover all aspects of your business. The unified approach eliminates data silos, and allows seamless communication and collaboration between departments. This leads to improved productivity and better decisions. Dynasuites ERP also provides powerful reporting and analytics capabilities. By leveraging the data collected within the system, you will be able to gain valuable insights into the performance of your business, identify trends, as well as make data-driven decision.

Engage with proficient finance professionals who have been thoroughly vetted and gain insights into your essential metrics in real time. FlowFi comprehensively analyzes your business needs and connects you with a finance expert dedicated to fostering your success. By integrating all your platforms with FlowFi, you can achieve a consolidated view of your key metrics. Secure an experienced CFO to guide you in making informed strategic financial choices as your company expands. Develop and fine-tune long-term financial projections and various scenarios to better plan for the future. Whether you utilize your current financial model or create a fresh one alongside your FlowFi CFO, it provides flexibility and support. Recognizing that each business tracks distinct KPIs, FlowFi aids in defining, monitoring, and enhancing the metrics specific to your operations. Effectively manage your liquidity through a comprehensive weekly analysis of cash inflows and outflows, tailored for the next quarter. This solution is ideal for businesses seeking to maintain stringent oversight of their cash flow. Additionally, ensure that your financial statements and forecasts are aligned, robust, and compliant with regulatory standards, ultimately setting your business up for sustainable success.

Numeric empowers teams to efficiently manage their close process, optimize reconciliations, and utilize AI for automated flux analysis and rapid reporting. By centralizing and refining the month-end close, teams can take advantage of recurring workflows and collaborative tools. Designed for speed, Numeric enables users to operate at an accelerated pace. Enhance your month-end close with automation and workflows that prioritize efficiency and oversight. Manage every aspect of your close from a single interface, encompassing journal entries, reconciliations, flux analysis, review notes, tasks, and subtasks. You can schedule recurring tasks at various intervals—monthly, quarterly, annually, or even on a personalized timeline—ensuring you have the appropriate checklist when needed. All comments can be viewed and addressed, and updates as well as reviews can be conducted from one centralized platform. Additionally, leverage rich-text procedures and pinned links to meticulously document every detail, consolidating all pertinent information in one convenient location. This comprehensive approach not only enhances organization but also fosters clearer communication among team members.

Programmatic technology converts traditional documents into interactive templates that streamline workflows, facilitate payments, monitor compliance, and produce reports, enhancing the efficiency and intelligence of your operations. By creating adaptive workflows, businesses can improve performance, lower costs, and speed up revenue generation. Close deals 40% faster through optimized document workflows and expedited approval processes. By automating payment schedules, businesses can cut late payments by half, which helps enhance cash flow for future growth. Boost operational effectiveness by minimizing repetitive tasks, potentially saving up to 45% of resources required for daily operations. Transform your documents into responsive templates that integrate coding and natural language to allow for customized automation throughout your organization. Moreover, automating payments, penalties, and schedules mitigates delays, boosts cash flow, and ensures compliance, allowing you to concentrate on driving strategic initiatives for growth. With these advancements, organizations can achieve a significant competitive edge in their respective markets.

Aleph is a finance platform designed for AI, facilitating financial planning and analysis by merging data consolidation, spreadsheets, dashboards, and intelligent automation to enhance finance processes. It seamlessly integrates with over 150 systems, including ERP, HRIS/ATS, CRM, and various databases, utilizing no-code solutions to ensure real-time data synchronization. The platform adeptly transforms raw data through mapping, table combinations, and applying specific calculations, while securely storing essential metrics. Users can access Aleph via a web interface, complemented by spreadsheet add-ins that allow for the preservation of existing models, all while leveraging more accurate and live data. With features like dashboards and drill-down capabilities, it enables users to identify variances, expedite reporting and closing procedures, engage in forecasting and budget planning, model various scenarios, manage headcount effectively, and share visualized metrics across teams. Additionally, it incorporates robust security measures (SOC 2 Type II) and compliance features, ensuring clients receive immediate value from the platform; many report achieving operational readiness and generating reports within just a few days or weeks after implementation. This rapid onboarding and user-friendly design make Aleph an appealing choice for organizations looking to optimize their finance workflows.

Futr Energy has introduced an innovative platform known as FutrOS, which functions as a centralized hub for clean-energy asset management, allowing developers, operators, and investors to effectively monitor, oversee, and enhance the performance of energy generation across various portfolios. This platform boasts essential features such as real-time remote monitoring, digital twin modeling of assets, an integrated computerized maintenance management system (CMMS) that tracks asset inventory and spare parts, automated reporting and notifications, drone thermography capabilities, and specialized tools for automating module cleaning based on soiling losses as well as tracking warranty claims. Additionally, it is hardware-agnostic, ensuring compatibility with a range of external systems, cables, and sensors, thus providing comprehensive insights into performance ratios, grid availability, spare inventory conditions, and preventive maintenance schedules. The versatility of FutrOS makes it an invaluable resource for optimizing clean energy asset management in a rapidly evolving industry.

Everest ERP is a cutting-edge enterprise resource planning platform designed specifically to replace outdated systems, enhance operational efficiency, and support contemporary subscription- and usage-based business models. It provides real-time capabilities for order-to-cash processes, revenue recognition, and multi-entity consolidation, offering finance and operations teams comprehensive visibility over invoicing, contracts, cloud-related expenses, personnel costs, and adherence to global regulatory requirements. By integrating essential functions such as asset management, human resources cost tracking, and cloud cost management, Everest eliminates the need for spreadsheets and disparate systems, effectively merging workflow routing, depreciation, payroll, headcount management, and expenditure tracking into a single cohesive platform. The AI-centric design of Everest includes both pre-built and customizable agents that users can define using natural language, and it features a Live Sandbox environment that allows organizations to test modifications in a secure space before they go live. This innovative approach not only simplifies complex operations but also empowers businesses to adapt quickly in a rapidly changing market.

Seam AI is a cutting-edge account-based marketing and revenue generation platform that leverages artificial intelligence to autonomously gather, enhance, prioritize, and act upon buyer intent indicators, enabling go-to-market teams to build their pipeline with minimal manual intervention. It tracks intent signals at both the company and individual levels from various sources, helping to uncover which prospects are actively looking into specific products or subjects, what interests them, and their readiness to purchase, while scoring accounts based on fit, intent, and reach, thereby guiding teams towards the most promising opportunities. Seam’s advanced suite of AI agents performs thorough research on targeted accounts to confirm alignment with the ideal customer profile, enhances contact information with firmographic and persona details, and automates outreach strategies across emails, advertisements, and sales development representative workflows; furthermore, it facilitates automated prospecting, including real-time discovery of contacts through access to a vast database of verified profiles. This comprehensive approach not only streamlines marketing efforts but also empowers teams with actionable insights to optimize their strategies effectively.

Transform your approach to commercial banking with flexible and personalized financial solutions. Elevate the success of your commercial clientele by offering customized banking experiences that cater to businesses of all sizes and industries. Each of your commercial account holders presents distinct and often intricate requirements that demand attention. By delivering digital banking solutions tailored to their specific size, sector, and expectations, you can effectively address their challenges and fulfill their needs, positioning yourself as an essential ally to your most valued clients. Collaborating with the right partner can make this achievable. Traditional technology often treats all businesses uniformly, resulting in outdated, cumbersome interfaces that hinder productivity. The complexities of cash management for larger commercial clients can be daunting, especially when legacy systems introduce additional hurdles with inflexible workflows and impractical features that overlook user experience. Our innovative commercial banking platform revolutionizes this landscape by offering a powerful, sophisticated, yet user-friendly solution designed to accommodate every individual and task, regardless of how unique or complicated they may be. Embrace this change and redefine the banking experience for your clients.

Many companies recognize the benefits of digitally optimizing their payments processes, but they often hesitate to fully embrace the necessary changes due to concerns over trust and flexibility with existing systems. Dwolla offers a modern API that simplifies how businesses pay and get paid via bank transfers. With a secure and API-first approach, Dwolla’s technology unlocks a broad range of account-to-account payment types and flows. Whether businesses are looking to enable same day or real time payment experiences, Dwolla’s configurable solution can be configured to to fit your business’ needs.

Fulfil is a next-generation ERP built specifically for DTC and multi-channel Shopify brands, combining advanced automation with AI-driven intelligence. Unlike traditional ERPs that require consultants or middleware, Fulfil delivers a complete, battle-tested system that handles the full order-to-cash lifecycle—from Shopify checkout to financial close. It supports complex operations including multi-warehouse inventory, 3PL integrations, subscription-based deferred revenue, and bundled SKUs. The platform includes native Shopify and Amazon integrations, ensuring real-time sync across sales channels, warehouses, and accounting. Its built-in AI assistant simplifies configuration and reporting, helping users query orders, inventory, or financial data in plain English. Fulfil’s fully managed data warehouse allows instant analytics using Looker, Tableau, or Google Sheets without custom pipelines. Implementation is transparent, fixed-price, and fast—getting brands live in 8–12 weeks instead of 6–12 months. Designed for scalability and compliance, Fulfil delivers enterprise-grade functionality with the agility DTC brands need to thrive.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

Whether your operation involves closing 50 loans each month or a staggering 5,000, our Loan Origination System (LOS) and its integrated mobile application empower Loan Officers to boost productivity while minimizing expenses. With OpenClose, you can make smarter decisions and expedite your closing processes! The OpenClose LOS, known as LenderAssist™, effectively tackles the obstacles that banks, credit unions, and mortgage lenders face with other existing loan origination solutions on the market. As a result, a growing number of financial institutions are opting for OpenClose now more than ever. Acknowledging the challenging landscape of profit constraints and rigorous regulations in which you operate, OpenClose provides a mortgage LOS that enables you to navigate these hurdles and achieve remarkable returns on investment. This understanding drove us to develop our software as a fully browser-based, comprehensive, omnichannel solution that: additionally streamlines workflows and enhances user experience, ensuring that you can focus on what matters most—serving your clients effectively.

Atomic’s cloud solution delivers timely, actionable notifications directly within your current applications, significantly enhancing user engagement and retention. Each customer receives a personalized notification that highlights essential information tailored to their needs, delivered precisely when it matters most. As soon as customers access your app, they encounter an Atomic Action Card, allowing them to take action effortlessly with just a single tap. This seamless experience enables your customers to quickly return to their daily activities. Atomic easily integrates with your existing applications and connects to various platforms, including marketing data systems, web services, legacy systems, and even manual data inputs. This capability ensures that you can swiftly assist your customers, relieving them of unnecessary strain. Furthermore, Atomic alleviates the workload on your digital teams, customer support centers, and developers by autonomously handling everything from customer communication to managing feedback and preferences, as well as tracking and reporting results. Ultimately, this streamlining empowers your organization to focus on innovation and growth while enhancing customer satisfaction.

You can verify any employee using Truework, which offers coverage for every employee in the United States, and our advanced routing system guarantees the quickest response times available. Gain immediate access to data on over 35 million U.S. workers, as Truework stands as the exclusive verification partner for millions. Begin your integration effortlessly with our user-friendly API and developer resources, aimed at enhancing the conversion rates of applicants through expedited verification processes. Our platform is designed as a comprehensive solution, boasting interconnected workflows that ensure verifications are completed in the shortest time possible. Our innovative technologies, including Instant, Credentials, and Smart Outreach, enhance employee coverage and speed up application processing, while user-submitted requests pull verified records directly from the original data source for maximum reliability. This makes Truework not only efficient but also a trustworthy partner in the verification landscape.

Our all-encompassing approach to digital transformation revolutionizes the banking experience. Digital Banking stands out as the premier intelligent engagement platform for both banking and payments, offering actionable insights and expedited onboarding processes. By integrating diverse data sources throughout your organization, you can provide insights that truly reflect your customers’ preferences and requirements. This cloud-native platform, enhanced with built-in intelligence, is constructed upon a modular microservices architecture tailored specifically for the banking sector. Delve into the platform's technological features to discover more about its capabilities. It supports a wide array of services, such as remote deposit capture, business bill pay, and effortless sign-on, among others. Moreover, it fosters a quicker payments ecosystem with real-time payment processing, same-day ACH transactions, and integrated fraud defense mechanisms, ensuring a secure and efficient banking experience for all users. As the financial landscape evolves, our platform is designed to adapt and meet the changing needs of customers and institutions alike.

Achieve brighter financial prospects with ease by utilizing a top-tier digital lending platform tailored for mortgages and consumer banking. Gain clarity on essential engagement metrics through ready-made reports, allowing for strategic decision-making supported by detailed data, and facilitate the sharing of valuable insights throughout your organization. Enhance both conversion rates and customer satisfaction by providing fluid lending experiences across various channels, including digital, phone, and in-branch interactions. Empower loan officers to dedicate more time to attracting new clients and acting as reliable advisors, while automating tedious processes to reduce approval delays and guarantee timely closings, enabling an increased loan handling capacity. Create smooth customer experiences that foster growth, boost productivity, and strengthen customer relationships. Additionally, utilize an expansive network of technology, data, and service providers to create cohesive customer journeys, tapping into the strengths of our comprehensive ecosystem to maximize efficiency and satisfaction. By doing so, you not only enhance your service offerings but also position your organization for long-term success in a competitive market.

MadKudu is an enterprise-grade, real time API that shows you the value of prospects wherever they may be. This engine can simplify your workflows across all channels and help you unlock revenue throughout the buyer journey. Blackbox scores that don't take into account feedback from sales teams are a nightmare for them. MadKudu provides predictions that your Sales team can trust and allows you to adjust your predictions as your business evolves. Standard "contact us” forms miss 40% of demo requests. MadKudu allows you to instantly qualify all visitors and allow them to book a meeting with the Sales team. Never miss a visitor who knocks on your door. Many B2B companies tried Facebook ads and failed to make it work. Facebook doesn't know the value of each lead. MadKudu can predict the value of each visitor, and tell Facebook to make a bid accordingly.

We provide a comprehensive payments and treasury framework for online enterprises. Our platform enables internet businesses to accept payments and process payouts worldwide seamlessly and efficiently. By utilizing traditional payment systems or adopting blockchain technology, companies can manage their digital transactions in a more scalable and effective manner. Circle acts as a bridge between these two financial ecosystems. The introduction of USD Coin (USDC) marks a significant advancement in the utilization of currency across the internet. Digital dollars function similarly to other types of online content, allowing for rapid transactions and exchanges that are both cost-effective and secure compared to traditional payment methods. As the fastest growing full-reserve stablecoin globally, USDC empowers businesses to operate across borders effortlessly. With our new free business account, companies can send and receive international payments that settle almost instantaneously. Additionally, we invite you to join the waitlist for our high-yield interest rate accounts, which are entirely based on USDC, offering great opportunities for both short and medium-term investments. By embracing USDC, businesses can take advantage of innovative financial solutions that enhance their global operations.

LendingFront provides a comprehensive white-label platform tailored for small business lending. This solution encompasses a variety of integrated or standalone modules that address every element of the lending journey, including application intake, workflow management, underwriting, decision-making, offer presentation, monitoring, and servicing. Additionally, our platform empowers clients to automate portions of the lending process according to their preferences, while also allowing for complete control and manual oversight when necessary. LendingFront serves as a holistic technology solution for small business lending, revolutionizing the traditional lending model from initial origination to ongoing servicing. Small businesses often face challenges in securing capital, and LendingFront facilitates a distinct separation of small business lending from conventional commercial lending practices. By utilizing our software, lenders can enhance efficiency in the front-end process through a user-friendly, digitally-enabled application and borrower portal, making funding more accessible and manageable for businesses in need. Ultimately, LendingFront is dedicated to reshaping the landscape of small business financing.

Moven provides innovative and adaptable, data-centric solutions featuring a unique U.S. patented digital financial wellness offering. By converting data into actionable insights, Moven enhances financial well-being through an integrated smart-banking experience tailored for your clientele. Our advanced data analytics utilize both proprietary banking information and external data sources, delivering real-time insights to your customers. As users engage in their financial activities, the app collects and learns from their spending and saving patterns. These insights enable the application to generate data-driven suggestions aimed at optimizing spending and savings habits. Tools like Moven’s patented Spend Meter, Savings Stash, and Spend by Category collaborate to create a comprehensive overview of your customers' financial behaviors. Moreover, the Moven solution is available in a Software as a Service (SaaS) format, making it accessible and efficient for various business needs. This approach not only fosters financial literacy but also empowers users to take control of their financial futures.

Finix’s Payments Infrastructure-as-a-Service streamlines the process of integrating payments for SaaS businesses, independent software vendors, and marketplaces, significantly reducing the associated time, costs, and complexities. The Finix Professional Services (FPS) team has extensive expertise in the payment facilitation model. At its core, a payment facilitator is a tech company that offers a payment solution to the sub-merchants it supports or backs. We are dedicated to upholding the highest global data security standards in our operations. Our team engages with regulators worldwide to ensure that our platform remains compliant with evolving regulatory demands, providing you peace of mind. By owning their payments, companies can boost revenue, improve product experiences, and delight their customers. Finix Flex enables rapidly growing software firms to start monetizing their payments immediately while paving the way for full payment facilitation down the line. When you're prepared to transition, you can remain within the same Finix ecosystem, effectively sidestepping any switching costs. This seamless approach ensures that businesses can focus on growth without the disruptions typically associated with changing payment systems.

A comprehensive platform designed to streamline, automate, scale, and oversee payment processes for businesses, ISOs, or financial institutions. Unlock your company's full capabilities by enabling a wider range of payment options swiftly and securely, eliminating the need for specialized in-house payment knowledge. Experience rapid integration without the hassle of outdated banking systems. OpenTransact’s modern APIs come with developer support readily accessible through Slack or email. You can link any payment method, provider, acquirer, or third-party services to your OpenTransact account, allowing for seamless payment dispatch to any processing service without the need to modify your integration. With compliance features for PCI-DSS, NACHA, and PSD2, OpenTransact can be tailored to meet local regulatory requirements while ensuring the protection of customer data, regardless of the payment method or geographical location. Once you implement OpenTransact, you can significantly decrease the developer effort needed to maintain multiple payment integrations. Additionally, real-time data synchronization across gateways provides enhanced flexibility and optionality across various processors, making it an efficient choice for modern payment operations.

Sync data to flat files or sheets.

Airwallex provides a specialized business account designed specifically for enterprises operating on a global scale. Your account includes essential features such as multi-currency capabilities, allowing you to receive and manage funds in over 11 different currencies while steering clear of unnecessary double conversions. You can create virtual debit cards for yourself and your team in mere moments. Transfer funds internationally in as many as 23 currencies, bypassing high fees and lengthy wait times typically associated with such transactions. Enhance your platform's offerings by integrating with our API, enabling you to effectively scale your operations. Generate invoices and accept payments from clients around the world in their chosen currency, facilitating smoother transactions. Effortlessly link your business accounts to widely-used platforms like Amazon, eBay, Shopify, and PayPal. Withdraw in the same currency or convert and cash out in USD at competitive foreign exchange rates. Additionally, you can issue new virtual payment cards almost instantly, adjust spending limits, and revoke access all from our user-friendly online platform, ensuring you maintain control over your financial transactions. With these features, Airwallex simplifies the complexities of managing a global business account.

Integrate real-time demand information from the point-of-sale into your supply chain to guide decisions in sales, marketing, supply chain management, and planning. As consumer preferences continuously evolve, Alloy enables users throughout your organization to analyze and uncover insights from point-of-sale, forecasting, inventory, ordering, and shipping data across all retail partners with minimal effort. Serving as a centralized source of truth for both supply and demand, Alloy synchronizes retail data with your internal systems to ensure comprehensive visibility from manufacturing stages to consumer delivery, thereby enhancing planning and execution strategies. Since your retail partners may not always prioritize your business needs, it's essential to empower your customer-facing teams to proactively spot risks and opportunities at the shelf, leveraging retail insights to influence the actions of your partners and cultivate trust over time. With point-of-sale and inventory analytics, you can pinpoint sales opportunities and identify inventory risks within your retail and e-commerce ecosystem, ultimately driving your business forward. This strategic approach not only strengthens your market position but also fosters collaboration among stakeholders.

Assist is an innovative chatbot solution powered by AI that offers customers tailored, contextually relevant, and prompt support options. Unique to the financial services sector, Personetics Assist stands out as the only digital self-service platform designed specifically for this industry. Currently, it is utilized by top financial institutions, delivering customized assistance to millions of users. Institutions that implement Assist experience enhanced operational efficiency, increased customer satisfaction, improved Net Promoter Scores, and recognition through prestigious industry accolades. This versatile solution can be seamlessly integrated across various customer engagement channels, including the bank's website, mobile applications, popular messaging services like Facebook Messenger, and voice-activated assistants such as Amazon Alexa. By providing such a comprehensive service, Assist helps financial institutions foster deeper connections with their clients.

Our platform offers ready-to-use APIs that integrate both conventional and alternative credit data sources, facilitating quicker data ingestion for more accurate credit assessments. It features a robust predictor library built on extensive credit expertise, along with pre-configured attributes that enhance credit decision-making. Our proprietary AI and ML credit modeling approach is fully explainable and yields substantial improvement in outcomes. Users can simultaneously run multiple champion-challenger models, allowing for comparative analysis of credit strategies within a single streamlined workflow. Deployment of new credit models and strategies is swift and efficient. Our AI-driven credit underwriting models are not only explainable and FCRA-compliant but also designed to be highly reliable. They include automated and simplified reasoning for adverse actions, ensuring transparency. Comprehensive documentation is provided, detailing the logic behind the models, their robustness, and any limitations. The attributes of our models are subjected to rigorous disparate impact assessments to confirm the absence of bias in their design. Furthermore, our AI credit models offer a wide and varied range of reasons for adverse actions, ensuring that users have a comprehensive understanding of the decision-making process and its implications. Overall, this combination of features empowers organizations to make informed and equitable credit decisions.

We envision that purchasing stocks should be as straightforward as grabbing a coffee. Our team of experts is ready to assist you in crafting digital experiences that make investing accessible to everyone, regardless of their location. DriveWealth's innovative, cloud-based brokerage infrastructure utilizes APIs to facilitate any investment experience you wish to create, whether it's trading, retirement planning, or even features like roundups and rewards, all through real-time fractional shares. By incorporating investing into daily customer interactions, you can easily transform consumers into investors. With DriveWealth’s contemporary brokerage system, you can launch your services efficiently by connecting to a single platform that manages all aspects of the client journey, including account creation, identity verification, digital funding, and transaction execution. You control the customer interface, while we handle everything behind the scenes, from clearing and settlement to tax compliance and regulatory reporting, all managed digitally and in real-time without the complications of overnight processing, paper documents, or unnecessary third-party integrations. This seamless integration allows for a smoother user experience, paving the way for a new generation of investors.

Build your own fintech with Bond. Build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified API-driven platform. Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Bond allows you to offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live.

Checkbook provides a comprehensive push payments platform designed for seamless disbursement of payments at scale, ensuring a hassle-free experience without any percentage fees or concealed costs. Their Digital Checks come with a variety of deposit options, allowing recipients to select the method that works best for them. There's no need for signup; all you have to do is input the required details during the deposit, and Checkbook's secure, tokenized system protects your financial information. You can instantly push funds to the recipient's bank account using the automated clearing house network, and with their real-time payment solution, funds can be deposited into your bank account in under a minute. Additionally, you have the option to print a physical check for deposit through your banking mobile app or at a local branch or ATM, and you don’t even need a bank account to get started. Accepting funds is quick and easy with a virtual card, which functions just like a credit card. Checkbook equips you with all the necessary tools to manage users, add bank accounts, and facilitate payments among them, streamlining the payment process effortlessly. Whether for personal or business transactions, Checkbook simplifies financial interactions for everyone involved.

Owning the payment channel equates to possessing the customer relationship, but as payment methods advance rapidly, this ownership is increasingly challenged. Companies such as Square and Venmo are actively working to undermine traditional financial institutions by offering quicker and more engaging payment solutions. In addition, fintech startups are developing fascinating innovations that promise to reshape the industry. Retail giants like Amazon and streaming services such as Netflix have raised consumer expectations regarding convenience and the speed at which services are delivered. Furthermore, the current trend towards mobile usage means that both consumers and businesses prefer to manage their transactions and interactions through mobile devices. As a result, maintaining control over the ever-evolving payments landscape is becoming increasingly complex due to fresh competitors, alternative payment methods, and heightened expectations from end-users. However, partnering with Jack Henry Payments allows you to access comprehensive, integrated solutions that effectively cater to nearly every payment channel and manage the entire lifecycle of various payment types. This strategic choice not only enhances your service offerings but also positions you to thrive in a competitive market.

Discover the driving force behind the rapid expansion of banks and credit unions. Enhance your account holder growth with our comprehensive omnichannel account opening solution that seamlessly connects with your core systems. This innovative approach ensures a pleasurable experience for both consumers and businesses. Our platform simplifies the onboarding process for both new and existing clients, allowing you to meet your customers wherever they are. With our solution, you can open and fund deposit accounts in under three minutes. You can also streamline your operations by automating up to 97% of application decisions, enabling you to increase account openings across multiple channels, whether online, in-branch, or mobile. Our technology allows for real-time integration with your core banking system. MANTL not only integrates effortlessly with all core banking systems but also collaborates with prominent fintech platforms for enhanced functionality. Benefit from seamless integration with leading providers. By leveraging over 30 data sources, MANTL automates more than 90% of KYC decisions, significantly reducing the need for labor-intensive manual reviews. Additionally, our no-code, real-time configurability empowers you to instantly adjust risk thresholds, underwriting criteria, product rates, and more to align with your institution's evolving needs. This flexibility ensures that you can adapt quickly to market demands while maintaining exceptional service levels.

Create the banking experience of the future by seamlessly linking individuals, data, and systems across various boundaries. The Appway Digital Banking Platform facilitates genuine digital transformation through smart process orchestration, fostering true human engagement at every interaction point in both physical and digital realms. Allow customers to engage on their terms, no matter where they are in their financial journey. Utilize advanced analytics and pivotal moments in customers' lives to craft personalized offerings that align with their aspirations. Implement pre-built, reusable components for swift and low-risk deployments that are ready for the future and can be easily modified. Expand connectivity beyond organizational boundaries, harnessing existing and emerging ecosystems to drive innovation and maintain a competitive edge. Integrate global, standardized implementations with localized adaptations to cater to specific regional demands. Additionally, empower both customers and frontline employees to effortlessly browse, choose, and customize products in a user-friendly manner. This approach not only enhances customer satisfaction but also promotes a more agile banking environment.

Increase your revenue and enhance customer satisfaction by integrating financial capabilities into your product. With Unit handling the complexities of compliance and banking partnerships, you can expedite your development and growth. Utilize our comprehensive suite of APIs, developer resources, and documentation to roll out unique features in as little as five weeks. Tailor your offerings to meet user needs with the adaptable nature of Unit’s API. The platform is not only fast and reliable but also secure, earning the trust of startups, esteemed brands, and publicly listed enterprises alike. Provide seamless financial solutions tailored for freelancers and gig economy participants—including cash advances, automated tax calculations, and integrations with services like Abound and Plaid. By leveraging these tools, you can deliver an exceptional user experience that stands out in the market.

Quiltt provides a comprehensive consumer fintech infrastructure that enables anyone to create cutting-edge financial solutions effortlessly. This is achievable without complexity. We have meticulously woven together the essential tools that innovators require to swiftly introduce customer-oriented features such as account linking, budgeting tools, bill management, and more, significantly reducing both time and costs. The Quiltt Connect feature is an embeddable user interface module that offers a rich, contextual financial overview of your clientele. Utilizing the robust Quiltt GraphQL API, Connect is seamlessly integrated with Plaid's top-tier bank data network and Spade's advanced transaction enrichment capabilities. Integrating Connect into your product is as simple as adding a few lines of code, allowing your team to concentrate on developing your key innovations while enhancing the user experience. With Quiltt, launching a financial product that meets modern demands has never been easier.

Facilitate the acceptance of over 120 cryptocurrencies and bank transfers with a streamlined one-click checkout solution tailored for eCommerce sites, SaaS platforms, invoicing, and brick-and-mortar businesses. Our intuitive payments interface allows users to accept cryptocurrency payments through various well-known wallets and exchanges, along with bank transfers. Merchants can effortlessly handle refund requests using our sophisticated merchant dashboard, all without incurring extra fees. Both merchants and their partners can seamlessly integrate RocketFuel into their online shopping carts, websites, or software applications. With support for more than 120 cryptocurrencies via numerous popular wallets and exchanges, you can manage your finances, issue invoices, and monitor customer payments—all from a single convenient platform. Click to securely link your crypto exchange for both crypto payments and bank transfers across all supported sites. By doing so, you can avoid the hassle of converting your crypto and waiting to access your funds, ensuring a more efficient transaction process. This comprehensive solution empowers businesses to enhance their payment capabilities while simplifying the customer experience.

Collaborating with B2B service providers and SaaS firms to facilitate effortless, white-label payment solutions. Enhance your customers' experience with a straightforward and efficient checkout process featuring varied payment choices. Our current clients have seen a remarkable revenue increase of 47% after implementing pay-over-time options! Designed for effortless sharing and tracking, this service fosters stronger connections with your existing clientele. Say goodbye to traditional billing and collections once and for all. With Alternative, you receive immediate payment while we handle the collection from your customers over a flexible timeframe. Offer unmatched payment versatility through ACH, credit cards, or Buy Now, Pay Later options using our specialized tools. Benefit from complimentary ACH transactions and automatic reconciliation, allowing you to save over 10 hours of data entry each month. Leverage advanced data reports that assess business performance and customer wellbeing. Alternative is revolutionizing the B2B payment landscape, equipping you to deliver exceptional flexibility to your end customers, while ensuring you receive your payments upfront without delay. Your business can thrive with these innovative solutions at your fingertips.

Unite your preferred payment and commerce platforms to craft stunning customer experiences and swiftly enter new markets with a cohesive infrastructure. Enhance your revenue streams through advanced, comprehensive workflows. Design exceptional customer interactions while ensuring satisfaction with a variety of payment options and commerce services. Implement Primer once to continually enhance your payment effectiveness over time. Customize your payment experience, and effortlessly oversee all aspects across your payment processors. In just minutes, you can add numerous payment methods and decide how, where, and when customers encounter them at checkout. Enjoy a hassle-free experience with our integrated API and toolset that optimize transactions, regardless of the processor in use. With limitless applications and integrations, expand your payment and commerce capabilities. Achieve your objectives with a definitive source of truth throughout your entire system, allowing you to monitor and manage payments, reports, and everything else from one elegant dashboard, ensuring you stay informed and in control. This holistic approach not only simplifies management but also empowers your business to adapt and thrive in a competitive landscape.

Highnote serves as a comprehensive platform for card issuance processing and program management, empowering digital-first companies with the ability to seamlessly issue and manage payment cards that drive business growth and enhance profitability. In an era where financial solutions should be future-focused, Highnote offers a developer-friendly platform that simplifies the launch process with pre-designed collateral templates and established banking partnerships, allowing for a swift rollout of financial services. By making complex fintech tasks more manageable, Highnote's issuer processor platform, featuring an unchangeable double-entry accounting ledger, ensures complete oversight and control of both financial and business operations. Designed to evolve alongside your organization, Highnote fosters innovation and opens up new revenue opportunities by providing a holistic solution for card issuance and program management. Additionally, Highnote equips you with the necessary tools to design distinctive card products that resonate with your brand identity, further enhancing your market presence. With Highnote, the possibilities for financial creativity and expansion are virtually limitless.

The platform organizes BI tools and semantic layers, documents data utilizing dbt, and incorporates OpenAI and language models to facilitate self-service advanced analytics. Through TextQL, users without a technical background can effortlessly interact with data by posing queries within their familiar work environments (such as Slack, Teams, or email) and receive prompt and secure automated responses. Additionally, the platform employs NLP and semantic layers, including the dbt Labs semantic layer, to deliver sensible solutions. TextQL enhances the question-to-answer workflow by seamlessly transitioning to human analysts when necessary, significantly streamlining the entire process with AI assistance. At TextQL, we are dedicated to enabling business teams to find the data they need in under a minute. To achieve this goal, we assist data teams in uncovering and creating documentation for their datasets, ensuring that business teams can rely on the accuracy and timeliness of their reports. Ultimately, our commitment to user-friendly data access transforms the way organizations utilize their information resources.