Nexi Integrations

TWINT, the popular payment application in Switzerland, allows users to effortlessly and securely conduct transactions right from their smartphones. This user-friendly app simplifies payments at various locations, including grocery stores, online shops, and local markets, all while promoting a cashless experience. Beyond basic payments, TWINT enables users to transfer money to friends, buy tickets from SBB, and even facilitates donation collection for clubs. With TWINT, you have all the essential tools at your fingertips to navigate your daily financial needs. Users can enjoy the convenience of digital payments almost anywhere, making life significantly easier. To experience its wide range of features, simply download the TWINT app linked to your bank on your smartphone. We prioritize security and data protection, ensuring that every transaction is safe, a commitment echoed by all Swiss banks collaborating with TWINT. With this app, you can focus on your day without the hassle of payment concerns.

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.