Alternatives to Mojaloop

SBP Digital Banking Suite serves retail and corporate financial institutions with seamless digital onboarding, day-to-day banking, and enhanced open banking capabilities like compliance and credit decisioning. Its agility ensures quick time-to-market and continuous UX improvements. There's no vendor lock-in; integration options include configuration, customization, or SDKs. The CX app and open banking drive transformation, enhancing customer experience and financial well-being. The platform is AI and data-driven by design and supplies relevant insights to optimize customer journeys that are user-tested. The Employee Experience web app empowers operations and talent, improving service. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

AsiaPay helps merchants accept digital payments via credit/debit card, bank accounts/net-banking, digital wallets and more on a single platform. AsiaPay is the leading digital payment solution and technology provider in APAC. We offer a wide range of integrated, advanced and secure payment processing solutions for banks, payment service provider and merchants. We have partnered with international card associations and banks as well as payment companies around the world. Payment processing and country operations. Anti-fraud, mobile-ready reports, real-time, consolidated, big data. Multi-language, multicurrencies, multiple channels, multiple cards, and multiple acquirers. High performance and 99.9%+ service uptime. Local account and risk operations support as well 24/7 technical support at 17 operational offices across Asia Pacific.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

ALX wallet is a platform that allows global business and payments. Anyone can use the ALX wallet mobile application to send payments, promote their business, and sell their goods &/or services in less than a minute to anyone around the world. ALX wallet connects buyers and sellers, friends and family, and allows them to send money and grow their businesses. ALX wallet is a Peer to Peer platform and does not charge merchants any fees. Settlements are fast and easy. There are no fees, no chargebacks and no waiting for your money. Everyone can start a global business. Start selling today and sending payments immediately. Available now for Android and iOS. Stripe supports Dogecoin, Digibyte, Bitcoin, as well as all major credit and debit cards. Features Mobile Point of Sale Mobile Invoicing and Payments Mobile Transaction Records Embeddable widget creator for accepting crypto currency on websites Profiles

We are building the first global real-time payments network. You can move money with lightning speed, no matter where you are. Real-time payments, everywhere. Discover what you can do by connecting to the world's only real-time payments network. We're accelerating the global real-time revolution through a single portal to a world where account-to-account payment is possible. This creates an unrivaled power grid for open payments, where money conversion and flows are expertly optimized. This network of networks powered by open banking is revolutionizing how money moves globally. Welcome to the next-generation of eCommerce. By harmonizing real-time, open payment systems into one standard, we empower businesses to offer the same frictionless experience to customers worldwide. We've created elegant and intuitive experiences by being obsessive about details. This is for customers who want convenience. Our checkout is about speed and simplicity. We use mobile-optimized interfaces, intelligent bank searches, and a mobile-optimized search engine.

Uswipe has partnered with licensed payment institutions and global credit card acquirers to offer secure payment solutions for small/medium-sized businesses around the world. Through our extensive partner channels, Uswipe has direct relationships with Visa and MasterCard. We can issue Prepaid Cards, digitalized electronic e-wallets and IBAN to all major credit cards. Through our international banking partners, merchants around the world can receive price-competitive rates and secure multi-currency payments options. All this is supported by a PCI DSS Level 1 compliant, secure payment gateway. Our 24/7 customer support team ensures that all payments are received in a timely and smooth manner. Our merchants receive the best quality products and services through our certified quality gateway system.

Ecommpay is an inclusive online payments platform offering midsize and enterprise businesses the solutions they need to thrive. But we’re so much more than just a payment service provider; we’re business partners committed to ensuring our clients’ payments flow smoothly and optimising every transaction for maximum value. As an FCA-regulated company and a principal member of Visa and Mastercard, we provide flexible solutions including global and local acquiring, over 100 payment methods, and comprehensive payment processing and orchestration - all accessible through a single, seamless API. Our award-winning proprietary risk and fraud controls provide sophisticated protection that’s integrated into every transaction. We believe in financial freedom and accessibility for all and pushing the boundaries of what’s possible in payments. That’s why we’ve worked to enable easy access to financial ecosystems by providing a platform where everybody feels empowered, connected, secure, and free to choose their preferred payment methods. Ensuring it’s easy to make and accept payments in the digital economy worldwide is good for everyone. At Ecommpay, we always find a way forward. Let’s grow your business!

CoinsPaid is an EU-licensed leading payment ecosystem of innovative crypto solutions for businesses and individuals. The company's core mission is to simplify everyday global needs through cryptocurrency, offering customized solutions for individuals and businesses alike. Highlighted by its extensive array of offerings encompassing a Payment gateway, Business Wallet, Exchange & OTC desk, Crypto SaaS solution, Hot wallet, and Explorer, CoinsPaid effectively empowers users to confidently engage with cryptocurrency, ensuring security, convenience, and heightened functionality. Operating as a catalyst for seamless transactions and facilitating the expansion of global horizons, CoinsPaid effectively bridges the gap between traditional financial systems and the dynamic realm of cryptocurrencies. With a dedicated team of over 200 in-house specialists, the company remains steadfastly committed to prioritising customer satisfaction, transparency, and security.

Tilia is used by games, virtual world publishers, mobile apps, and NFT providers to power their digital economies. Tilia allows you to accept payments, issue virtual tokens and manage in-game purchases. It also allows creators and users to earn and extract real cash. Tilia's end to end solution allows publishers and developers to better monetize virtual worlds and games. Most payment service providers only manage fiat and virtual currencies. Due to the high entry barrier imposed by banking regulations, few payment service providers can allow the redemption of inworld currencies to real-world currencies. Developers can now offer users the possibility to exchange in-world currencies for cash. Our team has spent millions of dollars and years to create the infrastructure and get the licenses required to offer the unique Tilia service.

Canopus connects to a wide range of digital banking and payment functions. Canopus is your one-stop shop solution for Fintech. It includes software, open API, and connections to the most important partners such as banks, forex, card issuers, acquirers, and acquirers. We offer the most common functionalities for any Payment Service Provider, regardless of size: customer onboarding, AML, SWIFT/SEPA payment, forex, payments to cards, card issuing and payment acquiring, and crypto payments.

Boost revenue by increasing conversion rates. Global payment acceptance features instant settlements and payouts. All customized to meet each business's unique needs. A fully integrated platform will help you reduce costs, increase revenue and run your business more effectively. Coinflow can handle all your payment-related needs, manage revenue operation, and launch new business models. Open your business up to the world. Sell digital products and services with just one click. Use the most popular payment options to increase revenue for your business instantly and securely. You will receive your money instantly, so you can start celebrating the moment a sale occurs. Coinflow is a payment processor that does not require you to wait for days before receiving your money. Instant settlement means instant satisfaction. Instantly pay your users on their terms 24/7/365.

We are a complete provider of 'Payments As A Service' technology. Our cloud-native, real-time, cloud-native payment platform has won numerous awards. It allows banks, fintechs and financial institutions to process a wide variety of payments quickly, easily, and cost-effectively. A market-leading cloud payment platform designed specifically for the evolving regulations of the payments sector. We offer the best API-first technology and have extensive experience in payments. Form3 takes out the complexity and need to manage critical, constantly evolving payment infrastructure. Instead, our customers can benefit from the latest technology advances and can focus on developing better customer propositions to grow your business. Form3 manages the entire payment process from the moment a payment request is made, through clearing, clearing, and settlement with national payment systems.

Leading Latin America's payments and banking-as-a-service platform. Conductor is the most trusted platform for card issuing and banking as-a-service in Latin America. Conductor's cloud native and open API platform powers the top fintechs, banks and retailers in the region. This allows them to launch and scale new digital accounts and card programs. Conductor powers more than 85 million accounts and processes more than $20 billion in Latin America's payment volume. Conductor is leading the digital revolution in the payments industry. Our technology allows companies from many industries in Brazil and Latin America, to offer the best payment solutions to their customers. Dock is a payment platform that allows other companies to offer financial services and build their own banks or fintechs quickly and easily.

Our platform will save you countless hours spent visiting banks and signing contracts. You can use up to 20 payment methods to collect payments in Finland and the Baltics with just one integration. You can also use our Visa/MasterCard payment option to collect payments from anywhere in the world. Swedbank banklink payments can be accepted using the standard MakeCommerce service agreement. You can request the agreement here if you have not yet signed it. It may be necessary to request confirmation from your bank before we activate your payments. This usually takes no more than three working days, depending on where you live and what your area of operation is. Swedbank accounts do not require you to open one.

Novatti is a leader in digital banking and payments. Its fintech, billing and business automation platforms make payments quick, easy, and secure. Our payment services include card issuing and merchant acquiring, as well as payment processing and settlements. This allows our customers to prosper in a cashless world. Novatti has all required regulatory licences and registrations. This includes an Australian Financial Services Licence (No. 448066) through subsidiary Flexewallet Pty Ltd. Also, New Zealand registration as a Financial Services Provider (FSP613789) through subsidiary Flexewallet (NZ) Limited. It is also registered with AUSTRAC and registered as a Remittance Network Provider. APRA has requested a restricted banking license through its subsidiary Novatti IBA Pty Ltd.

UniPay is a commercial, open-source payment gateway that uses modern technology. It can be easily adapted to any business size. We are the payment processing company that provides connectivity, security, and valuable support around the world. Our advanced technology and functionalities allow us to address the unique needs of each customer. This includes merchant onboarding and underwriting, advanced chargeback management, Acquiring Relations development, Payment Facilitator assistance and implementation of EMV terminal solutions. UniPay Platform offers a white label solution that is affordable, as well as an on-premise software license (including source code), and the PayFac Payment Platform that ensures high-quality payment processing.

Ezetap is a collaboration of veterans from the payments, hardware, cloud, and SaaS industries. Their goal is to create a new digital payment ecosystem in India that is frictionless. Ezetap's Smart & Secure capabilities as an intelligent SaaS payment platform are already helping thousands of brick and mortar retailers, ecommerce players, enterprises, and financial inclusion organizations transform their businesses. Ezetap's Universal Payments platform allows businesses to accept any type of payment from any location, any device, and any bank partner. Customers can enjoy frictionless payment experiences with just one integration to their existing infrastructure. Ezetap's payment solutions can be tailored to your business needs in an increasingly software-centric world. Ezetap's platform supports a wide range of payment options. Leave payments to us.

Yuno is a powerful suite of software for international payments that includes global payment integrations. Smart routing eliminates false declines, and maximizes acceptance by automating the process to find the fastest route for an approved payment. In the event of a false decline or processor inaccessibility, the automation will keep retrying until the payment has been accepted or completed. You can access dashboards that provide instant insights on payment health, transactional details, conversion rates and costs, payment sources and trends, revenue streams, and more. Compare the real performance of different providers. Real-time analytics and live updates, custom alerts for each customer, predictive insights, AB tests, customer segmentation and fraud detection are all available.

Sionic is the first company to offer real-time payments to commerce in America. Our service provides bank-to-bank, digital cash payments between consumers and merchants via mobile, online, and in-vehicle. Merchants can receive cash deposits to their bank accounts in seconds and avoid expensive credit card fees. Merchants continue to be entangled in rising credit card fees. These fees are estimated to reach $110 billion annually in the U.S. in 2020. Consumers are being dragged into late fees and $15.2 trillion in debt. These inequalities have led to them turning to dubious reward programs that only make matters worse. The arrival of instant digital bank payment creates a new way to fairly reallocate value back towards merchants and consumers, which are the backbone of the U.S. economic system. Three mobile tools make it easy and secure for consumers that they can pay by bank. You can easily stub to our off-the shelf microsite using customized QR Codes and URLs.

At ConnectPay, we offer an all-in-one financial platform that’s been purpose-built to help your online business to scale. By providing an all-in-one, easy-to-use financial platform, we take care of payments, accounts, and basically all things finance so you can focus on what you’re passionate about. We also have a proven track record with leading platforms, marketplaces, and other online businesses. In 2023, we processed over 3.6M transactions averaging €1B per month and we held 101M of client funds. This is what we offer: - Embedded finance (Banking as a Service) - Built-in compliance - IBAN accounts – Business, Personal, and Segregated - Digital wallets - Euro-zone SEPA and SEPA Instant transactions - Cross-border SWIFT payments in 80+ currencies - Multicurrency accounts - VISA Cards – Business, Personal, and white-label - Payment acceptance for merchants - Daily banking ConnectPay is an Electronic Money Institution authorized and regulated by the Central Bank of Lithuania and adheres to the regulatory framework of the European Central Bank.

Cardinity is an all in one payment system that provides e-commerce websites with a payment portal and a merchant account. It is a licensed payment institution that is registered on the Visa and Mastercard networks. This allows it to offer a global payment solution. Online merchants can use Cardinity payment services to charge customers around the world from EU/EEA countries. Cardinity clients can open a merchant account and enjoy many useful features, including recurring billing, one click payments, tokenization, enhanced security, 3D Secure tool, and other benefits.

The MSS Payments digital wallet includes both a software component and an information component. The software provides encryption and security for personal information as well as for transactions. Our Digital Wallets allow for real-time transactions, which makes it easier for our clients to pay. Our digital wallets can be used to make digitized payments and are fully compatible with all e commerce/mcommerce websites. Our Digital Wallet offers many perks, such as loyalty points, reward coupons, and membership cards. Avoid the hassle of paying mobile bills or visiting shops to top up your prepaid balance. Mobile airtime can be topped up anywhere via your phone, handsets, across networks, and in real-time. To open up engagement opportunities, you can connect with banks and retailers to explore business opportunities.

Customers prefer payment gateways to make their payments as the world moves into a digital age. With the increasing demand for online payments, a transaction system must be secure, safe, and easy to use. ASPL introduced the aPay Payment Gateway engine to process credit card, echeck, debit card, EBPP and other transactions. Our gateway engine conforms to all PCI DSS guidelines. aPay Payment Gateway does not require any software to function, but can be accessed remotely. The gateway is simple to use and can handle large volumes of transactions. Financial institutions, acquiring banks and payment service providers can use our platform and gateway as Platform as a Service (PaaS). A powerful workflow flow that works in conjunction with the accounting engine is used to control and manage all processes.

We have a powerful dashboard that allows you to see real-time reports and download detailed statistics on payments, refunds, settlements etc., in order to make better decisions. We also have a facility for e-invoicing that can help boost your business revenue. We serve 150+ countries around the world by providing the best payments solutions. Cross-border sales is the future of Ecommerce. PayCly’s international payment gateway allows you to go global without any additional integration fees. A merchant can sell their products and services worldwide in the global online market. A large portion of customers prefer to pay in the local currency. We can provide your customers with access to more than 100 international currencies. We offer checkout integration API for your website to make payment processing seamless and easy for your customers.

PulzePay is a multichannel payments service provider that allows businesses to accept and receive payments from anywhere in the globe. PulzePay allows businesses to accept electronic payments via credit cards, debit cards, real time local bank transfers via email or SMS. This allows businesses to maximize growth and profit online, in app, and in store. Mobile payments are seamless and non-obtrusive. Real-time accurate reporting for decisive marketing decisions. Monetize in-app purchases with premium SMS and direct carrier billing. Free customer service support helps you save money. There are many price points available for in-app purchases. End users can download and make in-app purchases. Ready to deploy PulzePay™, SDK for Android gaming with Unity3D support. Request for payment via email & SMS.

The KUBRA EZ–PAY on-demand payment app is an all-inclusive option that supports both enrolled customers and non-enrolled customers. KUBRA EZ–PAY will allow customers to make on-demand payments online, via voice, digital, or in-person channels. This includes automated IVR and call center, digital and mobile, retail cash, self-service kiosks, and automated IVR and call center. KUBRA EZ-PAY gives your customers the ability to pay in a variety of ways. This includes credit cards, ACH and PIN-less debit, as well as Visa®, debit MasterCard®, and debit MasterCard®. KUBRA EZ–PAY allows you to access real-time account information and authorization tools. You can also get direct feeds to multiple credit card processors, debit ATM networks and ACH originators. Access to a consolidated dashboard makes account management easy. It supports payer reconciliation, returns management and reporting.

Currencycloud offers the global expertise you need to make bold leaps into the future. Everything you need to move money across the globe is covered, from virtual wallets and named account to the ability send, receive, and manage multi-currency payments. We simplify multi-currency business. Currencycloud allows you to quickly access virtual accounts for customers and convert, pay, and manage multiple currencies from anywhere in the world. Developers can innovate with cross-border and multi-currency payments infrastructure. Built by developers for developers on a stable platform. Currencycloud makes it easy for entrepreneurs to launch financial services. We also lend a hand traditional banks that want to innovate. Currencycloud is the backbone of today's most innovative digital challengers. Currencycloud has a long list of clients.

Rapyd is for fintech what the cloud was for IT. We connect companies to all payment methods around the world, enabling frictionless global commerce. This creates new opportunities for both businesses and individuals. So you can create great customer experiences and unlock new markets, we built the largest global local payments network. Rapyd is the fintech equivalent of the cloud. Our Global Payments Network connects you to all the payment methods available around the world. It also provides the infrastructure necessary to create your own fintech solutions like ewallets and cards. Rapyd allows digital sellers in Latin America to accept cash. Online shoppers in Asia can pay using their preferred ewallet. Businesses can also make payments to individuals and companies anywhere in the world. You can reach new markets, create new opportunities, and open new markets with over 900 payment methods in 100 different countries.

CalliPay's solutions allow clients to offer their customers a range of payment options, including electronic or paper checks, bank transfers, credit/debit cards and bank transfers. They can also use the internet, point-of-sale, phone and IVR to capture remote deposits. CalliPay's systems allow bill presentation customized reporting and management tools through a single centralized system. CalliPay solutions can be integrated with multiple backends, integrated platform providers, clients servicing, and backend platforms. CalliPay is the most flexible, flexible, and open solution available today. CalliPay solutions allow you to have greater control over data manipulation at transactional levels. CalliPay solutions allow you to process, track and report on most transactions in real-time.

Split's technology is truly innovative for electronic bank transfers, regardless of whether you need a direct deposit solution or a payout capability. Split Payments is a Payments Technology company that has modernized Direct Entry banking to offer truly digital payment options for direct debit / credit, and subscription payments. Bank transfer technology has not kept up with digital wallets and cards in today's digital economy. Split is a low-cost, high-speed payments solution that combines bank transfers' safety and trust with the convenience and efficiency of card payments. Our unique connectivity with both traditional banking systems as well as emerging Real-Time payment schemes means that we can move money more quickly while maintaining top financial-grade security. This groundbreaking innovation provides the most secure and cost-effective bank transfer capability.

Your customers will appreciate a seamless, secure 2 clicks purchase experience. Increase your conversion rate and sales volume. No registration or redirection. Tap2Pay activates payments via plugins, selling hyperlinks, express checkout widget, integration with a website and social networks. No coding skills required. You can improve the service and respond to customers via messengers in real time. Push notification and personalized offers can increase sales. You can seamlessly sell products and subscriptions without any code. Tap2Pay generates security tokens in place of your bank card credentials. With just one click, you can send shipment notifications to customers. Accept payments via all digital channels: messengers, websites, and social media. Directly send invoices to clients Tap2Pay will allow you to manage all transactions as well as customers. Tap2Pay allows you to create subscriptions and charge your members on an ongoing basis (a great option for SaaS).

Paytrail has the highest payment volume among all online payment services. We offer payment services to more that 10 000 online shops. Paytrail was designed with you in view. Paytrail features like automatic daily settlements to your bank account, state of the art fraud prevention systems, and seamless shopping experience work for you like no other payment method. You can offer your customers their preferred payment method with our service. Our service includes epayments to all Finnish banks as well as major credit and debit card payments, invoicing, and installment. The Merchant Panel makes it easier to monitor payments and manage accounting processes. You will quickly have a clear, comprehensive and flexible view of your payment traffic. Our payment service has been used to pay for over 15 billion euros worth products and services. Paytrail is part Nets.

Token's widest, Pan-European connectivity with over 3,000 banks allows you to join the brightest merchants, PSPs, and banks. Token is an open banking platform that offers best-in-class Pan-European bank connectivity, data, and compliance capabilities. You can initiate frictionless, real time account-to-account payments (A2A), right from your smartphone or tablet. All this from one interface and integration. Token Data integrates bank account and transaction data from European banks using a single API. Token Payments allows European banks secure, unified access that allows them to initiate real-time account to account payments from their apps and websites.

We make it easy for everyone to pay online. This solution allows you to receive payments via bank transfer, cash, or card in a secure and convenient way. We have what you want. You can sell to anyone, with or without a bank account. We created a platform specifically for Mexico that allows you sell to anyone. It is used by 100% of the population. It offers 3 payment options. You can start receiving money by bank transfer and card. It also has +19,000 OXXO shops for cash payment. Cash payment in real-time. Only option that will notify you immediately if your customer pays online for their order at OXXO. Security. All transactions are protected by our certification. Personal attention. We are a Mexican business. We are a Mexican company that understands your needs better than anyone. Are you looking to open an ecommerce store? You can receive payments from your online store with no hassles

Fastest payments in all of the universe Latest payment technology. Instant settlement. Increased revenue and cash flow Instant Merchant Settlement is available to you as a merchant with paycosmos. Paycosmos connects your credit card processing with your bank account for Card Present or Card Not Present Solutions. Instant Merchant Settlement works the same way as credit card processing, but you get paid immediately - 24/7/365. We have the right solution for you, whether you accept payments in your retail store, in the field, or on your website. We offer both traditional and emerging payment options to help you get paid faster. Our platform has PCI Level 1 certification as well as successful Service Organization Control audits that demonstrate our commitment to data security. We offer transparency in pricing and flexibility for alternative pricing models. Instant merchant settlement.

Symmetric Systems offers a complete local-market and cross border payments solution. It is centered on its hosted payment platform. This platform can be customized to meet customer's specific business needs and requirements. Customers and partners include large and complex merchants, banks, financial institutions, ISOs, and their agents, as well as referral sources, system integrators, resellers, and systems integrators. Symmetric is committed to providing outstanding customer service and developing a technology-driven offering that is unsurpassed. Symmetric's platform connects to banks, processors and other payment providers around the world and provides transparency and visibility to all aspects of payment processing without being overbearing.

Zūm Rails provides real-world solutions that merge instant payments and open banking. The Zūm Rails software allows users to focus on distribution, while on the back end we mitigate the risk of fraud, aggregate KYC data and offer an unparalleled experience for the end-user. Our software is able to create a faster and more efficient payments process by eliminating unnecessary lag time of financial interactions through the use of the Zūm Wallet, reducing the risk of fraud for instant payments, and creating an overall better user experience by utilizing our real-time data aggregation feature. Zūm Rails software has been designed with scalability in mind. With a built-in Partner Portal, our users are able to manage and oversee their customer's transactions, while collecting insights and reporting. Work directly out of the Zūm Rails portal or utilize our seamless API to integrate directly into pre-existing systems and workflows. Zūm Rails software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. To learn more, visit zumrails.com

Perfect Money is a financial service that allows users to make instant payments as well as make money transfers securely over the Internet. This opens up new opportunities for Internet users and business owners. You can deposit an account by sending Bank Wire (SWIFT/IBAN) from your online bank account or accepting Bank Wire from third parties, such as your business partner. If you provide your Perfect Money account details to your partner, you can accept Bank Wire even though you don't own a bank account. You can deposit money to your Perfect Money account using a fast cash-based method. Make a deposit at a nearby payment terminal by creating an order in the "Deposit" section.

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

The eCommerce market is highly competitive today. It is just as important to offer your customers easy online credit card processing as it is to sell a quality product. Research shows that credit cards and ATM/debit card are increasingly preferred payment methods, increasing internet sales by 100%. There are two parts to credit card processing: the authorization and settlement. Authorization is when the fund's availability has been verified and, if they are available, they are automatically put on hold. This is an important step that determines whether a payment process has been approved or declined. Settlement is when the money that was placed on hold is electronically captured, and transferred to the merchant bank account. This process usually takes 48 hours. eCMS is proud that Authorize.Net is our payment processing gateway.

We handle customer onboarding, compliance checks, regulatory requirements, and opening user/bank accounts. We ensure industry-standard compliance and a seamless user experience. Our core banking system enables you to offer future-ready and customer-relevant banking services. We help businesses offer seamless payment experiences to their customers. No matter what payment need, our solutions can meet it. We assist banks and organizations in issuing branded virtual and physical cards. We can help you create card programs that meet your requirements. With our capabilities such as collection tech, payouts and plug-ins to merchants, payment gateway, etc., we connect finance, technology, commerce. Our solutions are complete, which means we do all of the heavy lifting so you can launch cards, programs, or any other fintech product in no matter how short a time.

Concourse is a powerful back office software solution that allows for electronic payments, such as credit card, debit cards, ATMs, POS and mobile transactions. Concourse - Core module contains many of the features that make Concourse a preferred choice for financial services companies. These core features can be leveraged across all modules of the Concourse Financial Software Suite. Concourse – Extended Settlement is a well-known software solution that facilitates electronic payment transactions, such as credit card, debit cards, ATMs, POS and mobile. Its rules-based engine combined with continuous processing architecture make it one of the most flexible, reliable, cost-effective and cost-effective settlement processing options for electronic payments.

For companies that deal with high volumes of transactions. Built on seamless integration of ERP's and banks. It has been proven to increase cash flow, eliminate manual tasks, reduce DSO and improve cash visibility. Automate complex financial processes to transform your finance department. All notes can be logged from one central location. You can see lockbox images and make deductions. Attachments with real-time information can also be made. Intelligent software automatically creates dunning letters and forecasts payments based upon historical performance. Expect higher collection efficiency and a drop in your company's DSO. The deductions process can cause revenue and profit loss. Large and small businesses can claim deductions with their own codes and reasons. You can adapt deduction management to any bank file, remittance format, and route deductions for quick review and approvals. No matter what ERP, you can create reason and deduction codes directly out of remittance data.

Our cloud-based solution offers industry leading security, reducing costs and providing peace of mind. Our vast library of APIs, rich functionality, and extensive reporting capabilities make it easy to promote organic growth. ACI has been facilitating electronic payments for more than 5,000 banks and businesses across the globe for over 40 years. Our digital channels solution Universal Online Banker allows banks to make and receive domestic and international payments. Future proof payment functionality will be updated with new payment types. Information is available when and where your customers need it, including user driven balance and transaction information reports. You have the option to authorize panels, cash pooling or use extensive global payment methods.

AxxonPay, a leading payment solutions provider, is a direct bank card acquirer of high risk merchants. We offer a variety of payment services to clients around the world, including Visa, Mastercard and JCB. Our data-driven technologies are tailored to meet the needs of our clients in e-commerce. Online payments are easy, secure, and hassle-free. Our payment gateway facilitates an integrated omnichannel payment process. It combines acquiring capabilities, over 100 payment options, mass payouts and technological innovation into a single seamless integration. AxxonPay ensures quick money movement with a single click. Our clients enjoy lower operational costs, reduced time to market for business expansion, and the perfect blend of security and conversion. AxxonPay employs over 700 people and has four offices around the world. The FCP of the UK has licensed us.

Speed experience allows for lightning-fast bitcoin payments processing, lower transaction fees, greater security, better scalability, and global reach. Our bitcoin payment APIs can be set up quickly. Start using the Lightning Network to receive fast, inexpensive global payments. The Speed platform API was created to empower developers to help power businesses. Use developer-friendly APIs to integrate bitcoin payment processor in minutes. Accept bitcoin payments for your company on your website, via links, or through your app. These are one-time checkout codes that allow you to accept payments on online platforms such as e-commerce. These links can be generated without any programming. You can instantly collect payments by creating a payment link to accept multiple payments on online platforms for donations and crowdfunding. Open-source plugins are available for all major eCommerce platforms. This allows merchants to integrate seamlessly with their existing system in just a few clicks.

Temenos offers SaaS's first next-generation payment technology. This technology can be used to accelerate business growth, improve process efficiency, and provide enhanced service innovations. Our products cover all aspects of the payments lifecycle, from order intake through clearing and settlement. These solutions can be used separately or together via SaaS or cloud. They also allow for flexibility to create payment solutions that suit different needs. Temenos' laser focus on innovation is supported by the highest levels investment in R&D in industry. This has allowed Temenos create a unique market offering, advanced SaaS First Next-Generation Payments Processing on top technology platform in banking. Our market leadership is built on our ability to combine the best end-to-end functionality and the most advanced cloud-native, API-first, payments technology.

Commerse™, a payment processing service, offers businesses everything they need to accept digital transactions including credit cards and alternative payment services. Commerse can be used to enable SMS invoicing and payment capabilities that simplify and streamline customer choice and payment acceptance. Commerse, backed by an intelligent and secure digital technology stack and architecture is designed to enable payments and bank innovations for almost any business or use-case. Commerse™, a cloud and edge security solution, integrates best-of-breed solutions to ensure maximum protection for GDPR and PCI. Performance and user experience are not affected.

Checkbook's all in one push payments platform provides everything you need to make payments at scale. No hassle. No percentages. No hidden fees. Checkbook's Digital Checks offer flexible deposit options that allow recipients to choose the best option for them. No signup is required. Simply enter the information at the time you deposit. Our tokenized platform keeps financial data secure and safe. The automated clearing house network allows you to send funds directly to the bank account of your recipient. Our real-time payment solution allows you to deposit funds directly into your bank account in under 60 seconds. You can print a check and deposit it with your banking app, in person at a branch or ATM, or by printing a physical check. No bank account necessary! Virtual cards allow you to accept funds instantly and can be used just like a credit or debit card. Checkbook provides all the tools you need to create users, add bank accounts, and facilitate payments between them.

Choose from 32 partner banks to choose a domestic or international bank. We offer multiple acquiring options and a Master account that allows clients to manage and aggregate all their MIDs. You can keep your business running without worrying about revenue drops or traffic loss. Global growth is possible with our seamless and secure gateway services. Our payment forms and checkout pages can be customized to suit your customers' needs. We also offer local currency payment processing. Get 360deg analytics for subscription businesses with customizable fit reports and chargeback tracking. To increase your conversions, you can pick any parameter that you wish to measure or track. You will receive real-time reports. Our payment portal allows you to increase your card acceptance rate and process transactions at the bank with the highest approval rates. We offer in-depth business analysis as well as acquiring solutions that are suitable for all risk merchants.