Alternatives to Kindrid

DonorPerfect is the most comprehensive solution in fundraising, with everything nonprofits need to grow. It helps your team manage donations, contacts, receipting, reporting, email, and fundraising initiatives from a single system. With automatic monthly giving, integrated online donation forms, standard and custom reports, Constant Contact email, auction management, and a network of integrated partner solutions, DonorPerfect is ideal for organizations of all sizes.

Increase your donations by capturing missed donor opportunities! Online Giving, Mobile App, Text Giving, Text Marketing, Giving Kiosks and Much More! We are a fraction of what our competitors charge. See why 1000's of non profits and religious organizations love Givehub. Book you 30 min live demo today

Everyone has a next step to take in generosity. It is our job to help meet people where they are in their generosity journey and assist Church leaders in guiding them forward. There are four distinct giving stages, and the Gyve platform is designed to facilitate movement through them to help people grow in generosity.

Are you an organization looking for an affordable online fundraising platform with features such as donor-paid fees, text giving and recurring gifts? GivingTools is the answer! GivingTools is secure and simple to use. It allows you to raise funds online via a variety of appeals: from one-time and regular gifts to capital campaign pledges to capital campaign pledges, events and merchandise, and sign ups. You can either direct people to your giving page, or embed your giving pages or forms directly on your website. GivingTools has a beautiful interface and low rates (as low at 1.9 %...no kidding!) You have options such as PayPal integration or flat-rate ACH gifting. ACH giving does not take any percentage of the gift! GivingTools allows you to send text messages with every account...at no additional cost. There are no minimum usage fees or other funny business. Get started quickly with a free demo account Trusted by hundreds nonprofits. We make it easy to give online.

For pastors who want to use the latest church management software technology, but don't have IT professionals. We cover the basics (memberships, groups, online giving and contributions) as well as advanced (check-in registration, workflow, email marketing. Texting, workflow automation) features that you need to keep all of your people data in one location. Online giving is easy to use and costs the lowest in the industry. Text-to-Church allows you to register, check-in and digitally connect to any church. You can also access my stuff by simply sending a message. Our combination of personalized support and training on-demand will please you. This is ministry first for us.

Our intuitive software can be used to solve a variety fundraising problems, including those that require a short-term campaign, donations at an event, or a long-term, ongoing solution. Paperless makes it easy to quickly market your organization and accept donations, so you are ready for short-term giving campaigns. Are you planning an event? Our software makes it easy for donors and registrants to create seamless experiences, from sign-up to post-event messaging. To fulfill your organization's mission, you need a way to accept donations on a regular basis. Not just during events or short-term campaigns. Our software provides you with all the tools you need for managing and accepting donors at all times. We can create a custom plan for larger organizations that handle large amounts of transactions, have large databases, and need to integrate with third-party systems.

DonateMo is a nonprofit organization based in Stafford, Texas. It was founded with the goal of helping religious entities and non-profit organizations raise funds efficiently. DonateMo makes it easy to collect donations, share announcements, and display service/prayer times.

Nuverb Systems' Donarius is a church management program that helps churches and non-profits manage their members and keep track donations, pledges, donors, and other information. Donarius has been trusted by more than 2500 churches and ministries around the world. It is also accessible online without a monthly fee, so it can be accessed from anywhere. It allows users to print donation receipts, understand church donations, print offering envelopes and communicate with members via email/post. Here are some other uses it can perform: *email tax receipts, quarterly statements and a PDF *re-assign envelope numbers *record gifts in kind' *Keep track of online donations and ongoing ones (A.C.H. You can easily import online donations from your provider *import data from your current program so you don’t have to re-enter data *export data into Excel and the desktop version Quickbooks *Can create multiple users with their own privileges Get a free trial version of Donarius at www.donarius.com

Nothing should stop you from doing the valuable work that you do. MinistryLINQ is a company that shares your values. It was created to help you focus more on the important things and less on managing donations. MinistryLINQ allows donors to make secure online donations. This will allow them to easily make recurring or one-time gifts. It will also help grow your ministry. Our Control Panel provides real-time reporting that makes it easy to track gifts and pledges. Reach donors via their mobile phones, the device they most use. Donors can text their unique 10-digit number to donate instantly. Kiosks gives donors the unique opportunity to give onsite. Our custom forms make it easy to manage all your event registrations, payments, and payments from your kiosks.

iDonate offers powerful tools that allow nonprofits of all sizes to take control of their giving experience. iDonate's flexible and customizable embedded giving forms, personalized peer to-peer fundraising pages and quick and easy text to give tools provide the flexibility and control that nonprofits need to create meaningful experiences to donors. This can improve conversion rates, keep donors on the website, and raise more funds. iDonate Pay, a full-service integrated payment network, handles all modern payment methods. This allows nonprofits to track donations from gift to settlement in a simple and secure way.

IconCMO is a software that helps churches manage their organization. It allows them to focus on building their ministry instead of the administrative tasks. IconCMO is an online ChMS (Church Management Software). It allows for easy management of membership, groups and communications, donations. It also allows for pledges, fund accounting, AR/AP, check writing, reconciliation, budgeting, and payroll. It also includes integrations that allow online giving, paperless transactions, background checks as well as email marketing, e-filing, and many other features. IconCMO is a FASB compliant true fund accounting system and we are proud to announce that Icon Systems is now offering accounting services from bank reconciliations, accounts cleanup or monthly bookkeeping services!

We are the #1 online giving platform that is cleanest and most convenient. Text giving is great for events and regular givers who love to give via text. Our giving app is perfect for repeat donors. It makes it easy to donate or tithe. Visa's new charitable rates program has allowed us to offer lower transaction rates. We have teamed up with Visa. We offer a complete church and donor management system. The Customizable Dashboard will keep you informed about the most important stats to you. The drag-and-drop form builder makes it easy and powerful. Our powerful tagging system allows you to segregate who gets what by using lists and tags. Our system automatically tracks everything, from giving to small groups to communications for each contact. It is important to remember that a promise not to give is not the same thing as giving. Don't ever lose a pledge again. Our powerful pledge management system will remind pledgers that they must give and keep track of when they do.

Elexio church management software. Elexio's reliable, easy-to-use solution will keep people from falling through cracks. It's intuitive, smart enough for tracking data but strong enough to support your ministry’s vision. Elexio's Community ChMS automates administrative tasks, allowing your church to do more with less effort. Cloud-based accounting software that manages everything, from payroll to reporting to compliance. Your congregation can access sermons, giving options and event registrations from their mobile devices. Easy-to-manage websites that engage visitors and rank high in Google's search results will help you put your best foot forward. Live streaming video can be used to reach outside audiences. You can post it on your website, or via Vimeo, Facebook Live, YouTube, or other platforms. You can increase donations by using online and text giving options as well as onsite kiosks that provide detailed reporting and insights.

Simple church management made easy. Management tools that will save you time and grow your ministry. A simple, intuitive platform for church management that allows you to focus on what is important. Our tools will help you expand your reach and achieve your mission. We are a team of people who know your unique challenges and problems. Keep a clear picture of your financial trends. It's easy to plan. Don't miss out on savings opportunities. You should always know exactly where your resources are going. It takes time to build a community, and keep them engaged. Our tools can make it easier to manage them. Get to know your congregation and build stronger relationships with your members. You can make it easy to contribute with online, mobile, and text-to-give tools as well as cash/check record. You can generate tax statements and other custom reports, and have them distributed automatically.

Our online communication and giving tools are trusted by more than 25,000 churches. They help to build community and increase giving. Choose the software that makes it easy to donate for members and guests of your church. Vanco understands the importance of convenience in giving. Our decades of experience and internal research have shown that online giving tools have an average 26% increase in donations. Our software was designed to make it easy for people to donate online. Our tools allow members to give from anywhere and at any time via a mobile app, text, or online giving page. Our software is simple to use for both church staff and members. It also removes any barriers to repeat giving. This streamlines the process for visitors and members to sign up for automatic gifts. Our software allows churches to create compelling appeals to give.

You can create an environment where all your donors are able to donate and manage their giving from one place. The dashboard, custom reports and automated emails can be used to track and manage your church’s transactions and forecast and act upon giving trends. Online giving can help you align your congregation with the most important missions and instill generosity around these goals. Your congregation has multiple options to give online. They can connect with the church from anywhere and at any time. Every giving plan comes with tools and resources that can help you create a culture where generosity and engagement is a norm. You can save time and effort with seamless integrations and reporting capabilities that make organizing member giving and data easy.

Online Giving's platform offers a range of cutting-edge ministry tools that are specifically tailored for Evangelical Christian Churches. Start with giving and then explore. Your church's creative team will be equipped with the tools they need to grow and engage with your members. Your growth can be independent of your weekly attendance. You can give on any device using 12 methods, including Web, Mobile and Text, Kiosks, Chatbots, Facebook, Embedded and Express. Get the complete picture with intuitive metrics that are based on historical ChMS data for five-plus years. They include all forms of giving, digital or not.

Online giving solutions that are easy to use and simple for donors. Faithlife Giving provides you with simple reports and an easy to use dashboard so that you can concentrate on helping people. Giving is now easy and can be done in a matter of seconds. It's not limited to Sunday mornings. It's easy to set up recurring donations, which will give you a more predictable budget. Donors can pay the transaction fee themselves, which frees up funds for investing in your ministry. You can rest assured that all donations are safe and secure from bank-level security to your church.

The DONATION software program for Windows allows you to easily track the donors and donations to your church or charity and issue charitable receipts.

Your Board members can create their own online donation appeal pages. Board members can customize a section on their donation page. They log in to their profile and create a thank you letter, name the appeal, and set goals. They can then access a customized URL to use in communication, such as emailing family, friends, colleagues, and others. A list of donors for each appeal is also included in the profile. The donation pages include the goal, total amount raised, and a chart of progress. There is also a scrolling list with donors to the donation page. This is a great way to get your Board involved and more directly. The leader in online email marketing and enewsletters. Add new subscribers to existing email lists easily. Easily create new lists and view campaign results from ePhilanthrAppeal.

eGiving.com was designed with parachurch ministries in mind and pregnancy centers in the forefront. Reaching people outside the church presents unique challenges. This requires vision, strategy, as well as user-friendly online giving tools. Our Online Giving platforms will help you build a foundation to allow you to grow your ministry and do the work you're called to do. Online giving with eGiving.com allows donors to create recurring or one-time gifts and helps to grow your organization. Our Control Panel provides real-time reporting that makes it easy to keep track of your donors' pledges and gifts. Text giving is the fastest way for members to give. Every plan includes a text giving option that allows donors to text their unique 10-digit number and the amount they wish to donate in just seconds. eGiving allows donors to donate in-app, wherever they may be.

AI-powered insights into donors’ giving habits. You have the tools to engage donors via social media or one-to-one messaging. Bookkeeping tailored to your specific needs. Givelify's powerful Analytics Studio gives your the power. Get it for free. Get deeper donor insights and more powerful engagement. Analytics Studio allows you to reward, engage, inspire and motivate your donors with targeted messaging (and thank you notes). You can broadcast event announcements or general thank-you updates. Artificial intelligence can show you what motivates your donors. You can use statistics such as giving frequency, giving trends, or giving styles to help you develop strategies to increase your giving potential. Giving occurs when donors are in person, viewing a livestream, browsing your website, or meeting with you. Create social media posts featuring your customized giving link.

Piryx's online fundraising platform allows causes to raise money quickly and effectively online. You can fundraise online with Piryx. - Create multiple online fundraising campaigns Use our social marketing tools and web to help you spread the word about your cause You can raise money online through your website, facebook, Twitter, and many other platforms. - Manage multiple fundraisers, donors, and donors To cover our operating costs and donation processing costs, Piryx charges a small transaction charge. There are: - There are no set-up fees No monthly or annual fees No commitment required. Piryx's online fundraising platform makes it easy to raise money online for any charity, non-profit or political organization, school, church group, club, corporate gift program, team or cause. Millions of people donate money each year to many causes. These funds amount to billions of dollars. Piryx's online fundraising platform is used by thousands of charities today.

Txt2Give makes texting easy and simple through our online text-to donate solution. Our text to give service makes text-giving easy for schools, churches, schools, political campaigns, and non-profits. Our text-to-donate service is affordable and easy to use. It will allow you to increase your giving and reach your fundraising goals. Your donors can send a message to make a donation. Txt2Give is our favorite text-to-give platform. But, you can see for yourself why Txt2Give's text giving service is the right choice for you. To work properly, apps must be downloaded and updated. Txt2Give integrates with the phone's existing messaging system so that you can send a text message to make a donation. You can set up as many text-giving campaigns as you want. Your members can give securely and quickly by setting up a text giving campaign. Our easy-to-use donation software solution is perfect for all your giving needs, whether it's online or by text.

Web Church Connect is a complete church management software. Web Church Connect is mobile- and user-friendly and allows churches to communicate with their members and concentrate on the important work of their ministry. Web Church Connect offers modules for managing church information, donations, assimilations and other services, including tracking and managing member information.

Complete Church Management Software + Check-In for Children + Mobile App + Text to Give System ChurchPad offers a variety of technology products to support church growth and management. From fundraising and evangelism to a complete child management tool, ChurchPad has it all. Learn how ChurchPad can help you launch, grow, and thrive your church. ChurchPad offers powerful giving, engagement, and member management tools that will help you launch, grow, and expand your church with cutting-edge technology.

Donors should be able to easily align with your mission of generosity. Every donor is unique. e360 Giving gives your community many options to suit their preferences. Don't limit your Sunday morning giving. Donations can be collected through your website or wherever you share the link. Donors have the option to make a one-time or recurring donation or they can give anonymously. Give your community the ability to donate from anywhere. Text-to-give will give you a unique 10-digit number. Donors can give any amount to specific funds and general donations quickly. We have kiosk software and card readers that can be paired with the iPads of churches (version 2 or higher). Our full kiosk solution will soon be available with hardware and software, chip readers, swipe option, software, and hardware. There are 3 models to choose! We have gone to great lengths in creating an easy e360 Giving dashboard that powers reports and insights. This makes daily admin tasks much easier.

Recurring giving is the main reason that churches and ministries accept online giving. You don't need to worry about people missing a week. Recurring giving creates consistency and improves giving habits. It also helps during vacation season, when less people give in church. You can view a graph that displays giving trends, low giving months and month-to-month comparisons from any web browser. Reports that show giving year to date by donor are also available. Your management portal allows you to create a variety of custom reports. You can give donors the option of paying processing costs with SimpleGive's customizations. If they wish to make the processing fee part of their gift, they can simply choose this option.

Servant Keeper is a comprehensive church management system that can be used by churches and non-profits of any size. Servant Keeper is trusted by more than 30,000 churches. It allows organizations to track donations and communicate with donors. Servant Keeper is easy to use and adaptable to any ministry. It also allows churches and non-profits to store detailed member information.

Donate Now,Pay Later™ allows donors to pay over time while nonprofits receive the money upfront. This makes the donor process less stressful. It's easy to set up on your website in under an hour and it's completely free for donors. Learn how to increase your average donation by more than twice with Donate Now, Pay Later™. B Generous makes it easier for nonprofits to raise more money faster because donors can give now and then pay later. B Generous allows donors support their favorite nonprofits without having to worry about their bank accounts. Your donors can donate now and pay later™, which means more donations for your nonprofit, higher average donations, and less risk of donor cancellations and pledge defaults. All this is possible with seamless integration, and without the need for an in-house technology team. Your nonprofit receives the donation upfront. However, your donor pays over time without interest or fees.

Experience the giving platform used by the most innovative churches in the industry. These gifts are initiated online in minutes, not weeks. SOC-2 type 2 and ongoing penetration testing to ensure donors and nonprofits are safe. Real people who are dedicated to helping nonprofits and donors facilitate non-cash donations. Tracking donor details, gift status and compliance to cultivate and steward your supporters. Giving to your organization must be easy and secure. Our platform allows donors to give in multiple ways to your organization. This increases their generosity. Over 90% of world wealth is held by non-cash assets. Overflow will change this. Overflow offers you new fundraising opportunities, but also trusted partners who are there to help you at every step.

Pushpay is an innovative technology company that provides digital solutions to churches in order to help them achieve their missions. Our ChurchStaq suites, ParishStaq and Resi Media, simplify engagement, giving and administration. They also allow our customers to stream video.

Anedot was established in 2010. We are dedicated to serving churches and schools, political campaigns, schools, nonprofits by providing powerful giving tools that save time and money.

Since 1985, we have been providing software for churches and charities. We have earned a reputation for creating high-quality software that meets a wide range needs. This is backed up by excellent technical support. Giving is an integral part of all Churches or Charities. Our software allows you to receive, manage, and claim your anonymous, regular, or one-off donations. You can ensure that your organization thrives by having a successful money management system. Our finance packages make double entry bookkeeping easy and accessible for everyone. MyFundAccounting allows you to import donations directly through MyGiving.Online. This is true regardless of whether they are one-off donations or anonymous, contactless standing orders, or loose-plate collections. It also prevents duplicate input. All Churches and Charities are based on the concept of community. Our admin software makes it easy to keep track of who you support, upcoming events and tasks, as well as rotas.

@EASE is a simple and reliable fundraising software solution that's specifically tailored for small and medium-sized nonprofits. The solution is ideal for churches, healthcare, higher education, or churches. It allows users to track donations, manage fundraising campaigns, assign volunteers, and efficiently assign volunteers for events. @EASE supports multiple payment options such as gift-in-kind and direct deposits. It also offers a variety of functionalities like customer relationship management (CRM), campaign and donation management, as well as volunteer management.

Text In Church, a web-based platform for church management, allows pastors to easily connect with people and simplify and enhance church-to-member communication. This fully customizable solution empowers churches with the ability to communicate with their members via email or text message from anywhere and anytime. Digital connection cards, follow up templates, chat support, activity dashboard, chat support, and chat support are just a few of the core features.

AmericanChurch, Inc., has been working with churches and other organizations for over 100 years to increase donations, support ministries, and grow congregations. We are proud to meet the stewardship requirements of churches and organizations across the United States. God has given us the responsibility of being stewards for His creation. This means that we must take care of one another and the environment in which we live. All of our products are made from recycled, renewable, and biodegradable paper. We use water-soluble inks and our printing methods do not require harsh chemicals. ACI recycles 264,000 pounds of scrap each year. This is approximately 132 tons of paper that ACI recycles each year. All the paper we use comes from certified Sustainable Forestry Initiative (SFI), mills, and is then converted at Forest Stewardship Certified facilities (FSC) before we receive it.

Imagine Mobile Church, a cloud-based church management solution, was created to simplify church administration. Imagine Mobile Church is a bilingual software solution that allows for online training and donation management. It also helps English and Spanish churches to improve communication, donations, training, and fundraising. Imagine Mobile Church helps you connect, train and grow your church online by synchronizing background checks and ministry calendars, online donations, text messaging and other features.

DonorKite, a complete donation management program, allows churches, charities, and other non-profit organizations to track all donations received and keep digital records. It reduces the workload so that resources can be used to make a difference and not to manage donor and donation data. Features: • Track each donation and provide an immediate acknowledgment * Complete donation data management • Online donation collection • Unlimited donations * Unlimited contributors • Third-party integrations of apps with preferred products or services * Team management - volunteers, resources, etc. • Donor tracking • Data imports • Custom reporting • Training for employees to use the software effectively • Increased efficiency and time savings through improved workflows

Empowering Ministry, Inspiring Impact SeekerWorks Inc. is based in Big Lake, MN, just northwest of Minneapolis. We provide comprehensive church management software-as-a-service in the Azure cloud. You can try it free online for 30 days, including a public-facing sub-domain portal for each church. Our mission is "To deliver exceptional, user-friendly software and IT services that empower organizations to connect with those seeking spiritual growth." We're committed to supporting your church or ministry. Our software is designed to be intuitive, saving you time and effort. It's among the best available, ensuring you won't have to waste time learning a subpar product.

Total Church Solutions, like all other church management software allows you to keep track census information about your family and friends. Total Church Solutions lets you harness the information from all other software to create a more connected church. You can set the system to automatically create anniversary or birthday cards for your members, making them feel like part of your church. You can set up automatic "thanks" cards for families that give exceptional donations. They'll feel appreciated and valued. Send letters, emails, texts, phone calls, holiday cards, etc. to your families and friends. Total Church Solutions designed the contribution entry process so that it is as painless and quick as possible. You can get more contributions in a shorter time. To make it even easier, use a barcode scanner. We didn't stop there.

Provide payment processing solutions to non-profit software companies and ministries. Donors will be able to make one-time or recurring transactions from their bank account by integrating our ACH solution. This will eliminate the need to write a check. Donors can give with their Credit or Debit card online, via mobile app, or by text message. We have created a Debit Card Only solution for ministries that do not want their members to tithe with a credit card. This will redirect donors to use their Debit Card again. Our e-commerce solutions are safe and reliable for any organization. Our solutions help developers design giving and ecommerce solutions that provide seamless and secure experiences. Organizations can accept donations and pay using our card swipe solution from anywhere with their mobile device.

Over 40,000 organizations rely on Aplos. Aplos is the leading all-in-one platform for fund accounting and financial management on the market. Everything you need at an affordable price. Aplos is a simple-to-use platform for accounting that was designed to meet the needs of small and mid-sized nonprofits. Aplos allows nonprofits to manage accounting tasks easily, including tracking and accepting contributions, building donor relationships and generating reports and contribution statement. Aplos offers free support and training.

Cloud for Good Donation Split is a free fundraising addon that Salesforce.com has created specifically for nonprofits and higher education institutions. The Donation Split module allows organizations record how donations should go based on the donor's request. This Donation Split application was created to aid higher education and nonprofit professionals in fundraising efforts. It simplifies fundraising processes and increases efficiency. This application will allow you to track how funds should be divided between multiple budget years and designations. Split donations, restricted gifts and single gifts are all presented in easy-to-read, intuitive charts that show total funds raised for each year.

Create a customized church management solution. Manage Membership, Attendance, Contributions, Accounting & Payroll, Event Registration, Facilities, & Check-In/Check-Out. Mobile optimized portal for Online Giving, Member Photo Directories, Payroll, and Billing.

Grplife Church, a revolutionary church management software that integrates social networking platforms, allows churches to manage their daily tasks and interact with their members. Grplife Church is a software designed for small and medium-sized ministries and churches. It offers event management, volunteer scheduling, survey management, messaging, donation tracking and event management. Grplife Church is available for iOS and Android via mobile apps. It empowers churches and ministries in building stronger relationships with their community members.

Our Donation Software provides nonprofit and charity organizations with a responsive website that can be used for all types of online donation campaigns. Our proven fundraising platform offers seamless campaign experiences, including tribute giving, recurring donations and free text-to-give functionality. You can easily customize your donations website to match your branding and receive mobile donations on any platform. Our Donation Software is suitable for online giving and donation campaigns, regardless of whether they are seasonal or year-round. You can create a profile to allow donors to recur and be assured that their donations will be processed securely. Your organization will be able configure your donation site to accept custom donation amounts. It will also reflect your brand. Check out our demo to see how our donation software works.

QuickBooks can help you track donations, invoicing, bookkeeping, as well as all other accounting functions. QuickBooks allows you to categorize revenue expenditures according to fund or program, and create custom reports based upon the most important data for your nonprofit organization. QuickBooks Online Plus and QuickBooks Online Advance are fully customizable. They allow you to track budgets by program or fund in real-time. You can also track donor management and grant management, financial reporting, bank reconciliations and other details. Upgrade to QuickBooks Enterprise Nonprofit for easy access to thousands of vendors, donors, and items. To further protect donor data, you can also assign individual permissions to more than 115 activities. It is easy to upgrade to QuickBooks Enterprise Nonprofit as your nonprofit grows. Accounting features include church management, donation management, and financial statements to support larger nonprofit management.

Offering Helper allows you to manage donations and offerings to your church or other organization. The program allows for fast data entry and provides powerful insights into your congregation's giving patterns. You'll be amazed at the speed with which you can print receipts and statements that are fully tax compliant no matter where your church is located. You have two options: Offering Helper Lite and Offering Helper PLUS. This gives you the freedom to choose the features and pricing that suits you best. Offering Helper Lite is for those who want something simple. It allows you to keep track of donors and addresses, enter contributions throughout the year, and print tax receipts. All this for a very reasonable price. The Lite version includes a basic set for your treasurer or pastoral staff.

Donation tracking problems are something that all non-profits will encounter at one time or another. Inconsistent data entry, massive spreadsheets, and volunteers who move on quickly after training. Donor Tools solves all of these problems. It's so easy to use and yet so effective, you'll be a convert. You can get cash, checks, and in-kind gifts. Online donations are increasing in number. Donor Tools makes it easy to track all of your donations. Once you have provided some basic information about your organization, you can jump in and start collecting donations. Online giving is easy and you can start collecting donations online right away. You can also create funds, enter physical donations, and run reports. The trial has no restrictions. After the trial period, you will be asked to choose a plan and enter your credit card to bill.