
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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Chime Workplace serves as a comprehensive financial wellness platform designed to assist employees in effectively managing their finances, alleviating stress, and fostering long-term financial stability. Available at no charge to both employers and employees, the platform features:
- No-cost access to earned wages
- No-fee checking accounts along with overdraft protection
- Automated savings options that offer high-yield interest rates
- Tools for building credit
- Optional employee rewards and loyalty program benefits
By providing smooth payroll integration, real-time insights, and a secure infrastructure, Chime Workplace not only enhances employee well-being but also contributes to improved retention, engagement, and overall productivity within the workplace. This innovative approach to financial wellness empowers employees to take control of their financial futures, resulting in a more motivated and dedicated workforce.
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Grazzy
Modernizing the process of digital tipping and feedback, along with instant payouts, tax reporting, and compliance, has transformed the hospitality industry. Utilizing QR codes and kiosks for digital tipping enables guests to reward staff quickly without needing to download an app. This system grants employees immediate access to their earnings, which can boost effective wages by as much as 20%, greatly enhancing employee retention. By minimizing barriers to tipping, Grazzy facilitates flexible options for tip distribution, allowing funds to be sent directly to employee-linked debit cards, via ACH bank transfer, or included in payroll. This innovative approach significantly lowers costs associated with retention and recruitment while increasing employee income. Streamlining this process not only mitigates risks but also provides customers with the ease of digital tipping solutions. Additionally, automatic distribution of credit card tips ensures employees receive their payments without delay, making it an attractive proposition for top talent seeking higher earnings that are readily accessible. Ultimately, this modern tipping solution not only benefits employees but also enhances the overall customer experience, fostering loyalty and satisfaction.
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SpotOn
SpotOn Restaurant is one of the most comprehensive, integrated systems on the market. From cloud-based POS to commission-free online ordering and reservations to labor management software, it offers everything the modern restaurateur needs -- with none of the headaches that you get with other big POS companies, like long-term contracts, surprise fees and rate hikes, and impersonal service.
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