
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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Chime Workplace serves as a comprehensive financial wellness platform designed to assist employees in effectively managing their finances, alleviating stress, and fostering long-term financial stability. Available at no charge to both employers and employees, the platform features:
- No-cost access to earned wages
- No-fee checking accounts along with overdraft protection
- Automated savings options that offer high-yield interest rates
- Tools for building credit
- Optional employee rewards and loyalty program benefits
By providing smooth payroll integration, real-time insights, and a secure infrastructure, Chime Workplace not only enhances employee well-being but also contributes to improved retention, engagement, and overall productivity within the workplace. This innovative approach to financial wellness empowers employees to take control of their financial futures, resulting in a more motivated and dedicated workforce.
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Grazzy
Modernizing the process of digital tipping and feedback, along with instant payouts, tax reporting, and compliance, has transformed the hospitality industry. Utilizing QR codes and kiosks for digital tipping enables guests to reward staff quickly without needing to download an app. This system grants employees immediate access to their earnings, which can boost effective wages by as much as 20%, greatly enhancing employee retention. By minimizing barriers to tipping, Grazzy facilitates flexible options for tip distribution, allowing funds to be sent directly to employee-linked debit cards, via ACH bank transfer, or included in payroll. This innovative approach significantly lowers costs associated with retention and recruitment while increasing employee income. Streamlining this process not only mitigates risks but also provides customers with the ease of digital tipping solutions. Additionally, automatic distribution of credit card tips ensures employees receive their payments without delay, making it an attractive proposition for top talent seeking higher earnings that are readily accessible. Ultimately, this modern tipping solution not only benefits employees but also enhances the overall customer experience, fostering loyalty and satisfaction.
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HiFives
HiFives is a comprehensive platform designed for employee rewards and recognition that assists organizations in cultivating a culture centered on appreciation, innovation, and high performance, established by experts from IIT and IIM. Through the use of AI-driven prompts, automated workflows, and extensive integrations with platforms like Microsoft Teams, Slack, WhatsApp, and various HRMS systems, it allows companies to acknowledge their employees across different levels, locations, and languages. HiFives effectively manages all facets of employee recognition, from spot awards to acknowledging innovation and celebrating service anniversaries. With robust security measures, including ISO 27001:2022, ISO 27701, and readiness for SOC 2 compliance, HiFives guarantees the safeguarding of data for enterprises worldwide. Trusted by top organizations such as Asian Paints, Aditya Birla Capital, Volvo Eicher, and the Times of India Group, HiFives empowers HR and business leaders to enhance employee engagement, lower turnover rates, and accurately assess the return on investment from their recognition efforts. As a pivotal tool in the modern workplace, HiFives fosters a sense of belonging and motivation among employees, ultimately driving organizational success.
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