Alternatives to Bharat Bill Pay

SBIePay offers a wide array of payment solutions for its Merchants, allowing them to enhance the convenience of transactions for their customers. As the only bank with direct connections to all payment channels, SBIePay eliminates the need for intermediary private entities, ensuring complete transparency in business operations. This unique feature is a primary reason why our partners opt for our Payment Aggregation Services. To further enhance user experience, the bank is actively exploring and integrating additional payment channels onto our platform. With direct connections to Internet Banking services of approximately 45 banks, SBIePay facilitates seamless transactions, resulting in higher success rates and reduced transaction dropout rates. This commitment to innovation and efficiency solidifies our position as a leader in the payment solutions market.

Chargebee is a subscription management and recurring billing tool that helps SaaS businesses streamline Revenue Operations. Chargebee integrates seamlessly with leading payment gateways such as PayPal, Braintree and Stripe. All over the globe, Chargebee allows you to automate recurring payments collection, invoicing, taxes and email notifications. Chargebee manages all your critical workflows, from lead to ledger, with powerful integrations that include Salesforce and Quickbooks, Avalara and Slack. Chargebee Retention is the best-of-breed solution that helps you avoid cancellations on a scale that suits your needs. It offers personalized experiences that deliver results and provides a way to deflect cancellations. To ensure a relevant and personalized cancel experience, you can run experiments based upon customer and subscription attributes.

Stripe Terminal allows you to create a personalized in-person checkout solution for processing payments in the real world. Designed with modern retailers and various platforms in mind, Terminal facilitates the integration of your online and offline sales channels through adaptable developer resources, pre-approved card readers, and a cloud-based system for managing hardware. By utilizing a single Stripe integration, you can oversee all your sales—both online and offline—in one centralized location, which streamlines reporting and reconciliation while offering a cohesive view of customer interactions. Terminal integrates flawlessly with Stripe's payment processing, Connect, and billing services. This system enhances the customer experience by enabling features such as online reservations with in-store pickups. Additionally, our SDKs simplify the process of incorporating Stripe into your mobile and web applications, allowing you to establish a tailored in-store checkout experience that meets the unique needs of your business. With these tools at your disposal, you can significantly enhance operational efficiency and customer satisfaction.

payPLUS provides merchant partners with an integrated payment platform that facilitates the acceptance of various payment methods across diverse channels. This white-labeled solution caters to digital merchants and acquirers alike, allowing for seamless transactions both online and in physical stores. Merchants can utilize payPLUS to accept an array of payment instruments, including credit cards and digital wallets, all streamlined through one cohesive interface. The platform is designed to optimize recent policy shifts, featuring a self-onboarding option that drastically reduces onboarding expenses and enables merchants to begin processing payments simply by downloading the app. As a result, payPLUS not only simplifies payment acceptance but also enhances the overall merchant experience and operational efficiency.

Owning the payment channel equates to possessing the customer relationship, but as payment methods advance rapidly, this ownership is increasingly challenged. Companies such as Square and Venmo are actively working to undermine traditional financial institutions by offering quicker and more engaging payment solutions. In addition, fintech startups are developing fascinating innovations that promise to reshape the industry. Retail giants like Amazon and streaming services such as Netflix have raised consumer expectations regarding convenience and the speed at which services are delivered. Furthermore, the current trend towards mobile usage means that both consumers and businesses prefer to manage their transactions and interactions through mobile devices. As a result, maintaining control over the ever-evolving payments landscape is becoming increasingly complex due to fresh competitors, alternative payment methods, and heightened expectations from end-users. However, partnering with Jack Henry Payments allows you to access comprehensive, integrated solutions that effectively cater to nearly every payment channel and manage the entire lifecycle of various payment types. This strategic choice not only enhances your service offerings but also positions you to thrive in a competitive market.

We are revolutionizing the presentation and payment of bills. Serving a diverse clientele ranging from local governments to large corporations, we partner with businesses of all sizes across various sectors to enhance customer communication, provide electronic billing, and facilitate payment collection. Our integrated platform is both extensive and highly customizable. Each day, we strive for innovation, offering advanced solutions such as patented technologies for call center and chat payments, unique text-to-pay and mobile payment options, and state-of-the-art digital disbursements. We provide cutting-edge features that are designed to speed up revenue generation, streamline payment processes, and elevate the customer experience. With IPN, consumers can conveniently manage and settle their bills using Amazon Alexa, within the PayPal app, at retailers such as Walmart, and through online banking services offered by numerous banks. Simplify your billing and payment processes to unlock new efficiencies and drive success. The future of bill payment is here, and we’re leading the way.

Nickel is a cutting-edge payment and credit solution designed specifically for small to medium-sized B2B enterprises. By providing a comprehensive platform, Nickel assists business owners and finance departments in enhancing cash flow while simplifying operations related to accounts receivable, accounts payable, and trade credit. Among its notable offerings are: Payment Processing: Unlimited ACH transfers at no cost and a competitive card processing fee of 2.9%. The ability to deposit checks directly into Nickel while managing significant transactions up to $1 million. Accounts Receivables: Customizable Payment Links and Payment Portals that facilitate effortless payment collection. The capability to accept payments through cards, ACH, or checks from a wide network of over 14,000 banks. One-click payments are enabled by securely storing buyer payment details for convenience. Accounts Payables: Efficient vendor onboarding through a personalized Vendor Portal. The automation of bill approvals and the option to pay vendors using cards, ACH, or traditional checks. Trade Credit: A Digital Credit Application that accelerates the customer onboarding process and enhances vetting efficiency. In addition, the trade credit program provides buyers with generous 60-day payment terms to improve their cash flow management.

About Biller Genie Biller Genie, a cloud-based, award-winning accounts receivable automation solution and e-invoicing system, automates accounts receivable starting with bill presentation, follow-up collection, and reconciliation. Biller Genie integrates directly into your accounting software so there is no need to learn new software and you can continue using your existing payment processor. The Genie does all the heavy lifting. Just hit save to let us do the rest: sending invoices via email, paper mail, following-up with reminders about your custom schedule, accepting online payments via credit card, ACH and Apple Pay, and reconciling payments into your accounting software. Average subscriber sees a 40% decrease in overdue invoices. They also get paid 15 days sooner and save 10-20 hours of administrative time per week. In less than 15 minutes, you can set up your account.

We created PayHQ to facilitate the management and expansion of your business effortlessly. As a leading-edge payment solution available today, PayHQ by KORT Payments streamlines the process of accepting various payment methods, providing a unified view of your transaction data for enhanced decision-making capabilities. Currently, numerous businesses throughout North America rely on us for their payment processing needs. PayHQ serves as a comprehensive solution, managing everything from authorization to settlement and funding. It allows businesses to accept payments both in-person and online, with functionalities such as invoicing, recurring billing, and easy integrations, all through a single merchant account. Our online gateway provides your customers with a secure and straightforward purchasing experience, accommodating businesses of every size. Moreover, you can effortlessly connect your card terminals to PayHQ's omni-channel platform, enabling the acceptance of credit, debit, and other forms of payment, including contactless and mobile options for in-person transactions, ensuring versatility and convenience for your operations. This flexibility helps businesses adapt to the evolving landscape of payment processing.

KUBRA EZ-PAY is a comprehensive on-demand payment application designed to cater to both registered and unregistered customers. By utilizing KUBRA EZ-PAY, you empower customers to execute immediate payments through various channels, including digital platforms, voice interactions, or face-to-face methods like online and mobile apps, automated IVR systems, call centers, and retail locations with cash and self-service kiosks. This solution not only enhances the flexibility of payment options for your customers but also expands the variety of payment methods available, encompassing credit cards, ACH, PIN-less debits, Visa® debit, and debit MasterCard®. KUBRA EZ-PAY offers real-time account management and authorization capabilities, along with seamless integration into numerous credit card processors, debit ATM networks, and ACH originators. Additionally, you will benefit from a unified dashboard that simplifies account management by providing features for payer reconciliation, returns oversight, comprehensive reporting, and payment administration, ultimately streamlining your financial processes. The platform aims to enhance the overall user experience while ensuring secure and efficient payment transactions.

Our cloud-based platform offers top-tier security features that not only minimize your costs but also provide you with a sense of security. This unified system fosters organic growth by leveraging our extensive collection of open APIs, rich functionalities, and comprehensive reporting tools. For over four decades, ACI has empowered electronic payment solutions for organizations worldwide, supporting more than 5,000 banks and businesses across over 80 nations. Our digital platform, Universal Online Banker, facilitates both domestic and international transactions while enabling the reception of various payment types. We frequently introduce new payment options to ensure that our services remain relevant and forward-thinking. Additionally, customers can access information at their convenience, which includes user-defined reports on balances and transactions. Features such as panel authorization, cash pooling, and a wide array of global payment methods further enhance our offerings, ensuring that banks have the tools they need to succeed in a competitive landscape. With ACI, your payment processing is not just efficient but also adaptable to ever-evolving market demands.

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

EVO distinguishes itself through its four business channels. Each channel has a sales and operations team that delivers expert payment solutions and services. ISV and reseller partnerships accelerate technology solutions at point of sale. Payment solutions for large merchants that integrate ERP and A/R automation. Merchant relationships based primarily on the internet to conduct business. Small- to medium-sized companies that sell primarily in brick-and-mortar stores. Countertop terminals can accept all payment methods including EMV and chip and pin, magstripe and NFC/Contactless. This is the fastest way for POS developers integrate advanced security features, functionality, and functionality into payment solutions. EVO Payments offers semi-integrated solutions that enable merchants to accept EMV payment easily and affordably. Secure mobile payment solutions include PCI-compliant handheld devices, wireless terminals, and tablet solutions.

One Inc provides an all-in-one platform tailored for the insurance industry, enabling efficient handling of premiums and claims payments. This singular solution is designed to facilitate a seamless payment process, allowing for quicker claim resolutions and reducing costs associated with check processing by utilizing digital payments through ClaimsPay®. By offering digital claims payments via preferred channels and methods, you can enhance customer loyalty, minimize operational expenses, and mitigate security and compliance risks. It empowers policyholders with the digital payment options they desire while maintaining your existing core systems and workflows. Additionally, you can securely capture payment information without it being stored on your internal network. The platform simplifies reporting and reconciliation, making the processes swift and straightforward. Transitioning to digital for both incoming and outgoing payments allows you to reclaim your resources, eliminating the tedious tasks of handling paper checks and cumbersome manual reporting. Embrace this change to streamline your operations and significantly improve efficiency in your payment processes.

Designed for contemporary developers seeking a versatile tech stack with a user-friendly single API, our platform allows for card acceptance and onboarding either directly or via your own team, processing transactions through your chosen gateway or ours. Leverage our expertise to enhance your value proposition. Jupiter streamlines the incorporation of eCheck, credit, and debit card payments into your marketplace or platform. We offer two distinct methods for onboarding sub-merchants: an online flow and a tailored onboarding experience via our provisioning API. You can execute a wide range of credit card and check operations, including sales, authorizations, captures, refunds, rollbacks, and voids. The Jupiter API is built around REST principles, featuring predictable resource-oriented URLs, JSON-encoded data exchanges, and standard HTTP response codes alongside authentication and methods. Additionally, Jupiter empowers you to extensively customize your sales data and gain control over your business fees, ensuring a tailored fit for your operational needs. This flexibility ultimately fosters a more efficient and responsive payment processing experience.

FINSYNC's mission, with innovative software and unmatched customer service, is to help small and mid-sized businesses succeed. Our payments platform allows businesses to centralize control over payments. We offer a complete solution for invoicing, bill payment, payroll, accounting, financing and cash flow management that helps businesses grow in new and exciting ways. Through a virtual network of specialists, we offer unmatched service to entrepreneurs who share our passion for helping them succeed. Match with a financial professional who is best placed to help you grow. This will provide unrivalled support in bookkeeping, accounting, financial analysis, and corporate strategy. FINSYNC offers improved operational efficiency, lower operating expenses, better analytics, better customer service, and faster access to capital through the FINSYNC Lending Network.

Using PicPay offers a variety of financial benefits; you can settle your bills in as many as 12 installments while enjoying a secure digital account at no cost, a credit card that doesn’t charge an annual fee, and the opportunity to earn cashback on your purchases. Whether you opt for a physical or virtual credit and debit card, you can make payments for various expenses and even split them into installments when using credit. Furthermore, the platform allows you to earn cashback, enhancing the value of your spending. Beyond just making your funds work for you, you have the flexibility to utilize them for payments, transfers, and withdrawals whenever needed. With PicPay, managing your finances is straightforward, as you can monitor all transactions easily from your mobile device. Within the PicPay Store, an array of your favorite shops is available, where you can enjoy exclusive discounts and continue to earn cashback. Additionally, you have the convenience of recharging your mobile phone, topping up your transportation card, and paying for your streaming subscriptions directly through the app, making it a comprehensive financial solution. Overall, PicPay streamlines your financial management while providing added perks and ease of use.

Interkassa, an international payment aggregator, supports 70+ payment methods and 100+ currencies. The service allows for accepting payments online, in-app, or cashless offline. We offer popular payment options like Apple Pay, Google Pay and QR codes. Interkassa is active in Ukraine, CIS (excluding Russia and Belarus), Europe and Latin America. It also operates in Africa and Asia. It offers competitive pricing plans, round-the-clock customer support and seamless integration via API or pre-built CMS plug-ins. The company has been on the market since 2009. It supports over 4000 businesses, and processes 10,000,000 transactions per month.

Effortless invoicing leads to quicker payments, making it essential for businesses. With features like instant invoicing and options for recurring payments, managing client records and communications becomes streamlined in a single platform. Generate polished invoices and accept digital payments at no additional cost. Finli serves as an efficient payment management tool tailored for small enterprises. You can dispatch an invoice via text or email for immediate payment with just a few clicks. This system also enables the creation of memberships, subscriptions, and recurring bills, helping to automate your revenue processes effectively. Customers enjoy the convenience of splitting payments and selecting from various payment methods. Detailed insights into customer interactions and transactions are readily available to you. Clients can settle their bills effortlessly through a browser or mobile application, and sending invoices is completely free. Finli stands out as the ideal payment management solution for educators. Additionally, you can incorporate package purchase discounts, impose no-show fees, and customize other payment options to suit your business needs. Empower your customers to manage their payments seamlessly and conveniently.

Zūm Rails provides real-world solutions that merge instant payments and open banking. The Zūm Rails software allows users to focus on distribution, while on the back end we mitigate the risk of fraud, aggregate KYC data and offer an unparalleled experience for the end-user. Our software is able to create a faster and more efficient payments process by eliminating unnecessary lag time of financial interactions through the use of the Zūm Wallet, reducing the risk of fraud for instant payments, and creating an overall better user experience by utilizing our real-time data aggregation feature. Zūm Rails software has been designed with scalability in mind. With a built-in Partner Portal, our users are able to manage and oversee their customer's transactions, while collecting insights and reporting. Work directly out of the Zūm Rails portal or utilize our seamless API to integrate directly into pre-existing systems and workflows. Zūm Rails software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. To learn more, visit zumrails.com

Designed for robustness and scalability, leveraging top-tier data centers to ensure reliability. We focus on operational excellence and the continuous enhancement of processes. Our services include comprehensive monitoring and tailored support. We manage the entire payments landscape, allowing for multi-channel payment acceptance. Integration into your commerce setup is seamless, enabling a buy anywhere, return anywhere experience. We offer internationalization and localization with built-in local payment options that adhere to regional compliance standards. With a strong commitment to innovation, we achieve substantial cost reductions throughout the payments lifecycle, forming strong partnerships with leading payment providers. Our goal is to establish ourselves as the go-to solution provider for businesses that are either innovating or experiencing rapid growth in sectors such as retail, petroleum, payments, and financial services. To fulfill this vision, we provide an extensive array of IT products and services, covering everything from IT consulting and application development to ongoing maintenance, ensuring that we meet all your business requirements effectively. In doing so, we aim to empower our clients to thrive in an ever-evolving market landscape.

Streamline your payment transactions across various borders and channels effortlessly. Utilizing payment orchestration is the optimal strategy to integrate the most effective acquirers, payment service providers, cards, or alternative payment options in diverse markets that cater to distinct customer preferences. Enhance your customers' payment experience by allowing them to choose their preferred payment methods. Roll out a cutting-edge payment solution across all your digital platforms and markets within just a few weeks. Simply choose the cards and alternative payment options that align with your customers' needs. Improve conversion rates through advanced offerings like saved cards, installment plans, or recurring payment options. Tailor the fraud detection process to target fraudsters while protecting legitimate customers. Our payment ecosystem already encompasses a wide range of payment choices necessary for optimizing transactions in every local market and providing access to the most popular payment methods available. By leveraging these tools, businesses can not only enhance operational efficiency but also foster customer loyalty through a seamless payment experience.

Paygistix Payment Gateway serves as the essential hub for processing transactions from various channels, all in a single, user-friendly platform. It offers a range of products and integration options tailored for merchants, developers, and value-added resellers. This robust payment integration plugin supports EMV, helps to eliminate PA-DSS, and reduces the PCI DSS compliance scope significantly. The system combines the dependable functionality of dial, IP, or wireless payment devices with the advanced features of the Paygistix Gateway. Users can access a tablet-based ECR that includes order entry, signature capture, point-to-point encryption (P2PE), and comprehensive web-based reporting. Additionally, the semi-integration feature for eCommerce payments not only simplifies the addition of web payments but also minimizes or eradicates PCI scope. Through any internet-enabled device, merchants can efficiently process and manage payments, including credit, debit, ACH, gift cards, loyalty programs, and recurring billing. Moreover, the gateway includes a direct point-to-point encryption interface that accommodates various encrypted devices, utilizing DUKPT key management for enhanced security and flexibility. This all-encompassing payment solution ensures that businesses can navigate the complexities of payment processing with ease and confidence.

UniPay is a commercial, open-source payment gateway that uses modern technology. It can be easily adapted to any business size. We are the payment processing company that provides connectivity, security, and valuable support around the world. Our advanced technology and functionalities allow us to address the unique needs of each customer. This includes merchant onboarding and underwriting, advanced chargeback management, Acquiring Relations development, Payment Facilitator assistance and implementation of EMV terminal solutions. UniPay Platform offers a white label solution that is affordable, as well as an on-premise software license (including source code), and the PayFac Payment Platform that ensures high-quality payment processing.

Finding a payment processor that aligns perfectly with your business requirements can be quite challenging. Look no further than REPAY, your all-in-one solution for comprehensive payment services! We provide a range of offerings, from omni-channel payment processing—both incoming and outgoing—to effective messaging management solutions and top-tier security, ensuring a complete management of the payment lifecycle that accommodates payments anytime and anywhere, tailored specifically for your needs. With our services, you can facilitate hassle-free omni-channel acceptance, leading to more streamlined transactions and happier customers. Additionally, we enable you to modernize and digitize vendor payments, minimizing reliance on paper checks and cutting down on transaction costs. Our platform also allows for quicker access to funds by disbursing them directly to customer debit and prepaid cards. Moreover, our versatile messaging tools keep you engaged with your customers seamlessly across various channels. By choosing REPAY, you're not just opting for a payment processor; you're embracing a holistic payment ecosystem designed to enhance your business operations.

Fusion Bacsactive-IP allows for the seamless processing of straightforward, low-volume payments while efficiently managing crucial payment operations. Its SaaS framework eliminates the need for hardware purchases or software installations. The platform reduces risk through secure and adaptable authorization levels, promoting best practices and ensuring compliance with Bacs regulations. Integration with your back-office systems is straightforward, enabling automation and enhancing efficiency. Fusion Bacsactive-IP supports Bacs Direct Credit and Direct Debit transactions for various purposes, such as payroll, supplier payments, expenses, dividends, subscriptions, bill payments, and memberships. Additionally, our comprehensive software provides a diverse array of optional modules, empowering you to create a tailored payment solution that meets your specific requirements. Ultimately, this flexibility ensures that businesses can adapt their payment strategies to an ever-evolving landscape.

W2Bill Payments efficiently manages fund requests while monitoring their defined time-to-live, addressing both acceptance and rejection responses, and aligning the data with the systems of the infrastructure, independent of their roles. It supports and facilitates real-time payment requests, cancellations, confirmations, and rejections. Additionally, it processes and creates files offline, whether they are incoming from or outgoing to financial institutions, ensuring seamless operations. The system employs real-time communication models that encompass both synchronous and asynchronous methods. Furthermore, it introduces new payment channels that utilize various protocols. Fault tolerance is achieved through component clustering, eliminating any central point of failure. Inter-component communication is facilitated through messaging, which guarantees at-least-once delivery assurance. The competition is intensified by the presence of stored credentials, driving fintech startups, credit card providers, and other payment handlers to strive for a seamless and instantaneous payment experience. As a result, the landscape of payment processing continues to evolve rapidly.

With the support of numerous top brands and over 10,000 merchants globally, Citcon enables businesses to seamlessly accept digital payments across various platforms, catering to any device, channel, or business model. This approach invites cross-border eCommerce ventures from all corners of the globe. By appealing to international shoppers, merchants can boost foot traffic and enhance sales. Additionally, customers can perform contactless transactions utilizing a variety of global payment methods. Notably, there are no extra fees applied on top of the domestic MDR for cross-border transactions made through digital wallets, making it an attractive option for businesses looking to expand their reach. This innovative payment solution facilitates a smoother shopping experience for both merchants and customers alike.

Payroc is dedicated to elevating your business through exceptional payment processing solutions, supported by our top-notch teams for agents and merchants alike. We enable entrepreneurs to swiftly resume operations and facilitate payments efficiently! The essence of being an agent lies in assisting small business owners on a daily basis. We offer the tools, resources, and unwavering support necessary for success. You bring the vision to life. Discover the advantages of partnering with a payment processor that boasts remarkable scalability. Our global network comprises local professionals who cater to client needs on a large scale. With our API, you gain access to worldwide terminal certification for more than 50 types of terminals across over 50 nations. Additionally, you can ensure a smooth onboarding experience for your customers along with sophisticated reporting capabilities to track your success. Our commitment to your growth is unwavering, and we strive to be the partner that empowers you every step of the way.

PayNearMe creates innovative solutions that streamline the entire customer payment process, allowing businesses to efficiently manage and accept payments. Our state-of-the-art, adaptable, and dependable platform is designed to boost customer engagement, enhance operational effectiveness, and reduce the overall expenses associated with payment acceptance. With this modern payments system, customers can pay in their preferred manner, at their chosen time and location. Empower your customers to select how, when, and where they wish to make payments, ensuring a seamless and uniform experience across various channels. Furthermore, enable secure and convenient cash transactions around the clock at more than 40,000 participating retail locations. Our user-friendly interface not only simplifies the payment process but also helps make collections agents more effective and efficient in their roles. This comprehensive approach ultimately leads to higher satisfaction for both businesses and their customers.

Ezetap brings together industry experts from payments, hardware, cloud, and SaaS sectors with a mission to create a seamless digital payment landscape in India. The intelligent SaaS payments platform, equipped with Smart and Secure features, is already empowering numerous brick-and-mortar retailers, e-commerce businesses, large enterprises, and organizations focused on financial inclusion to revolutionize their operations. Ezetap's Universal Payments platform stands out by allowing businesses to accept diverse payment methods from anywhere, on any device, and with any banking partner of their choice. By facilitating effortless payment experiences through a single integration into existing business frameworks, Ezetap is positioned as a leader in an increasingly software-driven marketplace. Tailored to accommodate a variety of business requirements, Ezetap’s payment solutions not only enhance efficiency but also grant businesses the freedom to focus on what they do best while we handle their payments. With a wide range of payment features available, Ezetap ensures that you can leave the complexities of payment processing in capable hands.

OpenConnect delivers an advanced omnichannel solution tailored for card payments and alternative payment methods, specifically designed for card payment acquirers looking to enhance the payment experience for merchants. By leveraging next-generation payment services, OpenConnect allows acquirers to stand out in the competitive landscape, particularly within complex merchant verticals. Merchants seeking to streamline and unify their global payment solutions can greatly benefit from OpenConnect, which helps them stay aligned with the ever-changing landscape of payments and data security regulations. Furthermore, OpenConnect provides a seamless digital payment journey for consumers, ensuring a frictionless transaction experience. The platform, known as OpenConnect4Cruise, is a secure and robust open infrastructure that offers comprehensive omnichannel solutions for card transactions. A vital aspect of these offerings is Fexco’s provision of PCI-DSS compliant EMV payment solutions that are seamlessly integrated with the shipboard and reservation systems used by cruise line operators, enhancing operational efficiency and security. This integration ensures that both acquirers and merchants can navigate the complexities of payment processing within the cruise industry with confidence.

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

AsiaPay enables merchants to handle various digital payment methods, including credit and debit cards, bank transfers, digital wallets, and buy now pay later options, all on a single platform. Recognized as a prominent digital payment service provider within the APAC region, AsiaPay offers a wide range of secure, advanced, and integrated payment processing solutions tailored for banks, payment service providers, and merchants alike. The company has established collaborations with global card associations, financial institutions, and payment companies, facilitating seamless payment processing across different countries. Their services include anti-fraud tools, mobile compatibility, real-time consolidated reporting, and the use of big data analytics. AsiaPay is designed to support multiple languages, currencies, channels, cards, and acquirers, ensuring a versatile user experience. With a service uptime exceeding 99.9% and robust performance metrics, the platform ensures reliability for its users. In addition, AsiaPay offers local account management and risk operations support, along with round-the-clock technical assistance from its 17 operational offices spread across the Asia Pacific region, enhancing their service delivery and client satisfaction. This comprehensive support structure underscores AsiaPay's commitment to providing exceptional service and technology solutions tailored to the evolving needs of the digital payment landscape.

Easily withdraw funds directly from your customers' bank accounts when payments are due by utilizing Rotessa, an online platform designed for small businesses to facilitate payments through any bank or credit union. You can choose to schedule either one-time transactions or recurring payments to ensure timely receipt of funds. If your customer maintains a bank account, Rotessa enables you to process their payments efficiently. Whether you're onboarding new clients for bank payments or managing existing Pre-Authorized Debits (PADs), you can begin by adding your customers to the Rotessa system. This addition can be done manually, in bulk, or by integrating with your accounting software for convenience. We offer a variety of tools to help you gather the necessary authorizations, which are set to open by default. You can conveniently send authorization requests to individual customers or multiple clients at once via email. Additionally, if you already have existing PADs or wish to upload a physical authorization document, these can be securely stored in each customer’s profile for easy access. With Rotessa, you have the freedom to set the amount, frequency, and specific dates for automatic withdrawals from your customers' bank accounts, ensuring a smooth transaction process tailored to your business needs. This streamlined approach allows for improved cash flow management and fosters a better relationship with your customers.

Regardless of whether you’re launching a subscription service, an on-demand marketplace, an eCommerce site, or a crowdfunding initiative, PruPay empowers you to accept any type of payment from various channels and receive funds within minutes. You can process payments through credit cards, ACH, mobile, email, text, recurring billing, and POS systems, among others. PruPay streamlines your business’s cash flow and revenue generation with Instant Payments, eliminating the wait for funds to clear, as money can now be accessible in mere minutes. You can expect your earnings to land in your bank account almost instantaneously. Monitor your cash flow effortlessly with real-time updates on your transactions. Enjoy faster ACH transactions, Real-time Payments (RTP), credit card processing, and check payments, all while accepting payments through your website, mobile devices, SMS, email, and more. Our extensive API libraries and SDKs equip you with the necessary tools to create tailored payment solutions for ACH, card transactions, RTP, and RDC. Additionally, you can stay informed with engaging data visualizations and insightful reporting tools that provide the latest updates on your financial activities. With PruPay, managing your payment processes has never been easier or more efficient.

Our point-of-sale system facilitates seamless in-store payment experiences, promoting quick transactions while significantly improving customer satisfaction during shopping. The integration of Oracle Hospitality with Reserveport enables the optimization of hospitality operations by providing straightforward payment processing, online booking features, and up-to-date analytics, which collectively enhance guest experiences and fuel revenue expansion. By utilizing the Pesapal forecourt management solution, you can enhance the functioning of your fuel stations, boost profitability, and ensure outstanding customer service. Regardless of whether you operate an ecommerce venture, a subscription service, an online platform, or a marketplace, we deliver comprehensive payment solutions tailored for your digital business needs. With Openfloat, you have the capability to digitize petty cash, manage payroll, and settle corporate expenses efficiently. Additionally, you can perform tasks such as fund disbursement, bill payments, and bulk airtime purchases all from a single interface. Furthermore, Pesapal Credit provides access to unsecured loans with adaptable repayment options, which can be invaluable for addressing your immediate business requirements while paving the way for future growth. This holistic approach to financial management ensures that businesses can operate smoothly and adapt to changing market demands.

Implementing recurring payments is an effective strategy to boost customer retention, foster loyalty, and enhance satisfaction, all while simplifying your payment processing and lowering operational costs. Our user-friendly recurring billing solution delivers significant financial advantages for your enterprise. We guarantee that you will be able to integrate seamlessly with the Gunbroker.com checkout process shortly after your gateway activation. Our team is ready to guide you through the setup in just a few minutes. Don’t miss out on Gunbroker.com sales due to an inability to accept credit card payments via their automated checkout system; take action and apply with Fast Charge today! The Fast Charge Payment Gateway simplifies the process of accepting donations and charitable contributions, as we collaborate with numerous non-profits and PACs. Additionally, recurring billing can facilitate installment plans for various products. Fast Charge not only provides a powerful but also an intuitive recurring billing system that can be tailored to meet your business requirements, ensuring that your payment processing remains efficient and effective. With our solution, you can focus on your core business while we handle the billing intricacies.

The MSS Payments digital wallet integrates both software and information elements. This software guarantees security and encryption for personal data and transaction details alike. Our digital wallets facilitate real-time transactions, streamlining payment processes for our clients. In addition to digital payments, these wallets are user-friendly and seamlessly compatible with a wide range of e-commerce and m-commerce platforms. With our digital wallet, your funds are safeguarded, and you can also benefit from various incentives such as reward coupons, loyalty points, membership benefits, and score value prepaid cards. This solution eliminates the inconvenience of managing mobile bills and the need to visit stores for prepaid top-ups. Instead, you can conveniently recharge mobile airtime from anywhere via your phones and handsets, supporting multiple carriers in real time. Furthermore, our platform encourages you to explore new business avenues and expand your network by connecting with banks, retailers, and carriers, thus unlocking various engagement opportunities for growth and collaboration.

EZSchoolPay is an innovative payment processing solution designed for schools that enhances the experience for both students and parents when it comes to paying for lunch, simplifies the collection process for school nutrition staff, and aids district administrators in financial management. By replacing the hassle of dealing with crumpled dollar bills and loose change, it accelerates lunch lines through efficient click-and-go payments. This system not only saves time by minimizing manual tasks but also provides fast fund processing and delivery. Parents can effortlessly add money to their children's accounts via the app or online, set up recurring payments, and receive alerts when balances are low. Funds are deposited directly into the district's bank account within a day, which helps to significantly reduce cash handling, resulting in faster service and decreased labor expenses, while meal payments are integrated directly into the cafeteria POS system. Moreover, EZSchoolPay prioritizes security, employing advanced 256-bit, PCI-compliant digital encryption to safeguard sensitive information and ensure user privacy. By adopting this modern solution, schools can enhance their operational efficiency and provide a better experience for families.

The APPS digital platform offers advanced optimization and instantaneous data, enhancing your insight into payment analytics. Our solutions are comprehensive, scalable, and tailored to align seamlessly with your growth objectives. Proudly serving as Visa’s FINTECH partner, APPS develops innovative technologies that consolidate your data into a centralized command center easily accessible at your fingertips. With a single master login, you can link customer payment information to your global merchant processing platform, ensuring a genuinely omnichannel experience. Furthermore, APPS has been appointed as the North American Acquirer for Visa payment gateways like Cybersource and Authorize.net, providing robust payment and data-centric acquiring solutions across the continent. Our digital platform is designed to deliver not just high-level optimization and real-time insights, but also to empower businesses with tools that drive their payment processing strategies forward. By leveraging our technology, clients can gain a competitive edge in the fast-evolving digital payment landscape.

We facilitate both local and international mobile transactions for retailers, whether they operate online or offline, across the globe. Our platform allows for payment processing through every sales channel available. We offer solutions that create a seamless omnichannel shopping experience. By incorporating digital payment options at every interaction, we enhance the customer experience, enabling fast and hassle-free transactions. Accept a wide variety of payment methods that cater to your customers' preferences. Our payment gateway connects you to both local and international digital wallets, along with credit card options. With just a few clicks, you can easily accommodate both your local clientele and international visitors. Research shows that customers tend to spend more when they can make purchases using their smartphones. We merge payment solutions with effective marketing strategies to boost your visibility among both locals and tourists. This approach not only improves the checkout experience but also drives revenue growth. Since our inception in 2011, QF Pay has developed a robust global network involving merchants, consumers, mobile wallets, and financial institutions, solidifying our position in the market. Our continued commitment to innovation ensures that we are always adapting to meet the evolving needs of our customers.

Make payments for anything and everything simply by tapping your finger. Enjoy the ease and convenience of hassle-free transactions, whether it’s for settling bills, making eCommerce purchases, or scanning barcodes at various merchants. Transition to the DANA Digital wallet for a quicker, safer, and more efficient payment experience. Effortlessly send money, purchase mobile credit, pay bills, and shop online with DANA. The platform boasts top-tier security technology that ensures 24/7 protection for all network operations. DANA provides 100% secured protection along with a money-back guarantee, safeguarding all your balance and stored payment methods. Discover our user-friendly and straightforward features that streamline your transactions. Enhance your business operations with the seamless payment solutions offered by DANA Bisnis and DANA Enterprise. Experience smooth transactions through the DANA payment system, which integrates seamlessly with merchant transaction systems. Each transaction is backed by the robust technology and security features of DANA, ensuring your peace of mind. With DANA, you can confidently engage in financial activities without worrying about security breaches.

Novatti is a leader in digital banking and payments. Its fintech, billing and business automation platforms make payments quick, easy, and secure. Our payment services include card issuing and merchant acquiring, as well as payment processing and settlements. This allows our customers to prosper in a cashless world. Novatti has all required regulatory licences and registrations. This includes an Australian Financial Services Licence (No. 448066) through subsidiary Flexewallet Pty Ltd. Also, New Zealand registration as a Financial Services Provider (FSP613789) through subsidiary Flexewallet (NZ) Limited. It is also registered with AUSTRAC and registered as a Remittance Network Provider. APRA has requested a restricted banking license through its subsidiary Novatti IBA Pty Ltd.

Worldline's all-encompassing digital payment solution simplifies and secures transactions in your online shop. Saferpay serves as a contemporary electronic payment system designed for diverse online applications, enabling the processing of both domestic and international payments through a secure interface. With exceptional system availability, businesses can operate around the clock, ensuring that you and your customers can engage in transactions at any time. Integrating Saferpay into your accounting, ERP, or CRM systems is straightforward, as it supports all major programming languages and operating systems. Additionally, Saferpay is tailored for mobile commerce and functions seamlessly across nearly all web browsers. Regardless of whether your customer is using a tablet or smartphone, they will enjoy a payment interface that adapts perfectly to various devices. Our comprehensive solutions empower you to accept payments securely and effortlessly, whether or not you have an online store. Furthermore, Saferpay allows you to explore all interfaces through a specially created test account, providing a risk-free way to familiarize yourself with the system. This flexibility ensures that your payment processes are as efficient and user-friendly as possible.

Uswipe collaborates with international credit card acquirers and licensed payment institutions to deliver secure payment solutions tailored for businesses of all sizes around the globe. Our established connections with Visa, MasterCard, and SWIFT, facilitated by a wide network of partners, allow Uswipe to handle all major credit card transactions, issue Prepaid Cards, provide digital e-wallets, manage IBAN, and support cryptocurrency processing for qualified enterprises worldwide. Through our esteemed banking partners, we deliver competitive pricing and secure, multi-currency payment alternatives to merchants internationally. Additionally, we boast a payment gateway that adheres to the highest standards of PCI DSS Level 1 compliance, ensuring robust security. Our dedicated customer service team is available around the clock, guaranteeing that all transactions are processed seamlessly and efficiently. We pride ourselves on a certified quality gateway system that upholds the excellence of our offerings to merchants, underscoring our commitment to superior service and reliability. This comprehensive approach positions Uswipe as a trusted partner for businesses navigating the complexities of modern payment solutions.

Your payment transactions are securely managed with top-notch data protection measures in place. We adhere to the PCI DSS LEVEL-1 standards and employ SSL encryption that meets the highest requirements set by international credit card organizations. Our system facilitates the issuance of digitally signed invoices via email, enabling smooth credit card transactions, PayPal, or bank direct debits. Additionally, users can manually create invoices for cash or cheque payments. This invoicing system is recognized and approved by the income tax authority, ensuring compliance and reliability. Customers can enjoy a free application compatible with both Android and iPhone devices, offering functionalities for debit and credit operations, transaction viewing, and more. There is also an option to connect an EMV credit card reader through Bluetooth technology, enhancing transaction flexibility. This payment solution is designed to evolve alongside your business requirements, accommodating payments via mobile phones, independent clearing terminals, any computer or tablet, as well as integration with management software and e-commerce virtual stores. Furthermore, it offers complete integration with PayPal, including the automatic generation of invoices, streamlining your payment processes even further. With these comprehensive features, managing your finances has never been easier or more efficient.

Enhance your global payment operations by leveraging comprehensive analytics, real-time data surveillance, and the necessary tools and insights to boost payment efficiency. There is always potential for enhancing payment performance across any organization. Pagos empowers you to analyze your transaction volumes in depth, leading to higher approval rates and improved profitability. Streamline your payment processing to eliminate hidden fees and manage excessive costs effectively. With Pagos, you gain in-depth visibility into transaction fees and can easily tap into cost-effective services from card brands, such as network tokenization and account updating. Effortless no-code integrations allow you to import data seamlessly from various vendors, channels, and payment methods, equipping your team with the relevant context to act decisively and confidently based on data-driven insights—all while minimizing the need for engineering involvement. This approach ensures that your payment processes are not only efficient but also strategically optimized for future growth.

With BharatPe QR, you can effortlessly receive payments from a wide range of UPI apps such as PhonePe, PayTM, Google Pay, and over 150 others, with all funds promptly deposited into your bank account. The best part? Using BharatPe for payment acceptance is completely FREE, with no hidden charges, setup fees, or transaction costs! Additionally, you can avail a loan of up to Rs. 7 lakhs for various purposes with a 0% processing fee and no collateral required. Benefit from competitive interest rates that are lower than the market average, along with a streamlined application process and rapid fund disbursal. The BharatPe Balance feature provides you with a comprehensive overview of your business finances, including daily QR collections, investment account balances, and available loan limits, all in one convenient location. Plus, enjoy a guaranteed 1% cashback on all your expenditures, and with the XtraIncome Card, you can now utilize your Investment Account balance to shop at over 40 lakh stores or online, all with no application or annual fees! BharatPe truly serves as your go-to solution for fast and secure online recharges and bill payments, simplifying financial management for your business.

The 2Checkout Monetization platform is flexible and comprehensive, so you can quickly explore new markets and provide exceptional user experiences. The all-in one monetization platform that maximizes revenues and makes global digital sales simpler. 2Sell: Our platform allows merchants to accept online and mobile payments from buyers around the world. No matter where you are located on the globe, our payment processing is seamless and reliable. 2Monetize is the all-in one monetization package that enables global businesses to grow their digital commerce revenue streams.