Alternatives to Banxware

Exact Payments, a leader in embedded payment solutions for SaaS businesses, enables them to monetize payments with its turnkey PayFac as a Service solution. Exact Payments handles the heavy lifting for payment operations, allowing software businesses to grow their revenue, valuation and improve product stickiness while increasing customer satisfaction. Today, the company processes over 1 billion transactions and $130bn+ of annual payment volume. Its customers include Fiserv, Ordway Cineplex, Allianz Levi's and Carfax.

Boss Insights provides global leading access to business customers’ financial data with a single connection to accounting, banking, commerce, payroll, tax and more (i.e. Quickbooks, Stripe, SalesForce, etc.). It’s used by fintechs and neobanks to gain 60% increased automation, 100% automated scoring, 51% faster funding and 5x faster renewals.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

You can confidently grow your app business. Analytics and revenue-based funding for mobile apps and games. Our funding solutions are quick and easy. No due diligence required. You can view aggregate revenue and ad spending for all your apps across iOS and Android. You can access your earnings early in the app store to help you execute growth plans. Optimize product performance and user acquisition to increase revenue without equity. Funding for high-potential apps, from startups to large scale, has reached hundreds of millions. We have built a platform that provides the best tailored funding solutions and scales with you. Braavo clients can be considered partners. Every step of the way, you'll get the support and guidance that you need. It is difficult to grow an app business. We have over 5 years of experience in the market and can help you succeed. Sustainable funding means that all stakeholders are winners: capital providers, founders, and their teams who use the capital.

We provide the capital you require, when you need it. No dilution, no personal guarantees, no interest rates. It's funding, made fairer. Connect your digital payment providers to Outfund and we will generate bespoke funding proposals based on your revenue data in 48 hours. Invest in growth and repay as you sell. Your average monthly income is the basis of funding offers. Our easy-to-use calculator will give you an indication of your eligibility. Outfund securely connects with your existing banking, payment processing, accounting, and other platforms. We use predictive models to assess key metrics such as your revenue, advertising performance, and other third-party data in order to create bespoke funding opportunities. Our funding is based upon your performance. We don't take equity, so we don't dilute investors or you. Instead, funding is repaid via a simple revenue share.

Liberis is an expert in integrating revenue-based finance solutions into customer experiences. Your business customers can get the responsible, intuitive finance they need. Our embedded finance platform allows you to offer finance directly at your customers' doorsteps. We will handle all documentation, legal processes, as well as funding. Your customers require finance for many reasons, including cash flow management and business growth. Liberis' embedded finance platform offers a quick and easy solution with a revenue-based payment option that we know business owners love.

Unlock the cash in your SaaS company’s recurring revenues. You can raise immediate, upfront capital without any debt or dilution. Currently, SaaS founders need to pitch VCs, who are often not even familiar with startups, or attempt (and fail) bank loans to raise capital. Vitt allows you to get upfront, non-dilutive financing that is not tied to your monthly recurring revenue. Never trade growth off against dilution again. There's no need to waste your time talking to venture capitalists. Close customers and not investors to grow your business. Money is only useful if it's in the bank. Register in minutes and get your cash in a matter of seconds. Do not waste time negotiating payment terms. Flexibility is key to ensuring your customers get their cash on time. There are no discounts for upfront payments. You can improve your bottom line without worrying about cash flow. We will analyze your financial data and make a financing decision in minutes, not months. No more looking for intros to VCs within your network.

We help financial institutions, corporations, and FinTech entrepreneurs bring to market highly differentiated payment options that are supported by a strong, immediate business case. Our white-label platform and API allow us to quickly deploy targeted solutions and generate significant new net revenues. Our interoperable platform is PCI DSS certified (Payment Card Industry Data Security Standards). It is hosted in Tier-4 data centers that have the highest security certification. Bankable's Virtual Manager, a cloud-based virtual account solution that can be added to any bank account, allows for enhanced cash management for global corporations. It can process standardised and proprietary data from multiple banks.

The revenue-based loan is a form of financing that offers alternatives to traditional business financing. Revenue-Based financing (RBF), leverages the company's sales (revenue), and net profit margins in order to raise money for working capital, cash flow, growth, and other capital needs. Although revenue-based financing agreements can take many forms, they are most often structured as a business loan or advance from a designated lender. Short-term business loans, invoice financing (Factoring), buy order financing or future receivables sales and purchase agreements are the most popular types of business financing products for revenue financing. These are also known as merchant cash advances or business cash advances and royalty-based financing. There are many funding options available for revenue-based financing. Let's take a closer look.

Behalf is the trusted partner that can help you finance your business purchases. We have the experience and depth of knowledge to help you empower your business from day one and grow with your business over time. Behalf was founded on a belief that any business can grow with affordable capital. Each customer is unique and has different financing needs. Advanced decision models. To date, more than 21,000 merchant partners have been served. More than 135,000 small-medium-sized businesses were served. Support and dedicated account management. Full-service marketing. Onboarding and launch planning customized. Purchase limits from $3,000 to $1,000,000 Easy customer enrollment and checkout. Flexible integration options created with merchants in mind

NovoPayment's API-based platform allows for digital banking, card solutions, and payment in record time. We can help you start from scratch, enhance, or expand in multiple markets. You can deploy your corporate, SMB, and consumer programs with our Visa or Mastercard prepaid, debit, or credit solutions. Our APIs and issuing infrastructure allow you to launch physical and digital card programs. Users can manage their digital multicurrency accounts online by accessing multiple wholesale rates and service providers through our application network. Instant virtual and physical card issuing, open- and closed-loop programs. Strong businesses are powered by payments. We offer a complete range of payment tools to the digital economy, from secure remote commerce to real-time.

Reimagining the technology funding and procurement process by combining payments with predictive pricing and financing. Flexible payment options embedded in sales to close faster. Leverage your existing recurring revenue to get funded now. You can get paid even if your customers pay later. Align your payments to the ratio with customer payments. You can unlock capital for growth by using your own assets, without dilution and debt. Ratio does not require monthly payments, unlike venture debt or revenue-based funding. Choose which contracts to sell according to your cash flow requirements. The Ratio team consists of experienced SaaS executives and finance executives as well as serial entrepreneurs, builders and dreamers. Equity is an important part of building your company and rewarding your team. Ratio does not dilute your equity by selling warrants or selling equity.

We can help you find the right funding program for your company, regardless of its size. The repayment terms are one of the biggest flaws in traditional small business loans. Even though every company has ups and downs, you have to make a fixed monthly payment. This is why many companies are unable to qualify for traditional bank loans. When your industry is busy and has slow seasons, consistent revenue is not possible. Revenue-based financing might be the right product for you if this is your industry. This unique product is similar to a merchant cash loan, but it's not only for businesses that sell high volumes of credit and debit cards. You can also get higher borrowing amounts and more flexible terms. You can easily qualify for a revenue-based business loan and depending on your sales volume, it is even easier to repay.

Levenue is the fintech company that's shaking things up in Europe! They're the only ones who let subscription-based businesses trade their recurring revenue for upfront capital. And that's not all - investors can buy recurring revenue from these businesses at a discount, making it a sweet deal for everyone involved. The best part? The financing process is lightning-fast thanks to integrations and automated underwriting. You could get an offer in just 48 hours! Plus, there's no dilution, no equity deals, and no collateral or personal guarantees needed. It's like getting a loan without all the hassle. Here's how it works: 1. Your subscription-based business signs up and connects its financial data. 2. Levenue takes a look at the data and gets to work. 3. They set a trading limit for your account. 4. You can request several trades. 5. Investors see and bid for the trades. 6. The most affordable offer wins! 7. Both parties sign a contract, and the wire is sent. So what are you waiting for? Get in on the action with Levenue!

Companies with recurring revenue can convert up to 50% of their ARR into immediate cash. To increase flexibility and reduce risk, you can add capital to your capital stack. Your business, your choices: With re.cap, you don't have to limit yourself to restrictive debt or dilutive Equity financing. Get started and unlock your recurring income on demand. Now, financing is much easier and quicker than ever before. re:cap seamlessly integrates into your infrastructure, so there is no additional work for you. We offer a product that scales with you: As your company grows, your financing terms will improve over time. Your business generates predictable recurring revenue. Your product is available and being used by a growing customer base.

You can raise up to Rs4 crore in revenue-based financing for your marketing and working capital needs. Apply now to receive a term sheet in less than 2 minutes Get details about your business and share revenue. Within 24 hours, you will receive an indicative offer. Securely share your online accounts. Within 7 days, you can get funded Get funded within 7 days. You will be charged a % of your revenue until the principal and a small fee are repaid. Online application and term sheets are available in under 2 minutes A fully digital process allows you to get funded in 5 days. Flexibility in deployment and only pay for what you use. As a percentage of your income, you can pay flexibly. Founder-friendly capital without equity, collateral, and personal guarantees. Only one flat fee of 5-8%. Your revenues grow and your funding keeps growing. You can build a repayment history to get better terms. Velocity integrates seamlessly with the platforms you already use.

Our data-driven process will get you an offer in a matter of days, not weeks. No credit checks, equity losses or personal guarantees. Everything in one flat, simple to understand fee. Repayments are based upon your revenue and can adapt to fluctuations so they won't impact your cash flow. To ensure healthy growth of your online business, you can rely on the expertise of the eCommerce experts we collaborate with. Data security is important to us. When handling your data and information, we use end-to–end encryption. We are not a bank or a VC fund. We are only able to work with eCommerce businesses. Boost funds for your online advertising and marketing. A small portion of your future revenue will be used to repay the capital and a one-time fee each week. We offer financing for eCommerce companies that have at least six months of sales history online.

We handle all the compliance and regulatory issues so you can focus on business growth. You can securely handle supplier payments and create a benefits program that your employees will love. Customers will love digital gifting. This makes crypto PoS easy and secure. Your business can now enable everything, from compensation payments to salary advances. All the necessary tools are available to plug-and play, including crowdfunding and B2B marketplaces. Adding financial services to your customers exactly when they need them was difficult up until now. This is no longer the case. You can choose the services you need, and then add value to your customers with our ready-made, plug and play financial services.

Flexible, tailored, valuable commercial banking. Your clients will succeed with tailored financial services that are tailored to their needs. Your commercial account holders have complex and unique needs. Offer digital banking services that are tailored to their needs, size, and vertical. You can understand their needs and be a valuable resource for your most important clients. You can achieve this with the right partner. Legacy tech treats all businesses equally and provides inefficient, counter-productive interfaces. It's time to upgrade. Cash management can be difficult for large commercial clients. Legacy tech can create additional complications with rigid workflows, cumbersome features, and features that don’t consider user experience. Our commercial banking platform is a revolutionary solution. It provides a robust, sophisticated, yet simple solution for any user or task, no matter how complex or unique.

Recur Club converts your recurring income into upfront capital via subscription-based financing! Transform your monthly or quarterly subscriptions to instant upfront capital. Get your trading limit by connecting with your finance and subscription manager, or sharing data. Profit now and pay your customers as they pay, without any investor pressure or debt covenants. Cash in the bank is the fastest way to get cash. Trade to get capital when you need it. Recur Insiders have exclusive access with industry veterans. Get data-backed insights about you business and advisory from industry experts. Recur has one goal: to help founders focus on their business while they scale. We work with companies to unlock fast, flexible, transparent and non-dilutive capital at all stages of their growth journey. To create an account on Recur Club, please share some company details such as CIN, PAN, or GSTIN.

You can get cash quickly by using your inventory or outstanding invoices. Drip Capital's buyer financing solutions offer a low-cost line credit that importers and traders can access at the touch of a button. SMBs can access additional working capital at a lower price and improve their cash flow to purchase more inventory, acquire new customers and meet seasonal demands. This allows them to increase sales and grow their businesses at a faster pace. You can build a long-lasting reputation by offering your customers favorable terms and timely payments to your suppliers. You can get funded within 24 hours of submitting your documents to our platform. With a shorter cash-conversion period, you can create a more profitable and healthier business. We have innovative financing solutions for small businesses that allow them to scale up and grow their operations by leveraging international trade data.

Instant access to your annual cashflow. You can get up to the annual value of your monthly and quarterly subscriptions. Scale your business without any debt or dilution. Sync your existing billing platform. Our billing platform seamlessly integrates with your existing billing system to qualify and underwrite you business. Your customers won't notice that we exist. Choose your subscriptions. Pipe automatically tracks and generates offers for your full annual subscriptions. All your payout potential and instant capital are available in one central dashboard. Get paid immediately Instant transfers mean cash in just a few clicks There is no waiting or negotiating. You can fuel growth without sacrificing ownership or taking on debt. With newfound flexibility, acquire and retain customers. With our help, you can offer flexible payment terms and feel confident. You can win more deals without having to worry about delayed cash flow or low ACVs.

We help businesses develop digital finance products that are more user-friendly, innovative, and inclusive. Our services are low-cost and free from fraud. Stitch assists fintech and embedded companies in Africa to quickly onboard users and facilitate seamless bank-tobank payments. Your customers will find it easy to pay using one-click checkout. This will help you save money on card fees. You can make it easier for suppliers and customers to onboard and also enable seamless payments across your platform or marketplace. Stitch allows PSPs and payment aggregators to enable merchants to offer instant, zero-fraud, pay-by-bank checkouts at a fraction the cost of card payments. By linking the same account, you can make it as simple as paying in to pay out to customers or suppliers.

Entrepreneurship can be difficult and founders often need support. GetVantage was created to empower founders to grow their business on their terms. In just 7 days, you can get up to US$ 500K of funding. You will gain the advantage with powerful business intelligence and optimization tools. Only the best will help you in everything, from logistics and marketing to payments and growth. Our vast network of mentors is available to assist you in overcoming growth challenges. We are happy to partner with entrepreneurs and businesses of similar interests, regardless of their size or industry. Accessing capital does not need to be difficult, complicated, or dependent on who you are. Founders deserve better. Get a term sheet and a bespoke offer in days. We take a percentage of your future revenues directly from your payment gateways. Scale up with equity-free funding of up to US$ 500k within 7 days

365 Business Finance funds UK businesses. It provides finance to SMEs that allows them to develop, buy stock, pay unexpected bills, or any other business needs. Flexible repayments by 365, where repayments mirror credit or debit card sales, are a popular choice for SMEs looking to protect cash flow. 365 Business Finance works closely alongside card terminal providers and payment processors, allowing for a smooth merchant cash advance application process. This does not require the submission a business plan. Nearly 90% of all applications are approved within 24 hours. Each applicant is assigned a funding specialist to assist them with their application and ensure that the finance is available as quickly as possible.

There has never been any warrants or dilution. Venture finance can help you increase your SaaS company’s recurring revenue growth by up to $10m. Your long-term capital partner for the life of your company. Let's face the facts, not all debt is equal. We believe that there is a better way to grow your business and that finance should be simple and tailored to your needs. We use a partnership-based approach to get to know your business and help you create the right capital structure. Flexible, custom-made approach to financing structure. We will customize what you need without any hidden terms or conditions. We are committed in helping SaaS founders to build their capital stack and reduce their capital equity cost. Growth finance simplified. No equity, personal guarantees, warrants, board seats or equity. Finance with a fixed interest rate. Multiple tranches can reduce your capital cost.

RBF loans: When and how to avoid them. RBF loans: Cost, duration, and details. What to look out for and what to avoid when choosing lenders. What terms should you be looking out for and how to negotiate them. Revenue-based financing is also known as royalty-based financing or revenue sharing. It is a method to raise capital for high-growth companies. In exchange for a portion of the monthly revenues, investors inject growth capital. Revenue-based financing (also known as royalty-based financing or revenue sharing) is a method to raise capital for high-growth companies. Investors inject growth capital in return for a percentage future revenues.

Lunch offers net-terms financing through a push-button for businesses on your platform. Expand your platform by offering flexible terms of payment on every transaction. Lunch provides capital, compliance and technology via API to integrate your platform directly with our financing infrastructure. You can earn a revenue sharing whenever your suppliers use Lunch to access instant capital. Digital payments, instant capital access, and a dashboard for payments create a value-add experience which deepens your platform's connection. Government agencies can take up to months or even weeks to pay due outdated payment methods, manual processes, and approval schedules. Government agencies that use your platform will receive digital payments free of charge. Allow buyers to securely link their bank accounts, and receive digital payments from your customers.

Your recurring income will provide you with cash flow for a year and help you finance your growth. Unlimited converts your recurring income into cash immediately. Unlimited works without dilution or personal guarantee. Unlimited offers entrepreneurs a unique way to dynamically finance their business growth without losing control. Unlimited allows you convert your recurring income into cash immediately. Our service is aimed at subscription-based and SaaS companies.

Decathlon is a revenue-based finance company that offers funding solutions that replace equity investment. It allows businesses to repay growth capital using a small percentage from future revenue. You took the risk. You built the business. You have built the business. Now you need capital to grow it. This is possible without giving up equity or control. Decathlon Capital Partners provides revenue-based financing to growth-oriented businesses with annual revenues between $4 million and $100 million. We provide support to companies in many industries and are focused on long-term partnerships. Decathlon, the nation's largest revenue-based fund investor, is changing the way established businesses finance their growth. We can get you from initial contact to closed funding in just four weeks with a simple and straightforward process. We make sure you are always clear about where you stand with our transparent and direct process.

RITMO is bringing modern fundraising to the South-European market through data and technology. This allows us to make capital more accessible to entrepreneurs and transparent. We are committed making capital more accessible for female entrepreneurs and sustainable-oriented companies. We make it possible for founders to raise capital without giving up control over their business. We fund their marketing campaigns between 50k Eur to 3m Eur for a flat rate, which is recouped via a revenue share model. We don't charge hidden fees or interest, which allows founders to access flexible and fair finance. RITMO is more than a revenue-based financial provider. We are a technology platform that helps our clients grow quickly and provides the fastest way to get funding.

Fund your growth with a new method. Requr turns your predictable recurring revenue into upfront capital. Get the upfront capital you need to grow your business without any dilution. You can also access more capital as you grow. You can keep control of your company with minimal effort. As you grow, increase your cash position and get more capital. Connect your existing tools to receive an ACV direct payout on your bank account. Direct access to capital for investments in S&M, people and product, expansion, and acquisitions. You can let your customers pay when and how they want, and you will receive the annual value upfront. No penalties or fees, just swap out churned agreements with active ones.

Your equity, board seats, vision, and stockholders rights will remain intact. 100% transparent process. No hidden fees. No warrants or personal guarantees. Access to capital up to $3M within minutes. Lighter Capital is the largest provider non-dilutive capital for start-ups. We have invested hundreds of millions in growth companies over the past decade. While we don't expect you to be financially successful, we do want to see a path towards profitability. At least five clients are currently using your products or services. As your company grows, you will need to fund these scales. Follow-up rounds can be completed in as little as one week. Our online tool will show you how much ownership and value you could retain when raising revenue-based financing. It is easier than traditional equity sources.

Customers spending with confidence is a key part of your business. What can you do to stop customers from spending with confidence? While there are many reasons a technology-based deal could go sour, budget and finance issues are common. Sticker shock, rigid payment terms, bank or vendor finance policies, extended credit requests, and a deal size exceeding the sign-off threshold are all examples. Multipli is a financial services company that partners with B2B technology companies. All we do is about simplifying payment plans. We have created programs that increase sales, cashflow, and allow founders to keep their equity. We are unique because we have digitalized the entire finance process, from start to finish. The best part is that Multipliplier your business gives you the revenue and takes all the risk. Our finance approach allows even small, fast-growing companies to compete with larger businesses. Businesses that have established pricing and sales models can be redesigned to create a consumable offering.

Alchemy's Lending Platform was designed to meet the needs of today’s consumers. Alchemy offers a complete range of lending services. Our white-labeled lending platform is the perfect starting point. It's designed to help you launch your lending product quickly. Innovation is a part of Alchemy's DNA. Our founders are industry experts who solved some of the most complex technology and analytical issues in large banks, online lenders, speciality financing firms, and other institutions. Alchemy has created a customized onboarding experience that is tailored to each financing vertical. Our embedded financing software integrates specific underwriting, product description, risk-based pricing, and lending management functions into a complete solution.

You can get funded in less than 2 weeks and then pay it back via revenue share. You never lose equity. You retain full control over your business. You control how you spend your money. Inventory, ads, new employees. Let's create something great together. We receive our investment back via revenue share. We want your revenue growth to be as long-term as possible, just like you. We usually send the funds within 2 weeks. We understand how important it can be to move quickly! We provide growth capital that is paid back via revenue share. We receive a monthly revenue share in return for our capital. This is for a period of 10-12 months. We do not take equity, personal guarantees or collateral. We provide funds within 1-2 weeks and offer transparent terms. If all goes well, we can continue the process on a regular basis, even after the first tranche has been paid back. Many of our clients are startups looking to increase their equity round valuation.

Flexible repayments as a percentage your brand's revenue with transparent fees Your brand's value can be turbocharged by a network of patrons. You can easily enter the world of alternative investments. Solid financial assessment, operational risk mitigation, legal frameworks to protect investments. Build your favorite brands while earning above-market returns. Klub was established with the vision to revolutionize growth capital for Asia’s most beloved brands. Klub is a platform that allows investors to support local brands and enjoy above-market returns. Klub's investment platform uses financial innovation, community engagement and deep data-driven analysis to provide skin in the game growth capital to entrepreneurs of beloved brands across sectors. Fintech platform that provides revenue-based financing to loved brands.

Stripe Capital offers fast, flexible financing that allows you to manage cash flow and invest in growth. There is no credit check or complicated application process. Eligibility is determined by factors such as your payment history and payment volume on Stripe. Usually funds arrive within 24 hours, directly into your Stripe Account. One flat fee, which never changes, is payable. There are no late fees, collateral obligations, compounding interest charges or collateral obligations. Repayment is fully automated and adjusted to your daily sales. Stripe deducts a percentage of your sales until the amount owed is repaid. Choose the amount that is most appropriate for your business. Based on the amount accepted, the fee and repayment rate will be set. After our team reviews your selections, funds will be deposited into Stripe accounts, usually the next day. The loan will be repaid with a fixed percentage from your daily sales until it is fully repaid.

Karmen integrates with your existing tools in just a few clicks. Secure and confidential API connections allow you to share your data. Karmen analyzes your data and provides detailed performance dashboards. Karmen will recommend the most competitive financing options to accelerate your growth based on your score. In less than 48 hours, you will receive your growth capital. You can grow your business with Karmen. Karmen does not disrupt your billing process or interfere with customer relationships. As normal, you continue to collect payments from customers. Then they are automatically sent to Karmen each monthly. Customers don't know we exist.

We connect the dots to make it easy for you to connect your customers with the capital they need. Our open platform ecosystem allows you to create whatever you need across all industries, including term loans and lines of credit. Our open API makes it easy for developers to integrate components into their UI/UX. Additionally, our embeddable components make it easier to get your product to market faster. Our pre-built widgets make it easy to integrate in less than five minutes. Integrate our pre-built application widgets to create a seamless user experience. Users can receive real-time notifications about offers and terms. See what embedded capital programs can do to help you attract new business, increase engagement and generate incremental revenue. Customers are more likely to accept offers from the lenders that compete for their business than they are to accept offers from other lenders. Customers will stay on your platform to get the capital they need because of our seamless integration.

Fair and fast capital, a trusted network and the guidance you need to scale your business. Our equity-free capital products can be tailored for founders at all stages of their business journey. The investment ranges from $10K to $10M. They are paid via a revenue sharing agreement plus a flat 6-12% fees. Scale your business and retain 100% ownership and control. Do you need cash to purchase inventory or ad spend? ClearCapital is designed for eCommerce founders. Connect your sales accounts to select an offer. Invest in your business's inventory and ads. Return funding as a percentage of sales that is flexible to your business. Clearco is more that capital. Clearco is more than just capital. Clearco offers data-driven insights and a vast network of partners that add value to every aspect of running a modern company. Compare over 20 of your most important business metrics with companies in your industry.

Embedded financial offerings for the B2B eco-system orchestrated on a unified platform allow enterprises, distributors and retailers, as well as financial institutions, to grow their business rapidly. Actyv.ai combines cutting-edge technology with embedded financial offerings to cater to all B2B ecosystem stakeholders. Actyv Go allows you to quickly onboard business partners in a fully digitized manner. Actyv Score allows you to make data-driven decisions and eliminate subjectivity when onboarding new business partners. Actyv PayLater offers you a range of payment options that allow you to pay now and later for your working capital requirements. You can also secure your BNPL credit with bite-sized Actyv Insure. The actyv.ai platform offers quantifiable value to all stakeholders within the B2B eco-system. A single platform that provides a seamless onboarding, scoring and access to embedded finance solutions.

Valerian offers non-dilutive capital that can be used to fuel your eCommerce, marketplace, or subscription business. Connect your business platforms and we will take care of the rest. No more lengthy due diligence. Repayments are a fixed percentage from your daily sales. You can enjoy more financial security with no monthly fees. Valerian was created by successful entrepreneurs to help founders succeed. We only succeed when you succeed. Repeatable expenditure in customer acquisition and inventory. eCommerce, DNVBs. Subscription businesses, SaaS. Marketplaces and even apps. B2B and 2C. Secure and private connection to the platforms that support your business. Our proprietary algorithm analyzes all your data to create a customized offer for your business. Repayments are a percentage of your daily sales so that they always have a positive effect on your cash position.

Your customers need digital accessibility. Arttha digital banking is a service that unlocks the power of digital banking. It will revolutionize your business offerings. Customers value instant payments. Integrate Arttha seamlessly with your Core Banking Systems to enable customers to make instant digital payments. In today's fast-paced lending environment, deliver a delightful customer experience and make smart lending decisions. Arttha is the complete end-to-end management tool for your business's lending lifecycle. Arttha merchant management software allows merchants to accept payments from anywhere and at any time. All aspects of acquiring, from hardware and reporting to onboarding, can be done through one platform. Embrace Financial Inclusion. Arttha Agent Banking can help you make financial inclusion a reality. You can configure features, business rules, and services according to your Business needs.

In the past 20 years, fundraising has been a time-consuming and tedious process for founders. Choco Up offers funding starting at USD $10K and up to USD $10M through a revenue share model. They also only charge a flat fee. Choco Up has partnered up with the largest eCommerce platforms to make data collection easier. This allows you to focus more on your business and less on managing cash flow. Learn more about how data-driven technologies are used to make informed credit decisions on our blog. We need information about your company. You will receive a decision within 24 hours. Our dedicated funds will help you grow and scale your business faster. Our investment is repaid by a small percentage from your monthly revenue. There is no fixed repayment! Choco Up offers flexible, nondilutive funding solutions for high-growth, promising startups in various verticals and markets. Our funding model allows startups grow their revenue, which results in increased profitability and valuation.

Embedded finance made easy Use ONE connected platform to quickly embed financial services into your business. Fintech is hard. We make it easy and embeddable. There are many contracts, approvals and integrations that are required to build fintech. Hydrogen has done the hard work for your benefit, saving you up to 80% on costs and time. Check out our embedable products: Card Physical & Virtual Card Issuance. Cards. Our fully configurable and configurable embeddable apps allow you to issue physical and virtual debit cards. There are no minimums, lockups or program setup. Plus, you can earn revenue with every swipe Payments ACH and Bank Auth, P2P and Roundups Payments With our fully-integrated and configurable embedded apps, you can add ACH, bank auth and P2P to your business. Money, Personal & Business Finance. With our fully-integrated and configurable embedded apps, you can add aggregation and accounting to your business.

Our APIs make it easy to integrate Aria's finance solution into your product. We maintain your cash flow and enable instant payments while you grow. They are often looking for a way to get paid quicker because their cash flow is tight. It would be possible to fix this by adding financing features to your product, but that's far away from your core business. Risk assessment is done before contracting, based on ARR metrics. Our lending solution allows marketplaces and vertical SaaS to embed instant advance payment into their product.

Stripe Connect is the fastest way to integrate payments into your marketplace or platform. Our APIs allow you to create and scale end-to–end payments experiences. This includes instant onboarding, global payouts, and new revenue streams. Stripe handles payments KYC. Stripe-hosted Onboarding allows you to get to market faster and without the development time or upfront costs required for payment facilitation. Our revenue share program makes payments a powerful source for revenue. You can also mark up payments to make every transaction a profit. Global payments platform allows you to reach more customers around the world and supports 135+ currencies as well as local payment methods with one integration. Monetize Stripe's entire range of financial services products. You can offer financing, expense cards or money management accounts to your customers. Connect's pre-built, optimized user interfaces make it easy to get your users started quickly.

Customers can accept payments through your platform and monetize from their revenue stream. You can control your margins, set your merchants' rates and interchange, and keep the majority of your profits. Stop being the middleman! Eliminate MOR liability, dispute resolution, PCI/data security and compliance. Easy, flexible integration options available with APIs, drop in widgets, and a customizable UI. Our proprietary gateway solution eliminates the hassle and cost of moving payments in-house. This allows you to add payments directly to your platform without sacrificing any margin. Your customers can choose to be card-present or eCommerce-based. Do not be tied to one payment processor. You can choose the best option for you customers. To keep your customers competitive, you can define interchange-plus, flat, or bundled rates. You have portability rights to your customers' payment accounts with us.

Traditional term loans may not be the best fit for every business. There are times when traditional loans don't make sense. Traditional loans can be difficult to obtain due to strict approval criteria, higher loan amounts, longer approval and processing times, compounding interest rates and the need for a long-term commitment. Revenue-based Financing may be the best option for you in those cases. Revenue-based financing allows you to finance amounts as low as $10,000. Approvals are based more upon a strong sales record and recurring revenue than on your credit score. Additionally, terms are shorter so you pay less in finance fees. Revenue-based financing allows for you to seize opportunities that you might not have otherwise because you don't have the funds. Revenue-based financing can quickly provide the funds you need to address any unexpected problems.