Best Open Banking Platforms for Stripe

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

Flinks enables the open, consent-based exchange of financial data and empowers you to connect consumers with the services they want. Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. Flinks Connectivity offers the largest financial data network coverage, allowing your customers to use your services by easily and securely connecting their financial accounts and sharing the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. Flinks Outbound provides the Open Banking infrastructure you need to launch and adapt quickly in a dynamic market and regulatory environment. Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launch

Codat helps their clients build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. The depth of specialization and expertise that runs through our products and service enables our clients to more effectively grow share of wallet, reduce churn and scale operations.

Particeep, a fintech, provides banks, asset management companies, insurances, and their distributors with key solutions that enable them to distribute financial products and services online. In addition to its open API, the company also offers white-label platforms that allow you to distribute financial services online in less time than a month.

AI and automation can improve the speed and quality of application integration. IBM® App Connect connects applications and data instantly from all systems and modern technologies. App Connect provides enterprise service bus (ESB), agile integration architecture (AIA), microservices deployment of integration artifacts. This allows businesses to deploy to a variety of flexible integration patterns. Customers can make online insurance claims more simple and accurate by integrating AI and integration. Open banking APIs are being used all over the world and are leading the way to an open data economy that empowers and unlocks innovation. Continuum is a concept that involves an integrated system that tracks and guides patients over time. It includes a wide range of health services, covering all levels of intensity.

INXY Tracker automatically detects subscriptions based on your transactions. All subscriptions are displayed in an interactive dashboard. Are you aware of how much you spend each year on subscriptions? Start saving money on subscriptions you don't use. A convenient dashboard gives you a complete overview of all your subscriptions. You can see how much you spend, when subscriptions expire, and when they must be renewed. You can save your money by unsubscribing to subscriptions that you don't need. Notify the most popular messengers to be notified of renewals that are available. Don't forget to extend the services you use and to stop paying for unnecessary ones. INXY allows users to be added to your account. This makes it easy to share subscriptions with family and friends. You can easily share your subscriptions with others and grant permission to edit them. INXY automatically identifies subscriptions thanks to open banking integration You will be informed about the price and what you pay.

Automatic invoice reconciliation integrated directly into your favorite accounting software allows you to receive payments instantly and directly to your bank account. Crezco allows you to pay or receive international payments directly from your local bank account. No need to create local wallets or virtual IBANs. Crezco integrates seamlessly into the main accounting software, providing an easy-to use account-to -account solution. Our API was designed to make it easy for your team to send and receive payments from account-to-account immediately. Users can create a batch payment, and initiate payments using a single authentication. All payments appear as individual lines on bank statements. Crezco can integrate and recognise CSV files from most popular accounting and payroll programs, but you can also manually import files.