Best Free High-Risk Payment Processors of 2025

Shift4Shop makes it easy for you to create the perfect website and sell your products or services online. Our eCommerce solution includes a website builder, order management, customer marketing tools, and more. You can choose from dozens professional-designed templates that are industry-specific and mobile-friendly. They are all highly customizable, SEO-optimized, and mobile-friendly. You can customize your site with our intuitive web design tool. You can also edit the HTML or CSS directly. Or, you can access our network to get help building your online shop. You have access to hundreds of powerful features such as product and order management, SEO tools and email and social media marketing. Our integrated payment processing solution allows you to accept credit cards and digital wallets quickly and securely. Shift4Shop gives you all the tools to start, grow, and manage an online business.

Our Paywire platform is designed to handle complex and simple payment needs. It integrates easily with both web and software applications. Our partners can process more payments by expanding their acceptance channels or adding multiple payment options. Our platform can integrate with complex peripherals such as EMV readers or check scanners. It supports mobile, web, desktop, Thin Client, and mobile payment options. Paywire is a flexible, turn-key solution that can handle a variety of payment processing, monitoring, reporting, and reporting requirements. We are an active member of ACA International and have over 20 years of experience in the collection industry. We understand the operational and compliance requirements of your agency. Our proprietary Paywire platform, which can be customized to your requirements, is a global leader in secure, flexible, and highly customizable ecommerce solutions.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Payment software for eCommerce merchants and virtual credit card transactions. Process debit and credit cards as well as ACH transactions.

CutPay offers a variety of card machines to businesses who want to accept payments in person. CutPay offers ecommerce packages that allow you to grow your business in a virtual environment. CutPay's virtual terminal allows you to securely process credit and debit card transactions over the phone, or from orders received via fax. CutPay EPOS will save you time and money while improving your customer service. CutPay can meet all your needs, whether you run a small local shop with one till or a multi-site international chain. Lower fees and an increase in revenue can make a huge difference in your income, whether you own a retail shop, restaurant, or ecommerce website. It can make all the difference in a business. We offer excellent customer service, care and support by having a team on hand to help you set up and use the system.

One platform. One partner. There are endless global possibilities. All this and more through one payment technology platform. Nuvei offers everything you need without having to change your provider. That's right. We believe in flexibility, choice, and redundancy. You can add us to your gateway stack to increase geographic coverage and speed up growth, or you can take advantage of our entire platform for maximum benefits. Our connections with over 200 global acquirers allow you to take advantage of every payment opportunity, increase acceptance rates and lower operating costs. With our flexibility and customization, you can reach a new level in payment processing. You can start processing quickly. Our payment platform integrates easily with multiple gateways, platform partners, and eCommerce plugins.

AxxonPay, a leading payment solutions provider, is a direct bank card acquirer of high risk merchants. We offer a variety of payment services to clients around the world, including Visa, Mastercard and JCB. Our data-driven technologies are tailored to meet the needs of our clients in e-commerce. Online payments are easy, secure, and hassle-free. Our payment gateway facilitates an integrated omnichannel payment process. It combines acquiring capabilities, over 100 payment options, mass payouts and technological innovation into a single seamless integration. AxxonPay ensures quick money movement with a single click. Our clients enjoy lower operational costs, reduced time to market for business expansion, and the perfect blend of security and conversion. AxxonPay employs over 700 people and has four offices around the world. The FCP of the UK has licensed us.