Best High-Risk Payment Processors for BigCommerce

Streamline Payments effortlessly with Easy Pay Direct, your reliable partner in secure transaction processing. We specialize in comprehensive merchant solutions, enabling you to minimize concerns about account suspensions, freezes, or unexpected fees, allowing you to dedicate more attention to expanding your enterprise. Conceived with the goal of simplifying your operations, Easy Pay Direct prioritizes convenience through our dedicated team and advanced technology. We understand the demands of entrepreneurs and provide tools that are not only effective but straightforward and user-friendly. Handling credit card transactions shouldn't add to your workload. That's why we ensure our system integrates smoothly with over 250 online marketplaces, supports recurring payments, offers solutions for declined transactions, oversees chargeback disputes, creates bespoke payment URLs, and delivers exceptional, personalized support. Our support team is always ready to assist via phone, message, or email, ensuring you're never alone in managing your payments. Discover why leading entrepreneurs, including Grant Cardone, Frank Kern, Wes Watson, and Fortune Builders, choose Easy Pay Direct for their payment processing needs.

Certain industries are low-risk when it comes to processing credit cards, while others are high-risk. Low-risk industries have a lower incidence of fraud or chargebacks. As a result, these industries pay lower processing fees, and have fewer account restrictions. While these industries are considered low-risk in general, each business is unique and will be subject to different restrictions and processing fees based on various factors. Even low-risk industries can experience fraud or chargebacks on occasion, so businesses should take steps to protect themselves and minimize risk. Merchants can manage transactions, process payments and generate reports for all payment processing activities from a single account. Give your merchants valuable insight into customer behavior by providing a single view across all channels.

PaymentCloud Merchant Services offers credit card processing services for all types of businesses. We can support every type of business, from Fortune 100 companies to small local stores, ecommerce, retail, and at all levels of risk. We offer a wide range of integrations with almost any platform, shopping cart and CRM. These tools allow you to reduce risk and increase your reward. To receive personalized attention and a personable service, talk to one of our dedicated account mangers. PaymentCloud provides the foundation businesses need in order to succeed. We have over 50 years of combined experience in the payments industry and we are eager to help you succeed. No cost comparison. Simple setup. Fraud prevention and chargeback. There are hundreds of integrations. Accepted in industries with low risk and difficult to place.

Upon submitting your application, you will receive an immediate price estimate through DocuSign, eliminating the need for offline paperwork, faxes, or any waiting periods. Your online quote will feature the Industry Minimum pricing automatically, allowing you to skip the annoyance of negotiating with sales representatives. Whenever you reach out via phone or email, you will always connect with our helpful, in-house client support team who is ready to assist you in getting started. We prioritize a quick and effortless setup process for you. Retailers have the option to select from a conventional credit card terminal, a wireless solution, or a comprehensive point-of-sale system. No matter the option you choose, our retail merchant accounts are designed to enable you to accept credit and debit cards swiftly and at a lower cost. Additionally, our commitment to customer satisfaction ensures that you will always have support whenever you need it.

Our skilled team is dedicated to helping you navigate and prevent complicated and avoidable challenges associated with payment processing. We strive to ensure that every transaction is as smooth and secure as possible. Empower your customers to pay online in their preferred manner with our seamless integration of various payment methods. Enhance the card payment experience with our advanced checkout solutions, designed to minimize cart abandonment and boost authorization rates. Effortlessly oversee your merchant account and online business through a unified, adaptable, and integrated software solution. Additionally, you can accept payments across a wide array of ecommerce platforms, in-app services, payment plug-ins, shopping carts, and tailored solutions, all aimed at optimizing your payment pages for better customer satisfaction. By leveraging these capabilities, you can truly enhance your business's financial efficiency and customer experience.

JustPressPay stands out as a holistic financial services platform that equips businesses, regardless of their size or risk profiles, with innovative AI-powered payment solutions. Among its diverse offerings are card acquiring services that allow for the acceptance of various credit and debit cards, supported by extensive global reach and integrated security measures. Furthermore, they present bank processing solutions that prioritize efficiency and accuracy, featuring real-time payment capabilities and seamless connectivity with current financial infrastructures. The platform also facilitates card payout services, enabling safe and hassle-free global fund transfers to more than 170 countries, complete with multi-currency support and immediate access to funds via recipients' debit cards. With a strong focus on efficiency and security, JustPressPay employs AI to optimize adaptive and automated processes, leading to resource savings, rapid onboarding, intelligent routing, and advanced machine learning techniques aimed at preventing fraud effectively. Their commitment to innovation positions them as a leader in the evolving landscape of financial technology.

At AllayPay, we focus on serving high-risk and high-volume merchants, but we also take pride in providing services to numerous low-risk and card-present businesses across various sectors such as hotels, restaurants, bars, retail shops, salons, electricians, legal professionals, consultants, and many others. We empower customers by allowing them to select the payment options that best suit their needs. Our processing solutions accommodate payments through any preferred transaction method. Navigating the payment processing landscape can be particularly tough for businesses in high-risk sectors, as factors like reputational concerns, poor credit, or stringent regulations can complicate the approval process for merchant accounts. Therefore, it is essential to partner with a payment processor that not only comprehends your industry but also recognizes the unique challenges and risks you encounter on a daily basis, ensuring you receive the support necessary to thrive. Ultimately, a tailored approach can make all the difference in achieving success in a competitive market.

We specialize in creating custom merchant accounts designed specifically for high-risk sectors. No matter if your business deals with distinctive products, is susceptible to fraud, or experiences chargebacks, our payment processing solutions are tailored to meet your needs. As a leading provider of high-risk merchant accounts, Zen Payments delivers specialized solutions to assist businesses grappling with financial hurdles stemming from their transaction history or industry classification. Our extensive array of merchant services caters to various industries, backed by significant experience in handling high-risk transaction volumes across the country. By trusting us with your high-risk merchant services, you can take advantage of our extensive network, which includes more than 15 direct relationships with banks and processors, to secure the perfect long-term solution for your merchant account. Reach out to us today to discover our same-day approval process, learn about industries we serve, and explore our gateway solutions designed for your specific requirements. Together, we can pave the way for your business's financial success and stability.

Our team of payment specialists successfully approves 99% of both low and high-risk merchants for comprehensive payment solutions, establishing ourselves as the leading provider in payment processing, funding, and additional services. With EMB’s attractive rates, adaptable funding choices, and diverse payment processing options, choosing to collaborate with us becomes a straightforward decision. Managing a business already demands significant time and financial resources – our mission is to help you conserve both. Apply today to join EMB as a partner without the inconvenience of initial costs or concealed setup fees. Boasting the largest network of its kind, our extensive collaborations and industry knowledge guarantee that we can swiftly identify a program tailored to meet your business needs, allowing you to get started in no time. We seamlessly integrate through various gateways and provide smart transaction routing, ensuring compatibility of your new merchant account with your shopping cart. Additionally, our experienced support team is readily available to assist you throughout the entire process, making your experience smooth and efficient. Your success is our priority, and we are dedicated to supporting you every step of the way.