Best High-Risk Payment Processors of 2024

Merchant accounts are classified as high-risk for a variety of reasons. These include a brand new business, a poor credit history, working in an industry with high-risk, processing high volumes of transactions, and high ticket transaction values. Instabill can help you get a high-risk business merchant account today. Expert merchant services for ecommerce, POS, and mobile businesses. Instabill offers payment processing and merchant accounts that accept credit and debit cards as well as contactless payments and online transactions. ACH payment processing is a secure, private, and cost-effective electronic payment transfer system. Instabill offers international merchant accounts that allow you to accept and process credit cards in more than 160 different currencies. A high-risk business bank account is one type of account that is assigned to merchants with a high level of risk.

We have a powerful dashboard that allows you to see real-time reports and download detailed statistics on payments, refunds, settlements etc., in order to make better decisions. We also have a facility for e-invoicing that can help boost your business revenue. We serve 150+ countries around the world by providing the best payments solutions. Cross-border sales is the future of Ecommerce. PayCly’s international payment gateway allows you to go global without any additional integration fees. A merchant can sell their products and services worldwide in the global online market. A large portion of customers prefer to pay in the local currency. We can provide your customers with access to more than 100 international currencies. We offer checkout integration API for your website to make payment processing seamless and easy for your customers.

It's a win-win situation when we keep our processing fees as low as possible for many years. We earn your business, and you save money. We have a reputation as the best in what we do. You can concentrate on what you do best. We have more than 25 years of experience, and we have long-standing relationships in place with over 30 different ISOs and banks. Some of these personal relationships are with the owners, presidents and CEOs directly. These relationships give us an advantage over our competitors. We are able to stay two steps ahead of the underwriting regulations because of our relationships and experience. We work with you so that your business is always in compliance.

AllayPay specializes in high-risk, high-volume merchants. We also service thousands of low risk and card-present merchants in all industries including hotels, restaurants and bars, retail stores and salons, as well as lawyers, electricians and consultants. Allow customers to choose the payment method that works best for them. Our platforms accept payments via any preferred method. Finding the right payment processor is difficult in a high-risk business. Approval for a merchant account can be difficult, whether it's due to a reputational threat, bad credit, or strict regulations. You need a payment processor that understands your industry, and the risks that you face every day.

Our team is committed to a fast approval process. We deliver custom payment processing solutions, and ensure that your business can thrive within days. Our team provides reliable processing solutions to high-risk merchants as well as industries with low-risk. We are proud to offer our clients the opportunity to speak with an expert team in-house who can answer any questions. We are experts in working with high volume ecommerce businesses around the world. We create payment structures that are tailored to their needs. Corepay's leading solutions will take your business to the top.

When a business is determined to be high-risk, it needs a credit card processing company that has a thorough understanding of the industry. High Risk Solutions knows how to structure a high-risk merchant account in a way that saves you time and money. High-risk merchant service is available for all types of high-risk businesses. Every high-risk business should aim to have a merchant's account. Businesses can accept credit cards or other forms of payment with our high-risk service. We only offer high-risk solutions because high-risk businesses are not eligible for traditional merchant services. The rules of their sponsoring banks prevent traditional payment processors from processing credit cards. To be a payment processing company, each high-risk merchant services provider must have a sponsoring financial institution.

Signature is an entrepreneurial business that is successful and operates in a reliable manner. You'll be working with a company that values honesty, integrity and transparency when you partner with us. We welcome all merchants, from B2B and eCommerce to retail and special risk. Our tools are the best among high-risk payment processors. We make it easy to use the latest technology as a merchant service company so that your business can always keep up with the demands of your customers. We offer payment solutions to suit every channel, whether online, in person, or on the go. Our payment processing company simplifies mobile, point-of-sale, value added solutions, and integration.

We offer custom merchant account tailored to high-risk industry. We have a solution for your business, whether it sells unique products, has a high fraud rate, or experiences chargebacks. Zen Payments is a leading high-risk merchant provider that offers industry-specific solutions for businesses who are facing financial challenges because of their transaction history or designation. We offer a wide range of merchant services to businesses in all industries. Our experience includes processing high-risk volume transactions nationwide. Our vast network of 15+ direct banks and processors will help you find the best long-term home for your account. Contact us to learn more about our high-risk industries and gateway solutions, as well as our same-day approvals.

Our payment experts have approved 99% of low-risk and high-risk merchants to receive full-service solutions for payment processing and funding. We are the #1 provider in payment processing and funding. EMB's competitive pricing, flexible funding options and range of payment solutions make partnering easy. Our goal is to help you save both time and money. Apply today to become an EMB partner without any upfront costs or hidden setup fees. Our extensive partnerships, expertise and largest network in the industry allow us to find a program for your business quickly and efficiently. We offer intelligent transaction routing and integrate multiple gateways to ensure that your new merchant account is compatible with your shopping cart. Our support team will guide you through the entire process.

What is a high-risk merchant account? A high-risk merchant account is a payment processing account that merchants who are in a high-risk category can use. They need high-risk credit card processing solutions. PayKings can help you get approved today for a merchant account with low to high risk for B2B, eCommerce or Retail at lower rates and fees.