Business Software for Yuno

Integrate your application seamlessly with your users’ financial information using a secure and straightforward Open Banking API. Create innovative and captivating products that will delight your users. Their financial data is available in various formats from numerous sources, and we facilitate access to over 90% of personal and business bank accounts across Latin America, including connections to tax agencies and gig economy platforms. With our Connect Widget, you can embed this feature into your product within minutes, allowing you to save valuable development time and concentrate on what truly matters. Our platform is designed with top-tier security measures and is currently in the process of obtaining ISO 27001 certification. Effortlessly connect your users’ financial accounts and enhance their data in just a few simple steps. From lending solutions to smart saving strategies, we’re here to help you develop exactly what your users require. By accessing, aggregating, and analyzing customers’ financial details, such as their income, you can create superior borrowing experiences that meet their needs effectively. Ultimately, our goal is to empower you to deliver exceptional financial solutions.

Choose from a diverse array of transportation options and either request a ride within minutes or book one for a later time. Once your driver is assigned, you can monitor your trip in real time and share your ride information with family and friends for added safety. Whether you prefer to pay with cash, credit card, or Careem credits, we have flexible payment options to suit your needs. Accumulate points with each ride, which can be redeemed for fantastic rewards or donated to a charity that resonates with you. Our commitment is to ensure that Careem remains a secure mode of transportation. We utilize cutting-edge technology, provide around-the-clock support, and maintain rigorous driver onboarding standards. With a single account, you can easily access all local services, allowing you to dedicate more time to what truly matters in your life. Additionally, delve into our Careem Rewards loyalty program that offers a plethora of discounts on rides, food deliveries, partner promotions, charitable donations, and more. Curious about how to earn points? Simply engage with the services that you use regularly to start accumulating rewards. Plus, keep an eye out for exclusive promotions and opportunities to maximize your Careem experience.

Airwallex provides a specialized business account designed specifically for enterprises operating on a global scale. Your account includes essential features such as multi-currency capabilities, allowing you to receive and manage funds in over 11 different currencies while steering clear of unnecessary double conversions. You can create virtual debit cards for yourself and your team in mere moments. Transfer funds internationally in as many as 23 currencies, bypassing high fees and lengthy wait times typically associated with such transactions. Enhance your platform's offerings by integrating with our API, enabling you to effectively scale your operations. Generate invoices and accept payments from clients around the world in their chosen currency, facilitating smoother transactions. Effortlessly link your business accounts to widely-used platforms like Amazon, eBay, Shopify, and PayPal. Withdraw in the same currency or convert and cash out in USD at competitive foreign exchange rates. Additionally, you can issue new virtual payment cards almost instantly, adjust spending limits, and revoke access all from our user-friendly online platform, ensuring you maintain control over your financial transactions. With these features, Airwallex simplifies the complexities of managing a global business account.

Global Data Centers operates as a branch of NTT Ltd., boasting one of the largest platforms globally. According to IDC's MarketScape, NTT ranks among the top three leaders in the realm of Colocation and Interconnection Services, with a presence that spans over 20 countries and regions, including North America, Europe, Africa, India, and the Asia-Pacific. As a neutral service provider, we facilitate access to a diverse array of cloud providers, numerous Internet Exchanges, and telecommunication network providers, all supported by our own tier 1 global IP network that is fully IPv6 compliant. Our clients enjoy customized infrastructure solutions, benefiting from consistent best practices in both design and operations that are implemented across all of our dependable, scalable, and adaptable data centers. Recognizing that each business, regardless of size, has distinct requirements and objectives regarding their data center infrastructure, we are committed to meeting these varied needs with precision and expertise. This commitment ensures that our clients can effectively leverage technology to achieve their strategic goals.

Tired of fumbling for cash in your wallet? Simply use the merchant's QR code for quick payments. You can start investing with your GrabPay Wallet with just a dollar through AutoInvest by GrabInvest. To maintain control of your finances, eligible transactions provide instant notifications and a comprehensive transaction history. Keep an eye out the next time you shop, as GrabPay may have exciting offers at your favorite retailers. Whether you're riding, dining, or shopping, everything you need is available through this all-in-one app. Plus, with each GrabPay transaction, you accumulate GrabRewards points that can be exchanged for appealing rewards. Unsure how to utilize your GrabRewards points? Consider applying them to your payment at a GrabPay merchant. Collaborations with reliable e-payment companies ensure that all your personal and transaction data is securely encrypted, backed by a 24/7 fraud detection system, allowing you to enjoy your activities without any worries. Experience the convenience and security of GrabPay, making every transaction a seamless part of your daily routine.

The Security team at HyperPay is dedicated to safeguarding your assets through a security strategy rooted in the SBC risk control system. HyperFin has introduced BitEarn, a service that enhances the value of cryptocurrency balances. Their innovative all-in-one wallet seamlessly integrates on-chain and off-chain capabilities, as well as shared and hardware wallet functionalities, allowing users to manage all their assets effortlessly. Additionally, the instant exchange feature, in conjunction with the built-in CoinW Exchange, caters to all your transaction needs. As a leading platform for digital asset management, it offers a variety of investment options, including BitEarn, BitLoan, Staking, and fixed investment opportunities. By simply depositing cryptocurrency into BitEarn using your off-chain wallet, you can earn rewards without incurring any service fees or facing a lock-up period, allowing for deposits and withdrawals at your convenience. This flexibility makes it easier than ever to maximize your investment returns while maintaining control over your assets.

Encourage hands-on learning among employees, as research indicates this method leads to quicker and more effective mastery of skills. Tailor educational experiences to ensure that time is not squandered on skills already possessed. The AI system evaluates employees' abilities in real-time during role-playing exercises, providing tailored activities following each simulation. This approach enhances both rapid learning and workplace productivity. Engaging in avatar-based role-playing allows employees to develop practical job skills without the extended time typically required for field training. Maintain the agility and resilience of your workforce in response to market dynamics. Accelerate the integration of new trends and innovative practices within your organization. In addition, cultivate essential soft skills that promote teamwork and empower employees to excel in diverse roles. By implementing enjoyable and interactive training sessions, you can retain long-term employees who are well-acquainted with your company culture and client needs, thus fostering an environment of continuous growth and improvement. Ultimately, this strategy not only enhances employee satisfaction but also contributes to a more dynamic and effective workplace.

Nium serves as an accelerator for businesses of all sizes looking to swiftly implement new financial services. With immediate entry to a worldwide network that offers payout, payment acceptance, and card issuance options, you can enhance your offerings for customers, optimize your cash flow, and create your own international payment system. Effortlessly transfer funds globally to vendors, clients, and employees utilizing one of the foremost global networks available. Discover our comprehensive, purpose-designed API suite, engineered for both ease of use and growth potential, allowing for integration within a mere four weeks. Design your international solution with our modular, cloud-based API suite, facilitating the addition of new features and regions as you expand. The use of RESTful design principles, HTTPS authentication, and JSON across our API suite guarantees a straightforward integration process and a dependable platform. Take the time to review the documentation, experiment with our APIs in a sandbox setting, and start prototyping and developing your unique solution that meets your business needs. With Nium, you not only enhance your service offerings but also position your business for sustainable growth in the dynamic financial landscape.

Inovio stands out as a groundbreaking online payments solution, offering effortless integration and extensive global scalability while consistently adapting to industry trends. Our experienced team boasts more than 25 years of expertise, fostering relationships with processors, acquirers, and payment service providers across the globe. While we may not have created the payment gateway, we have certainly enhanced its appeal and functionality. Our versatile omnichannel platform is designed to accommodate any payment experience, utilizing industry-leading innovations to simplify what is often a perplexing process. With adaptable APIs and support for various programming languages, Inovio serves as a gateway capable of fulfilling a wide array of needs. Our comprehensive tools cover everything from payment processing to risk management, allowing you to harness Inovio’s cutting-edge technologies to develop a tailored payment platform. Suitable for any business in any sector, regardless of banking source or endpoint, we have crafted an omnichannel platform that captures the entirety of the transaction experience, ensuring seamless functionality and satisfaction for users. Inovio is committed to pushing the boundaries of online payments and delivering exceptional value to our clients.

MediaNet stands out as the sole business platform featuring a rights-managed music catalog that facilitates seamless access to both catalog and rights management in one place. It offers unparalleled core metadata in the music industry, meticulously normalized and validated to ensure precise rights identification. You define your licensing strategy, and we adapt to it, regardless of how intricate your needs are. By utilizing the MediaNet platform and its established relationships, you can significantly decrease your launch time by up to a year. Our services are recognized and endorsed by labels and publishers for effective content distribution, metadata processing, and security management. With MediaNet's modular services, users can oversee catalog management, delivery specifications, and broadened licensing strategies. As users explore the platform, we enhance their experience by providing personalized track and artist suggestions based on their usage habits. Additionally, you can minimize platform calls and enhance performance by utilizing customized XML feeds to access our extensive content catalog. The MediaNet platform allows for direct delivery of music tracks to users, eliminating the need for additional content ingestion processes. This streamlined approach not only saves time but also improves user satisfaction.

Provide a versatile payment option that caters to the diverse needs of your merchants across various channels and markets. The bond between banks and their merchant clients is weakening as new competitors emerge, seeking to capture your customers' interest. Position your brand and enhance customer relationships by implementing your own payment gateway solution, backed by Mastercard Payment Gateway Services. This unified approach addresses the needs of all merchants, regardless of their size. Facilitate essential global merchant clients who require access to markets that are currently unsupported. Whether transactions occur in-person, online, or through mobile and wearable devices, our comprehensive payment gateway services equip your merchants with a robust payment strategy tailored for their operations. In a constantly evolving global payments environment, it is crucial to provide your customers with cutting-edge payment strategies. Additionally, leverage a sophisticated, multi-layered defense system against fraud, employing advanced analytics and innovative measures to minimize fraudulent transactions effectively. By doing so, you not only protect your merchants but also build trust and loyalty in the marketplace.

Quickly adapt to evolving trends, regulatory requirements, and competitive pressures across various business sectors and payment options by utilizing a contemporary payments platform that can be operated either on-site or via the cloud. Introduce cutting-edge payment solutions to the market with a highly customizable, service-oriented architecture. Facilitate new customer experiences and diverse payment methods, such as instant payments, peer-to-peer transfers, and beyond. Achieve your digital transformation goals through strategic partnerships, digital enhancements, and platform solutions. Address the continuous customer demand for innovative and emerging payment types that cater to consumers, merchants, and corporations alike. Swiftly implement new and alternative payment methods, which include instant payments, Requests for Payment (RfP), QR codes, and payments through social media platforms. Ensure connectivity to a vast array of card networks, payment schemes, and additional services available in the market. Accelerate your integration with new schemes and networks as they become available, or expand into new markets while maintaining agility in your operations. This approach will not only enhance your service offerings but also position you as a leader in the rapidly evolving payments landscape.

Maya is a generative AI platform designed to deliver actionable insights derived from both internal and external data in real-time. By streamlining repetitive tasks and offering intelligent recommendations, Maya optimizes valuable time and resources by incorporating tailored insights that meet specific needs. Say goodbye to the tedious hours spent manually sorting, filtering, and handling data. With Maya, you can approach data-driven decisions with confidence. Its sophisticated models provide insights and recommendations from diverse perspectives, formats, images, and personalized approaches to ensure your success. Unlocking valuable insights with Maya allows you to create accurate predictions, strategic plans, and recommendations based on both new and historical data while extracting value from external datasets. Additionally, Maya simplifies voice-activated data retrieval, enabling users to obtain desired insights through spoken or typed inquiries. The platform's multilingual capabilities ensure that Maya can effectively engage with diverse linguistic contexts, enhancing its usability across different audiences. This comprehensive functionality positions Maya as an indispensable tool for anyone seeking to leverage data more effectively.

Enable dedicated fans to share content and generate questions and answers, all designed to assist newcomers in mastering the game more efficiently and effectively. The Knetik Learning Management System accommodates a variety of content types alongside questions and answers, incorporating gamification elements to incentivize learning. Concentrate on your gameplay as the Knetik Cloud provides comprehensive features like badging, leaderboards, and social proof tools to bolster your community. Monitor user engagement with your game through detailed reporting capabilities, allowing you to adjust your gamification strategies in real-time based on innovative ideas you may develop. Facilitate real-to-virtual currency transactions seamlessly with the Knetik Wallet, enabling players to make micro-transactions with actual money for in-game skins, characters, and features, while you retain the revenue. Additionally, transform your app into a messaging platform for businesses, creating another steady income stream by allowing users to receive exclusive offers from partnered retailers directly through your app. This multifunctionality not only enhances user experience but also promotes ongoing revenue opportunities for your business.

EVO distinguishes itself through its four business channels. Each channel has a sales and operations team that delivers expert payment solutions and services. ISV and reseller partnerships accelerate technology solutions at point of sale. Payment solutions for large merchants that integrate ERP and A/R automation. Merchant relationships based primarily on the internet to conduct business. Small- to medium-sized companies that sell primarily in brick-and-mortar stores. Countertop terminals can accept all payment methods including EMV and chip and pin, magstripe and NFC/Contactless. This is the fastest way for POS developers integrate advanced security features, functionality, and functionality into payment solutions. EVO Payments offers semi-integrated solutions that enable merchants to accept EMV payment easily and affordably. Secure mobile payment solutions include PCI-compliant handheld devices, wireless terminals, and tablet solutions.

Ignite your creativity with integrated payment solutions. Embrace adaptability, innovation, and prosperity by maximizing the value of every transaction your business processes. You deserve more than just standard payment options. Our advanced technology ensures that transactions are not only smooth but also offer significantly more benefits. Experience quicker and more dependable transactions, increased conversion rates, and unparalleled insights along with flexibility. This empowers you to enhance customer satisfaction and tap into new sources of revenue. Simplify your payment processes through a single, unified API that grows alongside your business and adjusts to changes in real-time. Expand your reach with local acquiring capabilities in key markets, support for over 150 currencies, and access to the most widely used payment methods. Gain complete transparency regarding your payment data, along with instant insights that can transform your business landscape. Discover how we can help you realize the full potential of your payment systems. By leveraging our solutions, you can revolutionize how you view and manage your transactions, setting the stage for future success.

CieloTM offers a sophisticated web-based fleet management system that enhances the efficiency of fleet managers in areas such as operations, maintenance, asset utilization, and security. Recognizing that each airline has its own unique operational methods, CieloTM provides customizable configurations tailored to the specific requirements of both ground crew and management teams. Utilizing advanced algorithms, CieloTM Dispatch automates the assignment of work orders, effectively optimizing the activities of ground personnel. The platform continuously tracks all flight manifests, taking into account schedules, cargo loads, manpower, and the availability of equipment. Additionally, CieloTM ensures that its security access protocols adhere to all industry compliance standards, incorporating advanced access permissions through smart cards, biometrics, RFIDs, and keyfobs. Users can monitor all access and equipment usage in real-time, with the ability to remotely immobilize assets in response to security threats or misuse. Furthermore, CieloTM Asset Tracking supports the management of both powered and non-powered fleet assets, enhancing overall operational visibility and control. This comprehensive approach allows fleet operators to maintain a high level of efficiency and security throughout their operations.

With an emphasis on user-centric payment solutions and automated fraud prevention, coupled with seamless tech integrations and round-the-clock assistance, our platform equips you with the resources needed to drive innovation and expansion. Achieve your goals with a leading name in global payments, where processing transactions is more straightforward than ever before. We offer adaptable and secure commerce solutions that fit into daily life seamlessly. By leveraging a digital-first strategy, you can significantly enhance your customers' journey while benefiting from our comprehensive global payment services. Our unified platform accommodates widely-used payment methods across various channels, designed to increase conversion rates effectively. Gain access to vital tools and expert assistance to minimize fraudulent activities and facilitate the acceptance of legitimate orders across different regions and platforms. Additionally, we prioritize the security of sensitive payment information, ensuring that it remains separate from your network. Our services not only mitigate risks but also streamline your compliance with PCI DSS regulations, giving you peace of mind as you focus on growing your business. Ultimately, our commitment to your success means we go beyond just providing services; we partner with you to navigate the complexities of the payment landscape.

Revenue is the most important thing for a merchant. We believe that fraud should not stop you from achieving that revenue. Your customer experience should not be compromised by your fraud protection solution. ClearSale is the only fraud solution that covers chargebacks, false declines, and other issues. This will allow you to maximize your revenue and approve all orders your customers place with you. ClearSale tracks the customer's browsing habits and lets us know where they came from for website orders. The algorithm is tailored with fraud rules that are specific to your business and runs on a powerful machine-learning platform that adapts quickly to your unique fraud risk profile. Our fraud analysts are trained in looking for reasons to approve orders, not decline them.

Boost your revenue by enhancing conversion rates through global payment acceptance, which includes instant settlements and payouts tailored to fit the individual requirements of each business. By lowering expenses and increasing income, you can operate your business more effectively on a fully integrated platform. Leverage Coinflow to manage all aspects of your payments, streamline revenue operations, and create new or innovative business models. Expand your market reach and sell digital products and services effortlessly with a seamless one-click checkout. Access the most widely used payment methods, allowing your business to generate revenue securely and immediately, regardless of where your customers are located. Enjoy the advantage of receiving funds instantly, enabling you to celebrate each sale as it occurs. Unlike traditional processors that delay payments for days, Coinflow ensures that your revenue is deposited into your account right at the point of sale, offering instant satisfaction. With our solution, you can pay your users on their preferred terms, providing instant payment availability around the clock, every day of the year, thereby enhancing customer satisfaction and loyalty.

Experience a new way to shop with Klarna, where you receive tailored inspiration, exclusive offers, and the flexibility to choose your payment method. Available exclusively through the Klarna app, our payment solutions are favored by shoppers across the nation. Major brands in America utilize Klarna to enhance their customers' shopping journeys, ensuring a seamless experience at every step. We pride ourselves on providing the smoothest shopping experience possible, and our variety of payment options surpasses those offered by any other service provider. This leads to increased conversions and larger shopping carts for your business. You receive immediate and full payment, while your customers enjoy the flexibility of paying later. Partnering with Klarna means more than just accessing modern payment solutions; we are dedicated to improving the entire shopping journey for your customers. Our global reach ensures that wherever your enterprise operates, you can offer payment solutions that are tailored to local preferences, bringing joy to your customers just as much as your products do and ultimately driving greater satisfaction and loyalty.

Simplifying Embedded Finance. Effortlessly integrate financial services into your business through a single, connected no-code platform. While fintech can be complex, we streamline the process to make it user-friendly and easily integrable. Building fintech typically requires navigating numerous contracts, approvals, integrations, and workflows, but with Hydrogen, you can bypass much of the heavy lifting, ultimately reducing both costs and time by 80%! Discover our range of embeddable offerings: Cards, encompassing both physical and virtual card issuance. Issue fully customizable physical and virtual debit cards with our ready-to-use embeddable applications, free from lockups, minimums, or extensive setup processes. Additionally, earn revenue on each transaction! Payments, including ACH, bank authorization, P2P transactions, and roundups, can be seamlessly added to your business through our comprehensive embeddable applications. Enhance your financial management for both personal and business needs by integrating aggregation, accounting, cash flow, and budgeting analytics with our fully customizable embeddable solutions. This powerful combination empowers you to optimize financial operations and enhance customer experiences.

Boku is a payment technology firm that offers a worldwide array of localized payment solutions tailored for international merchants, with notable clients such as DAZN, Meta, Google, Microsoft, Netflix, Sony, Spotify, and Tencent. It boasts the largest selection of local payment methods globally, including Alipay, Pix, PayPay, UPI, and Twint. Through a single integration, Boku's extensive network enables merchants to access new customers across more than 60 countries. The underlying technology platform provides merchants with features like recurring billing, tokenization flows, and personalized integration options. Additionally, Boku assists merchants in enhancing the profitability of their payment connections with services such as partner marketing initiatives, benchmarking, and payment optimization assessments. Furthermore, Boku handles payment settlement, compliance, tax management, and fraud prevention, and maintains a comprehensive global network of licenses, entities, and banking relationships to support its operations effectively. This multifaceted approach ensures that merchants can operate smoothly and securely in the competitive digital landscape.