Business Software for Worldpay

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Designed forISOs, banks, financial institutions, ISVs, software companies and SaaS platforms, it enables secure, scalable, and customizable payment acceptance. NMI does not sell to merchants—we powers 4,000+ partners serving over 1 million businesses worldwide. Unlike gateways tied to a single processor, NMI gives partners full control over branding, pricing, and merchant relationships. With 150+ processor connections, 125+ shopping cart integrations, and support for 235,000+ connected payment devices, it provides unmatched flexibility across retail, in-app, mobile, e-commerce, and unattended environments. Developers can integrate through robust APIs and SDKs, building custom routing strategies, dynamic payment flows, and multi-MID configurations without vendor lock-in. Value-added tools like Shopify integration for embedded commerce and Bill Connect for syncing with accounting platforms such as QuickBooks and Xero extend functionality. Additional module including network tokenization, recurring billing, and fraud prevention, helping partners reduce churn, boost approval rates, and enhance payment security. Processing over 5.8 billion transactions annually and powering $440+ billion in payment volume, NMI Gateway transforms payments from a backend utility into a customizable, revenue-generating platform that empowers partners to build differentiated, long-term merchant relationships.

The payments sector encompasses a multitude of challenges, including data security, compliance regulations, and variations across regions, which can lead to communication hurdles between financial institutions and merchants; however, we are here to provide support. Our cloud-based solution is designed to be modular, adaptable, and capable of scaling seamlessly alongside financial institutions, resellers, and their customers, all while minimizing the need for significant additional investments. The Fi911 platform stands out as the most economical tool for managing the merchant life cycle in the payments landscape, catering to both large enterprises and emerging small to medium-sized businesses. Operating in a collaborative cloud environment allows your diverse clientele to receive varying levels of access and control over shared data easily. With an exceptional depth of expertise and industry knowledge, the Fi911 business and technical teams are committed to delivering bespoke white-label solutions tailored to your specific requirements and financial considerations. By prioritizing personalized service, we ensure that your needs are met with precision and care.

Companies ranging from emerging startups to established financial entities utilize Midigator’s technology to combat, analyze, and prevent chargebacks. The platform offers a robust, multi-faceted strategy for managing disputes and reducing chargeback occurrences. By addressing refund transaction disputes proactively, merchants can avert chargebacks and maintain their account integrity while preventing threshold violations. It is essential to pinpoint the root causes of transaction disputes to effectively resolve them at their origin. Investing in long-term solutions is far more beneficial than relying on temporary fixes. By linking chargebacks with their corresponding order data, businesses can efficiently gather persuasive evidence and experience thorough reporting. This process not only enhances return on investment but also ensures that companies only engage in disputes they can confidently win, tailoring their responses according to specific reason codes to maximize revenue recovery. Furthermore, the platform offers unprecedented efficiency in managing chargeback responses, significantly reducing the burden of labor-intensive and time-consuming tasks, allowing businesses to focus on growth and customer satisfaction.

Milano Software streamlines all of your business functions within a single platform, aiming to enhance the efficiency of your team. We provide a range of management software solutions that are designed to empower and grow your business effectively. Ideal for professionals in the salon and beauty sector, our software includes features such as online appointment booking, scheduling, point of sale, and timely text & email notifications that enhance the overall customer experience. This solution is also tailored for those in the spa industry or similar fields, with specific functionalities for appointment scheduling by room and service, handling insurance forms, and managing customer relationships seamlessly. You can build a comprehensive customer database to facilitate your customer relationship management efforts. Additionally, our platform grants access to a variety of marketing tools that allow you to launch effective campaigns aimed at boosting your brand's presence. With our software, processing transactions becomes a breeze, ensuring a smooth and hassle-free checkout experience for your clients, while also allowing you to focus on delivering exceptional service.

Incentivio provides an all-in-one digital guest engagement platform designed to help restaurants attract, retain, and engage customers more effectively. By using data-driven insights, marketing automation, and streamlined operations, we enable restaurants to accelerate growth while enhancing the guest experience effortlessly. Our platform includes tailored marketing campaigns, built-in loyalty programs, seamless online ordering, and powerful analytics to help brands stay competitive.

Our system is seamlessly integrated with a variety of widely-used payment gateways, facilitating the updating of records and the retrieval of information regarding disputed transactions. It enables the tracking of the entire lifecycle of a disputed transaction, from the initial RMI to the responses received during pre-arbitration. Users can review dispute events alongside the necessary documentation for clarity. Additionally, system webhooks can notify users when new chargebacks or alerts are generated. Changes in status on records related to these chargebacks or alerts can also be communicated effectively. We leverage specific functions from a customer relationship management system to enhance risk mitigation strategies. Features of our platform include the ability to cancel orders, blacklist customers, and add pertinent notes. Furthermore, the system offers collaborative data reporting tailored specifically for dispute management. A wide range of unique reports provides rapid insights that aid in informed decision-making. Our Merchant API empowers merchants to instantly create new MIDs for their services, eliminating the need for cumbersome setup forms, spreadsheets, and welcome communications. In addition, our cutting-edge software is designed to automatically search for and match transactions with corresponding disputes and alerts, streamlining the entire process for users. With these advancements, we aim to enhance operational efficiency and improve the user experience significantly.

Founded in 2020, Justt is the world's first smart chargeback solution that tailors each response and improves over time. Unlike template-based solutions, it uses AI-powered automation and domain expertise to generate dynamic arguments, customizing each response, no matter the volume or complexity. With a machine learning engine that's continuously running A/B tests in the background, Justt is the only chargeback solution that self-improves over time—helping merchants win more disputes effortlessly.

By uniting all system tools within a single database, we enhance efficiency, improve customer satisfaction, and empower staff to increase sales! Schedule a demonstration today to explore the comprehensive features available with our Winery POS System and Distillery POS System. We understand that many clients already utilize various systems for tasks such as accounting, shipping, compliance, and email newsletters. Therefore, we strive to integrate seamlessly with most existing software solutions to ensure our customers receive an optimal experience. Activ8 Commerce collaborates with partners to deliver the most effective solutions tailored to our customers' unique needs. Currently, we present Activ8 Commerce, a holistic solution that encompasses sales software for specialty retail, tasting rooms, clubs, eCommerce, field representatives, fulfillment, shipping, inventory management, and accounting. This innovative platform has evolved into a complete retail commerce solution, functioning as a cohesive data-driven system that adapts to the demands of modern businesses. With Activ8, your operational processes can become more streamlined, allowing for greater focus on customer engagement and growth.

Flexys offers a top-tier, adaptable, and comprehensive solution for debt management, collections, and recovery that is tailored for today's digital environment. By utilizing our cloud-native platform, organizations can enhance operational efficiency, lower collection costs, and provide exceptional customer service, all while safeguarding their reputation and adhering to regulatory standards. With over thirty years of extensive experience in commercial development and operations, Flexys stands out as a dedicated provider of innovative collections software, delivering a complete debt management system. Our Control+ platform revolutionizes outdated systems, eliminating the burdensome dependencies and high costs associated with legacy technologies. We empower our clients to transition from traditional, lengthy deployment methods to an agile microservices architecture, allowing them to reap immediate benefits and maintain peak performance through ongoing innovation. This modern approach not only streamlines processes but also positions businesses for sustainable growth in an increasingly competitive landscape.

Effortlessly oversee sales, inventory, and guest admissions while enhancing the overall visitor experience with Access EPoS software. Designed for the hospitality sector, Access Hospitality's EPoS software equips operators with the tools necessary to improve efficiency and increase profitability. This single point-of-sale system seamlessly integrates admissions, retail, and catering functionalities, ensuring easy staff training and consistent user familiarity. Our EPoS solution caters specifically to restaurant operators, incorporating features like a kitchen video management system and a mobile ordering and payment solution for table service. The intelligent design enables product linking for cross-selling, upselling, and executing promotional campaigns effectively. Additionally, it allows the creation of discounts and promotional vouchers to boost customer spending. Not only does it provide the technology to foster a more lucrative business, but it also enhances guest satisfaction through streamlined operations. Furthermore, the software meticulously tracks stock levels, movements, and valuations, ensuring robust control over business resources. By implementing this system, hospitality businesses can achieve optimal operational efficiency and elevate the customer experience.

Streamline the process of posting job listings on Twitter and LinkedIn while also allowing for job exportation to platforms like Indeed or JobG8, creating an opportunity to earn commissions through backfilling search results on your own site. Users can effortlessly search and apply for job opportunities from their mobile devices by utilizing Parodia's adaptive interface. The system facilitates real-time client sign-ups and payments, featuring seamless integration with payment processors like Worldpay and PayPal, along with the flexibility to incorporate additional gateways as needed. With just one installation, multiple job boards can be managed through a unified backend, enabling clients to log in once to distribute their postings across the entire network. The software is built with open source code that remains unencrypted, making it accessible for any competent web developer to customize according to their needs. Buyers can acquire a software license that does not involve recurring fees, and the site's aesthetic can be altered simply by modifying a standard HTML/CSS template. Additionally, we or a developer well-versed in the Microsoft Platform are available to make extensive modifications to the software as desired, ensuring it meets specific user requirements. This level of customization empowers clients to create a truly unique experience that aligns with their branding and operational goals.

FroogalPay is an intuitive platform that serves as a Virtual Terminal, Invoicing System, and Pay Now Button (Hosted Payment Page), designed to enhance the processing of credit cards and ACH transactions through over 135 payment gateways. Your skills in sales and your network are crucial because FroogalPay relies on you for distribution. Our focus is on developing excellent payment processing software, and we depend on your expertise to connect merchants with our solutions. This platform is tailored for developers aiming to deliver secure payment experiences across retail, eCommerce, and various business applications, ensuring both versatility and reliability in payment processing. As the landscape of digital transactions continues to evolve, FroogalPay remains committed to empowering merchants with innovative tools that simplify their payment solutions.

In the realm of payment orchestration, BR-DGE stands out as a transformative force, simplifying the complexities of payment infrastructure. Imagine a payments framework that not only supports your business but also elevates your brand while delivering an exceptional experience that customers eagerly return for. Payment orchestration serves as a strategic solution to existing challenges and those that may arise in the future. By integrating with BR-DGE, you’re not just making a connection; you’re ensuring it’s the final integration you’ll ever need. We safeguard your payment ecosystem against future uncertainties, allowing you to route payments on your terms, whenever and however you choose. With unparalleled control and smart flexibility, a BR-DGE integration addresses failed payments in real-time and facilitates more intelligent payment routing. The BR-DGE portal centralizes all your payment data and insights, offering a comprehensive view of your transactions. The insights provided by BR-DGE will not only enhance current operations but also inform strategic decisions for the future. Ultimately, embracing BR-DGE means equipping your business with the tools necessary to thrive in an ever-evolving digital environment.

Unite your preferred payment and commerce platforms to craft stunning customer experiences and swiftly enter new markets with a cohesive infrastructure. Enhance your revenue streams through advanced, comprehensive workflows. Design exceptional customer interactions while ensuring satisfaction with a variety of payment options and commerce services. Implement Primer once to continually enhance your payment effectiveness over time. Customize your payment experience, and effortlessly oversee all aspects across your payment processors. In just minutes, you can add numerous payment methods and decide how, where, and when customers encounter them at checkout. Enjoy a hassle-free experience with our integrated API and toolset that optimize transactions, regardless of the processor in use. With limitless applications and integrations, expand your payment and commerce capabilities. Achieve your objectives with a definitive source of truth throughout your entire system, allowing you to monitor and manage payments, reports, and everything else from one elegant dashboard, ensuring you stay informed and in control. This holistic approach not only simplifies management but also empowers your business to adapt and thrive in a competitive landscape.

WhenThen streamlines the process of creating and launching payment orchestration for marketplaces and platforms through its intuitive no-code editor, making it both rapid and straightforward. It enables seamless integration of your payment systems with business applications without the need for coding expertise. You can simulate and test your automated processes to evaluate their effectiveness in real-world scenarios prior to deployment. The platform allows for troubleshooting and retrying automated tasks by providing insights into past events and the flow of data. You can enhance the efficiency of your automation using A/B testing, scenario simulations, and machine learning techniques. Built with a strong emphasis on safeguarding the collection, storage, and transfer of sensitive customer payment and personal information, it also aims to maximize the usefulness of the data collected, ensuring a balance between security and functionality. This comprehensive approach not only simplifies payment orchestration but also empowers businesses to innovate while maintaining data integrity.

Aeropay is a fintech company dedicated to facilitating seamless bank-to-bank (ACH) transfers for users. By providing businesses with the tools to accept compliant digital payments, we empower consumers to enjoy the flexibility of spending without the need for cash or cards, thus enhancing safety and convenience in their financial transactions. Transitioning to payments via personal mobile devices aligns with a modern lifestyle and promotes ease of use. Users can filter transactions to view, modify, void, or refund payments as needed. Additionally, the platform allows for the collection of pre-authorized payments from customers, along with the ability to adjust amounts accordingly. Businesses can offer monthly subscriptions, generating steady revenue streams, while also incorporating multiple locations and sending tailored payment links based on specific sites. A customizable branded payment experience can be crafted, with the option to test it in our sandbox environment, ensuring a smooth rollout. Our development teams collaborate closely with businesses to facilitate digital payment acceptance at points of sale, where customers can easily scan a QR code, connect to their bank, and complete transactions. Furthermore, online pre-payments can be accepted for various services, including delivery and buy online, pick up in-store. At checkout, customers conveniently select Aeropay, allowing them to link directly to their bank and make payments effortlessly. This ease of access reinforces the commitment to modernizing payment solutions for users everywhere.

Parafin delivers the essential connective framework that strengthens and sustains financial services. We manage various aspects such as sourcing, underwriting, origination, servicing, compliance, and risk management, among others. Our journey begins with exceptional underwriting practices. Utilizing advanced machine learning models, we analyze data from millions of businesses spanning diverse industries to assess eligibility for offers and optimize the experience for merchants. Additionally, we have developed a sleek, white-labeled user interface that integrates effortlessly into your current platform. We assume the risk and guarantee that our offerings adhere to a multitude of government regulations. By expertly navigating the intricacies of capital markets for you, we ensure a smooth operational flow. Collaborating with top-tier financial institutions, including Jefferies and Silicon Valley Bank, allows us to maintain a consistent influx of funds to support your merchants. Beyond merely providing a framework, our all-inclusive solution delivers a comprehensive financial services program tailored to meet your needs. In essence, we empower businesses through seamless access to capital and compliance, enhancing their overall functionality and market presence.

ACF Technologies focuses on improving customer interactions by providing sophisticated solutions for managing appointments, events, and queues. Our primary offering, Q-Flow, enables businesses to effectively oversee and enhance customer journeys across various channels while also simplifying back-office operations. With a legacy of more than two decades in the industry, ACF follows a thorough four-step methodology, which includes deeply understanding business goals, crafting customized solutions, meticulously developing them with Agile-certified professionals, and evaluating outcomes through insightful data analysis. Our services are designed to meet the needs of a wide range of sectors, such as government, healthcare, financial services, retail, telecommunications, education, and DMVs, all with the goal of fostering meaningful connections between customers and organizations for outstanding human interactions. Additionally, ACF provides various features, including online appointment scheduling, virtual queuing, digital signage, and business process management, ensuring businesses remain competitive and responsive to their clients' needs. Through these innovative solutions, ACF is committed to transforming the way organizations engage with their customers.

Shieldify is an innovative platform powered by artificial intelligence that helps businesses effectively handle and reduce chargebacks, protecting merchant accounts from the risk of penalties and potential closures. By streamlining the dispute management process through automation, Shieldify allows companies to redirect their resources towards growth initiatives instead of spending time on manual chargeback processes. The platform's unique algorithm for chargeback management not only increases the chances of successfully resolving disputes but also speeds up their resolution. Furthermore, Shieldify offers detailed analytics that provide valuable insights into the sources and trends of chargebacks, enabling businesses to pinpoint and tackle root causes. Key functionalities, including automated dispute handling, proactive chargeback prevention notifications, and a user-friendly analytics dashboard, are essential components of the platform, enhancing its overall effectiveness. Ultimately, Shieldify empowers businesses to maintain healthier merchant accounts while focusing on their core operations.

The SAP Store serves as a vast online marketplace where companies can find, test, and buy more than 3,000 applications, extensions, and services provided by SAP and its reliable partners. This platform presents a diverse range of solutions aimed at helping organizations tackle various business challenges, including enterprise software and tools for finance, human resources, and analytics, in addition to innovative applications and enhancements. Users have the option to explore both complimentary trials and premium offerings, ensuring smooth access to SAP and partner solutions that enhance business operations. With user-friendly browsing and search functionalities, businesses can easily locate, acquire, and manage their desired solutions while enjoying seamless integration with their existing SAP technologies. This convenience ultimately empowers organizations to optimize their workflows and drive efficiency across all departments.

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.

NMI Merchant Central is a comprehensive solution for underwriting and merchant services that aims to simplify the entire merchant lifecycle, encompassing everything from lead generation and onboarding to ongoing portfolio oversight, risk assessment, and management of residuals. This platform provides independent sales organizations, banks, and payment software companies the capability to underwrite, project, and onboard merchants within minutes by utilizing automated workflows that minimize friction and accelerate the approval process. It features a portfolio-management module that allows users to track merchants, oversee residual payouts, and generate processor-agnostic reports; tools for managing leads and sales funnels to enhance conversion rates; and integrated risk-and-compliance checks through automated data collection and real-time monitoring to help decrease merchant abandonment and churn rates. Focused on maximizing efficiency, MRM offers organizations a unified dashboard to handle merchant data, transactions (including volume, chargebacks, and deposits), and residuals while also automating various manual processes. Additionally, this solution is designed to adapt to the evolving needs of businesses, ensuring they remain competitive in a rapidly changing market.

Genasys is a modern cloud-based, end-to-end insurance administration platform crafted to enhance agility, connectivity, and operational effectiveness. With an open architecture featuring over 450 API endpoints, it effortlessly integrates with external systems, creating a unified source of truth for policies, claims, and billing. This platform equips insurers, managing general agents, and brokers with the ability to configure without coding, automate workflows, and utilize powerful reporting capabilities. It facilitates swift product introductions and accommodates intricate operational structures, all while maintaining compliance, traceability, and a focus on customer experience. Furthermore, Genasys stands out by allowing users to tailor the system to their specific needs, ensuring that they can adapt to evolving industry demands.

CatalystPay serves as an on-demand payment officer for digital businesses, facilitating global transactions, maximizing revenue, and streamlining intricate payment processes. The platform provides merchant and business accounts linked to over 30 acquiring banks, support for more than 150 processing currencies, and multi-currency accounts for managing vendor payments, invoice settlements, and international payroll all from a single interface. With a PCI DSS Level 1 compliant payment gateway, CatalystPay incorporates smart routing, fraud prevention measures, high approval rates, and seamless integration with major e-commerce platforms, allowing businesses to accept various payment methods such as credit cards, digital wallets, bank transfers, and cryptocurrency. Additionally, CatalystPay offers extensive reporting and analytics tools that empower users to track transactions, create financial and risk reports, and easily reconcile data. Beyond these features, the platform also provides tailored payment strategy and optimization services through personalized consultations, ensuring businesses can fine-tune their payment operations to meet specific needs. This comprehensive approach positions CatalystPay as an invaluable partner in navigating the complexities of modern payment processing.

BidHarvest serves as a comprehensive, cloud-enabled auction platform that streamlines the entire auction process within a cohesive system, removing the necessity for various separate tools. This platform offers complete functionality, encompassing cataloguing, inventory oversight, bidder enrollment, both live and timed online auctions, payment processing, and detailed reporting, all accessible via a web interface. It accommodates diverse auction formats, such as live, timed, multi-lot, marketplace, “buy it now,” and private invitations, empowering businesses to easily adjust their selling approaches without needing to transition between systems. Additionally, it features an extensive back-office suite equipped with ERP and CRM functions, allowing users to manage documentation, contracts, invoicing, settlement summaries, and financial analysis directly on the platform. BidHarvest also connects seamlessly with accounting software like Xero and payment processors such as Stripe and WorldPay, along with providing a well-documented API for further customization. By centralizing these features, BidHarvest enhances efficiency and simplifies the auction experience for businesses of all sizes.