Best Embedded Payments Platforms in Africa

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

BlueSnap's All in-One Accounts Receivable Automation solution is the best rated software solution for payment processing, billing/invoicing, recurring billing, and subscription management. Billing and Invoicing: Create stunning invoices using our powerful invoice editor, which is integrated into your accounting system. You can create a customer portal and allow automatic charging, payment collection, late fees, and payment collection. BlueSnap offers subscription management and recurring billing for fast-growing companies worldwide. You can enable trial periods, manage subscriptions, and prorate subscriptions. Payment Processing: BlueSnap can integrate with all types of payment solutions, including credit card payments, ACH and SEPA, as well as wires. We can handle partial payments, automatic failed payments retry, or automatic payment recovery.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

All your financial management, data, and payments in one place. The financial technology platform that will help you realize your dreams quickly. You can easily add new payment methods and expand your reach into new markets through local acquiring. Create superior customer experiences using cross-channel insights. All your global payment data can be accessed in one place to gain a deeper understanding of your company. Protect your business by detecting fraud and responding quickly to it without affecting real transactions. Our banking infrastructure will help you optimize your finances and increase automation. This is especially useful for platforms and marketplaces that want to pay users quicker in a preferred currency.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

The Global Payroll Platform for a New World of Work. One global platform that allows you to manage global payroll, cross-border payments, and contractors. Workforce management that integrates seamlessly with your financial tools. Transparent pricing allows you to calculate your payroll costs. Get the most current data on salaries, benefits, regulations, and other information to help you hire the best employees and ensure compliance. You will be amazed at how simple global payroll can seem. * Service in over 160 countries * One solution from end to end * GDPR and SOC2 compliant * ISO/27001 certified

We provide payment infrastructure for independent software vendors (ISVs), and software platforms to ensure small businesses get their money quickly and easily. We deliver payments you can bank on. Our APIs allow for flexible, integrated payments via white label, payment facilitator, or referral models. This allows our customers to focus on their core strategy. WePay's corporate values form the basis of who we are and how WePay operates. We strive to live up to these values every day in our interactions both with one another and with our customers, partners, and customers.

Meet TapiX, a Dateio API-based service that enriches real-time payment data and returns precise information about transaction ID. TapiX REST API enriches payments with company logo, exact company name, GPS, business type, google place ID, company URL and detects subscriptions. We recently started piloting income detection, and transfer enrichment. The enriched data gives you a complete source of information to make real-life business decisions that are based on a deep understanding of your clients.

We handle all the compliance and regulatory issues so you can focus on business growth. You can securely handle supplier payments and create a benefits program that your employees will love. Customers will love digital gifting. This makes crypto PoS easy and secure. Your business can now enable everything, from compensation payments to salary advances. All the necessary tools are available to plug-and play, including crowdfunding and B2B marketplaces. Adding financial services to your customers exactly when they need them was difficult up until now. This is no longer the case. You can choose the services you need, and then add value to your customers with our ready-made, plug and play financial services.

One platform. One partner. There are endless global possibilities. All this and more through one payment technology platform. Nuvei offers everything you need without having to change your provider. That's right. We believe in flexibility, choice, and redundancy. You can add us to your gateway stack to increase geographic coverage and speed up growth, or you can take advantage of our entire platform for maximum benefits. Our connections with over 200 global acquirers allow you to take advantage of every payment opportunity, increase acceptance rates and lower operating costs. With our flexibility and customization, you can reach a new level in payment processing. You can start processing quickly. Our payment platform integrates easily with multiple gateways, platform partners, and eCommerce plugins.

Shopwave offers merchant infrastructure as a service. It combines an iPad-based PoS with loyalty and couponing. Shopwave integrates powerful technologies to help retailers automate their entire estate, including legacy software, cloud and mobile apps. Our APIs and Apps are the best foundation for delivering measurable margin impact to retail and fast-service hospitality companies. Shopwave allows any business to seamlessly deliver connected, experiential retail across multiple stores, teams, and channels worldwide. We want customers to love every interaction with the brand. This encourages first-time visitors and others to become long-term influencers. Shopwave is a platform that includes a variety of applications that provide the backbone for any hospitality or retail business. Every detail, from Point Of Sale to Inventory to Reporting, has been designed to simplify retail operations.

It's easy to embed finance into apps and customer journeys by simply dragging and dropping. All you need to access global financial capabilities is one platform. Developers can embed global financial services right into their app or customer journey using a super easy API. Global operations and license platform that processes billions annually to manage your embedded financial services. You can also plug in your own licenses and financial operation capabilities to use ours to scale out to new countries. Easy APIs to integrate any financial use case into your customer experience. We do the rest, so you can focus on product design, marketing, customer engagement, and product design. Instantly create single-use virtual debit cards to manage SaaS subscriptions such as Netflix. Integrate wage advancement seamlessly into your payroll processes.

Liberis is an expert in integrating revenue-based finance solutions into customer experiences. Your business customers can get the responsible, intuitive finance they need. Our embedded finance platform allows you to offer finance directly at your customers' doorsteps. We will handle all documentation, legal processes, as well as funding. Your customers require finance for many reasons, including cash flow management and business growth. Liberis' embedded finance platform offers a quick and easy solution with a revenue-based payment option that we know business owners love.

Many companies promise fast and easy payments acceptance. Off-the-shelf payment solutions can come with compromises. You might lose revenue, ownership of your data and control over your payments product. Your customers can create a custom payment product that allows them to control fees, funding schedules and onboarding decisions. You can create payment solutions however you like, with the flexibility to modify as and when needed. You can generate additional revenue from payments that you previously gave to third parties. This cashflow can exponentially increase your valuation. Continuous compliance and risk monitoring developed by the people who wrote the book about compliance and risk. Industry-leading KYC processes, customized merchant application, triggered Underwriting, and integrated Boarding Services.

Fortis Platform has everything you need to quickly and easily communicate with your customers. Fortis' deep vertical expertise, award-winning developer connectivity and real-time rules based underwriting API ensure that accounts are approved and boarded quickly. Our expert Guides have a deep understanding of the industry they serve and can help you steer your business towards growth by providing solutions beyond payments. Fortis constantly evaluates and expands its online payment solutions to meet your business's needs. Our cloud-based smart platform allows you to respond to your customers' needs and implement smart payment solutions such as recurring payments, shopping carts and online charitable donations. Our all-in one platform seamlessly connects to almost any legacy software or Electronic Return Originator (ERO).

Seamlessly integrate Tilled's payment platform and instantly start earning revenue by accepting online and in-person payments via credit or debit, ACH processing, and alternate payment methods such as Apple Pay®. You can integrate seamlessly into Tilled's payment platform and start making revenue immediately by accepting online and in-person payments via credit or debit and ACH processing as well as other payment methods such as Apple Pay®. Your merchants can manage subscriptions and recurring payments easily through our Secure Storage Vault. You can also offer payment plan options. Merchants can send invoices via email or text, and customers can pay immediately by clicking the link. Both you and your merchants have access to our reports and dashboards. They can be customized to fit your company's brand or specific customer needs. Instantly see updates on merchant transaction history, batch settlement histories, average payment volumes, etc.

Grow revenue by embedding payment into your product - without risk or compliance headaches. Rainforest allows you to make money flow in multiple ways through your platform. Use a single provider to handle cards, ACH, faster payment, next-day funding and more. Our pre-built, embedded components for payment, reporting, chargebacks and merchant onboarding will reduce development time and help you reach revenue faster. We handle all compliance and risk headaches for you, including transaction monitoring, KYC of merchants, and reporting. Take full control of your merchants and their data. Create a white-labeled service without any contract lock-ins, minimums or monthly fees. Use our revenue estimator to see how much your platform could grow if you added payment processing.

Pay your recipients anywhere. Automated, fast, and efficient payouts. Trolley is an online payouts platform that's designed for today's internet economy. One integrated set of tools that automates payouts from beginning to end. Payouts to over 210 countries and territories. Automate recipient onboarding and payments, as well as tax compliance, through a payouts system. This will deliver a seamless experience for your recipients. Verify identity and create a best-in class recipient experience. Self-service white-label solutions streamline onboarding, KYC compliance and automate communication with recipients. Gain access to the largest global payment network, which offers flexible payout options for recipients and makes payouts faster than before.

Connected payments can unlock innovation. Connected payments allow you to adapt, innovate, and thrive by gaining more value for every transaction that flows through your business. You deserve more than just payments. These transactions are seamless thanks to our super-connected technology. You can get faster and more reliable transactions. Higher conversions Unbeatable insight and flexibility You can delight your customers and create new revenue streams. One API simplifies payments. It evolves with you and reacts to changes as they occur. Local acquiring in major markets, 150+ currency pairs and the most popular payment methods allows you to grow anywhere. Get a transparent view of all your payments data and immediate insights that can help you change the world. Learn how we can unlock your payments potential.

Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. Finix Professional Services (FPS), wrote the book about the payment facilitation model. A payment facilitator is a technology company that offers a payment solution to the sub-merchants that it sponsors or underwrites. We are committed to meeting the highest international data security standards. Our team works closely with regulators all over the world to ensure that our platform is able to adapt to changing regulatory requirements. Companies can earn more revenue, improve product experiences, and delight their customers by owning payments. Finix Flex is a fast-growing platform that helps software companies to monetize their payments while putting them on a path to full payment facilitation. To avoid switching costs, stay on the same Finix platform until you are ready to transition.

Airwallex is a business account that is designed for global businesses. Your account includes multi-currency features, such as multi-currency business accounts. This allows you to collect and hold money in more than 11 currencies, while avoiding double conversions. Virtual debit cards can be issued quickly for you and your colleagues. Transfer money internationally in up 23 currencies without fees or waiting times. Integrate our API to enhance your platform product offerings and scale your business. International customers can invoice and accept payments in their preferred currency. You can easily connect your business accounts to popular platforms such as Amazon, eBay and Shopify. Pay out in the same currency or convert to USD and withdraw USD using current FX rates. In seconds, you can issue new virtual payment cards. All from our online platform, you can modify spend limits or revoke access.

Business payments can be cumbersome and cost you time, money, and customers. We offer an API payments infrastructure that allows you to automate and embed payments. Operational efficiency and revenue drivers are possible. Automate your B2B payments flows including receivables and payables, collections, disbursement, and disbursement. Maximize efficiency and reduce operational costs by automating your B2B payment flows. Payments should be at the core of your platform, workflows, and customer experiences. Integrate access to international, UK, and card payment schemes into your software. We are the 'out-of-the-box' payment plumbing you need to create the next bank or payment service. Our platform will help you grow faster and reach new heights. Automated, real-time, 24/7 loan disbursement and collection of repayments into separate accounts. With a real-time view and instant emergency payments, you can pay workers on time every time.

Monite allows neobanks, B2B SaaS and other platforms to offer compliant AP Automation & invoicing to their clients. The API-first functionality of top specialized players is native to your interface. Your clients can easily collect all incoming bills, collaborate & create approval flows, allow employees and contractors to pay invoices using a card or another method of payment, and much more. Your clients can send offers and invoices to clients, collect online payments, and view analytics. You can create custom invoices, send reminders and dunning, set up auto-payment recognition, reconcile, and much more. A receivable refers to an invoice that a company issues to customers for goods or services it has not paid for. This is usually due to credit sales or as a result buying goods and services on credit. Monite API basically allows the entire accounts receivables aspect of SMEs businesses to run in an "autopilot" mode.

True freight brokerage software. Other technology companies tried to automate away your business and failed. Partner with those who will be behind you for a long time. There is no magic bullet that will get you more cargo - everything must run smoothly. Our platform is designed to address your entire organization, not just a group of billing or sales reps. You can manage your day-today with our TMS. The MVMNT platform is the culmination of all that we have learned over the years. It gives you everything you need to make your day less chaotic and your quarters more profitable. This platform not only saves you headaches but also gives you more time to focus on your relationships. MVMNT's embedded solution allows you to pay carriers quickly without straining your cash flow. Use shorter payment terms to improve relationships, negotiate better rates and drive additional revenue.

It's easy to offer banking services to your customers. Offering banking products and services will enhance your value proposition and increase revenue. Synctera’s banking as a services platform includes everything you need to launch and scale embedded financial and banking products. Synctera’s BaaS platform allows companies of all sizes and across industries to build, launch, or scale embedded banking products. You can access all the best technologies to build a great product using a single, flexible and secure API set. Synctera’s extensive documentation is available to anyone, whether they are new to the financial sector or not. Synctera's BaaS platform has a variety of sponsor banks that can power the capabilities of your financial product. We facilitate relationships between you and a sponsor bank partner who is compatible with your unique vision for the product, target market and timeline. This allows you to launch and scale confidently.