Best Embedded Finance Platforms in Japan

Jaris makes it easy to provide private-label embedded financial service your small business customers require, all within one platform. Customers will be more satisfied with high-value, private-label financial solutions that businesses trust. With jaris' purpose-built API, you can implement in-demand solutions such as Credit as a Service in a matter of months (not years). jaris provides a complete, integrated, full-stack solution for financial services, including underwriting, financing, and servicing. Your customers will be grateful that you offer them easy-to-use financial services. Customers can get modern, fast financial services whenever and wherever they need them. To gain more market share and outperform the competition, offer embedded financial solutions. You can provide quick, competitive financing solutions for your customers, ensuring a seamless user experience.

Green Dot, a registered bank holding company and financial technology company, aims to make modern banking and money movement available for everyone. Our proprietary technology allows for faster electronic payments and better money management. It provides intuitive and seamless ways to spend, send money, control it, and save it. Our proprietary technology allows for faster and more efficient electronic payments and money control. This technology provides seamless ways for people spend, send money, control it, and save money. Our Banking as a Service ("BaaS") platform allows a growing number of America's most prominent technology and consumer companies to create and deploy their own banking and money movement solutions, both in the US and internationally. Green Dot was founded in 1999 and is based in Pasadena (CA). It has served more 33 million customers directly and many others through its banking partners.

Our clients can access financial solutions that empower consumers anywhere, anytime. Technology is at the heart of everything we do. It is changing the way fintech partners do business. Streamlined payments solutions, including ACH, wire and card disbursement, all through APIs. While ensuring compliance, there is a strong focus on compliance. Provide loan origination services to market-leading marketplace lending platforms. This will allow for greater credit access in the market. Cross River operating platform, an API-driven banking platform that allows fintechs to plug into and access multiple banking services that are customizable and secure. To help our partners grow, we offer sophisticated financing options such as off-balance sheet and asset-backed credit facilities. We are committed to serving the banking needs of our communities by providing a personal, full-service banking experience. A trusted internal compliance management system that includes risk assessments, diligence, monitoring, testing, monitoring, oversight, and oversight is in place.

Business payments can be cumbersome and cost you time, money, and customers. We offer an API payments infrastructure that allows you to automate and embed payments. Operational efficiency and revenue drivers are possible. Automate your B2B payments flows including receivables and payables, collections, disbursement, and disbursement. Maximize efficiency and reduce operational costs by automating your B2B payment flows. Payments should be at the core of your platform, workflows, and customer experiences. Integrate access to international, UK, and card payment schemes into your software. We are the 'out-of-the-box' payment plumbing you need to create the next bank or payment service. Our platform will help you grow faster and reach new heights. Automated, real-time, 24/7 loan disbursement and collection of repayments into separate accounts. With a real-time view and instant emergency payments, you can pay workers on time every time.

Nium is a catalyst for fast deployment of new financial services for all sizes of businesses. Instant access to a global network that offers card-issuing, payout, and pay-in capabilities. Your customers will be able to access new services, you can monetize your cash flow and build your own global payment network. Transfer money to your customers, vendors, and employees worldwide via the world's largest global network. Discover our purpose-built, turn-key API suite. Nium integration is easy and quick. Our modular, cloud-based API suite allows you to build your global solution. As you scale, integrate new features and geographies. Our API suite includes RESTful methodology, HTTPS authentication and verbs. JSON is also available. This ensures a reliable platform and easy integration. Explore our documentation and start prototyping & building your solution in our sandbox environment.

We believe that buying stock should be as simple as buying a cup of coffee. Our experts can help design digital experiences that make investing accessible to everyone, anywhere. DriveWealth's cloud-based and API-driven brokerage infrastructure is able to power any investment experience that you design. This includes trading, investing, retirement, roundups, rewards, and fractional shares. Easily integrate investing into your customers' daily lives and turn them into investors. DriveWealth's modern brokerage platform allows you to launch quickly and easily. It integrates with all aspects of the client journey, including account opening, identity verification, digital funding, and execution. Everything your customer sees is yours to design. Everything they need, from clearing and settlement to tax reporting and tax and regulatory reporting, is powered by us. We do this digitally and in real time.

Banxware manages the technology and funds needed for any type of business financing. Your merchants can increase their platform revenues. Your merchants will have easy access to capital based upon their most recent performance. You are in control. Are you looking for integrated business financing? We design and manage them. Your payment gateway can offer a platform-branded cash advance program that is based on transaction volume. Increase your marketplace merchant revenues. Your merchant portal can be embedded with a business lending product. It's as simple as 1-2-3 to integrate business financing solutions into your platforms. Payout financing is approved within 15 minutes. Banxware allows platforms to offer financing products based upon recent financial transaction history, such as merchant cash advances.

Easy access to the entire financial ecosystem allows you to build, upgrade, and expand your business. All of your financial services are available through one API. Integrating financial services into your products can create new and exciting customer experiences. Your customers will never have to leave your ecosystem. Integrate your existing systems seamlessly to improve customer service and back-office operations. OpenPayd offers market-leading rates, coverage and technology. OpenPayd also offers support. Scale quickly with local payment rails, unrivalled FX Management, a large network of global licenses, and many other benefits. OpenPayd's global banking network allows you to make and receive international payments.

Flywire offers vertical-specific insight and technology to enable organizations to optimize their payment experience for customers, regardless of whether they are in education, healthcare or travel. Flywire's comprehensive receivables software empowers education by allowing institutions to seamlessly receive and reconcile payment from any person, anywhere in the globe, at any time. Flywire transforms your payment process by offering flexible, patient-centric payment options. These options respond to patient financial requirements to settle payments quicker and on mutually beneficial terms. Flywire makes it easy for suppliers and guests to pay. This allows you to focus on providing an unforgettable experience.

Bancorp has been providing nonbank businesses with the people, processes, and banking technology they need to meet their specific needs. We have grown to be a leading provider of technology-forward solutions that help our partners' businesses move into the future. The Bancorp is your partner in helping you grow, maintain, and expand your business. The Bancorp is more than a payment innovation platform for our clients. We build lasting partnerships by focusing on the future with technology and services. We don't settle for the best solutions today. Instead, we look for new technologies to create more efficient, scalable, and agile services. We strive to transform the payments landscape every day. Bancorp Institutional Banking provides innovative lending and deposit solutions to financial professionals that seamlessly integrate with wealth management strategies.

GPS' unique combination of technology, expertise, and payment processing functionality allows us to offer leading payment technology and other banking services to a wide range of clients, from established financial institutions to well-funded fintech innovators and cutting-edge start-ups. GPS ApexTM is the foundation for some of the most complex programmes in the industry. Our team of experts across the business is committed to ensuring the best performance for every programme we allow. GPS continues to invest in its technologists and in the GPS ApexTM platform to improve core processing and service capabilities. GPS ApexTM is a powerful, scalable payments processing platform that has been approved by Mastercard and Visa. It can also be used for single/dual messages format to facilitate quick issuer integrations in all countries.

Atomic. The trusted way to connect your payroll accounts to an application. Direct deposit receipt is a key driver of account profitability. However, updating the bank account file is often fraught with friction, fraud and manual processes. Direct deposit receipt is a major driver of account profitability. However, updating the bank account file is traditionally fraught with friction, fraud and manual processes. It is difficult to verify and gather accurate identity information during user onboarding. This is important for fraud reduction and customer engagement. Users are prevented from switching their loan and credit card balances between financial institutions due to friction, inconvenience, or human error, even though substantial savings may be at stake. Users can connect their payroll account directly to your application to get detailed user data. This data is accurate, verified, and delivered immediately.

A simple API integration allows you to gain instant access to your financial data. With just a few lines code, you can implement any of our APIs. Through a proprietary API connection, companies can access real-time data and standardized data from banks and other institutions.

Adding financial features to your product will help you increase revenues and delight customers. Unit handles compliance and bank relationships, so you can build, launch and grow faster. Our APIs, developer tools and guides allow you to create unique features in just five weeks. Your users will appreciate the unique terms and features you offer. Unit's flexible API allows you to customize the user experience. Unit handles compliance and bank relationships, so you can launch, build, and grow faster. Trusted by start-ups, major brands, and publicly traded businesses, Unit is a reliable, secure, and fast platform. Provide seamless banking solutions for freelancers, gig economy workers, including cash advance, tax calculations, and integrations with Abound and Plaid.

Customers can accept payments through your platform and monetize from their revenue stream. You can control your margins, set your merchants' rates and interchange, and keep the majority of your profits. Stop being the middleman! Eliminate MOR liability, dispute resolution, PCI/data security and compliance. Easy, flexible integration options available with APIs, drop in widgets, and a customizable UI. Our proprietary gateway solution eliminates the hassle and cost of moving payments in-house. This allows you to add payments directly to your platform without sacrificing any margin. Your customers can choose to be card-present or eCommerce-based. Do not be tied to one payment processor. You can choose the best option for you customers. To keep your customers competitive, you can define interchange-plus, flat, or bundled rates. You have portability rights to your customers' payment accounts with us.

Our global banking APIs, fintech expertise and customer support will help you reduce your time to market, lower the cost of global payment processing, and expand your services and products internationally. It can be difficult to open international bank accounts. We will make it easy for you by making global reconciliation, direct debiting, and a unified global bank experience simple. International business can be done like a local. International vendors and customers can be paid with ACH, SPEI and SEPA wires. Our global network of FX and payment institutions gives your customers access rates that were previously reserved for the biggest corporations. Our new approach to cross-border payment ensures that no one is left behind. We believe in removing financial barriers to growth to ensure that every business has the chance to succeed.

Quiltt provides a complete consumer fintech infrastructure that allows anyone to create innovative financial experiences. It doesn't have be complicated. We have the infrastructure to help customers quickly launch customer-facing features in their products - account connection, round-ups and bill management - in a fraction the time and at a fraction the cost. Quiltt Connect is an embedded UI module that allows you to access a complete and context-rich financial picture for your customers. Connect is built on the Quiltt graphQL API and comes pre-integrated to Plaid's industry-leading bank database network and Spade's powerful transaction enrichment services. Connect can be integrated into your product experience in just a few lines, allowing your team to concentrate on your core innovations.

Monite allows neobanks, B2B SaaS and other platforms to offer compliant AP Automation & invoicing to their clients. The API-first functionality of top specialized players is native to your interface. Your clients can easily collect all incoming bills, collaborate & create approval flows, allow employees and contractors to pay invoices using a card or another method of payment, and much more. Your clients can send offers and invoices to clients, collect online payments, and view analytics. You can create custom invoices, send reminders and dunning, set up auto-payment recognition, reconcile, and much more. A receivable refers to an invoice that a company issues to customers for goods or services it has not paid for. This is usually due to credit sales or as a result buying goods and services on credit. Monite API basically allows the entire accounts receivables aspect of SMEs businesses to run in an "autopilot" mode.

Rev. is the preferred choice for banks, fintech and other companies looking to launch digital payments products. Our digital payment products allow you to keep up with consumer demand and competition. In record time, deliver branded banking experiences. Each partnership brings decades of experience in the development and management of next-generation payment products across the globe. Our industry-leading technology and our team of industry experts allow us to not only fulfill our clients' needs but also help define the boundaries of what is possible within our space. We are passionate about creating products that have a positive impact on the markets they serve. We created a unique platform for strategic partners and us to create amazing fintech products and services. We can help you launch a program with our cloud-based platform and processing engine.

Traditional payment processors take the majority of the profits from funds flowing through your platform. However, legacy architecture can reduce the value of your company. This is not true. We provide embedded and payment solutions that increase the potential of vertical SaaS platforms. You can enable sub-account architecture to control your processing costs and allow you to manage them from the beginning. Keep 100+ basis points of your keep with a team and tech that are obsessed about your opportunity. Give your customers the financial tools they require to grow and reach 200+ basis points of the keep. To activate your customers and maximize embedded fintech usage, execute the go-to market strategy. To be in the payments game, you will need to have the right sub-account architecture as well as below-market-rate pricing. It takes more to win. You can win the payments game with JustiFi's embedded fintech platform and our team of strategic payments experts.

With one infrastructure, connect your favorite commerce and payment services to create beautiful customer journeys. With sophisticated, end to end workflows, you can increase revenue. With unlimited payment options and commerce services, you can create amazing customer journeys and keep your customers happy. Integrate Primer once and you will see a significant increase in your payment success. You can create your own payment experience and track and manage it seamlessly across all your payment processors. You can add as many payment options as you want in minutes. Customers can choose when, where and how they see them at checkout. No compromises. Our unified API and suite tools optimize payments regardless of which processor you use. Unlimited integrations and apps to help you grow your commerce and payment stack. You can achieve your goals by having a single source of truth for your entire stack. All your payments, reporting, and other activities can be tracked and managed from one dashboard.

Stripe Treasury allows you to embed financial services on your platform or marketplace. Your customers can manage their cash flow, manage their funds, pay bills and earn yield with a single integration. Stripe Treasury offers the modular components that you need to create a fully-featured, scalable financial product. We have partnered with banks to allow wire transfers and ACH, FDIC insurance-eligible account accounts, and faster access funds. All this from your platform. With one API request, create an account object. In minutes, onboard users can verify their identity and create an account with one our bank partners. Create a fund store and configure the properties for your financial product. Different ways to transfer funds into and out of your account can be enabled. To give users more options for spending their money, you can issue custom payment cards. Stripe Treasury was developed in partnership with a number of banks.

Treezor's white label solution allows you to integrate financial services into your client experience. It also enhances your business offer. Treezor, Europe's leading banking-as a-service provider, will help you every step of your payment project. You have a wide range of financial services that can be used to support your projects. Our modular, one-stop-shop solution allows any company (fintechs or large businesses) to speed up their banking projects by outsourcing all of their payment requirements to us. Treezor's tech, security and regulatory expertise will help you seamlessly integrate payments into your customer journey. Treezor is a creative and innovative platform for the top European fintechs to help accelerate the digital transformation. Treezor is the preferred platform to connect innovative companies, startups and fintechs with neobanks. One contract, one API and one integration with multiple services and endless possibilities.

Our API is used by financial institutions, including fintechs and cryptocurrency platforms, banks, credit unions, and banks to offer customers a fully regulated banking infrastructure as well as real-time clearing access. This allows you to grow your business on your terms and keep up with the times. Our banking license allows you to offer your customers FSCS-protected accounts. We handle the banking products so that you can concentrate on building the business your customers desire. Connect to our API to process payments faster and more securely. Choose the fully regulated accounts that are most beneficial to your business and your customers. Our cloud-based API allows financial institutions to focus on their customers and remain relevant in a rapidly changing market. We know the pain of dealing legacy systems, the cost and the risk involved with innovating within the financial services sector.

Embedded financial offerings for the B2B eco-system orchestrated on a unified platform allow enterprises, distributors and retailers, as well as financial institutions, to grow their business rapidly. Actyv.ai combines cutting-edge technology with embedded financial offerings to cater to all B2B ecosystem stakeholders. Actyv Go allows you to quickly onboard business partners in a fully digitized manner. Actyv Score allows you to make data-driven decisions and eliminate subjectivity when onboarding new business partners. Actyv PayLater offers you a range of payment options that allow you to pay now and later for your working capital requirements. You can also secure your BNPL credit with bite-sized Actyv Insure. The actyv.ai platform offers quantifiable value to all stakeholders within the B2B eco-system. A single platform that provides a seamless onboarding, scoring and access to embedded finance solutions.