Best Embedded Finance Platforms in Brazil

Wallet Engine allows apps to seamlessly embed financial accounts in any user experience. This allows for peer-to-peer, micro-finance, and all other forms of contextual peer-to-peer payment. We handle the regulatory compliance, local network integrations and cross-border emoney operations so that apps can concentrate on their business. Compliance standards in multiple jurisdictions. Connected to over 900,000+ top up & withdrawal channels worldwide. Built for high-volume transactions and rapid scale on core-banking technology. Fully customizable fee structure that can be customized to meet the needs of each customer. We understand the challenges of financial connectivity and are committed to providing developers with simple, composable products that can be quickly deployed across a global user base.

Alchemy's Lending Platform was designed to meet the needs of today’s consumers. Alchemy offers a complete range of lending services. Our white-labeled lending platform is the perfect starting point. It's designed to help you launch your lending product quickly. Innovation is a part of Alchemy's DNA. Our founders are industry experts who solved some of the most complex technology and analytical issues in large banks, online lenders, speciality financing firms, and other institutions. Alchemy has created a customized onboarding experience that is tailored to each financing vertical. Our embedded financing software integrates specific underwriting, product description, risk-based pricing, and lending management functions into a complete solution.

Liberis is an expert in integrating revenue-based finance solutions into customer experiences. Your business customers can get the responsible, intuitive finance they need. Our embedded finance platform allows you to offer finance directly at your customers' doorsteps. We will handle all documentation, legal processes, as well as funding. Your customers require finance for many reasons, including cash flow management and business growth. Liberis' embedded finance platform offers a quick and easy solution with a revenue-based payment option that we know business owners love.

Modern Treasury's payment operations platform, and flexible APIs, allow you to add money movement to your products and track it without having to do any heavy lifting. Money movement is more than just moving money. Our APIs automate money movement at large scale, including bank integration and payments and reconciliation. The web app gives complete control over fund flows with approval workflows and notifications, reporting, and other features. Because we integrate directly with your bank, rather than sitting in the flow funds, payments move twice as fast. You can set up approval rules and track payments, from initiation to reconciliation. We support wire, wire, and ACH payment methods via a single API or web app. As transactions are posted, we automatically reconcile the completed payments to the original transaction. We also match returns and reverses to the original payment, simplifying cash reconciliation.

NovoPayment's API-based platform allows for digital banking, card solutions, and payment in record time. We can help you start from scratch, enhance, or expand in multiple markets. You can deploy your corporate, SMB, and consumer programs with our Visa or Mastercard prepaid, debit, or credit solutions. Our APIs and issuing infrastructure allow you to launch physical and digital card programs. Users can manage their digital multicurrency accounts online by accessing multiple wholesale rates and service providers through our application network. Instant virtual and physical card issuing, open- and closed-loop programs. Strong businesses are powered by payments. We offer a complete range of payment tools to the digital economy, from secure remote commerce to real-time.

Many companies promise fast and easy payments acceptance. Off-the-shelf payment solutions can come with compromises. You might lose revenue, ownership of your data and control over your payments product. Your customers can create a custom payment product that allows them to control fees, funding schedules and onboarding decisions. You can create payment solutions however you like, with the flexibility to modify as and when needed. You can generate additional revenue from payments that you previously gave to third parties. This cashflow can exponentially increase your valuation. Continuous compliance and risk monitoring developed by the people who wrote the book about compliance and risk. Industry-leading KYC processes, customized merchant application, triggered Underwriting, and integrated Boarding Services.

We offer wealth management as a service. A sophisticated platform that seamlessly integrates into your business can help you expand or modernize your wealth management delivery. Enabling modern wealth management delivery. OneVest can help you go to market faster, whether you are modernizing legacy programs or launching them for your first time. You can integrate wealth services into your platform to reduce overhead and get up-and running quickly. With an end-to-end platform, you can offer a modern customer experience. OneVest services can be embedded into your applications to provide a modern wealth management experience for your customers. You can create a custom wealth management experience with our API, which is easy to use by developers. You can make OneVest's wealth platform your own, without having to create it yourself. You can showcase your brand with web or mobile apps that let you get to market quickly. You can seamlessly manage wealth with your existing back office.

One API that makes it easy to verify account details, view transactions, make payments, and move money. This API allows users to connect their bank accounts directly to your app. Teller gives your app beautiful account enrollment screens. These screens send sensitive data directly to our secure servers. This bypasses yours and leaves you with one less thing to worry. Teller connects with every bank using real APIs. Screenscraping is a slow and brittle method that results in poor uptime, slow returns and slow data. Teller provides real-time, up-to the minute bank data in a reliable, predictable manner. One API is all you need to verify account details, view transactions, make payments, and move money. You can see the results yourself by copying and pasting the command into your terminal. For your peace of mind, bank account connections that you can trust are available.

Stripe Connect is the fastest way to integrate payments into your marketplace or platform. Our APIs allow you to create and scale end-to–end payments experiences. This includes instant onboarding, global payouts, and new revenue streams. Stripe handles payments KYC. Stripe-hosted Onboarding allows you to get to market faster and without the development time or upfront costs required for payment facilitation. Our revenue share program makes payments a powerful source for revenue. You can also mark up payments to make every transaction a profit. Global payments platform allows you to reach more customers around the world and supports 135+ currencies as well as local payment methods with one integration. Monetize Stripe's entire range of financial services products. You can offer financing, expense cards or money management accounts to your customers. Connect's pre-built, optimized user interfaces make it easy to get your users started quickly.

Stripe Financial Connections allows your users to securely share their financial information with you. Integrate once to retrieve financial information and use it for streamlined payments, reducing fraud and underwriting risk, as well as to build new products. Your users can connect their financial accounts within seconds to improve payment and product experience. You can embed our authentication flow in your mobile app or website or add it to our payment interfaces in the dashboard. With a simplified user experience, authenticate accounts and increase conversion. Instantly verify bank accounts, retrieve permissioned information from a wide range of financial institutions, and instantly verify them. You can always return to our hosted micro deposit flow for any US financial institution. A single Stripe integration can connect to users' accounts to reduce development time and power common processes such as onboarding or payments. With just a few lines, you can access the data that your users have shared.

All of this is possible with a single API. Developers can engage with users' debts using our debt-agnostic solution. Engaging directly with your users' creditors will lower lending risk and increase revenue. Method connects to all credit card, student loan, auto loan, mortgage, utility bill merchants. Method APIs are stable and users don't have to re-authenticate. Method handles compliance requirements, identity verification and bank partnerships, so you can concentrate on building. You can initiate payments to any user's liabilities. Settlement can be initiated in a matter of minutes. All their liabilities instantly retrieved - no credentials required Method will instantly return all liabilities to the user. Method helps you attract top talent and keep employees happy by addressing their top concern: financial wellness.

Launch your payroll product quicker. Launch payroll without the engineering hassle and grow revenue. Delight your customers by having payroll integrated into your platform. We'll delight with a seamless product launch. Become indispensable. By adding a payroll solution to your existing features, your customers can do everything in their favorite platform - yours. We've not just copied what's already out there; we've upgraded it. Our infrastructure is easier to maintain, faster to set-up, more scalable and less error prone. Now available in Canada & the U.S. Launch your product in just a few short weeks and receive valuable feedback from customers. The Salsa team has the most experience in the industry. We will be there for you at every step and can assist you with design, research and building. Our tools offer maximum customization and ease of use.

With a single API request, you can save your users time and money. CapitalOS will provide the capital, and will take on compliance and risk. Best-in class card management and spend control that seamlessly integrates into your app, and continually improves. CapitalOS will take care of all your compliance, auditing and licensing so you can concentrate on your core competency. Most businesses can be onboarded in 2-4 minutes, with an instant decision. No credit score checks. Beautiful mobile and physical cards CapitalOS provides capital and assumes the underwriting risk. Your platform is not responsible for the financial transactions of your business.

Use our insights to make informed decisions about lending, while ensuring better risk management and a better customer experience. Identify indicators of delinquency or fraud relating to unreported debts and stop fraud from happening. Stay on top of the latest market trends and adapt strategies quickly to capitalize on new opportunities. Create laser-focused campaigns using customer segmentation insights to drive engagement and conversion rates. Machine learning models, financial insights and transactional data can be used to create incredible products and add value to your business.

MX helps financial institutions, fintechs and other businesses to use their data more effectively in order to outperform the competition. Our solutions allow clients to quickly collect, enhance, analyze and present their financial data. MX places the user's data front and center, making it a coherent, understandable, and interactive visualization. Users will engage with your digital banking products more often and deeper, as a result. MX clients can offer mobile banking across multiple platforms and device types using the Helios cross platform framework. It is all built from one C++ codebase. This allows for agile development and lowers maintenance costs.

Our open API platform allows world's innovators to issue and process cards instantly with greater control, flexibility, and scale. Marqeta is changing the rules of what payment cards can do. Marqeta's open platform API platform has the most advanced infrastructure and tools to build highly configurable payment card cards. It is for developers who want an easier way to manage payment programs. This platform will allow them to create world-class experiences and innovate, as well as power new modes and modes of commerce. Modern card issuing platform that powers the future, accelerates your business, and helps you build new and innovative products. A sandbox that is open API and instantly issued allows you to get started in just three clicks. It also allows you to instantly issue physical, tokenized, and virtual payments. You can control excess spending, protect your margins and provide exceptional user experiences with refined payment and authorization controls.

Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We are transforming financial apps and services by providing solutions for wealth managers and banks, merchants and many more. Find out how we can help your business grow. Our data aggregation platform allows financial institutions and FinTechs help consumers achieve better financial outcomes. We follow industry-leading practices in data security, regulatory compliance, privacy, and confidentiality. Bill Crager has updated us on Envestnet's commitment to action. Browse our library of whitepapers, on-demand webinars and eBooks. They are packed with valuable insights, actionable advice, and product information.

Financial Institutions are changing their bank operating models to be customer-first. Fintechs and developers are looking for new ways to get to market. Open banking platforms use APIs that allow different solutions and products to work together in new ways. Financial institutions are more flexible, competitive, and can grow by having a single, scalable portal. You can customize the services you offer to your customers and use the latest technology available in digital experiences. Access Finastra's wide range of banking solutions, including payments, lending, corporate banking, and Treasury & Capital Markets. Prepare for the future and be ready today. Are you a developer, fintech or financial institution looking to disrupt the market. Are you a financial institution looking for new innovations for clients? To integrate your existing apps or develop new apps, you can access APIs from Finastra's core system.

Companies have the ability to use embedded features, backed up by unified due diligence, and a flexible general leadger to create a platform that allows them to launch world-class products and accelerate innovation. To configure your application, use our application builder. We will create a custom guide for your integration. Also, we will provide a timeline and timeline so that you know what to expect. Your sandbox environment will be built by us. You can deploy a white-labeled, turnkey solution, or integrate with our APIs or SDKs. Optionally, we can also deploy the application within your existing cloud infrastructure to allow you full control over compute, storage, version, and other aspects. Depending on the application, deployment can take as little as three weeks. We are committed to helping you launch a world-class service! Bundle account verification, linking and ACH transfers to create a unified solution.

We help companies launch and build best-in-class financial products. White-labeled Cards can be issued and used to service individual and business accounts. Our virtual and physical Cards can be customized with spending limits that can be adjusted and no incremental fees. High-yield Savings accounts allow users to earn interest on their funds. You can choose between Savings Deposit Accounts and Savings Sub-Accounts. Interest is charged daily and paid monthly. Our APIs make it easy to issue One-Time Loans to your customers. One-Time loans are highly customizable and come with a capped APR accrued interest rate and no late fees. To enable ACH payments, or to connect to and verify a user’s ACH account, create a custom payment flow. We offer both Regular ACH and Same Day ACH. Both types allow for credit and debit transactions. Our automated back office allows you to support domestic and international wires.

The Ninth Wave Platform, a single, comprehensive, open banking solution, allows financial institutions to securely share permissioned data with a wide range of third-party apps, including aggregators and fintechs, accounting, ERP solutions, personal finance management and wellness tools and tax prep software. Ninth Wave allows retail and commercial banks, credit unions and wealth and investment managers, as well as other financial service firms, to provide their customers with fast, convenient access at their convenience to their data via any app or solution. This results in a better digital experience that increases satisfaction and loyalty, attracts new clients, opens up new revenue streams and reduces risk for our clients.

Your business is hard work. The Netspend®, Small Business Prepaid Mastercard®, will give you the tools to manage it. It can be difficult to keep track of your finances when you have business and personal expenses. Netspend Small Business Account helps to stay organized by allowing you to keep all your business expenses in one place. It's easy to file your taxes. You can organize your business transactions and export your account information so that you spend less time doing paperwork and more time working on your business. Every sale is important for a small business. Customers will find it easy to pay you by accepting multiple payment options, including checks, credit and debit card payments, cash-added to your Card account, and cash-checks. You can give employees limited spending power through a subaccount linked to your Card Account. To run a business successfully, accurate bookkeeping is essential.

Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. Finix Professional Services (FPS), wrote the book about the payment facilitation model. A payment facilitator is a technology company that offers a payment solution to the sub-merchants that it sponsors or underwrites. We are committed to meeting the highest international data security standards. Our team works closely with regulators all over the world to ensure that our platform is able to adapt to changing regulatory requirements. Companies can earn more revenue, improve product experiences, and delight their customers by owning payments. Finix Flex is a fast-growing platform that helps software companies to monetize their payments while putting them on a path to full payment facilitation. To avoid switching costs, stay on the same Finix platform until you are ready to transition.

A single Open Banking API allows you to connect your app to financial data of your users in the most secure and easy way possible. Your users will love engaging, next-generation products. Financial data of your users can be accessed in many formats from different sources. We connect to more than 90% of Latin American personal and business bank accounts, as well tax institutions and platforms for the gig economy. In minutes, our Connect Widget can easily be integrated into your product. You can save months of development time and instead focus on what is most important to you. Our platform is built on top-of-the-line security infrastructure. We are currently undergoing ISO 27001 certification. Connect your users' accounts and enrich their data with simple steps. We can help you create the right environment for your users, whether they need lending or smart savings. To improve borrowing experiences, we can access, aggregate, and interpret the financial information of customers, such as their income.

finleap Connect offers cloud services to banks looking to digitize their businesses. finleap connect focuses on fintech solutions that can be integrated into existing infrastructures in a modularized manner. The service offers data analysis capabilities and links existing data with machine learning tools. BaFin has certified finleap Connect. BaFin certifies finleap connect advertised offer. This allows you to drive customer engagement and reduce the complexity and cost of embedding financing. Our cloud infrastructure is modern, secure and approved by the BaFin. It supports partners at all stages of their growth. Cutting-edge data and analytics capabilities that combine financial data connectivity with machine learning tools to create new insights. finleap Connect provides "full-stack" support for brands that offer digitally native, mobile-first "customer transactions". Customer Interaction Layer is a modular, branded product that enables meaningful customer interactions.