Best Embedded Finance Platforms for Xero

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

Boss Insights provides global leading access to business customers’ financial data with a single connection to accounting, banking, commerce, payroll, tax and more (i.e. Quickbooks, Stripe, SalesForce, etc.). It’s used by fintechs and neobanks to gain 60% increased automation, 100% automated scoring, 51% faster funding and 5x faster renewals.

Stripe Connect is the fastest way to integrate payments into your marketplace or platform. Our APIs allow you to create and scale end-to–end payments experiences. This includes instant onboarding, global payouts, and new revenue streams. Stripe handles payments KYC. Stripe-hosted Onboarding allows you to get to market faster and without the development time or upfront costs required for payment facilitation. Our revenue share program makes payments a powerful source for revenue. You can also mark up payments to make every transaction a profit. Global payments platform allows you to reach more customers around the world and supports 135+ currencies as well as local payment methods with one integration. Monetize Stripe's entire range of financial services products. You can offer financing, expense cards or money management accounts to your customers. Connect's pre-built, optimized user interfaces make it easy to get your users started quickly.

The Ninth Wave Platform, a single, comprehensive, open banking solution, allows financial institutions to securely share permissioned data with a wide range of third-party apps, including aggregators and fintechs, accounting, ERP solutions, personal finance management and wellness tools and tax prep software. Ninth Wave allows retail and commercial banks, credit unions and wealth and investment managers, as well as other financial service firms, to provide their customers with fast, convenient access at their convenience to their data via any app or solution. This results in a better digital experience that increases satisfaction and loyalty, attracts new clients, opens up new revenue streams and reduces risk for our clients.