Best Digital Banking Platforms with a Free Trial of 2024

Velmie is a tech company providing a range of tools and solutions for FinTech businesses. We power enterprise banks and mobile wallet companies on four continents, setting up our clients with sophisticated products that are fully regulatory-compliant.

Boss Insights provides global leading access to business customers’ financial data with a single connection to accounting, banking, commerce, payroll, tax and more (i.e. Quickbooks, Stripe, SalesForce, etc.). It’s used by fintechs and neobanks to gain 60% increased automation, 100% automated scoring, 51% faster funding and 5x faster renewals.

NexorONE® is the leading Online Banking Software Solution™ with its robust modular scalability and a wide array of features it serves a broad variety of financial entities such as Online and Private Banks, Credit Unions, eWallets, Trusts & Asset Management Companies, and Payment Platforms. NexorONE® has been deployed to more than 500 financial entities worldwide, spread throughout 40 countries and in 16 languages. Features include a customizable responsive interface, user groups and admin roles, compliance rules (KYC, AML, etc.), API's and continuous updates.

Advapay's Digital Core Banking solution allows fintech clients and digital banks to launch their businesses and accelerate digital transformation. The platform provides all the essential functions, a back-up system, and tools to customize and add new integrations. Customers can connect to either the cloud-based SaaS, or on-premise software.

Elcoin Automated Banking System is a fully-fledged transactional bank system that supports a wide variety of financial intermediation models. Elcoin ABS is able to run automated banking infrastructures for payment service providers, commercial banks, and e-money companies. Elcoin ABS offers an open API architecture that allows you to request both internal services and global banking payment capabilities. Elcoin ABS offers modular functionality that can be assembled according to the business model and required services. These modules include Core and Contacts, Products and Accounts. Payments, Foreign Exchange, Cards Crypto, Treasury, Notifications Channels and Processes are all available.

The IC-Banking suite was designed to provide a perfect experience for all its users. It is as attentive to the corporate client or retail client as it is to the bank's technology team or developer. It also stimulates the growth of Fintech ecosystems by providing an open platform that allows users to express themselves. Our Smart Rings model has a single purpose at its outermost layer. It aims to establish the right link between the platform's different actors. The internal rings provide the various tools, channels, and business capabilities required to do this. All this is supported by our strong technological core, which acts as the pillar of our suite.

Backbase is a new generation Engagement Banking Platform that allows you to modernize your customer journeys and restructure your business operations around customers. We offer banks a chance to break free of the constraints of legacy IT and embrace a platform for engagement banking that is a new generation. How? How? By enabling banks gradually replace or decompose disparate, legacy systems and construct an orchestration architecture for customer engagement around them. This allows banks prioritize the most important customer journeys at all touchpoints, while eliminating silos and empowering front-office staff and customers.

VeriBranch connects directly to back-office customer systems, allowing banks to streamline their business processes. Bank tellers, advisors, and sellers can quickly access customer information to facilitate transactions such as loan origination and financial planning. This allows them to become high-value sales centers. VeriBranch Teller, Seller, and Advisor modules make it easier for customers and bank employees to complete tasks faster. This allows both parties to initiate higher-level interactions. VeriBranch is the infrastructure for the Omni-channel structure of the digital and smart branch concept. VeriBranch Advisor, Seller, and Teller modules make it easier for customers and bank employees to complete tasks faster. This allows both parties to engage in higher-level interactions. VeriBranch's digital and advanced technologies enable an Omni-Channel experience.

Start by identifying the needs of your customers, and then create products that meet them. bankCirrus gives you control and flexibility. Fixed deposit accounts, current accounts, savings accounts, and term deposit accounts. Design and build. We don't know what Bank product you haven’t thought of? We will configure it and integrate it into bankCirrus. BankCirrus connects customers across deposit and lending relationships. Today, a loan, tomorrow, a term deposit, next week, a premium financing need. You can use a portion of your deposit account as security to secure the loan. You can with bankCirrus. Connect to other channels within the enterprise and beyond. We are connected to Credit Bureaus, Payment Processors, and other services that offer convenience for your customers as well as efficiencies for your business. Customers can deposit, withdraw, and transfer money online. Virtual assistants make phone calls to customers and scale service.

NovoPayment's API-based platform allows for digital banking, card solutions, and payment in record time. We can help you start from scratch, enhance, or expand in multiple markets. You can deploy your corporate, SMB, and consumer programs with our Visa or Mastercard prepaid, debit, or credit solutions. Our APIs and issuing infrastructure allow you to launch physical and digital card programs. Users can manage their digital multicurrency accounts online by accessing multiple wholesale rates and service providers through our application network. Instant virtual and physical card issuing, open- and closed-loop programs. Strong businesses are powered by payments. We offer a complete range of payment tools to the digital economy, from secure remote commerce to real-time.

Financial institutions need efficient, reliable and customized IT banking software. We provide both technical and functional banking software consulting and support services to financial institutions that use the Temenos Transact (T24) core banking system and TAAT's WESE core banking system. We are also an official partner in the Mifos initiative. Client Management - Branch Management Multilingual - Document Attachment Unlimited Accounts - Customer Approval Process - Customer Closure and Blacklists - New Customer Verification & Approval Business Management - Social Performance - Measurement Accounting Reporting - Workflow Management - User Roles & Permissions Cash Management - Full Customization Financial Products: - Savings (Shared) Accounts - Current/Checking accounts Term Deposits Collateral Loans - Agriculture Loans - Open End/Top up Loans Line of Credit Loans - Incremental disbursement

UltimaBanq, an all-in-one bank software, provides a white-label solution to FinTech institutions such as Banks and Electronic Money Institutions. It can offer IBAN accounts, SEPA, SWIFT and card processing services. It accepts clients worldwide, even those considered high-risk like eCasinos or unregulated financial institutions. The software has built-in security features and conforms to EU PSD2 regulations. It also allows multi-level access for clients, as well as different roles and permissions for employees, management, and employees. The back-office can be easily integrated with add-ons and features. UltimaBanq has modules for Forex trading and CFD trading. It can also be used as a Crypto Wallet and payment platform. Users can download a demo to test it.

VerifyOn is a platform that allows Banks, FIs and NBFCs to perform physical verification as part of the loan approval process.