Best Digital Banking Platforms of 2024

We help teams from across industries, stages, webs, and business scales achieve success in a sustainable manner. Global pay-ins, and global pay-outs. Multi-currency accounts that comply with local regulations. Manage all your corporate cards, expenses and corporate cards on one intelligent platform. Useable anywhere Visa and Mastercard are accepted. Earnings yield is unmatched compared to a traditional savings account. Invest in USDC or USD via on-chain transfers. A complete set that can be assembled for any use-case that requires banking functionality to be seamlessly integrated into your customer's experience. iPeakoin offers fiat and cryptocurrency accounts for the advertising sector, enabling instant payment and easy global funds transfers. iPeakoin helps you meet your compliance challenges by covering contracts, audits, and fund pathways. This reduces the pressure on your risk team.

Baseella is an ultimate core banking software with an ecosystem of apps for the customer that empowers payment and electronic money institutions. Our comprehensive solution is tailored to address all operational challenges faced by PayTech companies, including financial crime, regulatory compliance and management. Baseella allows startups to launch their services quickly and scale their businesses without having to invest millions of euros in core banking software.

Tuum's mission is to help banks replace their legacy systems quickly and safely, reduce their maintenance costs, and open up new opportunities to adapt and thrive in the digital age. We use a smart migration strategy to help banks move away from their current systems. Our clients are able to go live in an average of 7 months using this approach. Once our system is live, it allows banks to launch new products and expand into new verticals. Tuum offers more than just core functionality. It allows banks to manage multiple business lines, including accounts, loans, payments, cards, and go further with access to a preconfigured ecosystem of partner solutions. Tuum allows for business transformation. Our business builder allows banks to configure their operating, distribution, and sourcing models precisely to launch unique models that capitalize on the opportunities of digitization.

SuperCore® is our cloud-native core banking platform. SuperCore®, our cloud-native platform, is our core banking platform. It helps banks unlock their data and deliver connected experiences. SuperCore, a SaaS managed service for core banking is available globally through AWS. It simplifies deployment, integration and infrastructure operations. Banks can reduce their cost of service by a large amount. Our no-code builder allows you to create products in just minutes. Our real-time event stream can provide you with new customer insights and help to speed up your decision-making. Our API-first architecture allows you to seamlessly integrate your channels and apps. A flexible, modular, configurable microservices architecture powered by a single data model. Future-proof your technology by adding a layer SmartAdapters with OpenAPI Swagger documentation in JavaScript. Pre-built modules and integrations that help you get up and running faster.

Hogan is a comprehensive suite of core banking apps that offers a full range customer, deposit, card, and loan products. It processes more than $5 trillion annually in global deposits. The core banking system, like Hogan, is one of the most important components of the overall bank architecture. Any changes to the core system have an impact on all channels and operations. Hogan has been integral to banking operations for over 40 years due to its reliability, robustness, and consistency. This has meant that complex Hogan upgrades and enhancements are required. It requires Hogan expertise to ensure the best solution and minimize business impact. Many banks lack the experience and skills required to modernize this critical part of their architecture.

QBS was created to improve financial services efficiency through the best technology. Particularly in emerging markets, where legacy or traditional banking is too slow or expensive to adapt or integrate into new channels. This is despite the increasing costs of maintenance and recurring service. QBS is a platform that accelerates the time it takes to bring new and better financial products to market, while ensuring agility and effectiveness. Our clients can be more responsive to a changing market through digital transformation. Our platform was created using the most recent trends in digital banking at an international level. APIs and native Microservices, transparent and open data model, 100% real time processing. Regulatory and operational support are provided by sound, simple, real time, seamless processes that provide unlimited performance.

We help financial institutions, corporations, and FinTech entrepreneurs bring to market highly differentiated payment options that are supported by a strong, immediate business case. Our white-label platform and API allow us to quickly deploy targeted solutions and generate significant new net revenues. Our interoperable platform is PCI DSS certified (Payment Card Industry Data Security Standards). It is hosted in Tier-4 data centers that have the highest security certification. Bankable's Virtual Manager, a cloud-based virtual account solution that can be added to any bank account, allows for enhanced cash management for global corporations. It can process standardised and proprietary data from multiple banks.

CreditSnap, a cloud-hosted Digital Account Opening Platform for Banks, Credit Unions, and Community Banks is available. All your retail and business account opening needs are covered under one roof. 1) A modern, responsive and instant deposit account opening experience: Credit unions, banks, and anyone can now offer a modern deposit account opening experience with full automation. This includes eligibility, KYC, and digital deposits. 2) Lending Cross-Sell - Unique and exclusive solution in the market. It uses soft inquiry data to instantly send loan offers after the Deposit Application experience is complete. 3) Omni Channel

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

Spotbanc is a specialist digital banking platform designed to enable small-and-medium-scale EMIs, banks, and financial service providers to launch powerful financial products/services such as electronic money, virtual accounts, online banking, loan management, treasury management, etc. Spotbanc is designed for highly-specialized financial institutions that offer specialized services to a specific clientele. Our solutions include Electronic Money, Corporate Banking solution and Private Banking solution. We also offer Loan Management solution, Treasury Management solution, Specialized Banking 'on demand solution. You can enjoy our solutions as standalones, combined, tailored, or holistic. We offer the most flexible online banking solution. Spotbanc offers a unique omnichannel system that provides clients with a single experience. Clients have the same banking experience whether they use the web or mobile app, as their data is synchronized across all channels.