While depositors provide liquidity to market to earn passive income, borrowers can borrow in an over-collateralised way. Vires.finance uses a common pool-based mechanism where all funds are deposited and participate equally in interest-bearing activity. It is based on Waves Blockchain and charges very low fees (only few cents per transfer), making it attractive for both loans and deposits. You simply need to supply your assets in order to use the service. After you have supplied your assets, you will receive passive income based upon market borrowing demand. You can borrow assets by using your deposited assets to collateralize. To earn additional income, depositors can safely stake tokens such as WAVES or USDN within the ecosystem.