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Average Ratings 0 Ratings

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Description

SmartCredit.io operates as a peer-to-peer lending platform that facilitates direct connections between its users without the need for intermediaries, which often impose fees typical of traditional fiat banking systems. Users can securely store their cryptocurrency or ERC20 Smart Money tokens in their own standard wallets, such as MyEtherWallet. Borrowers can submit requests for loans while lenders present their offers, with the platform's matching engine effectively aligning loan supply with demand. When a suitable match is found, lenders can provide ETH for the loans, and borrowers can receive ETH as needed. Each loan agreement formed is legally binding between the involved parties. Additionally, every loan offered through SmartCredit.io is insured for its total value, adding another layer of security. The overarching objective of SmartCredit.io is to establish essential elements of an alternative blockchain-based financial ecosystem, which includes not just crypto lending and borrowing but also fixed-income funds and various integrations to enhance user experience. By streamlining these processes, SmartCredit.io aims to revolutionize the way individuals engage with financial services.

Description

FinbotsAI is an AI-powered credit risk management and decision intelligence platform designed for banks, fintech lenders, and other financial institutions. Its creditX solution enables organizations to build, validate, deploy, and monitor customized credit scoring models without extensive programming. The platform supports application scorecards for evaluating new borrowers, behavioral scorecards for monitoring existing customers, and collection scorecards for prioritizing debt recovery activities. Its data integration capabilities combine internal, external, and alternative information from multiple sources to support credit risk analysis. Automated data preparation features include missing-value treatment, standardization, bias reduction, feature engineering, and variable selection. CreditX allows users to choose between traditional statistical models, rules-based approaches, and advanced ensemble machine learning through configurable modeling controls. Its business rules engine provides a drag-and-drop interface for designing lending decision workflows and modifying risk policies. API-based deployment enables real-time credit decisions and integration with loan origination systems, CRM applications, and customer onboarding platforms. FinbotsAI also provides model explainability, performance monitoring, regulatory governance capabilities, and flexible deployment across public cloud, private cloud, and on-premises environments.

API Access

Has API Yes 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

SmartCredit.io

Founded

2017

Country

Switzerland

Website

smartcredit.io

Vendor Details

Company Name

finbots.AI

Founded

2017

Country

Singapore

Website

finbots.ai/

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Product Features

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