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features
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support

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Description

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

Description

Empowering financial institutions to cater to the evolving needs of modern consumers, equipifi’s customizable solution seamlessly integrates with banks and credit unions, allowing users to browse, accept, and oversee offers directly from their banking applications. By introducing buy now, pay later (BNPL) options, these institutions provide debit card users the ability to finance purchases in a manner that aligns with their personal financial objectives. This approach enhances transparency for consumers managing their BNPL loans, with pre-approved offers specifically designed to meet individual financial needs. Additionally, the platform broadens the range of eligible purchases for BNPL, ensuring an efficient and user-friendly experience all within one convenient interface. It serves as a comprehensive resource for consumers seeking flexible financing options for their everyday expenditures, appealing particularly to younger demographics who appreciate adaptable payment solutions. Furthermore, this innovation keeps cardholders engaged as they make routine purchases, while simultaneously opening up new avenues for financial institutions to increase transaction fees and interest revenue. Ultimately, equipifi not only simplifies the user experience but also positions banks and credit unions to thrive in a competitive landscape.

API Access

Has API Yes 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Adyen Yes 
Magento Yes 
PayPal Yes 
Shopware Yes 

Integrations

Adyen No 
Magento No 
PayPal No 
Shopware No 

Pricing Details

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Yes 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac Yes 
Linux Yes 
Chromebook Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Ratepay

Founded

2009

Country

Germany

Website

ratepay.com

Vendor Details

Company Name

equipifi

Country

United States

Website

www.equipifi.com

Product Features

Product Features

Alternatives

Alternatives

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