Compare OnFinality vs. PolkaInsure Finance in 2026

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Description

OnFinality is a platform for blockchain infrastructure that saves web3 builders their time and makes their lives simpler. OnFinality provides API endpoints that are scalable for the largest blockchain networks. It empowers developers to automate testing, deployment, scaling, and monitoring their own blockchain nodes within minutes. OnFinality has processed over 300 billion RPC requests to date across 70 networks, including Polkadot and Ethereum, Moonbeam and Astar. It is constantly expanding these mission-critical services to developers so they can build the decentralised future faster! OnFinality helps you to be smarter.

Description

A peer-to-peer insurance marketplace operating within the Polkadot ecosystem is being established, fully managed by DeFi participants. Users who become part of this marketplace will receive the PIS governance token, which serves as a key element of the platform's functionality. In this innovative model, any individual can request insurance while anyone else is free to offer coverage options. The plan is to transition Polkainsure to a dedicated Polkadot parachain upon the completion of product development. Currently, the PIS token is issued on Ethereum to accommodate significant trading interest. Users will be able to obtain coverage through PolkaInsure without undergoing KYC procedures, enhancing accessibility. All smart contracts associated with PolkaInsure will undergo thorough audits and will be deployed and verified on the Polkadot blockchain to ensure reliability. The claims process is governed by smart contract code, allowing for instantaneous payouts and guaranteeing that all insurance contracts are fully collateralized. The system will feature seamless integrations for assets such as DOT and ERC-20 tokens, alongside vital infrastructure services like Chainlink and TheGraph. Recently, we launched our products on the Moonbeam testnet, which serves as the smart contract parachain within the Polkadot Network, marking a significant milestone as we embark on Shield Mining in the Polkadot ecosystem. This initiative is poised to transform how insurance operates in the decentralized finance space.