Compare NMI Payments vs. iTransact

NMI Payments gives developers, SaaS builders, ISVs and ISOs a simple path to embedded payments. As a full-stack processor, acquirer, and technology partner, NMI enables you to integrate, brand, and manage payment acceptance within your platform—without becoming a PayFac or building complex infrastructure. The platform combines flexibility, scalability, and speed, offering white-labeled payments infrastructure that keeps your brand front and center. With omnichannel support for in-store, online, in-app, and unattended payments, you can deliver a consistent merchant experience across every touchpoint. NMI also manages onboarding, compliance, and risk, freeing your team to focus on innovation and customer growth. Developer-First Experience NMI’s developer-first environment puts full control in your hands. Build, test, and launch payments in a modern sandbox with clear documentation and ready-to-use code snippets. Guided onboarding flows and API recipes simplify integration, while low-code and no-code tools accelerate deployment. Business users can evaluate monetization options with instant revenue calculators and self-service sign-up. Whether you’re embedding payments for the first time or scaling across channels, NMI helps you go live faster, stay compliant, and grow with confidence

You now have the ability to add several users to your gateway and establish custom roles to adhere to Sarbanes–Oxley standards. The virtual terminal has been revamped to enhance support for partial approvals and offers the flexibility to navigate away from the terminal without losing your progress. A responsive design framework has been implemented, ensuring that the control panel functions effectively on any device, whether it’s a computer, tablet, or smartphone. Our virtual terminal facilitates the execution of various transaction types through a single user-friendly interface. Partial approvals are managed efficiently, and an USB card reader is available for use in retail environments. You can configure recurring recipes to follow monthly, weekly, or daily intervals. Additionally, your clients can easily update their billing details via a link provided in their recurring receipts. You also have the option to upload batch files containing transaction details, which we will process in the background, keeping you informed once everything is completed. This comprehensive system streamlines operations and enhances user experience across various platforms.