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Description
Modirum specializes in secure online payment authentication and fraud prevention, providing comprehensive 3-D Secure products and services for banks, payment processors, and merchants. Its core solutions—Directory Server (DS), Access Control Server (ACS), Merchant Plug-In (MPI), and SDK—enable compliance with EMV® 3-D Secure 2.x, empowering safer digital transactions across web and mobile platforms. Modirum’s technology facilitates real-time authentication, supports biometric verification, and integrates with mobile wallets and app-based payments for a frictionless user experience. Through Modirum FSS (Fraud Scoring Server), issuers can leverage advanced risk-based authentication to detect anomalies and reduce false declines. The company’s VPOS payment gateway and ModirumID extend its reach into identity verification and digital onboarding. Designed for high-performance and interoperability, Modirum solutions align with major schemes including Visa, Mastercard, JCB, and American Express. Clients can choose between on-premises, hosted, or hybrid deployments, ensuring total control over data and infrastructure. With decades of experience, Modirum continues to shape the global payments landscape with its commitment to innovation, compliance, and cybersecurity.
Description
PowerCARD-Issuer offers comprehensive solutions for the issuance and management of various payment types, including credit, debit, and prepaid cards. It has been designed to cater to a diverse range of issuers, encompassing everything from small businesses to large global financial entities, banks, credit firms, retailers, and independent card processors. The platform boasts robust multi-currency, multi-product, multi-institution, and multi-language functionalities, enabling it to efficiently handle card portfolios across multiple nations and issuers all within a unified global framework. The system's rule-based engines facilitate the modernization of payment systems within financial institutions, allowing for origination through any channel and format, while incorporating sophisticated workflow designs that enhance the collection and utilization of payment data. Furthermore, the architecture of PowerCARD-Issuer promotes configurability and accessibility, making it possible to leverage information in ways that are often restricted in conventional black-box systems, ultimately providing greater flexibility and adaptability in payment processing. This innovative approach not only streamlines operations but also empowers issuers to respond quickly to changing market demands.
API Access
Has API
API Access
Has API
Integrations
No details available.
Integrations
No details available.
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Modirum
Country
Estonia
Website
modirum.anduin.net/3dsecure/
Vendor Details
Company Name
HPS
Founded
1995
Country
United States
Website
www.hps-worldwide.com/product/powercard-issuer