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Description
Lokta Core serves as an AI-centric loan management platform tailored for banks, NBFCs, and digital lenders aiming to streamline modern lending processes while maintaining control, compliance, and autonomy. It seamlessly integrates AI workflows that your teams are currently experimenting with, including agentic servicing, intelligent collections, and copilots for credit operations, ensuring they operate directly within the same record-keeping system rather than as separate add-ons.
For a CXO considering immediate changes, three notable improvements emerge on Monday. Firstly, the speed of product launches significantly increases: new loan offerings and policy modifications can be implemented in mere days instead of taking several months, all thanks to a governance-first and policy-driven framework. Additionally, the overall operational costs decrease as a unified, audit-ready system supplants a patchwork of loan management systems, business rule management systems, collections, and reporting tools. Lastly, the platform is inherently AI-ready; every action taken—whether by an operator, customer, or agent—is governed by policies, enforced by a maker-checker approach, and substantiated with evidence, allowing the AI initiatives your board is inquiring about to be put into practice effectively.
Furthermore, Lokta Core offers flexibility in deployment options, allowing you to choose between managed SaaS and single-tenant cloud solutions to best fit your organization's needs. This adaptability ensures that you can optimize your lending operations while making the most of the latest technological advancements.
Description
A structured employee database that includes demographics and statutory compliances such as PF, ESIC TDS, etc., leave integration, and pay structures. Oh Wait! You get so much more when you choose India's best payroll software! You can access a variety of dashboards that are related to finance and HR management in the formats you need. You can create your own pay structure according to the organization policy or pay commissions. Management of employees' In-Build loans and impact on Income Tax computation. Management of cost-center wise manpower budget with Variance Reporting and restriction on exceeding the limits. You can manage double surety with separate rolls of entries and dual approval for payroll authorization. 400+ ready reports, including Master, Statutory and MIS. Drag-and-drop tool to create user-definable templates.
API Access
Has API
API Access
Has API
Screenshots View All
No images available
Integrations
Truein
Pricing Details
$1000
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Lokta Tech Pvt Ltd
Founded
2025
Country
India
Website
lokta.ai
Vendor Details
Company Name
Spine Technologies
Founded
2001
Country
India
Website
www.spinetechnologies.com
Product Features
Product Features
Payroll
401(k) Tracking
Attendance Management
Benefits Management
Check Printing
Compensation Management
Deductions Management
Direct Deposit
Multi-Country
Multi-State
Reporting/Analytics
Self Service Portal
Tax Compliance
Vacation / Leave Tracking
W-2 and 1099 Preparation
Wage Garnishment
Alternatives
No Alternatives
