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Average Ratings 0 Ratings

Total
ease
features
design
support

No User Reviews. Be the first to provide a review:

Write a Review

Description

This secure and user-friendly cloud-based lending software allows you to efficiently manage all customer loans and repayments from a single platform. By minimizing administrative tasks, you can focus more on expanding your business. The software provides an overview of loan specifics, including repayment information, loan terms, schedules, collateral, files, and comments. Additionally, you have the ability to print loan statements and schedules for your clients. You can customize loan fees, grace periods, and penalties to suit your needs. A comprehensive snapshot of each loan can be accessed on one page, and there's even an option to send SMS notifications to borrowers. Furthermore, you can establish savings accounts for clients, facilitating transactions like deposits and withdrawals. The system automatically calculates and adds interest to savings accounts based on your chosen savings product, ensuring a seamless experience for both you and your borrowers. With these features, staying organized and efficient has never been easier.

Description

Leverage your cryptocurrency assets as collateral to secure a loan through the SpectroCoin lending platform, which accommodates various currencies including euros, Bitcoin, and Ethereum. Our service supports loan-to-value (LTV) ratios ranging from 25% to 75%. Opting for a higher LTV can be riskier, but it provides clients with the opportunity to access larger loan amounts based on their crypto collateral. We customize our offerings to meet the individual needs of each client, allowing you to obtain a crypto credit starting from as little as 25 EUR and going up to an impressive 1 million EUR. With banker tokens, known as BNK, you can benefit from reduced interest rates while saving and earning simultaneously. We pride ourselves on offering competitive loan terms with complete transparency, ensuring there are no hidden charges. You have the flexibility to choose when to repay your loan, as long as it is settled before the maturity date. Simply deposit your assets in the currency corresponding to your chosen collateral, specify the desired withdrawal amount, LTV, and collateral type, and your funds will be transferred directly to your account without hassle. Our platform is designed to provide you with a seamless lending experience that caters to your financial preferences.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Bitcoin No 
CoinLedger No 
Ethereum No 
Koinly No 

Integrations

Bitcoin Yes 
CoinLedger Yes 
Ethereum Yes 
Koinly Yes 

Pricing Details

$30 per user per month
Free Trial Yes 
Free Version Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) Yes 
Online Support No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Loandisk

Founded

2015

Country

Australia

Website

www.loandisk.com

Vendor Details

Company Name

SpectroCoin

Founded

2013

Country

Lithuania

Website

spectrocoin.com/en/crypto-loans.html

Product Features

Commercial Loan

Asset Management Yes 
Audit Trail Yes 
Complex Debt Structures Yes 
Dashboard Yes 
Document Management Yes 
Exposure Management Yes 
Lead Management Yes 
Pipeline Management Yes 
Risk Management Yes 
Trend Analysis Yes 

Loan Origination

Amortization Schedule Yes 
Audit Trail Yes 
Closing Documents Yes 
Compliance Management Yes 
Customer Database Yes 
Digital Signature No 
Document Management No 
Fee Management No 
Loan Processing Yes 
Online Application No 

Loan Servicing

Accounting Management No 
Amortization Schedule No 
Application Management No 
Auto Loans Yes 
Automatic Funds Distribution No 
Business Loans Yes 
Collateral Tracking No 
Collections Management No 
Compliance Management No 
Construction Loans Yes 
Customer Database No 
Fee Management No 
Investor Management No 
Loan Processing No 
Student Loans Yes 

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