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Description

When engaging in online, telephone, and face-to-face transactions that involve products and services with age restrictions, it is essential for companies to conduct thorough due diligence to confirm the identities and ages of their customers, irrespective of the purchasing method. LexisNexis® offers identity verification and authentication solutions that provide the reassurance needed to conduct business in a safe, secure, and profitable manner. Although the Internet can serve as a significant revenue stream for businesses, it also introduces additional risks since the validation processes for online and in-person transactions differ. The necessity of verifying a person's age is critical when selling items meant solely for adult use, as companies cannot afford to make errors in these sales. Ensuring compliance with age-related regulations is not just a legal obligation but also a crucial aspect of maintaining a company's reputation and customer trust.

Description

Since its establishment in 1990, the LexisNexis Mortgage Asset Research Institute has evolved into a prominent authority and top source of information concerning mortgage professionals, companies, and crucial risk management solutions. We created the Mortgage Industry Data Exchange (MIDEX), an effective resource that assists subscribers in combating mortgage fraud, enhancing the credentialing process, and ensuring identity verification, among other benefits. The Mortgage Industry Data Exchange (MIDEX) stands out as the foremost repository contributed by industry participants, which is essential for the verification, credentialing, and oversight of mortgage professionals and firms. This extensive database features a distinctive mix of non-public cases verified by contributors that highlight instances of misrepresentation and/or fraud, alongside details of public disciplinary actions and licensing verification for mortgage originators, realtors, and appraisers. Additionally, the comprehensive reports generated by MIDEX consolidate public records, professional licenses, and real estate-related sanctions into a single, convenient document, making it an invaluable tool for industry stakeholders. Through these services, MIDEX not only enhances transparency within the mortgage industry but also significantly contributes to the overall integrity of the market.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

LexID No 
One Mortgage System (OMS) No 
PremierCashier Yes 

Integrations

LexID Yes 
One Mortgage System (OMS) Yes 
PremierCashier No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

LexisNexis Risk Solutions

Founded

1997

Country

United States

Website

risk.lexisnexis.com/products/instant-age-verify

Vendor Details

Company Name

LexisNexis

Founded

1970

Country

United States

Website

risk.lexisnexis.com/products/mortgage-industry-data-exchange

Product Features

Product Features

Fraud Detection

Access Security Management No 
Check Fraud Monitoring No 
Custom Fraud Parameters No 
For Banking No 
For Crypto No 
For Insurance Industry No 
For eCommerce No 
Internal Fraud Monitoring No 
Investigator Notes No 
Pattern Recognition No 
Transaction Approval No 

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