Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Lendly provides online installment loans between $1,000 and $2,000, with the potential for funding in as little as 24 hours. Repayment is made directly through payroll direct deposit, facilitating a seamless payment process. The application can be completed online in about 5 to 10 minutes, making it accessible for busy individuals. Lendly is particularly inclusive, as it considers applicants with less-than-perfect credit scores, focusing instead on their employment history and income for approval. However, it's important for prospective borrowers to note that the annual percentage rate is quite high, sitting at around 225%. The service is available in 22 states, and a bank account is necessary to secure a loan, with payroll direct deposit required for repayments. This method not only allows for manageable repayment but also presents an opportunity for customers to enhance their credit scores over time. Overall, Lendly aims to provide a straightforward lending experience while addressing the needs of those who may face challenges with traditional credit options.
Description
OnePay is a comprehensive financial app that brings together banking, credit, investing, and payment tools into a single platform. It enables users to manage their finances efficiently while offering benefits such as cash back rewards and early paycheck access. The app includes features like savings accounts, credit builder loans, and investment options starting with small amounts. Users can also buy, sell, and track cryptocurrency directly within the platform. OnePay provides flexible payment solutions, including pay-later options for purchases, particularly with Walmart. Its rewards system allows users to earn points and redeem them for cash back or other benefits. The platform is designed to be user-friendly, making financial management accessible to a wide audience. Security and compliance are prioritized through partnerships with FDIC-member banks. With no monthly fees and multiple financial tools, it offers strong value for everyday users. Overall, OnePay helps individuals take control of their finances while maximizing rewards and opportunities.
API Access
Has API
No
API Access
Has API
No
Integrations
ONE@Work
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
Free
Free Trial
No
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
Lendly
Founded
2019
Country
United States
Website
lendly.com
Vendor Details
Company Name
OnePay
Country
United States
Website
www.onepay.com
Product Features
Product Features
Mobile Payment
ACH Support
No
Contactless / NFC
No
Credit Card Support
No
Cryptocurrency Support
No
Debit Card Support
No
In-App Payments
No
In-Store Payments
No
Micropayments
No
P2P Payments
No
eCommerce Payments
No
Online Banking
Brokerage
No
Cash Management
No
Chat / Messaging
No
Credit Card Management
No
Electronic Statements
No
Fraud Detection
No
Loan Management
No
Marketing Automation
No
Retail Banking
No
Single Sign On
No
Transaction Monitoring
No