Compare HandWallet Business vs. N2F

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: 1. White-Label Solution with Embedded Finance Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 2. Wallester Business: Corporate Expense Management Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously. We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.

Mid-market companies use Fraxion to bring procurement, accounts payable, expense management, and spend analysis into a single solution, instead of managing multiple tools. The platform handles the full cycle: requisition to purchase order automation, budgets and policies are enforced in real time, approvals move through multiple levels as needed, and buying happens through PunchOut or internal catalogs. AI powers AP automation and spend analysis, and a mobile app keeps processes moving when staff are away from a desk. The Office of the CFO gains complete visibility and control. Every dollar can be traced back through the full requisition-to-payment cycle. Companies can start with procurement or AP, based on their immediate need, and scale to full procure-to-pay at their own pace, without replatforming. Security and compatibility are built in: Fraxion holds SOC 2 compliance and integrates with cloud, legacy, and niche systems, including Sage, Microsoft Dynamics, NetSuite, QuickBooks, and Xero. Mid-market businesses in healthcare, life sciences, agriculture, wineries, property management, non-profits, education, and natural resources have relied on it for over two decades.

FreshBooks makes billing and invoicing for small businesses easy. FreshBooks is a top-rated accounting and invoice software for self-employed professionals as well as small businesses. It makes it easy to invoicing and billing so that companies can concentrate on the work they love. It has a wide range of powerful features, including expense tracking, time tracking and payment processing. The Freshworks mobile app allows users to work from anywhere using FreshBooks.

Paylocity is an all-in-one business management platform that brings together HR, payroll, finance, and IT solutions to help organizations streamline operations and support workforce growth. The platform is designed to simplify complex business processes by centralizing payroll, tax management, expense tracking, asset management, procurement, and employee services within one connected ecosystem. Businesses use Paylocity to automate routine administrative tasks, improve data visibility, and create more efficient workflows across departments. The platform includes AI-powered tools, real-time reporting, mobile accessibility, and seamless integrations that allow teams to make faster and more informed decisions. Paylocity also supports employee engagement and workforce management through tools for benefits administration, talent management, time tracking, and employee communication. Its finance capabilities provide spend management, AP automation, corporate card management, and headcount planning features that help organizations gain better control over financial operations. The IT solutions offered by Paylocity include access management, identity management, and asset management tools that help technology teams support business operations more effectively. The company serves organizations ranging from small businesses to large enterprises while providing award-winning customer service and long-term partnership support. By combining workforce management, financial operations, and IT capabilities into one unified platform, Paylocity helps businesses improve productivity, collaboration, and operational efficiency across the organization.

DATABASICS strives to solve the most difficult Time and Expense management problems for large and small enterprises with distributed workforces. We combine two world-class tracking systems into one system, allowing us to address two critical business processes in one solution. Our system integrates seamlessly with any software or program you already use, so it is easy to configure and report. You can have your solution customized to meet your needs in just a month.

Zil Money offers: Pay By Credit Card: Use credit cards even when your vendors don't accept them. ACH Payment: Make one-time or recurring ACH/RTP payments in one click. Wire Transfers: Send money electronically from one financial institution to another. Bill Pay: Pay & schedule bills online, managing supplier payments & reducing risk. Digital Checks: Digitize your paper checks and make your payments via email or text. Software Integrations: Integrate Zil Money with your accounting and payroll software. Cloud Bank: Open an online bank account with ZilBank.com. Streamline your payment management & save Check Printing: Drag and drop to instantly create checks & print using any printer. Payment Link Create and send a secure URL for customers to make online payments easily. The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH. Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

Kechie is an integrated Enterprise Resource Planning Software that can be used as a Software as a Service (SaaS). It simplifies the user experience while offering the most recent in cloud technology. Kechie can be easily configured to meet the growing needs of your business. The robust engine provides real-time visibility and tracking of all transactions from CRM, Sales, Inventory Management, WMS, Logistics, Procurement, Manufacturing, and Finance. This will help streamline your operations and ultimately increase profitability. It is easy to use and doesn't cost a lot. You can purchase it in separate packages, such as inventory, warehouse management, manufacturing, finance, or an ERP system that includes all of these tools. Let us show how to manage your business more efficiently and effectively.

FISPAN is a leader in embedded ERP banking, connecting financial institutions directly to the ERP and accounting systems businesses rely on every day. By embedding secure banking functionality inside NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero, FISPAN eliminates manual file uploads and disconnected workflows. Automate accounts payable, streamline accounts receivable, enable reliable bank feeds, initiate payments, manage expense reimbursements, and access near real-time cash visibility, all within your ERP. FISPAN’s secure API connectivity ensures accurate transaction data flows directly into your reconciliation module, reducing errors, improving efficiency, and enhancing financial control. Designed for banks, businesses, and ERP partners, FISPAN transforms ERP systems into fully connected financial command centers.

YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries Crypto loans enable you to use your digital currency as collateral for generating cash. You receive 90% of the value of 30+ of the most popular cryptocurrencies. You can start with $100 and earn money with immediate withdrawals at bank accounts or credit cards. You can borrow using USD, EUR, CHF, or GBP. YouHodler gives you the ability to exchange fiat or cryptocurrency. An application takes you through the conversion process to get your funds fast. YouHodler pays up to 20% annually with weekly payouts by turning crypto assets into a yield account. Yield is paid every week into your crypto wallet. Those who like to buy and hold cryptocurrency find this beneficial for increasing their income and total returns. YouHodler's Cloud Miner offers a simple, gamified way to earn real Bitcoin without using your device's computing power, allowing users to mine with ease and access rewards effortlessly.

SBS Asset Finance is a cloud-native, modular platform built for banks, captives, and specialist lenders managing asset-based finance. It supports the full financing lifecycle, from digital onboarding and credit decisioning to loan servicing, portfolio management, risk control, and digital audit. SBS Asset Finance can be deployed end-to-end or module by module, making it easy to modernize legacy systems without a full replacement. The platform automates core processes, improves data visibility in real time, and integrates seamlessly with existing ecosystems through open APIs.