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Description
GiniMachine, an AI-based solution to automated decision making, is called GiniMachine. It uses advanced machine learning algorithms and historical data from companies to create high-performing scoring models.
It can be used to score credit, collect, or apply, expand marketing (churn prediction), as well as sales (cross-sell, upsell) opportunities.
The system uses a customized implementation of the decision tree ensemble technique, augmented with a set
Heuristics for preliminary data processing. GiniMachine provides models for building and supplying.
They are fully compliant to the BASEL requirements.
GiniMachine works with all types of data, raw and prepared, including:
Socio-demographic data
Credit bureaus info
Transactional data
Social network data
Other data.
Description
Pre-Approval One allows consumers to apply for credit without affecting their credit score. Lender evaluates the applicant's creditworthiness, and offers to lend subject to only collateral requirements or conditions. If the consumer accepts the pre-approved credit offer and meets all the conditions, a hard inquiry will be made.
Create a low-friction, single experience for both credit seekers and credit applicants. Collecting all the information you need to underwrite a consumer at the point of intake will help boost take rates. Reduce the time required to complete the application and set expectations for consumers.
API Access
Has API
API Access
Has API
Screenshots View All
No images available
Integrations
CREDITONLINE
Ultimus Digital Process Automation Suite
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
HES FinTech
Founded
2017
Country
Lithuania
Website
ginimachine.com
Vendor Details
Company Name
Equifax for FinTech
Founded
1899
Country
United States
Website
developer.equifax.com/products/apiproducts/pre-approval-one
Product Features
Predictive Analytics
AI / Machine Learning
Benchmarking
Data Blending
Data Mining
Demand Forecasting
For Education
For Healthcare
Modeling & Simulation
Sentiment Analysis
Product Features
Financial Services
Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management