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Description
FloatMe is an innovative financial application tailored to assist users in obtaining, managing, and saving their finances. It provides rapid cash advances called "floats," which can reach up to $50 for new users, with the funds generally available within three days. For those needing immediate access, expedited transfers can be completed in just minutes for a nominal fee. Importantly, FloatMe does not require credit checks, meaning your credit score remains safe and unaffected. The app also includes overdraft risk notifications to help users avoid unnecessary overdraft fees and features a Financial Forecast tool that estimates your future available balance based on regular expenses and upcoming paychecks. To ensure secure connections to your bank accounts, FloatMe utilizes Plaid, which implements robust security protocols. Moreover, members benefit from exclusive offers through a continuously expanding network of over 40 partners, dedicated to helping users save or earn additional money. With its user-friendly interface and supportive features, FloatMe aims to empower individuals to take control of their financial health.
Description
SteadyPay is a financial service based in the UK that aims to assist individuals experiencing variable incomes by offering interest-free credit options and resources for improving credit scores. Among its notable products is CashWave, which enables users to borrow up to £300, repayable over a three-month period without incurring interest or undergoing credit checks. This service follows a subscription model that requires a fee of £30 monthly, specifically designed to cater to individuals with lower credit ratings or those who need immediate financial assistance. Furthermore, SteadyPay includes a TopUp feature that tracks users' income levels and provides advances when their earnings dip below the average, thereby promoting financial security during times of reduced work hours or unpaid leave. Repayment is streamlined, as it is automatically deducted when users' income surpasses the average, and all repayment activities are reported to credit bureaus to enhance users' credit profiles. The platform is committed to transparency and security, establishing a safe connection to users' bank accounts without saving any login credentials, ensuring peace of mind throughout the borrowing process. Overall, SteadyPay strives to empower individuals to manage their finances more effectively while building a stronger credit history.
API Access
Has API
API Access
Has API
Integrations
Plaid
Pricing Details
$3.99 per month
Free Trial
Free Version
Pricing Details
$36.91 per month
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
FloatMe
Country
United States
Website
www.floatme.com
Vendor Details
Company Name
SteadyPay
Country
United Kingdom
Website
www.steadypay.co