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ease
features
design
support

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Description

Credco operates as a consumer reporting agency that compiles and assesses consumer data, offering consumer reports to authorized third parties for credit-related decisions and other legally allowed purposes. If you wish, you can contact Credco’s Consumer Assistance Department to obtain a copy of the information we hold regarding you, which may play a role in evaluating your creditworthiness. This agency serves various clients, including banks, mortgage providers, and other financial institutions, aiming to assist them with credit risk evaluations and similar objectives as allowed by law. As a consumer reporting entity, we are authorized to share information about you solely with companies you have permitted or those with a legitimate purpose as defined by the Fair Credit Reporting Act (FCRA). It's important to note that Credco acts as a reseller of consumer report data and does not keep a database that generates new consumer reports independently. Furthermore, consumers have the right to inquire about and review their own data, ensuring transparency in how their information is utilized.

Description

Covius’ Funding Suite® provides an extensive array of credit, verification, and fraud prevention services. The offerings include both individual and consolidated reports sourced from all three major credit bureaus, a variety of credit scoring models, and tailored credit scoring tools that come with updates, verifications, and additional lien and judgment reports available through our secure and proprietary Funding Suite platform. Our adaptable credit solutions empower users to select the desired number of credit repositories and enable our “Smart Credit” upgrade, allowing for a three-vendor report without needing to re-access a consumer's file. Additionally, the interactive Smart Credit report features customizable sorting options and views to facilitate quicker and more efficient data analysis. Furthermore, both Originators and Servicers have the capability to request soft pulls to effectively monitor ongoing creditworthiness and enhance borrower retention strategies. This suite of services is designed to streamline processes and improve decision-making in the credit landscape.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Autodeals
FirstClose

Integrations

Autodeals
FirstClose

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Cotality

Founded

2010

Country

United States

Website

www.cotality.com/legal/credco-consumer-assistance

Vendor Details

Company Name

Covius

Founded

2014

Country

United States

Website

covius.com/mortgage-originators/funding-suite-credit-scoring-and-re-scoring/

Product Features

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

Product Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

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