Compare ClearSale vs. PAAY

Revenue is the most important thing for a merchant. We believe that fraud should not stop you from achieving that revenue. Your customer experience should not be compromised by your fraud protection solution. ClearSale is the only fraud solution that covers chargebacks, false declines, and other issues. This will allow you to maximize your revenue and approve all orders your customers place with you. ClearSale tracks the customer's browsing habits and lets us know where they came from for website orders. The algorithm is tailored with fraud rules that are specific to your business and runs on a powerful machine-learning platform that adapts quickly to your unique fraud risk profile. Our fraud analysts are trained in looking for reasons to approve orders, not decline them.

PAAY stands out as a pioneering authentication service tailored for contemporary merchants. By enhancing payment approvals, reducing chargebacks, and assisting merchants with compliance standards, we contribute significantly to the e-commerce landscape. Each minute, millions of transactions occur globally, and in that split second of purchase, PAAY plays an essential role. With the challenges of securing online sales, losing them to fraudulent chargebacks or unjust declines adds to the burden. As a certified provider of EMV 3-D Secure, our service ensures buyer authentication, safeguarding merchants' transactions. Additionally, PAAY equips issuers with essential data, enabling informed decisions and a higher acceptance rate for payments. Our platform also supplies merchants with crucial authentication insights to refine their internal fraud detection algorithms and risk management processes. Ultimately, PAAY streamlines the dispute resolution process, minimizing the time and resources needed for manual reviews and fraud prevention efforts, thereby empowering merchants to focus on what they do best.