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Average Ratings 0 Ratings

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features
design
support

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Description

CARFAX gathers data from over 112,000 sources, which includes every motor vehicle agency across the U.S. and Canada, in addition to various auto auctions, police and fire departments, collision repair shops, rental agencies, and fleet management services. Their Vehicle History Reports™ cover all used cars and light trucks from the 1981 model year onwards. By utilizing the distinctive 17-character vehicle identification number (VIN), CARFAX can quickly produce a report from a database that consists of more than 26 billion records. Each report provides critical information that may influence a buyer's decision regarding the purchase of a used vehicle. Furthermore, the CARFAX Buyback Guarantee minimizes the risks associated with buying pre-owned cars; if a report does not reveal a DMV-issued branded title, such as salvage or odometer discrepancies, CARFAX pledges to repurchase the vehicle at the full price. This assurance is a significant benefit for consumers who want peace of mind when investing in a used vehicle.

Description

MeridianLink® DecisionLender® is an indirect auto lending platform built to support financial institutions operating in competitive, dealer‑driven environments. Dealers submit applications through major industry portals, receive instant decisions, complete e‑contracts, and fund faster—while institutions reduce errors, increase deal capture, and minimize operational overhead. Configurable workflows allow institutions to tailor decision rules, dealer scoring, verification steps, STIP requirements, and funding processes. Automated counteroffers generate alternative loan structures in real time to preserve more deals. Dynamic rate and dealer reserve calculations apply pricing and participation models consistently across applications. Integrations with DealerTrack, RouteOne®, CUDL®, Kelley Blue Book®, Black Book®, and CARFAX® support faster, more accurate decisions. Built‑in tools like e‑contracting, digital documents, ACH funding, real‑time reporting, advanced decisioning, and a responsive interface help shorten loan cycle times and improve dealer satisfaction.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

No images available

Integrations

Auction Edge
Auction Simplified
Auto Data
AutoLeap
Autodeals
Axon Fusus
DealerSpin360
Droptop
EasyRO
GTX
MeridianLink One
Omega EDI
OrbisX
Polonious
Tire Power
TireMaster
Vehicle Acquisition Network (VAN)

Integrations

Auction Edge
Auction Simplified
Auto Data
AutoLeap
Autodeals
Axon Fusus
DealerSpin360
Droptop
EasyRO
GTX
MeridianLink One
Omega EDI
OrbisX
Polonious
Tire Power
TireMaster
Vehicle Acquisition Network (VAN)

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

CARFAX

Founded

1986

Country

United States

Website

www.carfax.com

Vendor Details

Company Name

MeridianLink

Founded

1998

Country

United States

Website

www.meridianlink.com/products/decisionlender/

Product Features

Auto Dealer

Accounting
Buy-Here-Pay-Here
Collections Management
Contact Database
Customer Database
Document Management
F&I Management
Financing Management
Form Printing
Inventory Management
Lease Management
New Car Dealer
New Car Lot
Online Inventory
Parts Management
Sales Management
Service Department
Used Car Lot
Website Integration

Marketplace

Catalog Management
Category Management
Fee / Commission Management
Order Management
Payment Processing
Promotions Management
Returns Management
SEO Management
Shopping Cart
Vendor Portal

Product Features

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

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