Compare Argos Vault vs. LeaseAccounting.app

Argos Solutions offers top-tier loan management software tailored for financial institutions in the retail and wholesale lending, leasing, and investment sectors, with a primary focus on New Zealand and Australia. With a legacy of more than three decades, we have consistently delivered dependable and cutting-edge finance software to our clients. Our extensive experience in the competitive software landscape illustrates that our product suite embodies the principles of being 'ARGOS' – Accurate, Reliable, Great, Original, and Smart. Our comprehensive finance software is adept at managing various types of loans, including both fixed and variable loans, as well as different lease structures such as operating, finance, maintained, non-maintained, and wholesale financing options like floor plan finance, bailment, unit finance, and inventory finance. As the financial landscape evolves, we remain committed to enhancing our offerings to meet the dynamic needs of our customers.

LeaseAccounting.app is a self-serve IFRS 16 and FRS 102 lease accounting platform built for finance teams who want audit-ready compliance without spreadsheets, implementation consultants, or six-figure setup costs. Made by ZenTreasury Oy in Helsinki, Finland with EU-only data hosting. Designed for SMEs reporting under IFRS 16 or FRS 102 (UK GAAP), typically managing 5 to 50 leases. The platform generates complete lease schedules, journal entries, modifications, remeasurements, terminations, and one-click audit evidence packs from any lease contract. AI-assisted contract extraction reads your PDFs and proposes lease terms with confidence scoring; you approve, and the deterministic calculation engine produces the numbers. Same inputs, same outputs, every time. Zen AI is advisory only and never touches a calculation. Other features: Discount Rate Advisor pulls reference rates from central bank sources and drafts a rate memo for review; continuous compliance monitoring flags indexations due, expiring leases, and overdue reassessments; multi-entity bookkeeping from day one; auditor portal access with activity logging (coming soon); journal export to SAP, Oracle, Dynamics, and NetSuite formats; Azure AD / Entra ID SSO with JIT provisioning. Pricing: free tier covers 2 leases with no credit card required. Paid plans start at €149 per month with no per-seat pricing and generous team access included on every tier. Differentiation: built IFRS-first (not ASC 842-first), EU-hosted, fully implemented FRS 102, and self-serve onboarding. The trusted alternative to spreadsheet-based compliance and consultant-heavy enterprise lease tools.