Our product portfolio of credit cards, buy now, pay later, and business financing products was designed to meet the core needs of shoppers, small and medium-sized businesses, as well as retailers. We have platforms that allow you to buy or lease everything. Increase your customer base. Become a hummbusiness partnership. You can earn up to 30% more in sales volume and a maximum of 80% repurchase rates. Payment upfront Guaranteed settlement next business day. No refund fees. We will return your fee for items returned to our store. Fully integrated No matter how big or small your business is, whether it's online, walk-in, or online, humm can integrate. We offer instant online integration with major e-commerce providers. For bespoke builds, you can also use the Direct REST API to access pricing and marketing widgets. Integration is available for the following POS platforms. Customers and staff can integrate quickly and easily.