Best Business Bank Accounts for Small Business

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Zil Money offers: Pay By Credit Card: Use credit cards even when your vendors don't accept them. ACH Payment: Make one-time or recurring ACH/RTP payments in one click. Wire Transfers: Send money electronically from one financial institution to another. Bill Pay: Pay & schedule bills online, managing supplier payments & reducing risk. Digital Checks: Digitize your paper checks and make your payments via email or text. Software Integrations: Integrate Zil Money with your accounting and payroll software. Cloud Bank: Open an online bank account with ZilBank.com. Streamline your payment management & save Check Printing: Drag and drop to instantly create checks & print using any printer. Payment Link Create and send a secure URL for customers to make online payments easily. The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH. Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Effortless banking and bookkeeping solutions tailored for your micro business are just a download away. With Kippa, you can quickly set up a business bank account, manage simple bookkeeping tasks, issue invoices and receipts, and even launch an eCommerce website—all through a single free application! This platform empowers you to operate your small business efficiently, akin to larger enterprises. Security is prioritized, as each account features two-factor authentication for safe transactions. Kippa simplifies the business process, enabling small to medium-sized business owners to keep tabs on their sales and expenses while providing tools for sending digital invoices and receipts, recovering debts, and opening a bank account to begin accepting payments in mere minutes. Over 350,000 businesses rely on Kippa for managing their operations and facilitating payment transactions effortlessly. With Kippa, you can keep your business information right at your fingertips, allowing you to log expenses, sales, and outstanding debts conveniently. The app also supports management of multiple stores from a single interface, making it easier than ever to create and dispatch professional invoices to clients, monitor their statuses (whether sent, viewed, overdue, or paid), and accurately track invoice payments. Plus, Kippa's user-friendly design ensures that administrative tasks no longer take up your valuable time.

Relay is a comprehensive online banking and financial management solution tailored for small enterprises, enabling them to maintain complete oversight of their cash flow through an integrated system for banking, expense tracking, bill payment, invoicing, and financial automation. This platform allows users to set up as many as 20 distinct checking accounts and two savings accounts, issue both physical and virtual debit or credit cards equipped with spending controls, and facilitates the sending and receiving of payments through various methods such as ACH transfers, wire transfers, and checks, including deposits from services like PayPal, Stripe, or Square. Additionally, Relay empowers businesses to categorize their income and expenses effectively, automate account transfers either by fixed dollar amounts or percentages, and manage fund allocation for taxes, payroll, savings, or profits automatically. The platform also enhances billing processes and vendor transactions by allowing users to upload or email their bills (or sync directly from accounting software), implement customizable approval workflows, and execute payments via ACH, wire, or check right from within the system. By utilizing Relay, small businesses can streamline their financial operations and improve overall efficiency in managing cash flow.

Devdraft is a platform for cross-border payments that operates with stablecoins, specifically tailored to assist businesses in enhancing their global operations with efficiency, oversight, and ease. It offers immediate access to virtual bank accounts for USD and EUR, which allows users to accept international payments, maintain balances in stable currencies, and swiftly convert or withdraw funds to USDC or USDT. By addressing and resolving common issues such as delays in settlements, exorbitant remittance charges, and restrictions in currency exchange, it provides a streamlined framework designed for contemporary commerce that transcends borders. Users benefit from the ability to send and receive payments internationally, generate invoices and payment links, and oversee transactions in real-time via a centralized financial dashboard. Furthermore, Devdraft enhances e-commerce functionality through its Product Store feature, enabling businesses to showcase products, manage stock, analyze performance, and process payments all within one platform, thus eliminating the need for an additional website. This comprehensive approach not only simplifies financial processes but also empowers businesses to thrive in a competitive global market.

Payowire offers virtual Visa and Mastercards for international payment. You can open a global bank account to receive from Amazon, eBay and other affiliate platforms. You can also make withdrawals from your local bank accounts. Payowire is a payment processor. Our product allows freelancers to receive and make payments quickly and safely.